威海银行—2024年12月单位结构性存款产品账单

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2024年12月单位结构性存款产品账单

发布时间：2024-12-15

尊敬的客户：

以下是我行单位结构性存款产品2024年12月产品账单。其中，“账单日产品预期年化收益率”，是我行根据本期账单测算日该期结构性存款产品挂钩标的的市场变化情况测算，仅作参考，不代表本期产品实际到期收益情况。“挂钩标的市场观察水平”，在该结构性存款所挂钩的衍生产品到期前，为账单公布日上一日挂钩标的市场观察水平；在衍生产品到期后，为产品观察日挂钩标的市场观察水平。如有任何问题，欢迎拨打我行客户服务电话或联系我行网点工作人员。感谢您一直以来对威海市商业银行的支持！

2024年12月单位结构性存款产品账单
账单日：2024-12-15
序号	业务编号	产品编号	起始日	到期日	期限	币种	预期收益率	金额（万元）	其中用于衍生品投资（元）	挂钩标的	产品观察日	起息日挂钩标的市场水平	挂钩标的市场观察水平	衍生品公允价值（元）	账单日产品预期年化收益率%
1	WJ20231215006	WKGJ2023260-365-1D	2023/12/20	2024/12/19	365	人民币	1.1%/2.5%/2.85%	5000	825000	EUR/USD	2024/10/15	1.09530	1.0891	-	2.5
2	WJ20231218007	WKGJ2023260-365-2D	2023/12/20	2024/12/19	365	人民币	1.1%/2.5%/2.85%	5000	825000	EUR/USD	2024/10/15	1.09530	1.0891	-	2.5
3	WJ20231220001	WKGJ2023263-365D	2023/12/23	2024/12/22	365	人民币	1.2%/2.9%/3.25%	3000	600000	EUR/USD	2024/10/15	1.10220	1.0891	-	2.9
4	WJ20231225003	WKGJ2023216-365D	2023/12/26	2024/12/25	365	人民币	1.2%/2.85%/3.2%	6000	1140000	EUR/USD	2024/10/15	1.10360	1.0891	-	2.85
5	WJ20240102004	WKGJ2023266-365D	2024/1/3	2025/1/2	365	人民币	1.2%/2.85%/3.2%	20000	3800000	EUR/USD	2024/10/15	1.09180	1.0891	-	2.85
6	WJ20240110007	WKGJ2023266-365D	2024/1/13	2025/1/12	365	人民币	1.2%/2.85%/3.2%	7000	1330000	EUR/USD	2024/12/10	1.09550	1.0562	-	2.85
7	WJ20240118006	WKGJ2024005-365D	2024/1/20	2025/1/19	365	人民币	1.2%/2.95%/3.3%	10000	2050000	EUR/USD	2024/12/10	1.09020	1.0562	-	2.95
8	WJ20240119003	WKGJ2023266-365D	2024/1/20	2025/1/19	365	人民币	1.2%/2.85%/3.2%	5000	950000	EUR/USD	2024/12/10	1.09020	1.0562	-	2.85
9	WJ20240130008	WKGJ2023266-365D	2024/1/31	2025/1/30	365	人民币	1.2%/2.85%/3.2%	2000	380000	EUR/USD	2024/12/10	1.08090	1.0562	-	2.85
10	WJ20240226005	WKGJ2024037-365D	2024/2/27	2025/2/26	365	人民币	1.05%/2.6%/2.95%	5000	900000	EUR/USD	2025/1/20	1.08400	1.0503	784411.076	2.62
11	WJ20240227002	WKGJ2024039-365D	2024/2/29	2025/2/28	365	人民币	1.1%/2.8%/3.15%	3000	585000	EUR/USD	2025/1/20	1.08210	1.0503	518083.3342	2.83
12	WJ20240322004	WKGJ2024051-365D	2024/3/28	2025/3/28	365	人民币	1.15%/2.7%/3.05%	2500	450000	EUR/USD	2025/2/11	1.07875	1.0503	384266.5175	2.69
13	WJ20240401005	WKGJ2024051-365D	2024/4/4	2025/4/4	365	人民币	1.15%/2.7%/3.05%	2500	450000	EUR/USD	2025/2/11	1.08350	1.0503	383317.016	2.68
14	WJ20240418002	WKGJ2024075-365D	2024/4/20	2025/4/20	365	人民币	1.1%/2.65%/3%	8000	1440000	EUR/USD	2025/3/19	1.06680	1.0503	1253045.658	2.67
15	WJ20240426002	WKGJ2024080-365D	2024/4/27	2025/4/27	365	人民币	1.15%/2.95%/3.3%	10000	2100000	EUR/USD	2025/3/19	1.07140	1.0503	1816445.98	2.97
16	WJ20240426003	WKGJ2024051-365D	2024/4/30	2025/4/30	365	人民币	1.15%/2.7%/3.05%	5000	900000	EUR/USD	2025/3/19	1.07690	1.0503	761805.0349	2.67
17	WJ20240511002	WKGJ2024051-365D	2024/5/14	2025/5/14	365	人民币	1.15%/2.7%/3.05%	20000	3600000	EUR/USD	2025/3/19	1.08220	1.0503	2976521.106	2.64
18	WJ20240516005	WKGJ2024089-365D	2024/5/18	2025/5/18	365	人民币	1.1%/2.65%/3%	17000	3060000	EUR/USD	2025/4/28	1.08760	1.0503	2645791.776	2.66
19	WJ20240516007	WKGJ2024089-365D	2024/5/18	2025/5/18	365	人民币	1.1%/2.65%/3%	7000	1260000	EUR/USD	2025/4/28	1.08760	1.0503	1089443.719	2.66
20	WJ20240517003	WKGJ2024093-365D	2024/5/18	2025/5/18	365	人民币	1.15%/2.85%/3.2%	3000	600000	EUR/USD	2025/4/28	1.08760	1.0503	512034.1022	2.86
21	WJ20240521002	WKGJ2024096-215D	2024/5/25	2024/12/26	215	人民币	1.05%/2.7%/3.05%	3000	335753.42	EUR/USD	2024/11/27	1.08500	1.0476	-	2.7
22	WJ20240613008	WKGJ2024109-365D	2024/6/15	2025/6/15	365	人民币	1.1%/2.65%/3%	10000	1800000	EUR/USD	2025/5/13	1.07010	1.0503	1559508.893	2.66
23	WJ20240617005	WKGJ2024051-180D	2024/6/19	2024/12/16	180	人民币	1.05%/2.7%/3.05%	1500	140547.95	EUR/USD	2024/11/27	1.07455	1.0476	-	2.7
24	WJ20240618001	WKGJ2024051-180D	2024/6/19	2024/12/16	180	人民币	1.05%/2.7%/3.05%	2000	187397.26	EUR/USD	2024/11/27	1.07455	1.0476	-	2.7
25	WJ20240620004	WKGJ2024120-180D	2024/6/22	2024/12/19	180	人民币	1%/2.3%/2.65%	5000	382191.78	EUR/USD	2024/11/27	1.06900	1.0476	-	2.3
26	WJ20240621002	WKGJ2024116-180D	2024/6/25	2024/12/22	180	人民币	1%/2.6%/2.95%	10000	912328.77	EUR/USD	2024/12/10	1.07155	1.0562	-	2.6
27	WJ20240624001	WKGJ2024109-365D	2024/6/25	2025/6/25	365	人民币	1.1%/2.65%/3%	7500	1350000	EUR/USD	2025/5/13	1.07155	1.0503	1163849.232	2.65
28	WJ20240625003	WKGJ2024127-180D	2024/6/26	2024/12/23	180	人民币	1%/2.3%/2.65%	2000	152876.71	EUR/USD	2024/12/10	1.06890	1.0562	-	2.3
29	WJ20240625002	WKGJ2024129-180D	2024/6/26	2024/12/23	180	人民币	1%/2.4%/2.75%	10000	813698.63	EUR/USD	2024/12/10	1.06890	1.0562	-	2.4
30	WJ20240626002	WKGJ2024123-180D	2024/6/28	2024/12/25	180	人民币	1.05%/2.95%/3.3%	4000	433972.6	EUR/USD	2024/12/10	1.07480	1.0562	-	2.95
31	WJ20240626001	WKGJ2024051-180D	2024/6/28	2024/12/25	180	人民币	1.05%/2.7%/3.05%	2000	187397.26	EUR/USD	2024/12/10	1.07480	1.0562	-	2.7
32	WJ20240628013	WKGJ2024128-180D	2024/6/29	2024/12/26	180	人民币	1.05%/2.8%/3.15%	18000	1819726.03	EUR/USD	2024/12/10	1.07480	1.0562	-	2.8
33	WJ20240628004	WKGJ2024123-180D	2024/7/2	2024/12/29	180	人民币	1.05%/2.95%/3.3%	11000	1193424.66	EUR/USD	2024/12/18	1.07410	1.0503	1054736.178	2.99
34	WJ20240701004	WKGJ2024138-180D	2024/7/3	2024/12/30	180	人民币	1%/2.5%/2.85%	13000	1121917.81	EUR/USD	2024/12/18	1.07910	1.0503	980032.2224	2.53
35	WJ20240705002	WKGJ2024137-365D	2024/7/6	2025/7/6	365	人民币	1.1%/2.5%/2.85%	13000	2145000	EUR/USD	2025/6/16	1.08290	1.0503	1818007.283	2.5
36	WJ20240705004	WKGJ2024137-365D	2024/7/6	2025/7/6	365	人民币	1.1%/2.5%/2.85%	20000	3300000	EUR/USD	2025/6/16	1.08290	1.0503	2785759.456	2.49
37	WJ20240708007	WKGJ2024142-180D	2024/7/10	2025/1/6	180	人民币	1%/2.4%/2.75%	2000	162739.73	EUR/USD	2024/12/18	1.08395	1.0503	136498.9045	2.38
38	WJ20240710006	WKGJ2024121-365D	2024/7/12	2025/7/12	365	人民币	1.15%/2.7%/3.05%	1500	270000	EUR/USD	2025/6/16	1.08890	1.0503	212164.5586	2.56
39	WJ20240711002	WKGJ2024137-365D	2024/7/13	2025/7/13	365	人民币	1.1%/2.5%/2.85%	13000	2145000	EUR/USD	2025/6/16	1.08890	1.0503	1661609.661	2.38
40	WJ20240711003	WKGJ2024143-180D	2024/7/13	2025/1/9	180	人民币	1%/2.4%/2.75%	3000	244109.59	EUR/USD	2024/12/18	1.08890	1.0503	211673.7206	2.43
41	WJ20240712001	WKGJ2024121-180D	2024/7/13	2025/1/9	180	人民币	1.05%/2.7%/3.05%	5000	468493.15	EUR/USD	2024/12/18	1.08890	1.0503	415787.7199	2.74
42	WJ20240716002	WKGJ2024147-180D	2024/7/17	2025/1/13	180	人民币	1%/2.3%/2.65%	15000	1146575.34	EUR/USD	2024/12/18	1.09350	1.0503	982294.3072	2.33
43	WJ20240715001	WKGJ2024121-365D	2024/7/19	2025/7/19	365	人民币	1.15%/2.7%/3.05%	1500	270000	EUR/USD	2025/6/16	1.08860	1.0503	211295.8253	2.56
44	WJ20240718002	WKGJ2024149-180D	2024/7/20	2025/1/16	180	人民币	1.1%/3%/3.35%	20000	2169863.01	EUR/USD	2024/12/18	1.08860	1.0503	1913517.38	3.04
45	WJ20240722001	WKGJ2024147-180D	2024/7/24	2025/1/20	180	人民币	1%/2.3%/2.65%	10000	764383.56	EUR/USD	2024/12/18	1.08390	1.0503	654307.1538	2.33
46	WJ20240722003	WKGJ2024149-180D	2024/7/24	2025/1/20	180	人民币	1.1%/3%/3.35%	20000	2169863.01	EUR/USD	2024/12/18	1.08390	1.0503	1912590.147	3.04
47	WJ20240725005	WKGJ2024149-180D	2024/7/27	2025/1/23	180	人民币	1.1%/3%/3.35%	10000	1084931.51	EUR/USD	2025/1/8	1.08660	1.0503	955942.8735	3.04
48	WJ20240729014	WKGJ2024121-180D	2024/7/30	2025/1/26	180	人民币	1.05%/2.7%/3.05%	3500	327945.21	EUR/USD	2025/1/8	1.08220	1.0503	281669.0357	2.68
49	WJ20240729018	WKGJ2024121-180D	2024/7/30	2025/1/26	180	人民币	1.05%/2.7%/3.05%	2000	187397.26	EUR/USD	2025/1/8	1.08220	1.0503	160953.7648	2.68
50	WJ20240729002	WKGJ2024153-190D	2024/8/1	2025/2/7	190	人民币	1.05%/2.8%/3.15%	8998	960197.53	EUR/USD	2025/1/8	1.07910	1.0503	834765.9979	2.83
51	WJ20240801010	WKGJ2024160-365D	2024/8/3	2025/8/3	365	人民币	1.1%/2.5%/2.85%	15000	2475000	EUR/USD	2025/7/7	1.09190	1.0503	2084346.897	2.49
52	WJ20240801012	WKGJ2024160-365D	2024/8/3	2025/8/3	365	人民币	1.1%/2.5%/2.85%	10000	1650000	EUR/USD	2025/7/7	1.09190	1.0503	1389562.621	2.49
53	WJ20240802005	WKGJ2024168-180D	2024/8/3	2025/1/30	180	人民币	1%/2.3%/2.65%	1700	129945.21	EUR/USD	2025/1/8	1.09190	1.0503	105561.3328	2.26
54	WJ20240807001	WKGJ2024160-365D	2024/8/8	2025/8/8	365	人民币	1.1%/2.5%/2.85%	20000	3300000	EUR/USD	2025/7/7	1.09170	1.0503	2782880.576	2.49
55	WJ20240808002	WKGJ2024160-365D	2024/8/10	2025/8/10	365	人民币	1.1%/2.5%/2.85%	18000	2970000	EUR/USD	2025/7/7	1.09200	1.0503	2499638.841	2.49
56	WJ20240815001	WKGJ2024171-365D	2024/8/17	2025/8/17	365	人民币	1.05%/2.5%/2.85%	10000	1700000	EUR/USD	2025/7/7	1.10310	1.0503	1428980.182	2.48
57	WJ20240815002	WKGJ2024174-365D	2024/8/17	2025/8/17	365	人民币	1.05%/2.4%/2.75%	5000	800000	EUR/USD	2025/7/7	1.10310	1.0503	665364.2718	2.38
58	WJ20240819003	WKGJ2024171-365D	2024/8/20	2025/8/20	365	人民币	1.05%/2.5%/2.85%	7000	1190000	EUR/USD	2025/7/7	1.11220	1.0503	995656.1003	2.47
59	WJ20240820005	WKGJ2024171-180D	2024/8/22	2025/2/18	180	人民币	1%/2.5%/2.85%	20000	1726027.4	EUR/USD	2025/1/20	1.11270	1.0503	1500423.564	2.52
60	WJ20240821001	WKGJ2024149-180D	2024/8/22	2025/2/18	180	人民币	1.1%/3%/3.35%	10000	1084931.51	EUR/USD	2025/1/20	1.11270	1.0503	950268.1352	3.03
61	WJ20240822005	WKGJ2024178-180D	2024/8/24	2025/2/20	180	人民币	1%/2.4%/2.75%	10000	813698.63	EUR/USD	2025/1/20	1.11890	1.0503	697698.1628	2.41
62	WJ20240826011	WKGJ2024171-180D	2024/8/29	2025/2/25	180	人民币	1%/2.5%/2.85%	2000	172602.74	EUR/USD	2025/1/20	1.10735	1.0503	149975.9322	2.52
63	WJ20240822009	WKGJ2024171-365D	2024/8/29	2025/8/29	365	人民币	1.05%/2.5%/2.85%	5000	850000	EUR/USD	2025/7/7	1.10735	1.0503	709416.6816	2.47
64	WJ20240903009	WKGJ2024171-180D	2024/9/5	2025/3/4	180	人民币	1%/2.5%/2.85%	6000	517808.22	EUR/USD	2025/2/11	1.11110	1.0503	340594.3916	2.15
65	WJ20240905001	WKGJ2024171-365D	2024/9/7	2025/9/7	365	人民币	1.05%/2.5%/2.85%	7000	1190000	EUR/USD	2025/8/6	1.10820	1.0503	989290.8103	2.46
66	WJ20240905003	WKGJ2024171-365D	2024/9/7	2025/9/7	365	人民币	1.05%/2.5%/2.85%	7000	1190000	EUR/USD	2025/8/6	1.10820	1.0503	989290.4314	2.46
67	WJ20240911003	WKGJ2024171-365D	2024/9/13	2025/9/13	365	人民币	1.05%/2.5%/2.85%	3500	595000	EUR/USD	2025/8/6	1.11280	1.0503	466200.7547	2.38
68	WJ20240914004	WKGJ2024171-365D	2024/9/19	2025/9/19	365	人民币	1.05%/2.5%/2.85%	3500	595000	EUR/USD	2025/8/6	1.11590	1.0503	427797.3329	2.27
69	WJ20240918001	WKGJ2024171-180D	2024/9/19	2025/3/18	180	人民币	1%/2.5%/2.85%	2000	172602.74	EUR/USD	2025/2/11	1.11590	1.0503	99998.21001	2.01
70	WJ20240920004	WKGJ2024171-180D	2024/9/21	2025/3/20	180	人民币	1%/2.5%/2.85%	5000	431506.85	EUR/USD	2025/2/11	1.11600	1.0503	244791.4706	1.99
71	WJ20240920005	WKGJ2024171-365D	2024/9/24	2025/9/24	365	人民币	1.05%/2.5%/2.85%	3000	510000	EUR/USD	2025/8/6	1.11880	1.0503	358713.8696	2.25
72	WJ20240920008	WKGJ2024171-365D	2024/9/24	2025/9/24	365	人民币	1.05%/2.5%/2.85%	8000	1360000	EUR/USD	2025/8/6	1.11880	1.0503	956570.3761	2.25
73	WJ20240920001	WKGJ2024193-180D	2024/9/24	2025/3/23	180	人民币	1%/2.9%/3.25%	10000	1084931.51	EUR/USD	2025/3/19	1.11880	1.0503	650347.8075	2.32
74	WJ20240920009	WKGJ2024171-90D	2024/9/24	2024/12/23	90	人民币	1%/2.6%/2.95%	1000	45616.44	EUR/USD	2024/12/18	1.11880	1.0503	3749.829474	1.15
75	WJ20240920002	WKGJ2024171-180D	2024/9/24	2025/3/23	180	人民币	1%/2.5%/2.85%	1000	86301.37	EUR/USD	2025/3/19	1.11880	1.0503	51347.35046	2.04
76	WJ20240923001	WKGJ2024198-90D	2024/9/25	2024/12/24	90	人民币	1%/2.6%/2.95%	20000	912328.77	EUR/USD	2024/12/18	1.11400	1.0503	172198.8192	1.35
77	WJ20240923002	WKGJ2024193-180D	2024/9/26	2025/3/25	180	人民币	1%/2.9%/3.25%	10000	1084931.51	EUR/USD	2025/3/19	1.11650	1.0503	667309.8903	2.35
78	WJ20240925009	WKGJ2024171-90D	2024/9/27	2024/12/26	90	人民币	1%/2.6%/2.95%	2000	91232.88	EUR/USD	2024/12/18	1.11620	1.0503	11949.85411	1.24
79	WJ20240925006	WKGJ2024198-90D	2024/9/27	2024/12/26	90	人民币	1%/2.6%/2.95%	10000	456164.38	EUR/USD	2024/12/18	1.11620	1.0503	59749.25983	1.24
80	WJ20240924004	WKGJ2024196- 180D	2024/9/28	2025/3/27	180	人民币	1%/2.3%/2.65%	1300	99369.86	EUR/USD	2025/3/19	1.11620	1.0503	59548.39489	1.93
81	WJ20240924011	WKGJ2024171-180D	2024/9/28	2025/3/27	180	人民币	1%/2.5%/2.85%	20000	1726027.4	EUR/USD	2025/3/19	1.11620	1.0503	1057002.91	2.07
82	WJ20240927005	WKGJ2024171-90D	2024/9/28	2024/12/27	90	人民币	1%/2.6%/2.95%	1400	63863.01	EUR/USD	2024/12/18	1.11620	1.0503	8360.898667	1.24
83	WJ20240920007	WKGJ2024171-180D	2024/9/29	2025/3/28	180	人民币	1%/2.5%/2.85%	10000	863013.7	EUR/USD	2025/3/19	1.11620	1.0503	528458.2647	2.07
84	WJ20240930006	WKGJ2024193-180D	2024/10/9	2025/4/7	180	人民币	1%/2.9%/3.25%	5000	542465.75	EUR/USD	2025/3/19	1.09430	1.0503	401100.8339	2.63
85	WJ20241010002	WKGJ2024198-90D	2024/10/12	2025/1/10	90	人民币	1%/2.6%/2.95%	10000	456164.38	EUR/USD	2025/1/8	1.09240	1.0503	339435.6889	2.38
86	WJ20240927011	WKGJ2024192-180D	2024/10/16	2025/4/14	180	人民币	1%/2.8%/3.15%	20000	2071232.88	EUR/USD	2025/3/19	1.08620	1.0503	1542443.969	2.56
87	WJ20241014004	WKGJ2024210-180D	2024/10/16	2025/4/14	180	人民币	1%/2.8%/3.15%	30000	3106849.32	EUR/USD	2025/3/19	1.08620	1.0503	2313669.578	2.56
88	WJ20241016001	WKGJ2024171-90D	2024/10/17	2025/1/15	90	人民币	1%/2.6%/2.95%	1000	45616.44	EUR/USD	2025/1/8	1.08350	1.0503	35977.97131	2.46
89	WJ20241017002	WKGJ2024212-180D	2024/10/19	2025/4/17	180	人民币	0.45%/1.9%/2.25%	2000	167671.23	EUR/USD	2025/3/19	1.08650	1.0503	128555.179	1.75
90	WJ20241017003	WKGJ2024171-90D	2024/10/19	2025/1/17	90	人民币	1%/2.6%/2.95%	1000	45616.44	EUR/USD	2025/1/8	1.08650	1.0503	36921.51227	2.5
91	WJ20241021001	WKGJ2024171-180D	2024/10/24	2025/4/22	180	人民币	1%/2.5%/2.85%	10000	863013.7	EUR/USD	2025/3/19	1.08230	1.0503	666700.6522	2.35
92	WJ20241022002	WKGJ2024213-180D	2024/10/25	2025/4/23	180	人民币	0.85%/2.3%/2.65%	15000	1257534.25	EUR/USD	2025/3/19	1.07920	1.0503	1068957.253	2.3
93	WJ20241024002	WKGJ2024171-365D	2024/10/25	2025/10/25	365	人民币	1.05%/2.5%/2.85%	4500	765000	EUR/USD	2025/8/6	1.07920	1.0503	594472.2842	2.37
94	WJ20241025001	WKGJ2024198-90D	2024/10/26	2025/1/24	90	人民币	1%/2.6%/2.95%	1000	45616.44	EUR/USD	2025/1/8	1.07920	1.0503	37641.57407	2.53
95	WJ20241024007	WKGJ2024171-365D	2024/10/26	2025/10/26	365	人民币	1.05%/2.5%/2.85%	5000	850000	EUR/USD	2025/8/6	1.07920	1.0503	658884.1464	2.37
96	WJ20241024010	WKGJ2024212-180D	2024/10/26	2025/4/24	180	人民币	0.45%/1.9%/2.25%	2000	167671.23	EUR/USD	2025/3/19	1.07920	1.0503	130702.6437	1.78
97	WJ20241024006	WKGJ2024171-180D	2024/10/29	2025/4/27	180	人民币	1%/2.5%/2.85%	20000	1726027.4	EUR/USD	2025/3/19	1.08215	1.0503	1334627.926	2.35
98	WJ20241025002	WKGJ2024211-90D	2024/10/29	2025/1/27	90	人民币	1%/2.6%/2.95%	12000	547397.26	EUR/USD	2025/1/8	1.08215	1.0503	442450.9966	2.5
99	WJ20241028008	WKGJ2024214-180D	2024/10/29	2025/4/27	180	人民币	1%/2.9%/3.25%	6000	650958.9	EUR/USD	2025/3/19	1.08215	1.0503	506789.3086	2.71
100	WJ20241028006	WKGJ2024171-180D	2024/10/29	2025/4/27	180	人民币	1%/2.5%/2.85%	2000	172602.74	EUR/USD	2025/3/19	1.08215	1.0503	133462.7726	2.35
101	WJ20241029007	WKGJ2024212-180D	2024/10/31	2025/4/29	180	人民币	0.45%/1.9%/2.25%	1000	83835.62	EUR/USD	2025/3/19	1.08800	1.0503	63687.61536	1.74
102	WJ20241030005	WKGJ2024171-90D	2024/10/31	2025/1/29	90	人民币	1%/2.6%/2.95%	3000	136849.32	EUR/USD	2025/1/8	1.08800	1.0503	108007.5965	2.46
103	WJ20241101004	WKGJ2024198-90D	2024/11/2	2025/1/31	90	人民币	1%/2.6%/2.95%	1000	45616.44	EUR/USD	2025/1/8	1.08890	1.0503	34688.50279	2.41
104	WJ20241106002	WKGJ2024171-90D	2024/11/8	2025/2/6	90	人民币	1%/2.6%/2.95%	1000	45616.44	EUR/USD	2025/1/8	1.07200	1.0503	37531.36794	2.52
105	WJ20241106004	WKGJ2024226-180D	2024/11/9	2025/5/8	180	人民币	0.4%/1.9%/2.25%	3000	258904.11	EUR/USD	2025/4/28	1.07200	1.0503	202701.8128	1.77
106	WJ20241107001	WKGJ2024211-365D	2024/11/9	2025/11/9	365	人民币	1.05%/2.5%/2.85%	12000	2040000	EUR/USD	2025/8/6	1.07200	1.0503	1590212.167	2.38
107	WJ20241107003	WKGJ2024211-365D	2024/11/9	2025/11/9	365	人民币	1.05%/2.5%/2.85%	8000	1360000	EUR/USD	2025/8/6	1.07200	1.0503	1060143.411	2.38
108	WJ20241108004	WKGJ2024214-180D	2024/11/12	2025/5/11	180	人民币	1%/2.9%/3.25%	10000	1084931.51	EUR/USD	2025/4/28	1.06260	1.0503	876172.9717	2.78
109	WJ20241113001	WKGJ2024228-90D	2024/11/15	2025/2/13	90	人民币	0.8%/2.35%/2.7%	1500	66575.34	EUR/USD	2025/1/8	1.05430	1.0503	56049.54309	2.32
110	WJ20241114003	WKGJ2024229-365D	2024/11/16	2025/11/16	365	人民币	0.6%/2.1%/2.45%	10000	1750000	EUR/USD	2025/8/6	1.05430	1.0503	1429331.609	2.03
111	WJ20241118004	WKGJ2024228-28D	2024/11/20	2024/12/18	28	人民币	0.7%/2.15%/2.5%	2000	26849.32	EUR/USD	2024/12/10	1.05450	1.0562	-	2.15
112	WJ20241118002	WKGJ2024228-90D	2024/11/20	2025/2/18	90	人民币	0.8%/2.35%/2.7%	1200	53260.27	EUR/USD	2025/2/11	1.05450	1.0503	44225.85381	2.29
113	WJ20241118003	WKGJ2024232-30D	2024/11/20	2024/12/20	30	人民币	0.7%/2.25%/2.6%	5000	76027.4	EUR/USD	2024/12/10	1.05450	1.0562	-	2.25
114	WJ20241121001	WKGJ2024231-365D	2024/11/23	2025/11/23	365	人民币	0.7%/2.2%/2.55%	5000	875000	EUR/USD	2025/10/21	1.04790	1.0503	715734.8528	2.13
115	WJ20241119002	WKGJ2024228-180D	2024/11/26	2025/5/25	180	人民币	0.8%/2.35%/2.7%	5000	443835.62	EUR/USD	2025/4/28	1.04870	1.0503	384536.2153	2.36
116	WJ20241125004	WKGJ2024228-90D	2024/11/27	2025/2/25	90	人民币	0.8%/2.35%/2.7%	1500	66575.34	EUR/USD	2025/2/11	1.05570	1.0503	57080.01867	2.34
117	WJ20241125005	WKGJ2024235-180D	2024/11/27	2025/5/26	180	人民币	0.6%/2.1%/2.45%	20000	1726027.4	EUR/USD	2025/4/28	1.05570	1.0503	1472030.569	2.09
118	WJ20241125002	WKGJ2024233-180D	2024/11/28	2025/5/27	180	人民币	1%/2.45%/2.8%	3000	258904.11	EUR/USD	2025/4/28	1.05590	1.0503	213684.8578	2.44
119	WJ20241126001	WKGJ2024228-90D	2024/11/28	2025/2/26	90	人民币	0.8%/2.35%/2.7%	10000	443835.62	EUR/USD	2025/2/11	1.05590	1.0503	382039.1441	2.35
120	WJ20241126003	WKGJ2024228-30D	2024/11/28	2024/12/28	30	人民币	0.7%/2.15%/2.5%	1400	20136.99	EUR/USD	2024/12/18	1.05590	1.0503	16499.06633	2.13
121	WJ20241127003	WKGJ2024238-180D	2024/11/29	2025/5/28	180	人民币	0.6%/2.1%/2.45%	20000	1726027.4	EUR/USD	2025/4/28	1.05310	1.0503	1478307.415	2.1
122	WJ20241127005	WKGJ2024228-30D	2024/11/29	2024/12/29	30	人民币	0.7%/2.15%/2.5%	1000	14383.56	EUR/USD	2024/12/18	1.05310	1.0503	11785.60899	2.13
123	WJ20241127008	WKGJ2024245-30D	2024/11/29	2024/12/29	30	人民币	0.7%/2.25%/2.6%	10000	152054.79	EUR/USD	2024/12/18	1.05310	1.0503	125983.1771	2.23
124	WJ20241128002	WKGJ2024228-30D	2024/11/29	2024/12/29	30	人民币	0.7%/2.15%/2.5%	1000	14383.56	EUR/USD	2024/12/18	1.05310	1.0503	11785.60899	2.13
125	WJ20241128005	WKGJ2024228-90D	2024/11/30	2025/2/28	90	人民币	0.8%/2.35%/2.7%	1000	44383.56	EUR/USD	2025/2/18	1.05310	1.0503	38241.1868	2.35
126	WJ20241128004	WKGJ2024243-25D	2024/11/30	2024/12/25	25	人民币	0.7%/2.35%/2.7%	9000	120205.48	EUR/USD	2024/12/18	1.05310	1.0503	100579.9712	2.33
127	WJ20241129004	WKGJ2024241-90D	2024/11/30	2025/2/28	90	人民币	0.8%/2.65%/3%	45000	2385616.44	EUR/USD	2025/2/18	1.05310	1.0503	2046725.839	2.64
128	WJ20241129003	WKGJ2024228-25D	2024/11/30	2024/12/25	25	人民币	0.7%/2.15%/2.5%	1500	17979.45	EUR/USD	2024/12/18	1.05310	1.0503	14731.5271	2.13
129	WJ20241129008	WKGJ2024250-90D	2024/11/30	2025/2/28	90	人民币	0.8%/2.55%/2.9%	10000	505479.45	EUR/USD	2025/2/18	1.05310	1.0503	430689.3471	2.55
130	WJ20241129016	WKGJ2024252-27D	2024/12/3	2024/12/30	27	人民币	0.7%/2.15%/2.5%	10000	129452.05	EUR/USD	2024/12/23	1.05070	1.0503	106402.6608	2.14
131	WJ20241128007	WKGJ2024228-28D	2024/12/3	2024/12/31	28	人民币	0.7%/2.15%/2.5%	6150	82561.64	EUR/USD	2024/12/23	1.05070	1.0503	68002.04502	2.14
132	WJ20241128012	WKGJ2024242-28D	2024/12/3	2024/12/31	28	人民币	0.7%/2.65%/3%	30000	517808.22	EUR/USD	2024/12/23	1.05070	1.0503	445482.9681	2.64
133	WJ20241128010	WKGJ2024249-28D	2024/12/3	2024/12/31	28	人民币	0.7%/2.15%/2.5%	1000	13424.66	EUR/USD	2024/12/23	1.05070	1.0503	11057.26391	2.14
134	WJ20241128011	WKGJ2024249-28D	2024/12/3	2024/12/31	28	人民币	0.7%/2.15%/2.5%	8000	107397.26	EUR/USD	2024/12/23	1.05070	1.0503	88457.95059	2.14
135	WJ20241128009	WKGJ2024249-28D	2024/12/3	2024/12/31	28	人民币	0.7%/2.15%/2.5%	1000	13424.66	EUR/USD	2024/12/23	1.05070	1.0503	11057.26391	2.14
136	WJ20241129019	WKGJ2024249-28D	2024/12/3	2024/12/31	28	人民币	0.7%/2.15%/2.5%	2000	26849.32	EUR/USD	2024/12/23	1.05070	1.0503	22114.45675	2.14
137	WJ20241129005	WKGJ2024249-28D	2024/12/3	2024/12/31	28	人民币	0.7%/2.15%/2.5%	2700	36246.58	EUR/USD	2024/12/23	1.05070	1.0503	29854.54934	2.14
138	WJ20241129006	WKGJ2024249-28D	2024/12/3	2024/12/31	28	人民币	0.7%/2.15%/2.5%	2000	26849.32	EUR/USD	2024/12/23	1.05070	1.0503	22114.45841	2.14
139	WJ20241128006	WKGJ2024248-28D	2024/12/3	2024/12/31	28	人民币	0.7%/2.6%/2.95%	20000	337534.25	EUR/USD	2024/12/23	1.05070	1.0503	289404.3449	2.59
140	WJ20241129007	WKGJ2024249-28D	2024/12/3	2024/12/31	28	人民币	0.7%/2.15%/2.5%	8000	107397.26	EUR/USD	2024/12/23	1.05070	1.0503	88457.95059	2.14
141	WJ20241129012	WKGJ2024249-28D	2024/12/3	2024/12/31	28	人民币	0.7%/2.15%/2.5%	3000	40273.97	EUR/USD	2024/12/23	1.05070	1.0503	33171.7143	2.14
142	WJ20241129009	WKGJ2024244-28D	2024/12/3	2024/12/31	28	人民币	0.7%/2.65%/3%	14000	241643.84	EUR/USD	2024/12/23	1.05070	1.0503	207892.1099	2.64
143	WJ20241128003	WKGJ2024249-28D	2024/12/3	2024/12/31	28	人民币	0.7%/2.15%/2.5%	4000	53698.63	EUR/USD	2024/12/23	1.05070	1.0503	44228.9879	2.14
144	WJ20241129021	WKGJ2024249-28D	2024/12/3	2024/12/31	28	人民币	0.7%/2.15%/2.5%	3000	40273.97	EUR/USD	2024/12/23	1.05070	1.0503	33171.72315	2.14
145	WJ20241202006	WKGJ2024253-28D	2024/12/3	2024/12/31	28	人民币	0.7%/2.25%/2.6%	20000	283835.62	EUR/USD	2024/12/23	1.05070	1.0503	236313.6378	2.24
146	WJ20241129024	WKGJ2024249-28D	2024/12/3	2024/12/31	28	人民币	0.7%/2.15%/2.5%	1600	21479.45	EUR/USD	2024/12/23	1.05070	1.0503	17691.59012	2.14
147	WJ20241129013	WKGJ2024247-28D	2024/12/3	2024/12/31	28	人民币	0.7%/2.45%/2.8%	3500	55041.1	EUR/USD	2024/12/23	1.05070	1.0503	46663.9661	2.44
148	WJ20241129018	WKGJ2024249-28D	2024/12/3	2024/12/31	28	人民币	0.7%/2.15%/2.5%	2000	26849.32	EUR/USD	2024/12/23	1.05070	1.0503	22114.45675	2.14
149	WJ20241129022	WKGJ2024239-28D	2024/12/3	2024/12/31	28	人民币	0.7%/2.25%/2.6%	5000	70958.9	EUR/USD	2024/12/23	1.05070	1.0503	59078.36306	2.24
150	WJ20241129002	WKGJ2024246-28D	2024/12/3	2024/12/31	28	人民币	0.7%/2.25%/2.6%	4000	56767.12	EUR/USD	2024/12/23	1.05070	1.0503	47262.74209	2.24
151	WJ20241202013	WKGJ2024228-90D	2024/12/3	2025/3/3	90	人民币	0.8%/2.35%/2.7%	1500	66575.34	EUR/USD	2025/2/18	1.05070	1.0503	57624.85139	2.36
152	WJ20241202018	WKGJ2024252-27D	2024/12/4	2024/12/31	27	人民币	0.7%/2.15%/2.5%	1000	12945.21	EUR/USD	2024/12/23	1.05130	1.0503	10642.20961	2.14
153	WJ20241202005	WKGJ2024228-27D	2024/12/4	2024/12/31	27	人民币	0.7%/2.15%/2.5%	1000	12945.21	EUR/USD	2024/12/23	1.05130	1.0503	10642.20764	2.14
154	WJ20241202007	WKGJ2024228-90D	2024/12/4	2025/3/4	90	人民币	0.8%/2.35%/2.7%	1000	44383.56	EUR/USD	2025/2/18	1.05130	1.0503	38356.82324	2.36
155	WJ20241202012	WKGJ2024228-14D	2024/12/4	2024/12/18	14	人民币	0.4%/1.85%/2.2%	2000	13424.66	EUR/USD	2024/12/13	1.05130	1.0465	-	1.85
156	WJ20241202015	WKGJ2024228-27D	2024/12/4	2024/12/31	27	人民币	0.7%/2.15%/2.5%	3000	38835.62	EUR/USD	2024/12/23	1.05130	1.0503	31926.62884	2.14
157	WJ20241202017	WKGJ2024228-14D	2024/12/4	2024/12/18	14	人民币	0.4%/1.85%/2.2%	5000	33561.64	EUR/USD	2024/12/13	1.05130	1.0465	-	1.85
158	WJ20241202019	WKGJ2024252-27D	2024/12/4	2024/12/31	27	人民币	0.7%/2.15%/2.5%	1000	12945.21	EUR/USD	2024/12/23	1.05130	1.0503	10642.20961	2.14
159	WJ20241203002	WKGJ2024255-27D	2024/12/4	2024/12/31	27	人民币	0.7%/2.65%/3%	5000	83219.18	EUR/USD	2024/12/23	1.05130	1.0503	71496.1955	2.63
160	WJ20241203001	WKGJ2024254-27D	2024/12/4	2024/12/31	27	人民币	0.7%/2.75%/3.1%	36600	636238.36	EUR/USD	2024/12/23	1.05130	1.0503	550121.359	2.73
161	WJ20241202016	WKGJ2024228-27D	2024/12/4	2024/12/31	27	人民币	0.7%/2.15%/2.5%	1500	19417.81	EUR/USD	2024/12/23	1.05130	1.0503	15963.34996	2.14
162	WJ20241202014	WKGJ2024228-27D	2024/12/4	2024/12/31	27	人民币	0.7%/2.15%/2.5%	1000	12945.21	EUR/USD	2024/12/23	1.05130	1.0503	10642.20764	2.14
163	WJ20241203005	WKGJ2024228-25D	2024/12/5	2024/12/30	25	人民币	0.7%/2.15%/2.5%	1000	11986.3	EUR/USD	2024/12/23	1.05680	1.0503	9830.648506	2.14
164	WJ20241203009	WKGJ2024228-26D	2024/12/5	2024/12/31	26	人民币	0.7%/2.15%/2.5%	2200	27424.66	EUR/USD	2024/12/23	1.05680	1.0503	22492.50739	2.14
165	WJ20241203006	WKGJ2024228-14D	2024/12/5	2024/12/19	14	人民币	0.4%/1.85%/2.2%	4000	26849.32	EUR/USD	2024/12/13	1.05680	1.0465	-	1.85
166	WJ20241203007	WKGJ2024228-26D	2024/12/5	2024/12/31	26	人民币	0.7%/2.15%/2.5%	1200	14958.9	EUR/USD	2024/12/23	1.05680	1.0503	12268.67273	2.14
167	WJ20241204003	WKGJ2024228-14D	2024/12/6	2024/12/20	14	人民币	0.4%/1.85%/2.2%	2000	13424.66	EUR/USD	2024/12/13	1.05520	1.0465	-	1.85
168	WJ20241204002	WKGJ2024256-90D	2024/12/6	2025/3/6	90	人民币	0.8%/2.4%/2.75%	5000	234246.58	EUR/USD	2025/2/18	1.05520	1.0503	196267.6356	2.39
169	WJ20241204001	WKGJ2024228-180D	2024/12/6	2025/6/4	180	人民币	0.8%/2.35%/2.7%	1000	88767.12	EUR/USD	2025/5/13	1.05520	1.0503	76119.88699	2.34
170	WJ20241205001	WKGJ2024228-30D	2024/12/6	2025/1/5	30	人民币	0.7%/2.15%/2.5%	2000	28767.12	EUR/USD	2024/12/23	1.05520	1.0503	23610.25087	2.14
171	WJ20241203010	WKGJ2024258-180D	2024/12/7	2025/6/5	180	人民币	0.4%/1.9%/2.25%	4000	345205.48	EUR/USD	2025/5/13	1.05520	1.0503	294305.4359	1.89
172	WJ20241209001	WKGJ2024257-365D	2024/12/10	2025/12/10	365	人民币	0.6%/2.2%/2.55%	5000	925000	EUR/USD	2025/10/21	1.05340	1.0503	773574.3365	2.15
173	WJ20241128001	WKGJ2024228-7D	2024/12/11	2024/12/18	7	人民币	0.3%/1.8%/2.15%	2000	6904.11	EUR/USD	2024/12/16	1.05065	1.0503	7185.04406	2.15
174	WJ20241210002	WKGJ2024258-180D	2024/12/12	2025/6/10	180	人民币	0.4%/1.9%/2.25%	2500	215753.42	EUR/USD	2025/5/13	1.04660	1.0503	184960.3093	1.9
175	WJ20241210005	WKGJ2024260-29D	2024/12/12	2025/1/10	29	人民币	0.7%/2.25%/2.6%	5000	73493.15	EUR/USD	2025/1/8	1.04660	1.0503	61322.20231	2.24
176	WJ20241210007	WKGJ2024259-7	2024/12/12	2024/12/19	7	人民币	0.3%/1.8%/2.15%	15000	51780.82	EUR/USD	2024/12/16	1.04660	1.0503	53887.75767	2.15
177	WJ20241210006	WKGJ2024259-7	2024/12/12	2024/12/19	7	人民币	0.3%/1.8%/2.15%	15000	51780.82	EUR/USD	2024/12/16	1.04660	1.0503	53887.75767	2.15
178	WJ20241211001	WKGJ2024228-14D	2024/12/12	2024/12/26	14	人民币	0.4%/1.85%/2.2%	1300	8726.03	EUR/USD	2024/12/23	1.04660	1.0503	7307.274946	1.87

持仓风险

风险提示：结构性存款不同于一般性存款，具有投资风险，您应当充分认识投资风险，谨慎投资。

1.本金及利息风险：威海市商业银行仅保障资金本金和基础收益，您应充分认识利息不确定的风险。本产品的收益由基础收益和浮动收益组成，浮动收益取决于挂钩标的价格变化，受市场多种要素的影响。利息不确定的风险由存款人自行承担，存款人应对此有充分的认识。如果在存款期内，市场利率上升，本产品的利率不随市场利率上升而提高。

2. 期限风险：由于本产品的实际期限无法事先确定，且威海市商业银行有权单方行使对产品期限的权利（包括但不限于提前终止等），一旦威海市商业银行选择了行使产品合同中所订明的对产品期限的权利，则存款人必须遵照履行。

3. 市场风险：包括但不限于因国家法律法规以及货币政策、财政政策、产业政策、地区发展政策等国际政策的变化、宏观周期型经济运行状况变化、外汇汇率和人民币购买力等变化对市场产生一定的影响，导致产品收益的波动，在一定情况下甚至会对产品的成立与运行产生影响。交易期内可能存在市场利率上升、但该产品的收益率不随市场利率上升而提高的情形；受限于投资组合及具体策略的不同，本产品收益变化趋势与市场整体发展趋势并不具有必然的一致性。

4. 流动性风险：客户在产品合同约定的条款外，不享有提前终止权，则客户在产品到期日（威海市商业银行依照产品合同的约定提前终止合同的，提前终止日被视为产品到期日）前无法取用存款本金及产品收益。

5. 信息传递风险：客户应根据产品合同载明的信息披露方式查询本产品的相关信息。如果客户未及时查询，或由于通讯故障、系统故障以及其他不可抗力等因素的影响导致客户无法及时了解本产品的信息，并由此影响客户投资决策，因此而产生的责任和风险将由客户自行承担。另外，客户预留在威海市商业银行的有效联系方式变更的，应及时通知威海市商业银行。如客户未及时告知威海市商业银行联系方式变更或因存款人其他原因，威海市商业银行将可能在需要联系客户时无法及时取得联系，并可能会由此影响客户的投资决策，由此而产生的责任和风险由客户自行承担。

6. 不可抗力风险：如果因不可抗力不能履行产品合同时，可根据不可抗力的影响部分或全部免除违约责任。

7.信用风险：威海市商业银行发生信用风险如被依法撤销或被被申请破产等，将对产品的收益产生影响。

8.数据来源风险：在本存款收益率的计算中，需要使用到数据提供商提供的挂钩标的的价格水平。如果届时产品说明书中约定的数据提供商提供的参照页面不能给出所需的价格水平，威海市商业银行将本着公平、公正、公允的原则，秉承善意并按照商业上合理的方式确定所适用的价格水平进行计算。

风险控制措施

本行针对结构性存款业务的风险特征，制定和实施相应的风险管理政策和程序，持续有效地识别、计量、监测和控制结构性存款业务面临的各类风险，并将结构性存款业务风险管理纳入全面风险管理体系。本行将结构性存款纳入表内核算，按照存款管理，纳入存款准备金和存款保险保费的缴纳范围，相关资产按照国务院银行业监督管理机构的相关规定计提资本和拨备。

本行具备普通类衍生产品交易业务资格，结构性存款挂钩的衍生产品交易严格遵守《银行业金融机构衍生产品交易业务管理暂行办法》、《商业银行资本管理办法（试行）》、《商业银行杠杆率管理办法（修订）》、《商业银行流动性风险管理办法》等国务院银行业监督管理机构关于衍生产品交易的相关规定。

本行销售结构性存款，严格按照中国银保监会发布的《关于进一步规范商业银行结构性存款业务的通知》（银保监办发〔2019〕204号）相关规定执行，充分揭示风险。销售文本全面、客观反映结构性存款的重要特性和与产品有关的重要事实，向投资者充分揭示风险，确保投资者了解结构性存款的产品性质和潜在风险，自主进行投资决策。

公司业务

2024年12月单位结构性存款产品账单

总行地址：山东省威海市青岛北路137A号

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