威海银行—2025年2月单位结构性存款产品账单

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2025年2月单位结构性存款产品账单

发布时间：2025-02-15

尊敬的客户：

以下是我行单位结构性存款产品2025年2月产品账单。其中，“账单日产品预期年化收益率”，是我行根据本期账单测算日该期结构性存款产品挂钩标的的市场变化情况测算，仅作参考，不代表本期产品实际到期收益情况。“挂钩标的市场观察水平”，在该结构性存款所挂钩的衍生产品到期前，为账单公布日上一日挂钩标的市场观察水平；在衍生产品到期后，为产品观察日挂钩标的市场观察水平。如有任何问题，欢迎拨打我行客户服务电话或联系我行网点工作人员。感谢您一直以来对威海市商业银行的支持！

2025年2月单位结构性存款产品账单
账单日：2025-02-15
序号	业务编号	产品编号	起始日	到期日	期限	币种	预期收益率	金额（万元）	其中用于衍生品投资（元）	挂钩标的	产品观察日	起息日挂钩标的市场水平	挂钩标的市场观察水平	衍生品公允价值（元）	账单日产品预期年化收益率%
1	WJ20240226005	WKGJ2024037-365D	2024/2/27	2025/2/26	365	人民币	1.05%/2.6%/2.95%	5000	900000	EUR/USD	2025/1/20	1.08400	1.0303	-	2.6
2	WJ20240227002	WKGJ2024039-365D	2024/2/29	2025/2/28	365	人民币	1.1%/2.8%/3.15%	3000	585000	EUR/USD	2025/1/20	1.08210	1.0303	-	2.8
3	WJ20240322004	WKGJ2024051-365D	2024/3/28	2025/3/28	365	人民币	1.15%/2.7%/3.05%	2500	450000	EUR/USD	2025/2/11	1.07875	1.0304	-	2.7
4	WJ20240401005	WKGJ2024051-365D	2024/4/4	2025/4/4	365	人民币	1.15%/2.7%/3.05%	2500	450000	EUR/USD	2025/2/11	1.08350	1.0304	-	2.7
5	WJ20240418002	WKGJ2024075-365D	2024/4/20	2025/4/20	365	人民币	1.1%/2.65%/3%	8000	1440000	EUR/USD	2025/3/19	1.06680	1.0492	1259135.963	2.67
6	WJ20240426002	WKGJ2024080-365D	2024/4/27	2025/4/27	365	人民币	1.15%/2.95%/3.3%	10000	2100000	EUR/USD	2025/3/19	1.07140	1.0492	1825836.859	2.98
7	WJ20240426003	WKGJ2024051-365D	2024/4/30	2025/4/30	365	人民币	1.15%/2.7%/3.05%	5000	900000	EUR/USD	2025/3/19	1.07690	1.0492	785575.7287	2.72
8	WJ20240511002	WKGJ2024051-365D	2024/5/14	2025/5/14	365	人民币	1.15%/2.7%/3.05%	20000	3600000	EUR/USD	2025/3/19	1.08220	1.0492	3125264.408	2.71
9	WJ20240516005	WKGJ2024089-365D	2024/5/18	2025/5/18	365	人民币	1.1%/2.65%/3%	17000	3060000	EUR/USD	2025/4/28	1.08760	1.0492	2666972.178	2.67
10	WJ20240516007	WKGJ2024089-365D	2024/5/18	2025/5/18	365	人民币	1.1%/2.65%/3%	7000	1260000	EUR/USD	2025/4/28	1.08760	1.0492	1098059.252	2.67
11	WJ20240517003	WKGJ2024093-365D	2024/5/18	2025/5/18	365	人民币	1.15%/2.85%/3.2%	3000	600000	EUR/USD	2025/4/28	1.08760	1.0492	516136.5486	2.87
12	WJ20240613008	WKGJ2024109-365D	2024/6/15	2025/6/15	365	人民币	1.1%/2.65%/3%	10000	1800000	EUR/USD	2025/5/13	1.07010	1.0492	1564156.815	2.66
13	WJ20240624001	WKGJ2024109-365D	2024/6/25	2025/6/25	365	人民币	1.1%/2.65%/3%	7500	1350000	EUR/USD	2025/5/13	1.07155	1.0492	1166927.321	2.66
14	WJ20240705002	WKGJ2024137-365D	2024/7/6	2025/7/6	365	人民币	1.1%/2.5%/2.85%	13000	2145000	EUR/USD	2025/6/16	1.08290	1.0492	1831613.74	2.51
15	WJ20240705004	WKGJ2024137-365D	2024/7/6	2025/7/6	365	人民币	1.1%/2.5%/2.85%	20000	3300000	EUR/USD	2025/6/16	1.08290	1.0492	2806313.158	2.5
16	WJ20240710006	WKGJ2024121-365D	2024/7/12	2025/7/12	365	人民币	1.15%/2.7%/3.05%	1500	270000	EUR/USD	2025/6/16	1.08890	1.0492	218910.3771	2.61
17	WJ20240711002	WKGJ2024137-365D	2024/7/13	2025/7/13	365	人民币	1.1%/2.5%/2.85%	13000	2145000	EUR/USD	2025/6/16	1.08890	1.0492	1713428.033	2.42
18	WJ20240715001	WKGJ2024121-365D	2024/7/19	2025/7/19	365	人民币	1.15%/2.7%/3.05%	1500	270000	EUR/USD	2025/6/16	1.08860	1.0492	217956.4547	2.6
19	WJ20240801010	WKGJ2024160-365D	2024/8/3	2025/8/3	365	人民币	1.1%/2.5%/2.85%	15000	2475000	EUR/USD	2025/7/7	1.09190	1.0492	2104477.394	2.5
20	WJ20240801012	WKGJ2024160-365D	2024/8/3	2025/8/3	365	人民币	1.1%/2.5%/2.85%	10000	1650000	EUR/USD	2025/7/7	1.09190	1.0492	1403104.601	2.5
21	WJ20240807001	WKGJ2024160-365D	2024/8/8	2025/8/8	365	人民币	1.1%/2.5%/2.85%	20000	3300000	EUR/USD	2025/7/7	1.09170	1.0492	2805795.607	2.5
22	WJ20240808002	WKGJ2024160-365D	2024/8/10	2025/8/10	365	人民币	1.1%/2.5%/2.85%	18000	2970000	EUR/USD	2025/7/7	1.09200	1.0492	2523418.036	2.5
23	WJ20240815001	WKGJ2024171-365D	2024/8/17	2025/8/17	365	人民币	1.05%/2.5%/2.85%	10000	1700000	EUR/USD	2025/7/7	1.10310	1.0492	1448292.978	2.5
24	WJ20240815002	WKGJ2024174-365D	2024/8/17	2025/8/17	365	人民币	1.05%/2.4%/2.75%	5000	800000	EUR/USD	2025/7/7	1.10310	1.0492	674184.768	2.4
25	WJ20240819003	WKGJ2024171-365D	2024/8/20	2025/8/20	365	人民币	1.05%/2.5%/2.85%	7000	1190000	EUR/USD	2025/7/7	1.11220	1.0492	1011847.319	2.5
26	WJ20240820005	WKGJ2024171-180D	2024/8/22	2025/2/18	180	人民币	1%/2.5%/2.85%	20000	1726027.4	EUR/USD	2025/1/20	1.11270	1.0303	-	2.5
27	WJ20240821001	WKGJ2024149-180D	2024/8/22	2025/2/18	180	人民币	1.1%/3%/3.35%	10000	1084931.51	EUR/USD	2025/1/20	1.11270	1.0303	-	3
28	WJ20240822005	WKGJ2024178-180D	2024/8/24	2025/2/20	180	人民币	1%/2.4%/2.75%	10000	813698.63	EUR/USD	2025/1/20	1.11890	1.0303	-	2.4
29	WJ20240826011	WKGJ2024171-180D	2024/8/29	2025/2/25	180	人民币	1%/2.5%/2.85%	2000	172602.74	EUR/USD	2025/1/20	1.10735	1.0303	-	2.5
30	WJ20240822009	WKGJ2024171-365D	2024/8/29	2025/8/29	365	人民币	1.05%/2.5%/2.85%	5000	850000	EUR/USD	2025/7/7	1.10735	1.0492	721308.6557	2.49
31	WJ20240903009	WKGJ2024171-180D	2024/9/5	2025/3/4	180	人民币	1%/2.5%/2.85%	6000	517808.22	EUR/USD	2025/2/11	1.11110	1.0304	-	1
32	WJ20240905001	WKGJ2024171-365D	2024/9/7	2025/9/7	365	人民币	1.05%/2.5%/2.85%	7000	1190000	EUR/USD	2025/8/6	1.10820	1.0492	1006003.935	2.49
33	WJ20240905003	WKGJ2024171-365D	2024/9/7	2025/9/7	365	人民币	1.05%/2.5%/2.85%	7000	1190000	EUR/USD	2025/8/6	1.10820	1.0492	1006035.502	2.49
34	WJ20240911003	WKGJ2024171-365D	2024/9/13	2025/9/13	365	人民币	1.05%/2.5%/2.85%	3500	595000	EUR/USD	2025/8/6	1.11280	1.0492	478866.4755	2.42
35	WJ20240914004	WKGJ2024171-365D	2024/9/19	2025/9/19	365	人民币	1.05%/2.5%/2.85%	3500	595000	EUR/USD	2025/8/6	1.11590	1.0492	435963.3046	2.3
36	WJ20240918001	WKGJ2024171-180D	2024/9/19	2025/3/18	180	人民币	1%/2.5%/2.85%	2000	172602.74	EUR/USD	2025/2/11	1.11590	1.0304	-	1
37	WJ20240920004	WKGJ2024171-180D	2024/9/21	2025/3/20	180	人民币	1%/2.5%/2.85%	5000	431506.85	EUR/USD	2025/2/11	1.11600	1.0304	-	1
38	WJ20240920005	WKGJ2024171-365D	2024/9/24	2025/9/24	365	人民币	1.05%/2.5%/2.85%	3000	510000	EUR/USD	2025/8/6	1.11880	1.0492	364409.8229	2.26
39	WJ20240920008	WKGJ2024171-365D	2024/9/24	2025/9/24	365	人民币	1.05%/2.5%/2.85%	8000	1360000	EUR/USD	2025/8/6	1.11880	1.0492	971759.5868	2.26
40	WJ20240920001	WKGJ2024193-180D	2024/9/24	2025/3/23	180	人民币	1%/2.9%/3.25%	10000	1084931.51	EUR/USD	2025/3/19	1.11880	1.0492	644600.4485	2.31
41	WJ20240920002	WKGJ2024171-180D	2024/9/24	2025/3/23	180	人民币	1%/2.5%/2.85%	1000	86301.37	EUR/USD	2025/3/19	1.11880	1.0492	50879.82036	2.03
42	WJ20240923002	WKGJ2024193-180D	2024/9/26	2025/3/25	180	人民币	1%/2.9%/3.25%	10000	1084931.51	EUR/USD	2025/3/19	1.11650	1.0492	676074.9938	2.37
43	WJ20240924004	WKGJ2024196- 180D	2024/9/28	2025/3/27	180	人民币	1%/2.3%/2.65%	1300	99369.86	EUR/USD	2025/3/19	1.11620	1.0492	60480.72915	1.94
44	WJ20240924011	WKGJ2024171-180D	2024/9/28	2025/3/27	180	人民币	1%/2.5%/2.85%	20000	1726027.4	EUR/USD	2025/3/19	1.11620	1.0492	1073622.305	2.09
45	WJ20240920007	WKGJ2024171-180D	2024/9/29	2025/3/28	180	人民币	1%/2.5%/2.85%	10000	863013.7	EUR/USD	2025/3/19	1.11620	1.0492	536762.4721	2.09
46	WJ20240930006	WKGJ2024193-180D	2024/10/9	2025/4/7	180	人民币	1%/2.9%/3.25%	5000	542465.75	EUR/USD	2025/3/19	1.09430	1.0492	436993.1866	2.77
47	WJ20240927011	WKGJ2024192-180D	2024/10/16	2025/4/14	180	人民币	1%/2.8%/3.15%	20000	2071232.88	EUR/USD	2025/3/19	1.08620	1.0492	1676330.391	2.7
48	WJ20241014004	WKGJ2024210-180D	2024/10/16	2025/4/14	180	人民币	1%/2.8%/3.15%	30000	3106849.32	EUR/USD	2025/3/19	1.08620	1.0492	2514609.867	2.7
49	WJ20241017002	WKGJ2024212-180D	2024/10/19	2025/4/17	180	人民币	0.45%/1.9%/2.25%	2000	167671.23	EUR/USD	2025/3/19	1.08650	1.0492	138725.0914	1.86
50	WJ20241021001	WKGJ2024171-180D	2024/10/24	2025/4/22	180	人民币	1%/2.5%/2.85%	10000	863013.7	EUR/USD	2025/3/19	1.08230	1.0492	718650.3684	2.46
51	WJ20241022002	WKGJ2024213-180D	2024/10/25	2025/4/23	180	人民币	0.85%/2.3%/2.65%	15000	1257534.25	EUR/USD	2025/3/19	1.07920	1.0492	1078970.006	2.31
52	WJ20241024002	WKGJ2024171-365D	2024/10/25	2025/10/25	365	人民币	1.05%/2.5%/2.85%	4500	765000	EUR/USD	2025/8/6	1.07920	1.0492	607028.3345	2.4
53	WJ20241024007	WKGJ2024171-365D	2024/10/26	2025/10/26	365	人民币	1.05%/2.5%/2.85%	5000	850000	EUR/USD	2025/8/6	1.07920	1.0492	672412.175	2.39
54	WJ20241024010	WKGJ2024212-180D	2024/10/26	2025/4/24	180	人民币	0.45%/1.9%/2.25%	2000	167671.23	EUR/USD	2025/3/19	1.07920	1.0492	140120.0173	1.87
55	WJ20241024006	WKGJ2024171-180D	2024/10/29	2025/4/27	180	人民币	1%/2.5%/2.85%	20000	1726027.4	EUR/USD	2025/3/19	1.08215	1.0492	1437787.033	2.46
56	WJ20241028008	WKGJ2024214-180D	2024/10/29	2025/4/27	180	人民币	1%/2.9%/3.25%	6000	650958.9	EUR/USD	2025/3/19	1.08215	1.0492	546356.8182	2.85
57	WJ20241028006	WKGJ2024171-180D	2024/10/29	2025/4/27	180	人民币	1%/2.5%/2.85%	2000	172602.74	EUR/USD	2025/3/19	1.08215	1.0492	143778.2032	2.46
58	WJ20241029007	WKGJ2024212-180D	2024/10/31	2025/4/29	180	人民币	0.45%/1.9%/2.25%	1000	83835.62	EUR/USD	2025/3/19	1.08800	1.0492	68906.45924	1.85
59	WJ20241106004	WKGJ2024226-180D	2024/11/9	2025/5/8	180	人民币	0.4%/1.9%/2.25%	3000	258904.11	EUR/USD	2025/4/28	1.07200	1.0492	210639.8508	1.82
60	WJ20241107001	WKGJ2024211-365D	2024/11/9	2025/11/9	365	人民币	1.05%/2.5%/2.85%	12000	2040000	EUR/USD	2025/8/6	1.07200	1.0492	1618215.441	2.4
61	WJ20241107003	WKGJ2024211-365D	2024/11/9	2025/11/9	365	人民币	1.05%/2.5%/2.85%	8000	1360000	EUR/USD	2025/8/6	1.07200	1.0492	1078912.049	2.4
62	WJ20241108004	WKGJ2024214-180D	2024/11/12	2025/5/11	180	人民币	1%/2.9%/3.25%	10000	1084931.51	EUR/USD	2025/4/28	1.06260	1.0492	907761.6933	2.84
63	WJ20241114003	WKGJ2024229-365D	2024/11/16	2025/11/16	365	人民币	0.6%/2.1%/2.45%	10000	1750000	EUR/USD	2025/8/6	1.05430	1.0492	1449759.788	2.05
64	WJ20241118002	WKGJ2024228-90D	2024/11/20	2025/2/18	90	人民币	0.8%/2.35%/2.7%	1200	53260.27	EUR/USD	2025/2/11	1.05450	1.0304	-	2.35
65	WJ20241121001	WKGJ2024231-365D	2024/11/23	2025/11/23	365	人民币	0.7%/2.2%/2.55%	5000	875000	EUR/USD	2025/10/21	1.04790	1.0492	722660.7969	2.15
66	WJ20241119002	WKGJ2024228-180D	2024/11/26	2025/5/25	180	人民币	0.8%/2.35%/2.7%	5000	443835.62	EUR/USD	2025/4/28	1.04870	1.0492	382852.68	2.35
67	WJ20241125004	WKGJ2024228-90D	2024/11/27	2025/2/25	90	人民币	0.8%/2.35%/2.7%	1500	66575.34	EUR/USD	2025/2/11	1.05570	1.0304	-	2.35
68	WJ20241125005	WKGJ2024235-180D	2024/11/27	2025/5/26	180	人民币	0.6%/2.1%/2.45%	20000	1726027.4	EUR/USD	2025/4/28	1.05570	1.0492	1476471.232	2.1
69	WJ20241125002	WKGJ2024233-180D	2024/11/28	2025/5/27	180	人民币	1%/2.45%/2.8%	3000	258904.11	EUR/USD	2025/4/28	1.05590	1.0492	214142.4772	2.45
70	WJ20241126001	WKGJ2024228-90D	2024/11/28	2025/2/26	90	人民币	0.8%/2.35%/2.7%	10000	443835.62	EUR/USD	2025/2/11	1.05590	1.0304	-	2.35
71	WJ20241127003	WKGJ2024238-180D	2024/11/29	2025/5/28	180	人民币	0.6%/2.1%/2.45%	20000	1726027.4	EUR/USD	2025/4/28	1.05310	1.0492	1478868.232	2.1
72	WJ20241128005	WKGJ2024228-90D	2024/11/30	2025/2/28	90	人民币	0.8%/2.35%/2.7%	1000	44383.56	EUR/USD	2025/2/18	1.05310	1.0492	37991.11761	2.34
73	WJ20241129004	WKGJ2024241-90D	2024/11/30	2025/2/28	90	人民币	0.8%/2.65%/3%	45000	2385616.44	EUR/USD	2025/2/18	1.05310	1.0492	2040295.272	2.64
74	WJ20241129008	WKGJ2024250-90D	2024/11/30	2025/2/28	90	人民币	0.8%/2.55%/2.9%	10000	505479.45	EUR/USD	2025/2/18	1.05310	1.0492	428890.9018	2.54
75	WJ20241202013	WKGJ2024228-90D	2024/12/3	2025/3/3	90	人民币	0.8%/2.35%/2.7%	1500	66575.34	EUR/USD	2025/2/18	1.05070	1.0492	56981.22296	2.34
76	WJ20241202007	WKGJ2024228-90D	2024/12/4	2025/3/4	90	人民币	0.8%/2.35%/2.7%	1000	44383.56	EUR/USD	2025/2/18	1.05130	1.0492	37987.45819	2.34
77	WJ20241204002	WKGJ2024256-90D	2024/12/6	2025/3/6	90	人民币	0.8%/2.4%/2.75%	5000	234246.58	EUR/USD	2025/2/18	1.05520	1.0492	196064.3738	2.39
78	WJ20241204001	WKGJ2024228-180D	2024/12/6	2025/6/4	180	人民币	0.8%/2.35%/2.7%	1000	88767.12	EUR/USD	2025/5/13	1.05520	1.0492	76387.2906	2.35
79	WJ20241203010	WKGJ2024258-180D	2024/12/7	2025/6/5	180	人民币	0.4%/1.9%/2.25%	4000	345205.48	EUR/USD	2025/5/13	1.05520	1.0492	295645.8993	1.9
80	WJ20241209001	WKGJ2024257-365D	2024/12/10	2025/12/10	365	人民币	0.6%/2.2%/2.55%	5000	925000	EUR/USD	2025/10/21	1.05340	1.0492	780503.8951	2.16
81	WJ20241210002	WKGJ2024258-180D	2024/12/12	2025/6/10	180	人民币	0.4%/1.9%/2.25%	2500	215753.42	EUR/USD	2025/5/13	1.04660	1.0492	185481.795	1.9
82	WJ20241212001	WKGJ2024258-180D	2024/12/14	2025/6/12	180	人民币	0.4%/1.9%/2.25%	3500	302054.79	EUR/USD	2025/5/13	1.05180	1.0492	258156.7024	1.9
83	WJ20241212002	WKGJ2024263-180D	2024/12/14	2025/6/12	180	人民币	0.4%/1.9%/2.25%	8000	690410.96	EUR/USD	2025/5/13	1.05180	1.0492	590072.453	1.9
84	WJ20241213002	WKGJ2024257-365D	2024/12/14	2025/12/14	365	人民币	0.6%/2.2%/2.55%	13000	2405000	EUR/USD	2025/10/21	1.05180	1.0492	2042985.483	2.17
85	WJ20241213008	WKGJ2024228-180D	2024/12/17	2025/6/15	180	人民币	0.8%/2.35%/2.7%	1000	88767.12	EUR/USD	2025/5/13	1.05000	1.0492	76388.43804	2.35
86	WJ20241213009	WKGJ2024228-180D	2024/12/17	2025/6/15	180	人民币	0.8%/2.35%/2.7%	2000	177534.25	EUR/USD	2025/5/13	1.05000	1.0492	152777.6201	2.35
87	WJ20241211002	WKGJ2024262-365D	2024/12/18	2025/12/18	365	人民币	0.6%/2.1%/2.45%	1000	175000	EUR/USD	2025/10/21	1.03770	1.0492	150202.6459	2.1
88	WJ20241125003	WKGJ2024262-365D	2024/12/18	2025/12/18	365	人民币	0.6%/2.1%/2.45%	1000	175000	EUR/USD	2025/10/21	1.03770	1.0492	150202.6459	2.1
89	WJ20241216001	WKGJ2024265-180D	2024/12/18	2025/6/16	180	人民币	0.6%/2.1%/2.45%	20000	1726027.4	EUR/USD	2025/5/13	1.03770	1.0492	1495723.877	2.12
90	WJ20241217001	WKGJ2024258-180D	2024/12/19	2025/6/17	180	人民币	0.4%/1.9%/2.25%	3500	302054.79	EUR/USD	2025/5/13	1.03650	1.0492	263424.9596	1.93
91	WJ20241217003	WKGJ2024228-180D	2024/12/20	2025/6/18	180	人民币	0.8%/2.35%/2.7%	3000	266301.37	EUR/USD	2025/5/13	1.04370	1.0492	230554.7391	2.36
92	WJ20241219002	WKGJ2024258-180D	2024/12/21	2025/6/19	180	人民币	0.4%/1.9%/2.25%	3500	302054.79	EUR/USD	2025/5/13	1.04370	1.0492	259959.4507	1.91
93	WJ20241219006	WKGJ2024257-365D	2024/12/21	2025/12/21	365	人民币	0.6%/2.2%/2.55%	5000	925000	EUR/USD	2025/11/17	1.04370	1.0492	791088.9149	2.18
94	WJ20241219005	WKGJ2024257-365D	2024/12/21	2025/12/21	365	人民币	0.6%/2.2%/2.55%	5000	925000	EUR/USD	2025/11/17	1.04370	1.0492	791088.9149	2.18
95	WJ20241220001	WKGJ2024263-180D	2024/12/21	2025/6/19	180	人民币	0.4%/1.9%/2.25%	5000	431506.85	EUR/USD	2025/5/13	1.04370	1.0492	371370.5954	1.91
96	WJ20241224004	WKGJ2024271-360D	2024/12/26	2025/12/21	360	人民币	1%/2.8%/3.15%	4000	808767.12	EUR/USD	2025/11/17	1.04130	1.0492	704133.6247	2.78
97	WJ20241224005	WKGJ2024274-60D	2024/12/26	2025/2/24	60	人民币	0.8%/2.4%/2.75%	3000	93698.63	EUR/USD	2025/2/18	1.04130	1.0492	78431.02805	2.39
98	WJ20241224001	WKGJ2024228-180D	2024/12/26	2025/6/24	180	人民币	0.8%/2.35%/2.7%	1000	88767.12	EUR/USD	2025/6/16	1.04130	1.0492	77046.26559	2.36
99	WJ20241224003	WKGJ2024228-180D	2024/12/27	2025/6/25	180	人民币	0.8%/2.35%/2.7%	1000	88767.12	EUR/USD	2025/6/16	1.04270	1.0492	76915.85215	2.36
100	WJ20241223001	WKGJ2024269-180D	2024/12/27	2025/6/25	180	人民币	0.8%/2.45%/2.8%	18000	1730958.9	EUR/USD	2025/6/16	1.04270	1.0492	1472512.546	2.46
101	WJ20241224006	WKGJ2024273-90D	2024/12/27	2025/3/27	90	人民币	0.8%/2.55%/2.9%	10000	505479.45	EUR/USD	2025/3/19	1.04270	1.0492	431359.1307	2.55
102	WJ20241226001	WKGJ2024275-90D	2024/12/27	2025/3/27	90	人民币	0.8%/2.6%/2.95%	1000	51780.82	EUR/USD	2025/3/19	1.04270	1.0492	44361.34887	2.6
103	WJ20241219004	WKGJ2024266-180D	2024/12/28	2025/6/26	180	人民币	0.4%/1.9%/2.25%	5000	431506.85	EUR/USD	2025/6/16	1.04270	1.0492	372610.7402	1.91
104	WJ20241226003	WKGJ2024228-180D	2024/12/28	2025/6/26	180	人民币	0.8%/2.35%/2.7%	2000	177534.25	EUR/USD	2025/6/16	1.04270	1.0492	153925.5111	2.36
105	WJ20241226007	WKGJ2024228-180D	2024/12/28	2025/6/26	180	人民币	0.8%/2.35%/2.7%	15000	1331506.85	EUR/USD	2025/6/16	1.04270	1.0492	1154510.452	2.36
106	WJ20241226010	WKGJ2024228-60D	2024/12/28	2025/2/26	60	人民币	0.8%/2.3%/2.65%	1000	28767.12	EUR/USD	2025/2/18	1.04270	1.0492	24509.67247	2.29
107	WJ20241227005	WKGJ2024228-90D	2024/12/31	2025/3/31	90	人民币	0.8%/2.35%/2.7%	1000	44383.56	EUR/USD	2025/3/19	1.03590	1.0492	38473.274	2.36
108	WJ20241227006	WKGJ2024271-360D	2024/12/31	2025/12/26	360	人民币	1%/2.8%/3.15%	11000	2224109.59	EUR/USD	2025/11/17	1.03590	1.0492	1943586.983	2.79
109	WJ20241227008	WKGJ2024228-180D	2024/12/31	2025/6/29	180	人民币	0.8%/2.35%/2.7%	2000	177534.25	EUR/USD	2025/6/16	1.03590	1.0492	154980.9939	2.37
110	WJ20241227009	WKGJ2024281-180D	2024/12/31	2025/6/29	180	人民币	0.8%/2.45%/2.8%	10000	961643.84	EUR/USD	2025/6/16	1.03590	1.0492	823837.4587	2.47
111	WJ20241230022	WKGJ2024284-58D	2025/1/1	2025/2/28	58	人民币	0.8%/2.4%/2.75%	9000	271726.03	EUR/USD	2025/2/18	1.03590	1.0492	227482.9344	2.39
112	WJ20241230021	WKGJ2024228-180D	2025/1/3	2025/7/2	180	人民币	0.8%/2.35%/2.7%	1400	124273.97	EUR/USD	2025/6/16	1.03120	1.0492	109122.8346	2.38
113	WJ20250103001	WKGJ2024283-365D	2025/1/4	2026/1/4	365	人民币	0.8%/2.5%/2.85%	20000	3900000	EUR/USD	2025/12/16	1.03120	1.0492	3392701.15	2.5
114	WJ20250106004	WKGJ2024293-180D	2025/1/8	2025/7/7	180	人民币	0.6%/2.1%/2.45%	20000	1726027.4	EUR/USD	2025/6/16	1.03140	1.0492	1519318.755	2.14
115	WJ20250107002	WKGJ2024228-90D	2025/1/8	2025/4/8	90	人民币	0.8%/2.35%/2.7%	2500	110958.9	EUR/USD	2025/3/19	1.03140	1.0492	97684.02533	2.38
116	WJ20250107005	WKGJ2024295-365D	2025/1/9	2026/1/9	365	人民币	0.7%/2.2%/2.55%	1000	175000	EUR/USD	2025/12/16	1.03020	1.0492	151161.1217	2.21
117	WJ20250107007	WKGJ2024288-180D	2025/1/9	2025/7/8	180	人民币	0.8%/2.35%/2.7%	10000	887671.23	EUR/USD	2025/6/16	1.03020	1.0492	781418.3519	2.38
118	WJ20250108001	WKGJ2024288-180D	2025/1/10	2025/7/9	180	人民币	0.8%/2.35%/2.7%	5000	443835.62	EUR/USD	2025/6/16	1.02420	1.0492	396590.3037	2.41
119	WJ20250108005	WKGJ2024297-365D	2025/1/11	2026/1/11	365	人民币	0.7%/2.2%/2.55%	5000	875000	EUR/USD	2025/12/16	1.02420	1.0492	760989.1152	2.22
120	WJ20250108006	WKGJ2024295-365D	2025/1/11	2026/1/11	365	人民币	0.7%/2.2%/2.55%	5000	875000	EUR/USD	2025/12/16	1.02420	1.0492	760989.1152	2.22
121	WJ20250108008	WKGJ2024295-365D	2025/1/11	2026/1/11	365	人民币	0.7%/2.2%/2.55%	21000	3675000	EUR/USD	2025/12/16	1.02420	1.0492	3196154.323	2.22
122	WJ20250110002	WKGJ2024298-180D	2025/1/14	2025/7/13	180	人民币	0.6%/2.1%/2.45%	10000	863013.7	EUR/USD	2025/6/16	1.03000	1.0492	763127.677	2.15
123	WJ20250113002	WKGJ2025002-90D	2025/1/15	2025/4/15	90	人民币	0.8%/2.45%/2.8%	4100	197136.99	EUR/USD	2025/4/9	1.02890	1.0492	171644.1293	2.5
124	WJ20250113004	WKGJ2025001-90D	2025/1/15	2025/4/15	90	人民币	0.8%/2.5%/2.85%	10000	493150.68	EUR/USD	2025/4/9	1.02890	1.0492	430896.9087	2.55
125	WJ20250114001	WKGJ2024228-90D	2025/1/16	2025/4/16	90	人民币	0.8%/2.35%/2.7%	1000	44383.56	EUR/USD	2025/4/9	1.03060	1.0492	39346.27786	2.4
126	WJ20250115005	WKGJ2024228-90D	2025/1/17	2025/4/17	90	人民币	0.8%/2.35%/2.7%	1000	44383.56	EUR/USD	2025/4/9	1.02900	1.0492	39629.7339	2.41
127	WJ20250116002	WKGJ2025006-365D	2025/1/18	2026/1/18	365	人民币	0.6%/2.1%/2.45%	2000	350000	EUR/USD	2025/12/16	1.02900	1.0492	303444.2029	2.12
128	WJ20250117001	WKGJ2025007-90D	2025/1/18	2025/4/18	90	人民币	0.8%/2.55%/2.9%	2000	101095.89	EUR/USD	2025/4/9	1.02900	1.0492	89069.44982	2.61
129	WJ20250121006	WKGJ2025013-180D	2025/1/22	2025/7/21	180	人民币	0.8%/2.25%/2.6%	10000	838356.16	EUR/USD	2025/7/7	1.04030	1.0492	754696.512	2.33
130	WJ20250120006	WKGJ2025010-180D	2025/1/23	2025/7/22	180	人民币	0.8%/2.45%/2.8%	20000	1923287.67	EUR/USD	2025/7/7	1.04145	1.0492	1654068.779	2.48
131	WJ20250123003	WKGJ2024228-30D	2025/1/25	2025/2/24	30	人民币	0.7%/2.15%/2.5%	2000	28767.12	EUR/USD	2025/2/18	1.04620	1.0492	23756.94985	2.15
132	WJ20250123016	WKGJ2025009-30D	2025/1/25	2025/2/24	30	人民币	0.7%/2.25%/2.6%	10000	152054.79	EUR/USD	2025/2/18	1.04620	1.0492	126973.987	2.24
133	WJ20250123015	WKGJ2024249-28D	2025/1/25	2025/2/22	28	人民币	0.7%/2.15%/2.5%	1000	13424.66	EUR/USD	2025/2/18	1.04620	1.0492	11086.56294	2.15
134	WJ20250123013	WKGJ2024228-90D	2025/1/25	2025/4/25	90	人民币	0.8%/2.35%/2.7%	1000	44383.56	EUR/USD	2025/4/9	1.04620	1.0492	38681.25132	2.37
135	WJ20250124006	WKGJ2024228-30D	2025/1/25	2025/2/24	30	人民币	0.7%/2.15%/2.5%	1100	15821.92	EUR/USD	2025/2/18	1.04620	1.0492	13066.25525	2.15
136	WJ20250124001	WKGJ2024228-180D	2025/1/28	2025/7/27	180	人民币	0.8%/2.35%/2.7%	3500	310684.93	EUR/USD	2025/7/7	1.03740	1.0492	274982.6754	2.39
137	WJ20250124008	WKGJ2024228-90D	2025/1/28	2025/4/28	90	人民币	0.8%/2.35%/2.7%	1000	44383.56	EUR/USD	2025/4/9	1.03740	1.0492	39596.93739	2.41
138	WJ20250121002	WKGJ2024228-60D	2025/1/28	2025/3/29	60	人民币	0.8%/2.3%/2.65%	1000	28767.12	EUR/USD	2025/3/19	1.03740	1.0492	25659.52827	2.36
139	WJ20250124003	WKGJ2024228-180D	2025/1/28	2025/7/27	180	人民币	0.8%/2.35%/2.7%	2000	177534.25	EUR/USD	2025/7/7	1.03740	1.0492	157128.4078	2.39
140	WJ20250126002	WKGJ2025008-31D	2025/1/28	2025/2/28	31	人民币	0.7%/2.15%/2.5%	3000	43315.07	EUR/USD	2025/2/18	1.03740	1.0492	37217.76414	2.16
141	WJ20250126004	WKGJ2024249-28D	2025/1/28	2025/2/25	28	人民币	0.7%/2.15%/2.5%	2000	26849.32	EUR/USD	2025/2/18	1.03740	1.0492	22411.67802	2.16
142	WJ20250124015	WKGJ2024228-180D	2025/1/28	2025/7/27	180	人民币	0.8%/2.35%/2.7%	1000	88767.12	EUR/USD	2025/7/7	1.03740	1.0492	78566.51091	2.39
143	WJ20250126009	WKGJ2025001-90D	2025/1/28	2025/4/28	90	人民币	0.8%/2.5%/2.85%	12000	591780.82	EUR/USD	2025/4/9	1.03740	1.0492	519048.6768	2.55
144	WJ20250126003	WKGJ2025011-22D	2025/2/6	2025/2/28	22	人民币	0.4%/1.95%/2.3%	1900	21186.3	EUR/USD	2025/2/24	1.03850	1.0492	18015.86743	1.97
145	WJ20250126006	WKGJ2025014-22D	2025/2/6	2025/2/28	22	人民币	0.4%/2.45%/2.8%	3500	49575.34	EUR/USD	2025/2/24	1.03850	1.0492	43688.13279	2.47
146	WJ20250205002	WKGJ2025011-22D	2025/2/6	2025/2/28	22	人民币	0.4%/1.95%/2.3%	1800	20071.23	EUR/USD	2025/2/24	1.03850	1.0492	17067.6526	1.97
147	WJ20250205010	WKGJ2024264-14D	2025/2/6	2025/2/20	14	人民币	0.4%/1.85%/2.2%	1000	6712.33	EUR/USD	2025/2/18	1.03850	1.0492	5601.591953	1.86
148	WJ20250205003	WKGJ2025004-21D	2025/2/6	2025/2/27	21	人民币	0.4%/2.65%/3%	35000	513493.15	EUR/USD	2025/2/24	1.03850	1.0492	457228.7285	2.67
149	WJ20250205015	WKGJ2024228-90D	2025/2/7	2025/5/8	90	人民币	0.8%/2.35%/2.7%	1000	44383.56	EUR/USD	2025/4/28	1.03030	1.0492	40119.89806	2.43
150	WJ20250205011	WKGJ2024228-180D	2025/2/7	2025/8/6	180	人民币	0.8%/2.35%/2.7%	2000	177534.25	EUR/USD	2025/7/28	1.03030	1.0492	158026.4306	2.4
151	WJ20250205007	WKGJ2024264-14D	2025/2/7	2025/2/21	14	人民币	0.4%/1.85%/2.2%	5000	33561.64	EUR/USD	2025/2/18	1.03030	1.0492	29946.454	1.96
152	WJ20250205014	WKGJ2025005-21D	2025/2/7	2025/2/28	21	人民币	0.4%/2.15%/2.5%	5000	58972.6	EUR/USD	2025/2/24	1.03030	1.0492	52893.81061	2.24
153	WJ20250205020	WKGJ2024264-14D	2025/2/7	2025/2/21	14	人民币	0.4%/1.85%/2.2%	1000	6712.33	EUR/USD	2025/2/18	1.03030	1.0492	5989.04003	1.96
154	WJ20250205017	WKGJ2025015-21D	2025/2/7	2025/2/28	21	人民币	0.4%/1.85%/2.2%	3000	30205.48	EUR/USD	2025/2/24	1.03030	1.0492	26584.69815	1.94
155	WJ20250205019	WKGJ2025015-21D	2025/2/7	2025/2/28	21	人民币	0.4%/1.85%/2.2%	8000	80547.95	EUR/USD	2025/2/24	1.03030	1.0492	70871.98997	1.94
156	WJ20250206001	WKGJ2024264-14D	2025/2/7	2025/2/21	14	人民币	0.4%/1.85%/2.2%	1000	6712.33	EUR/USD	2025/2/18	1.03030	1.0492	5989.309873	1.96
157	WJ20250205018	WKGJ2025018-20D	2025/2/7	2025/2/27	20	人民币	0.4%/1.85%/2.2%	1000	9589.04	EUR/USD	2025/2/24	1.03030	1.0492	8437.168113	1.94
158	WJ20250206008	WKGJ2025021-14D	2025/2/8	2025/2/22	14	人民币	0.4%/1.95%/2.3%	2000	14191.78	EUR/USD	2025/2/18	1.03030	1.0492	12742.95146	2.06
159	WJ20250206012	WKGJ2025022-20D	2025/2/8	2025/2/28	20	人民币	0.4%/2.45%/2.8%	3000	38630.14	EUR/USD	2025/2/24	1.03030	1.0492	35319.51535	2.55
160	WJ20250206011	WKGJ2025023-177D	2025/2/8	2025/8/4	177	人民币	0.8%/2.45%/2.8%	8998	850865.67	EUR/USD	2025/7/28	1.03030	1.0492	741402.3299	2.5
161	WJ20250207002	WKGJ2024228-30D	2025/2/8	2025/3/10	30	人民币	0.7%/2.15%/2.5%	1000	14383.56	EUR/USD	2025/3/5	1.03030	1.0492	12517.31991	2.22
162	WJ20250206005	WKGJ2025020-20D	2025/2/8	2025/2/28	20	人民币	0.4%/1.85%/2.2%	8000	76712.33	EUR/USD	2025/2/24	1.03030	1.0492	67996.99593	1.95
163	WJ20250206010	WKGJ2025020-20D	2025/2/8	2025/2/28	20	人民币	0.4%/1.85%/2.2%	1000	9589.04	EUR/USD	2025/2/24	1.03030	1.0492	8499.64931	1.95
164	WJ20250207005	WKGJ2025017-20D	2025/2/8	2025/2/28	20	人民币	0.4%/2.6%/2.95%	6000	82191.78	EUR/USD	2025/2/24	1.03030	1.0492	75565.73947	2.7
165	WJ20250207004	WKGJ2025017-20D	2025/2/8	2025/2/28	20	人民币	0.4%/2.6%/2.95%	10800	147945.21	EUR/USD	2025/2/24	1.03030	1.0492	136018.3223	2.7
166	WJ20250207006	WKGJ2024264-14D	2025/2/11	2025/2/25	14	人民币	0.4%/1.85%/2.2%	2000	13424.66	EUR/USD	2025/2/19	1.03600	1.0492	11546.70887	1.91
167	WJ20250207007	WKGJ2024264-14D	2025/2/11	2025/2/25	14	人民币	0.4%/1.85%/2.2%	3000	20136.99	EUR/USD	2025/2/19	1.03600	1.0492	17319.97947	1.91
168	WJ20250208007	WKGJ2025027-180D	2025/2/11	2025/8/10	180	人民币	0.5%/1.95%/2.3%	10000	838356.16	EUR/USD	2025/8/6	1.03600	1.0492	732831.371	1.99
169	WJ20250208003	WKGJ2025027-180D	2025/2/11	2025/8/10	180	人民币	0.5%/1.95%/2.3%	10000	838356.16	EUR/USD	2025/8/6	1.03600	1.0492	732876.0936	1.99
170	WJ20250208001	WKGJ2024264-14D	2025/2/11	2025/2/25	14	人民币	0.4%/1.85%/2.2%	1000	6712.33	EUR/USD	2025/2/19	1.03600	1.0492	5773.354433	1.91
171	WJ20250208013	WKGJ2025027-180D	2025/2/11	2025/8/10	180	人民币	0.5%/1.95%/2.3%	6000	503013.7	EUR/USD	2025/8/6	1.03600	1.0492	439725.6373	1.99
172	WJ20250208009	WKGJ2024287-30D	2025/2/11	2025/3/13	30	人民币	0.7%/2.15%/2.5%	2000	28767.12	EUR/USD	2025/3/5	1.03600	1.0492	24586.42133	2.2
173	WJ20250208006	WKGJ2025028-17D	2025/2/11	2025/2/28	17	人民币	0.4%/1.95%/2.3%	2000	17232.88	EUR/USD	2025/2/24	1.03600	1.0492	14956.55587	2.01
174	WJ20250208014	WKGJ2025025-17D	2025/2/11	2025/2/28	17	人民币	0.4%/2.5%/2.85%	50000	558904.11	EUR/USD	45712	1.036	1.0492	501414.3225	2.55
175	WJ20250206003	WKGJ2024264-14D	2025/2/11	2025/2/25	14	人民币	0.4%/1.85%/2.2%	1000	6712.33	EUR/USD	45707	1.036	1.0492	5772.307102	1.9
176	WJ20250207003	WKGJ2024264-14D	2025/2/12	2025/2/26	14	人民币	0.4%/1.85%/2.2%	2000	13424.66	EUR/USD	45712	1.04	1.0492	11438.91342	1.89
177	WJ20250210002	WKGJ2024259-7D	2025/2/12	2025/2/19	7	人民币	0.3%/1.8%/2.15%	5000	17260.27	EUR/USD	45705	1.04	1.0492	14818.93445	1.85
178	WJ20250210005	WKGJ2024264-14D	2025/2/12	2025/2/26	14	人民币	0.4%/1.85%/2.2%	1100	7383.56	EUR/USD	45712	1.04	1.0492	6291.386165	1.89
179	WJ20250210004	WKGJ2025024-365D	2025/2/12	2026/2/12	365	人民币	0.8%/2.5%/2.85%	12000	2340000	EUR/USD	46035	1.04	1.0492	2022999.733	2.49
180	WJ20250211001	WKGJ2025031-40D	2025/2/13	2025/3/25	40	人民币	0.7%/2.25%/2.6%	5000	101369.86	EUR/USD	45735	1.046	1.0492	86056.62304	2.27
181	WJ20250211004	WKGJ2024259-7D	2025/2/13	2025/2/20	7	人民币	0.3%/1.8%/2.15%	2000	6904.11	EUR/USD	45706	1.046	1.0492	5747.206949	1.8
182	WJ20250212003	WKGJ2024264-14D	2025/2/13	2025/2/27	14	人民币	0.4%/1.85%/2.2%	1000	6712.33	EUR/USD	45712	1.046	1.0492	5613.514093	1.86
183	WJ20250212002	WKGJ2024259-7D	2025/2/13	2025/2/20	7	人民币	0.3%/1.8%/2.15%	1000	3452.05	EUR/USD	45706	1.046	1.0492	2873.643845	1.8
184	WJ20250210006	WKGJ2024264-14D	2025/2/13	2025/2/27	14	人民币	0.4%/1.85%/2.2%	1000	6712.33	EUR/USD	45712	1.046	1.0492	5613.943837	1.86

持仓风险

风险提示：结构性存款不同于一般性存款，具有投资风险，您应当充分认识投资风险，谨慎投资。

1.本金及利息风险：威海市商业银行仅保障资金本金和基础收益，您应充分认识利息不确定的风险。本产品的收益由基础收益和浮动收益组成，浮动收益取决于挂钩标的价格变化，受市场多种要素的影响。利息不确定的风险由存款人自行承担，存款人应对此有充分的认识。如果在存款期内，市场利率上升，本产品的利率不随市场利率上升而提高。

2. 期限风险：由于本产品的实际期限无法事先确定，且威海市商业银行有权单方行使对产品期限的权利（包括但不限于提前终止等），一旦威海市商业银行选择了行使产品合同中所订明的对产品期限的权利，则存款人必须遵照履行。

3. 市场风险：包括但不限于因国家法律法规以及货币政策、财政政策、产业政策、地区发展政策等国际政策的变化、宏观周期型经济运行状况变化、外汇汇率和人民币购买力等变化对市场产生一定的影响，导致产品收益的波动，在一定情况下甚至会对产品的成立与运行产生影响。交易期内可能存在市场利率上升、但该产品的收益率不随市场利率上升而提高的情形；受限于投资组合及具体策略的不同，本产品收益变化趋势与市场整体发展趋势并不具有必然的一致性。

4. 流动性风险：客户在产品合同约定的条款外，不享有提前终止权，则客户在产品到期日（威海市商业银行依照产品合同的约定提前终止合同的，提前终止日被视为产品到期日）前无法取用存款本金及产品收益。

5. 信息传递风险：客户应根据产品合同载明的信息披露方式查询本产品的相关信息。如果客户未及时查询，或由于通讯故障、系统故障以及其他不可抗力等因素的影响导致客户无法及时了解本产品的信息，并由此影响客户投资决策，因此而产生的责任和风险将由客户自行承担。另外，客户预留在威海市商业银行的有效联系方式变更的，应及时通知威海市商业银行。如客户未及时告知威海市商业银行联系方式变更或因存款人其他原因，威海市商业银行将可能在需要联系客户时无法及时取得联系，并可能会由此影响客户的投资决策，由此而产生的责任和风险由客户自行承担。

6. 不可抗力风险：如果因不可抗力不能履行产品合同时，可根据不可抗力的影响部分或全部免除违约责任。

7.信用风险：威海市商业银行发生信用风险如被依法撤销或被被申请破产等，将对产品的收益产生影响。

8.数据来源风险：在本存款收益率的计算中，需要使用到数据提供商提供的挂钩标的的价格水平。如果届时产品说明书中约定的数据提供商提供的参照页面不能给出所需的价格水平，威海市商业银行将本着公平、公正、公允的原则，秉承善意并按照商业上合理的方式确定所适用的价格水平进行计算。

风险控制措施

本行针对结构性存款业务的风险特征，制定和实施相应的风险管理政策和程序，持续有效地识别、计量、监测和控制结构性存款业务面临的各类风险，并将结构性存款业务风险管理纳入全面风险管理体系。本行将结构性存款纳入表内核算，按照存款管理，纳入存款准备金和存款保险保费的缴纳范围，相关资产按照国务院银行业监督管理机构的相关规定计提资本和拨备。

本行具备普通类衍生产品交易业务资格，结构性存款挂钩的衍生产品交易严格遵守《银行业金融机构衍生产品交易业务管理暂行办法》、《商业银行资本管理办法（试行）》、《商业银行杠杆率管理办法（修订）》、《商业银行流动性风险管理办法》等国务院银行业监督管理机构关于衍生产品交易的相关规定。

本行销售结构性存款，严格按照中国银保监会发布的《关于进一步规范商业银行结构性存款业务的通知》（银保监办发〔2019〕204号）相关规定执行，充分揭示风险。销售文本全面、客观反映结构性存款的重要特性和与产品有关的重要事实，向投资者充分揭示风险，确保投资者了解结构性存款的产品性质和潜在风险，自主进行投资决策。

公司业务

2025年2月单位结构性存款产品账单

总行地址：山东省威海市青岛北路137A号

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