威海银行—2025年1月单位结构性存款产品账单

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2025年1月单位结构性存款产品账单

发布时间：2025-01-15

尊敬的客户：

以下是我行单位结构性存款产品2025年1月产品账单。其中，“账单日产品预期年化收益率”，是我行根据本期账单测算日该期结构性存款产品挂钩标的的市场变化情况测算，仅作参考，不代表本期产品实际到期收益情况。“挂钩标的市场观察水平”，在该结构性存款所挂钩的衍生产品到期前，为账单公布日上一日挂钩标的市场观察水平；在衍生产品到期后，为产品观察日挂钩标的市场观察水平。如有任何问题，欢迎拨打我行客户服务电话或联系我行网点工作人员。感谢您一直以来对威海市商业银行的支持！

2025年1月单位结构性存款产品账单
账单日：2025-01-15
序号	业务编号	产品编号	起始日	到期日	期限	币种	预期收益率	金额（万元）	其中用于衍生品投资（元）	挂钩标的	产品观察日	起息日挂钩标的市场水平	挂钩标的市场观察水平	衍生品公允价值（元）	账单日产品预期年化收益率%
1	WJ20240118006	WKGJ2024005-365D	2024/1/20	2025/1/19	365	人民币	1.2%/2.95%/3.3%	10000	2050000	EUR/USD	2024/12/10	1.09020	1.0562	-	2.95
2	WJ20240119003	WKGJ2023266-365D	2024/1/20	2025/1/19	365	人民币	1.2%/2.85%/3.2%	5000	950000	EUR/USD	2024/12/10	1.09020	1.0562	-	2.85
3	WJ20240130008	WKGJ2023266-365D	2024/1/31	2025/1/30	365	人民币	1.2%/2.85%/3.2%	2000	380000	EUR/USD	2024/12/10	1.08090	1.0562	-	2.85
4	WJ20240226005	WKGJ2024037-365D	2024/2/27	2025/2/26	365	人民币	1.05%/2.6%/2.95%	5000	900000	EUR/USD	2025/1/20	1.08400	1.0308	770107.8792	2.59
5	WJ20240227002	WKGJ2024039-365D	2024/2/29	2025/2/28	365	人民币	1.1%/2.8%/3.15%	3000	585000	EUR/USD	2025/1/20	1.08210	1.0308	523691.3067	2.85
6	WJ20240322004	WKGJ2024051-365D	2024/3/28	2025/3/28	365	人民币	1.15%/2.7%/3.05%	2500	450000	EUR/USD	2025/2/11	1.07875	1.0308	378605.02	2.66
7	WJ20240401005	WKGJ2024051-365D	2024/4/4	2025/4/4	365	人民币	1.15%/2.7%/3.05%	2500	450000	EUR/USD	2025/2/11	1.08350	1.0308	376795.4413	2.66
8	WJ20240418002	WKGJ2024075-365D	2024/4/20	2025/4/20	365	人民币	1.1%/2.65%/3%	8000	1440000	EUR/USD	2025/3/19	1.06680	1.0308	1265651.212	2.68
9	WJ20240426002	WKGJ2024080-365D	2024/4/27	2025/4/27	365	人民币	1.15%/2.95%/3.3%	10000	2100000	EUR/USD	2025/3/19	1.07140	1.0308	1834801.789	2.98
10	WJ20240426003	WKGJ2024051-365D	2024/4/30	2025/4/30	365	人民币	1.15%/2.7%/3.05%	5000	900000	EUR/USD	2025/3/19	1.07690	1.0308	750529.2746	2.65
11	WJ20240511002	WKGJ2024051-365D	2024/5/14	2025/5/14	365	人民币	1.15%/2.7%/3.05%	20000	3600000	EUR/USD	2025/3/19	1.08220	1.0308	2857750.29	2.58
12	WJ20240516005	WKGJ2024089-365D	2024/5/18	2025/5/18	365	人民币	1.1%/2.65%/3%	17000	3060000	EUR/USD	2025/4/28	1.08760	1.0308	2660995.888	2.67
13	WJ20240516007	WKGJ2024089-365D	2024/5/18	2025/5/18	365	人民币	1.1%/2.65%/3%	7000	1260000	EUR/USD	2025/4/28	1.08760	1.0308	1095670.484	2.67
14	WJ20240517003	WKGJ2024093-365D	2024/5/18	2025/5/18	365	人民币	1.15%/2.85%/3.2%	3000	600000	EUR/USD	2025/4/28	1.08760	1.0308	515009.24	2.87
15	WJ20240613008	WKGJ2024109-365D	2024/6/15	2025/6/15	365	人民币	1.1%/2.65%/3%	10000	1800000	EUR/USD	2025/5/13	1.07010	1.0308	1570507.757	2.67
16	WJ20240624001	WKGJ2024109-365D	2024/6/25	2025/6/25	365	人民币	1.1%/2.65%/3%	7500	1350000	EUR/USD	2025/5/13	1.07155	1.0308	1172392.869	2.66
17	WJ20240705002	WKGJ2024137-365D	2024/7/6	2025/7/6	365	人民币	1.1%/2.5%/2.85%	13000	2145000	EUR/USD	2025/6/16	1.08290	1.0308	1820254.332	2.5
18	WJ20240705004	WKGJ2024137-365D	2024/7/6	2025/7/6	365	人民币	1.1%/2.5%/2.85%	20000	3300000	EUR/USD	2025/6/16	1.08290	1.0308	2789089.306	2.49
19	WJ20240710006	WKGJ2024121-365D	2024/7/12	2025/7/12	365	人民币	1.15%/2.7%/3.05%	1500	270000	EUR/USD	2025/6/16	1.08890	1.0308	199221.4339	2.48
20	WJ20240711002	WKGJ2024137-365D	2024/7/13	2025/7/13	365	人民币	1.1%/2.5%/2.85%	13000	2145000	EUR/USD	2025/6/16	1.08890	1.0308	1558386.438	2.3
21	WJ20240715001	WKGJ2024121-365D	2024/7/19	2025/7/19	365	人民币	1.15%/2.7%/3.05%	1500	270000	EUR/USD	2025/6/16	1.08860	1.0308	197449.2075	2.47
22	WJ20240718002	WKGJ2024149-180D	2024/7/20	2025/1/16	180	人民币	1.1%/3%/3.35%	20000	2169863.01	EUR/USD	2024/12/18	1.08860	1.0502	-	3
23	WJ20240722001	WKGJ2024147-180D	2024/7/24	2025/1/20	180	人民币	1%/2.3%/2.65%	10000	764383.56	EUR/USD	2024/12/18	1.08390	1.0502	-	2.3
24	WJ20240722003	WKGJ2024149-180D	2024/7/24	2025/1/20	180	人民币	1.1%/3%/3.35%	20000	2169863.01	EUR/USD	2024/12/18	1.08390	1.0502	-	3
25	WJ20240725005	WKGJ2024149-180D	2024/7/27	2025/1/23	180	人民币	1.1%/3%/3.35%	10000	1084931.51	EUR/USD	2025/1/8	1.08660	1.0355	-	3
26	WJ20240729014	WKGJ2024121-180D	2024/7/30	2025/1/26	180	人民币	1.05%/2.7%/3.05%	3500	327945.21	EUR/USD	2025/1/8	1.08220	1.0355	-	2.7
27	WJ20240729018	WKGJ2024121-180D	2024/7/30	2025/1/26	180	人民币	1.05%/2.7%/3.05%	2000	187397.26	EUR/USD	2025/1/8	1.08220	1.0355	-	2.7
28	WJ20240729002	WKGJ2024153-190D	2024/8/1	2025/2/7	190	人民币	1.05%/2.8%/3.15%	8998	960197.53	EUR/USD	2025/1/8	1.07910	1.0355	-	2.8
29	WJ20240801010	WKGJ2024160-365D	2024/8/3	2025/8/3	365	人民币	1.1%/2.5%/2.85%	15000	2475000	EUR/USD	2025/7/7	1.09190	1.0308	2082977.514	2.49
30	WJ20240801012	WKGJ2024160-365D	2024/8/3	2025/8/3	365	人民币	1.1%/2.5%/2.85%	10000	1650000	EUR/USD	2025/7/7	1.09190	1.0308	1388718.628	2.49
31	WJ20240802005	WKGJ2024168-180D	2024/8/3	2025/1/30	180	人民币	1%/2.3%/2.65%	1700	129945.21	EUR/USD	2025/1/8	1.09190	1.0355	-	2.3
32	WJ20240807001	WKGJ2024160-365D	2024/8/8	2025/8/8	365	人民币	1.1%/2.5%/2.85%	20000	3300000	EUR/USD	2025/7/7	1.09170	1.0308	2783441.744	2.49
33	WJ20240808002	WKGJ2024160-365D	2024/8/10	2025/8/10	365	人民币	1.1%/2.5%/2.85%	18000	2970000	EUR/USD	2025/7/7	1.09200	1.0308	2497438.972	2.49
34	WJ20240815001	WKGJ2024171-365D	2024/8/17	2025/8/17	365	人民币	1.05%/2.5%/2.85%	10000	1700000	EUR/USD	2025/7/7	1.10310	1.0308	1426171.038	2.48
35	WJ20240815002	WKGJ2024174-365D	2024/8/17	2025/8/17	365	人民币	1.05%/2.4%/2.75%	5000	800000	EUR/USD	2025/7/7	1.10310	1.0308	663901.6099	2.38
36	WJ20240819003	WKGJ2024171-365D	2024/8/20	2025/8/20	365	人民币	1.05%/2.5%/2.85%	7000	1190000	EUR/USD	2025/7/7	1.11220	1.0308	992726.4497	2.47
37	WJ20240820005	WKGJ2024171-180D	2024/8/22	2025/2/18	180	人民币	1%/2.5%/2.85%	20000	1726027.4	EUR/USD	2025/1/20	1.11270	1.0308	1470849.724	2.49
38	WJ20240821001	WKGJ2024149-180D	2024/8/22	2025/2/18	180	人民币	1.1%/3%/3.35%	10000	1084931.51	EUR/USD	2025/1/20	1.11270	1.0308	931538.2532	2.99
39	WJ20240822005	WKGJ2024178-180D	2024/8/24	2025/2/20	180	人民币	1%/2.4%/2.75%	10000	813698.63	EUR/USD	2025/1/20	1.11890	1.0308	707694.2889	2.44
40	WJ20240826011	WKGJ2024171-180D	2024/8/29	2025/2/25	180	人民币	1%/2.5%/2.85%	2000	172602.74	EUR/USD	2025/1/20	1.10735	1.0308	151913.8563	2.54
41	WJ20240822009	WKGJ2024171-365D	2024/8/29	2025/8/29	365	人民币	1.05%/2.5%/2.85%	5000	850000	EUR/USD	2025/7/7	1.10735	1.0308	705873.7196	2.46
42	WJ20240903009	WKGJ2024171-180D	2024/9/5	2025/3/4	180	人民币	1%/2.5%/2.85%	6000	517808.22	EUR/USD	2025/2/11	1.11110	1.0308	179847.0346	1.61
43	WJ20240905001	WKGJ2024171-365D	2024/9/7	2025/9/7	365	人民币	1.05%/2.5%/2.85%	7000	1190000	EUR/USD	2025/8/6	1.10820	1.0308	982069.4981	2.45
44	WJ20240905003	WKGJ2024171-365D	2024/9/7	2025/9/7	365	人民币	1.05%/2.5%/2.85%	7000	1190000	EUR/USD	2025/8/6	1.10820	1.0308	982141.4968	2.45
45	WJ20240911003	WKGJ2024171-365D	2024/9/13	2025/9/13	365	人民币	1.05%/2.5%/2.85%	3500	595000	EUR/USD	2025/8/6	1.11280	1.0308	448592.4399	2.33
46	WJ20240914004	WKGJ2024171-365D	2024/9/19	2025/9/19	365	人民币	1.05%/2.5%/2.85%	3500	595000	EUR/USD	2025/8/6	1.11590	1.0308	378638.8137	2.13
47	WJ20240918001	WKGJ2024171-180D	2024/9/19	2025/3/18	180	人民币	1%/2.5%/2.85%	2000	172602.74	EUR/USD	2025/2/11	1.11590	1.0308	39891.40923	1.4
48	WJ20240920004	WKGJ2024171-180D	2024/9/21	2025/3/20	180	人民币	1%/2.5%/2.85%	5000	431506.85	EUR/USD	2025/2/11	1.11600	1.0308	94254.96655	1.38
49	WJ20240920005	WKGJ2024171-365D	2024/9/24	2025/9/24	365	人民币	1.05%/2.5%/2.85%	3000	510000	EUR/USD	2025/8/6	1.11880	1.0308	310941.8821	2.09
50	WJ20240920008	WKGJ2024171-365D	2024/9/24	2025/9/24	365	人民币	1.05%/2.5%/2.85%	8000	1360000	EUR/USD	2025/8/6	1.11880	1.0308	829175.7257	2.09
51	WJ20240920001	WKGJ2024193-180D	2024/9/24	2025/3/23	180	人民币	1%/2.9%/3.25%	10000	1084931.51	EUR/USD	2025/3/19	1.11880	1.0308	371802.8156	1.75
52	WJ20240920002	WKGJ2024171-180D	2024/9/24	2025/3/23	180	人民币	1%/2.5%/2.85%	1000	86301.37	EUR/USD	2025/3/19	1.11880	1.0308	29440.39068	1.6
53	WJ20240923002	WKGJ2024193-180D	2024/9/26	2025/3/25	180	人民币	1%/2.9%/3.25%	10000	1084931.51	EUR/USD	2025/3/19	1.11650	1.0308	396470.4224	1.8
54	WJ20240924004	WKGJ2024196- 180D	2024/9/28	2025/3/27	180	人民币	1%/2.3%/2.65%	1300	99369.86	EUR/USD	2025/3/19	1.11620	1.0308	35546.40028	1.55
55	WJ20240924011	WKGJ2024171-180D	2024/9/28	2025/3/27	180	人民币	1%/2.5%/2.85%	20000	1726027.4	EUR/USD	2025/3/19	1.11620	1.0308	630997.9553	1.64
56	WJ20240920007	WKGJ2024171-180D	2024/9/29	2025/3/28	180	人民币	1%/2.5%/2.85%	10000	863013.7	EUR/USD	2025/3/19	1.11620	1.0308	315515.6808	1.64
57	WJ20240930006	WKGJ2024193-180D	2024/10/9	2025/4/7	180	人民币	1%/2.9%/3.25%	5000	542465.75	EUR/USD	2025/3/19	1.09430	1.0308	314791.1814	2.28
58	WJ20240927011	WKGJ2024192-180D	2024/10/16	2025/4/14	180	人民币	1%/2.8%/3.15%	20000	2071232.88	EUR/USD	2025/3/19	1.08620	1.0308	1266521.422	2.28
59	WJ20241014004	WKGJ2024210-180D	2024/10/16	2025/4/14	180	人民币	1%/2.8%/3.15%	30000	3106849.32	EUR/USD	2025/3/19	1.08620	1.0308	1897369.279	2.28
60	WJ20241017002	WKGJ2024212-180D	2024/10/19	2025/4/17	180	人民币	0.45%/1.9%/2.25%	2000	167671.23	EUR/USD	2025/3/19	1.08650	1.0308	112023.6153	1.59
61	WJ20241017003	WKGJ2024171-90D	2024/10/19	2025/1/17	90	人民币	1%/2.6%/2.95%	1000	45616.44	EUR/USD	2025/1/8	1.08650	1.0355	-	2.6
62	WJ20241021001	WKGJ2024171-180D	2024/10/24	2025/4/22	180	人民币	1%/2.5%/2.85%	10000	863013.7	EUR/USD	2025/3/19	1.08230	1.0308	583027.0129	2.18
63	WJ20241022002	WKGJ2024213-180D	2024/10/25	2025/4/23	180	人民币	0.85%/2.3%/2.65%	15000	1257534.25	EUR/USD	2025/3/19	1.07920	1.0308	1068453.471	2.29
64	WJ20241024002	WKGJ2024171-365D	2024/10/25	2025/10/25	365	人民币	1.05%/2.5%/2.85%	4500	765000	EUR/USD	2025/8/6	1.07920	1.0308	566430.3443	2.31
65	WJ20241025001	WKGJ2024198-90D	2024/10/26	2025/1/24	90	人民币	1%/2.6%/2.95%	1000	45616.44	EUR/USD	2025/1/8	1.07920	1.0355	-	2.6
66	WJ20241024007	WKGJ2024171-365D	2024/10/26	2025/10/26	365	人民币	1.05%/2.5%/2.85%	5000	850000	EUR/USD	2025/8/6	1.07920	1.0308	625879.8823	2.3
67	WJ20241024010	WKGJ2024212-180D	2024/10/26	2025/4/24	180	人民币	0.45%/1.9%/2.25%	2000	167671.23	EUR/USD	2025/3/19	1.07920	1.0308	116666.4852	1.63
68	WJ20241024006	WKGJ2024171-180D	2024/10/29	2025/4/27	180	人民币	1%/2.5%/2.85%	20000	1726027.4	EUR/USD	2025/3/19	1.08215	1.0308	1167645.342	2.18
69	WJ20241025002	WKGJ2024211-90D	2024/10/29	2025/1/27	90	人民币	1%/2.6%/2.95%	12000	547397.26	EUR/USD	2025/1/8	1.08215	1.0355	-	2.6
70	WJ20241028008	WKGJ2024214-180D	2024/10/29	2025/4/27	180	人民币	1%/2.9%/3.25%	6000	650958.9	EUR/USD	2025/3/19	1.08215	1.0308	443669.472	2.5
71	WJ20241028006	WKGJ2024171-180D	2024/10/29	2025/4/27	180	人民币	1%/2.5%/2.85%	2000	172602.74	EUR/USD	2025/3/19	1.08215	1.0308	116764.5171	2.18
72	WJ20241029007	WKGJ2024212-180D	2024/10/31	2025/4/29	180	人民币	0.45%/1.9%/2.25%	1000	83835.62	EUR/USD	2025/3/19	1.08800	1.0308	54658.46123	1.56
73	WJ20241030005	WKGJ2024171-90D	2024/10/31	2025/1/29	90	人民币	1%/2.6%/2.95%	3000	136849.32	EUR/USD	2025/1/8	1.08800	1.0355	-	2.6
74	WJ20241101004	WKGJ2024198-90D	2024/11/2	2025/1/31	90	人民币	1%/2.6%/2.95%	1000	45616.44	EUR/USD	2025/1/8	1.08890	1.0355	-	2.6
75	WJ20241106002	WKGJ2024171-90D	2024/11/8	2025/2/6	90	人民币	1%/2.6%/2.95%	1000	45616.44	EUR/USD	2025/1/8	1.07200	1.0355	-	2.6
76	WJ20241106004	WKGJ2024226-180D	2024/11/9	2025/5/8	180	人民币	0.4%/1.9%/2.25%	3000	258904.11	EUR/USD	2025/4/28	1.07200	1.0308	184579.3769	1.65
77	WJ20241107001	WKGJ2024211-365D	2024/11/9	2025/11/9	365	人民币	1.05%/2.5%/2.85%	12000	2040000	EUR/USD	2025/8/6	1.07200	1.0308	1505794.38	2.3
78	WJ20241107003	WKGJ2024211-365D	2024/11/9	2025/11/9	365	人民币	1.05%/2.5%/2.85%	8000	1360000	EUR/USD	2025/8/6	1.07200	1.0308	1003571.894	2.3
79	WJ20241108004	WKGJ2024214-180D	2024/11/12	2025/5/11	180	人民币	1%/2.9%/3.25%	10000	1084931.51	EUR/USD	2025/4/28	1.06260	1.0308	821901.4757	2.67
80	WJ20241113001	WKGJ2024228-90D	2024/11/15	2025/2/13	90	人民币	0.8%/2.35%/2.7%	1500	66575.34	EUR/USD	2025/1/8	1.05430	1.0355	-	2.35
81	WJ20241114003	WKGJ2024229-365D	2024/11/16	2025/11/16	365	人民币	0.6%/2.1%/2.45%	10000	1750000	EUR/USD	2025/8/6	1.05430	1.0308	1392957.458	1.99
82	WJ20241118002	WKGJ2024228-90D	2024/11/20	2025/2/18	90	人民币	0.8%/2.35%/2.7%	1200	53260.27	EUR/USD	2025/2/11	1.05450	1.0308	41769.07898	2.21
83	WJ20241121001	WKGJ2024231-365D	2024/11/23	2025/11/23	365	人民币	0.7%/2.2%/2.55%	5000	875000	EUR/USD	2025/10/21	1.04790	1.0308	700684.1798	2.1
84	WJ20241119002	WKGJ2024228-180D	2024/11/26	2025/5/25	180	人民币	0.8%/2.35%/2.7%	5000	443835.62	EUR/USD	2025/4/28	1.04870	1.0308	376135.5762	2.33
85	WJ20241125004	WKGJ2024228-90D	2024/11/27	2025/2/25	90	人民币	0.8%/2.35%/2.7%	1500	66575.34	EUR/USD	2025/2/11	1.05570	1.0308	56144.9562	2.32
86	WJ20241125005	WKGJ2024235-180D	2024/11/27	2025/5/26	180	人民币	0.6%/2.1%/2.45%	20000	1726027.4	EUR/USD	2025/4/28	1.05570	1.0308	1440307.698	2.06
87	WJ20241125002	WKGJ2024233-180D	2024/11/28	2025/5/27	180	人民币	1%/2.45%/2.8%	3000	258904.11	EUR/USD	2025/4/28	1.05590	1.0308	209086.6124	2.41
88	WJ20241126001	WKGJ2024228-90D	2024/11/28	2025/2/26	90	人民币	0.8%/2.35%/2.7%	10000	443835.62	EUR/USD	2025/2/11	1.05590	1.0308	380937.5888	2.34
89	WJ20241127003	WKGJ2024238-180D	2024/11/29	2025/5/28	180	人民币	0.6%/2.1%/2.45%	20000	1726027.4	EUR/USD	2025/4/28	1.05310	1.0308	1443966.906	2.06
90	WJ20241128005	WKGJ2024228-90D	2024/11/30	2025/2/28	90	人民币	0.8%/2.35%/2.7%	1000	44383.56	EUR/USD	2025/2/18	1.05310	1.0308	37433.20662	2.32
91	WJ20241129004	WKGJ2024241-90D	2024/11/30	2025/2/28	90	人民币	0.8%/2.65%/3%	45000	2385616.44	EUR/USD	2025/2/18	1.05310	1.0308	2009887.122	2.61
92	WJ20241129008	WKGJ2024250-90D	2024/11/30	2025/2/28	90	人民币	0.8%/2.55%/2.9%	10000	505479.45	EUR/USD	2025/2/18	1.05310	1.0308	422538.4856	2.51
93	WJ20241202013	WKGJ2024228-90D	2024/12/3	2025/3/3	90	人民币	0.8%/2.35%/2.7%	1500	66575.34	EUR/USD	2025/2/18	1.05070	1.0308	56193.30784	2.32
94	WJ20241202007	WKGJ2024228-90D	2024/12/4	2025/3/4	90	人民币	0.8%/2.35%/2.7%	1000	44383.56	EUR/USD	2025/2/18	1.05130	1.0308	37611.66925	2.33
95	WJ20241204002	WKGJ2024256-90D	2024/12/6	2025/3/6	90	人民币	0.8%/2.4%/2.75%	5000	234246.58	EUR/USD	2025/2/18	1.05520	1.0308	190493.4738	2.35
96	WJ20241204001	WKGJ2024228-180D	2024/12/6	2025/6/4	180	人民币	0.8%/2.35%/2.7%	1000	88767.12	EUR/USD	2025/5/13	1.05520	1.0308	74313.31941	2.31
97	WJ20241203010	WKGJ2024258-180D	2024/12/7	2025/6/5	180	人民币	0.4%/1.9%/2.25%	4000	345205.48	EUR/USD	2025/5/13	1.05520	1.0308	286028.2922	1.85
98	WJ20241209001	WKGJ2024257-365D	2024/12/10	2025/12/10	365	人民币	0.6%/2.2%/2.55%	5000	925000	EUR/USD	2025/10/21	1.05340	1.0308	759338.7231	2.12
99	WJ20241210002	WKGJ2024258-180D	2024/12/12	2025/6/10	180	人民币	0.4%/1.9%/2.25%	2500	215753.42	EUR/USD	2025/5/13	1.04660	1.0308	178195.553	1.85
100	WJ20241212001	WKGJ2024258-180D	2024/12/14	2025/6/12	180	人民币	0.4%/1.9%/2.25%	3500	302054.79	EUR/USD	2025/5/13	1.05180	1.0308	248321.1904	1.84
101	WJ20241212002	WKGJ2024263-180D	2024/12/14	2025/6/12	180	人民币	0.4%/1.9%/2.25%	8000	690410.96	EUR/USD	2025/5/13	1.05180	1.0308	567591.283	1.84
102	WJ20241213002	WKGJ2024257-365D	2024/12/14	2025/12/14	365	人民币	0.6%/2.2%/2.55%	13000	2405000	EUR/USD	2025/10/21	1.05180	1.0308	1985804.903	2.13
103	WJ20241213008	WKGJ2024228-180D	2024/12/17	2025/6/15	180	人民币	0.8%/2.35%/2.7%	1000	88767.12	EUR/USD	2025/5/13	1.05000	1.0308	73235.09899	2.29
104	WJ20241213009	WKGJ2024228-180D	2024/12/17	2025/6/15	180	人民币	0.8%/2.35%/2.7%	2000	177534.25	EUR/USD	2025/5/13	1.05000	1.0308	146495.5503	2.29
105	WJ20241211002	WKGJ2024262-365D	2024/12/18	2025/12/18	365	人民币	0.6%/2.1%/2.45%	1000	175000	EUR/USD	2025/10/21	1.03770	1.0308	146044.6514	2.06
106	WJ20241125003	WKGJ2024262-365D	2024/12/18	2025/12/18	365	人民币	0.6%/2.1%/2.45%	1000	175000	EUR/USD	2025/10/21	1.03770	1.0308	146044.3265	2.06
107	WJ20241216001	WKGJ2024265-180D	2024/12/18	2025/6/16	180	人民币	0.6%/2.1%/2.45%	20000	1726027.4	EUR/USD	2025/5/13	1.03770	1.0308	1467846.832	2.09
108	WJ20241217001	WKGJ2024258-180D	2024/12/19	2025/6/17	180	人民币	0.4%/1.9%/2.25%	3500	302054.79	EUR/USD	2025/5/13	1.03650	1.0308	254448.8792	1.87
109	WJ20241217003	WKGJ2024228-180D	2024/12/20	2025/6/18	180	人民币	0.8%/2.35%/2.7%	3000	266301.37	EUR/USD	2025/5/13	1.04370	1.0308	226134.0071	2.33
110	WJ20241219002	WKGJ2024258-180D	2024/12/21	2025/6/19	180	人民币	0.4%/1.9%/2.25%	3500	302054.79	EUR/USD	2025/5/13	1.04370	1.0308	255427.4115	1.88
111	WJ20241219003	WKGJ2024249-28D	2024/12/21	2025/1/18	28	人民币	0.7%/2.15%/2.5%	2000	26849.32	EUR/USD	2025/1/13	1.04370	1.022	-	2.15
112	WJ20241219006	WKGJ2024257-365D	2024/12/21	2025/12/21	365	人民币	0.6%/2.2%/2.55%	5000	925000	EUR/USD	2025/11/17	1.04370	1.0308	774836.1247	2.15
113	WJ20241219005	WKGJ2024257-365D	2024/12/21	2025/12/21	365	人民币	0.6%/2.2%/2.55%	5000	925000	EUR/USD	2025/11/17	1.04370	1.0308	774837.0201	2.15
114	WJ20241219001	WKGJ2024268-34D	2024/12/21	2025/1/24	34	人民币	0.7%/2.35%/2.7%	5000	90821.92	EUR/USD	2025/1/13	1.04370	1.022	-	2.35
115	WJ20241220001	WKGJ2024263-180D	2024/12/21	2025/6/19	180	人民币	0.4%/1.9%/2.25%	5000	431506.85	EUR/USD	2025/5/13	1.04370	1.0308	364896.5839	1.88
116	WJ20241224004	WKGJ2024271-360D	2024/12/26	2025/12/21	360	人民币	1%/2.8%/3.15%	4000	808767.12	EUR/USD	2025/11/17	1.04130	1.0308	692771.7382	2.76
117	WJ20241224005	WKGJ2024274-60D	2024/12/26	2025/2/24	60	人民币	0.8%/2.4%/2.75%	3000	93698.63	EUR/USD	2025/2/18	1.04130	1.0308	77059.82664	2.36
118	WJ20241224001	WKGJ2024228-180D	2024/12/26	2025/6/24	180	人民币	0.8%/2.35%/2.7%	1000	88767.12	EUR/USD	2025/6/16	1.04130	1.0308	75608.64773	2.33
119	WJ20241224003	WKGJ2024228-180D	2024/12/27	2025/6/25	180	人民币	0.8%/2.35%/2.7%	1000	88767.12	EUR/USD	2025/6/16	1.04270	1.0308	75511.29367	2.33
120	WJ20241223001	WKGJ2024269-180D	2024/12/27	2025/6/25	180	人民币	0.8%/2.45%/2.8%	18000	1730958.9	EUR/USD	2025/6/16	1.04270	1.0308	1445845.27	2.43
121	WJ20241224006	WKGJ2024273-90D	2024/12/27	2025/3/27	90	人民币	0.8%/2.55%/2.9%	10000	505479.45	EUR/USD	2025/3/19	1.04270	1.0308	423419.5641	2.52
122	WJ20241225001	WKGJ2024228-30D	2024/12/27	2025/1/26	30	人民币	0.7%/2.15%/2.5%	1000	14383.56	EUR/USD	2025/1/13	1.04270	1.022	-	2.15
123	WJ20241226001	WKGJ2024275-90D	2024/12/27	2025/3/27	90	人民币	0.8%/2.6%/2.95%	1000	51780.82	EUR/USD	2025/3/19	1.04270	1.0308	43542.34058	2.57
124	WJ20241219004	WKGJ2024266-180D	2024/12/28	2025/6/26	180	人民币	0.4%/1.9%/2.25%	5000	431506.85	EUR/USD	2025/6/16	1.04270	1.0308	365702.3037	1.88
125	WJ20241226003	WKGJ2024228-180D	2024/12/28	2025/6/26	180	人民币	0.8%/2.35%/2.7%	2000	177534.25	EUR/USD	2025/6/16	1.04270	1.0308	151078.6685	2.33
126	WJ20241226007	WKGJ2024228-180D	2024/12/28	2025/6/26	180	人民币	0.8%/2.35%/2.7%	15000	1331506.85	EUR/USD	2025/6/16	1.04270	1.0308	1133207.312	2.33
127	WJ20241226010	WKGJ2024228-60D	2024/12/28	2025/2/26	60	人民币	0.8%/2.3%/2.65%	1000	28767.12	EUR/USD	2025/2/18	1.04270	1.0308	23865.14111	2.25
128	WJ20241227005	WKGJ2024228-90D	2024/12/31	2025/3/31	90	人民币	0.8%/2.35%/2.7%	1000	44383.56	EUR/USD	2025/3/19	1.03590	1.0308	37861.29568	2.34
129	WJ20241227006	WKGJ2024271-360D	2024/12/31	2025/12/26	360	人民币	1%/2.8%/3.15%	11000	2224109.59	EUR/USD	2025/11/17	1.03590	1.0308	1913026.169	2.76
130	WJ20241227008	WKGJ2024228-180D	2024/12/31	2025/6/29	180	人民币	0.8%/2.35%/2.7%	2000	177534.25	EUR/USD	2025/6/16	1.03590	1.0308	152217.0826	2.34
131	WJ20241227009	WKGJ2024281-180D	2024/12/31	2025/6/29	180	人民币	0.8%/2.45%/2.8%	10000	961643.84	EUR/USD	2025/6/16	1.03590	1.0308	809368.6895	2.44
132	WJ20241230004	WKGJ2024277-30D	2024/12/31	2025/1/30	30	人民币	0.7%/2.25%/2.6%	10000	152054.79	EUR/USD	2025/1/22	1.03590	1.0308	125484.9317	2.23
133	WJ20241230007	WKGJ2024282-40D	2024/12/31	2025/2/9	40	人民币	0.7%/2.25%/2.6%	5000	101369.86	EUR/USD	2025/1/22	1.03590	1.0308	83656.61812	2.23
134	WJ20241230025	WKGJ2024228-30D	2025/1/1	2025/1/31	30	人民币	0.7%/2.15%/2.5%	1000	14383.56	EUR/USD	2025/1/22	1.03590	1.0308	11708.33244	2.12
135	WJ20241230022	WKGJ2024284-58D	2025/1/1	2025/2/28	58	人民币	0.8%/2.4%/2.75%	9000	271726.03	EUR/USD	2025/2/18	1.03590	1.0308	225737.0312	2.38
136	WJ20241230015	WKGJ2024228-30D	2025/1/1	2025/1/31	30	人民币	0.7%/2.15%/2.5%	3000	43150.68	EUR/USD	2025/1/22	1.03590	1.0308	35115.36513	2.12
137	WJ20241230010	WKGJ2024228-30D	2025/1/1	2025/1/31	30	人民币	0.7%/2.15%/2.5%	1900	27328.77	EUR/USD	2025/1/22	1.03590	1.0308	22245.87404	2.12
138	WJ20241230019	WKGJ2024272-30D	2025/1/1	2025/1/31	30	人民币	0.7%/2.45%/2.8%	3500	58972.6	EUR/USD	2025/1/22	1.03590	1.0308	49436.12528	2.42
139	WJ20241230011	WKGJ2024228-30D	2025/1/1	2025/1/31	30	人民币	0.7%/2.15%/2.5%	4000	57534.25	EUR/USD	2025/1/22	1.03590	1.0308	46833.33049	2.12
140	WJ20241230002	WKGJ2024228-30D	2025/1/1	2025/1/31	30	人民币	0.7%/2.15%/2.5%	2000	28767.12	EUR/USD	2025/1/22	1.03590	1.0308	23416.65268	2.12
141	WJ20241231001	WKGJ2024228-26D	2025/1/1	2025/1/27	26	人民币	0.7%/2.15%/2.5%	1800	22438.36	EUR/USD	2025/1/22	1.03590	1.0308	18264.96424	2.12
142	WJ20241231007	WKGJ2024286-30D	2025/1/1	2025/1/31	30	人民币	0.7%/2.65%/3%	35000	647260.27	EUR/USD	2025/1/22	1.03590	1.0308	550446.5471	2.61
143	WJ20241231004	WKGJ2024278-28D	2025/1/3	2025/1/31	28	人民币	0.7%/2.6%/2.95%	11800	199145.21	EUR/USD	2025/1/22	1.03120	1.0308	169910.9585	2.58
144	WJ20241231005	WKGJ2024249-28D	2025/1/3	2025/1/31	28	人民币	0.7%/2.15%/2.5%	8000	107397.26	EUR/USD	2025/1/22	1.03120	1.0308	88045.31844	2.13
145	WJ20241230021	WKGJ2024228-180D	2025/1/3	2025/7/2	180	人民币	0.8%/2.35%/2.7%	1400	124273.97	EUR/USD	2025/6/16	1.03120	1.0308	107020.313	2.35
146	WJ20241230003	WKGJ2024249-28D	2025/1/3	2025/1/31	28	人民币	0.7%/2.15%/2.5%	1000	13424.66	EUR/USD	2025/1/22	1.03120	1.0308	11005.63831	2.13
147	WJ20241230012	WKGJ2024249-28D	2025/1/3	2025/1/31	28	人民币	0.7%/2.15%/2.5%	6200	83232.88	EUR/USD	2025/1/22	1.03120	1.0308	68235.07094	2.13
148	WJ20241231006	WKGJ2024252-27D	2025/1/3	2025/1/30	27	人民币	0.7%/2.15%/2.5%	1000	12945.21	EUR/USD	2025/1/22	1.03120	1.0308	10612.56984	2.13
149	WJ20241230023	WKGJ2024249-28D	2025/1/3	2025/1/31	28	人民币	0.7%/2.15%/2.5%	8000	107397.26	EUR/USD	2025/1/22	1.03120	1.0308	88019.87938	2.13
150	WJ20241230024	WKGJ2024249-28D	2025/1/3	2025/1/31	28	人民币	0.7%/2.15%/2.5%	1000	13424.66	EUR/USD	2025/1/22	1.03120	1.0308	11002.46366	2.13
151	WJ20241231008	WKGJ2024249-28D	2025/1/3	2025/1/31	28	人民币	0.7%/2.15%/2.5%	2000	26849.32	EUR/USD	2025/1/22	1.03120	1.0308	22011.33878	2.13
152	WJ20250102005	WKGJ2024228-28D	2025/1/3	2025/1/31	28	人民币	0.7%/2.15%/2.5%	1800	24164.38	EUR/USD	2025/1/22	1.03120	1.0308	19810.17684	2.13
153	WJ20250102007	WKGJ2024249-28D	2025/1/3	2025/1/31	28	人民币	0.7%/2.15%/2.5%	1000	13424.66	EUR/USD	2025/1/22	1.03120	1.0308	11005.63831	2.13
154	WJ20250102011	WKGJ2024289-28D	2025/1/3	2025/1/31	28	人民币	0.7%/2.45%/2.8%	3000	47178.08	EUR/USD	2025/1/22	1.03120	1.0308	39804.13541	2.43
155	WJ20250102004	WKGJ2024291-40D	2025/1/4	2025/2/13	40	人民币	0.7%/2.25%/2.6%	3804	77122.19	EUR/USD	2025/2/11	1.03120	1.0308	64419.03267	2.25
156	WJ20250102008	WKGJ2024252-27D	2025/1/4	2025/1/31	27	人民币	0.7%/2.15%/2.5%	2000	25890.41	EUR/USD	2025/1/22	1.03120	1.0308	21356.12599	2.14
157	WJ20250103001	WKGJ2024283-365D	2025/1/4	2026/1/4	365	人民币	0.8%/2.5%/2.85%	20000	3900000	EUR/USD	2025/12/16	1.03120	1.0308	3342322.601	2.47
158	WJ20250103004	WKGJ2024252-27D	2025/1/4	2025/1/31	27	人民币	0.7%/2.15%/2.5%	1000	12945.21	EUR/USD	2025/1/22	1.03120	1.0308	10678.02283	2.14
159	WJ20250106001	WKGJ2024287-30D	2025/1/7	2025/2/6	30	人民币	0.7%/2.15%/2.5%	2000	28767.12	EUR/USD	2025/1/22	1.03520	1.0308	23298.10212	2.12
160	WJ20250106004	WKGJ2024293-180D	2025/1/8	2025/7/7	180	人民币	0.6%/2.1%/2.45%	20000	1726027.4	EUR/USD	2025/6/16	1.03140	1.0308	1479357.363	2.1
161	WJ20250107001	WKGJ2024294-23D	2025/1/8	2025/1/31	23	人民币	0.7%/2.15%/2.5%	2600	28671.23	EUR/USD	2025/1/22	1.03140	1.0308	23274.37773	2.12
162	WJ20250106003	WKGJ2024292-23D	2025/1/8	2025/1/31	23	人民币	0.7%/2.5%/2.85%	60400	799265.75	EUR/USD	2025/1/22	1.03140	1.0308	670117.1824	2.46
163	WJ20250107003	WKGJ2024264-14D	2025/1/8	2025/1/22	14	人民币	0.4%/1.85%/2.2%	1000	6712.33	EUR/USD	2025/1/20	1.03140	1.0308	5430.820117	1.82
164	WJ20250107002	WKGJ2024228-90D	2025/1/8	2025/4/8	90	人民币	0.8%/2.35%/2.7%	2500	110958.9	EUR/USD	2025/3/19	1.03140	1.0308	95006.51555	2.34
165	WJ20250107006	WKGJ2024264-14D	2025/1/9	2025/1/23	14	人民币	0.4%/1.85%/2.2%	1000	6712.33	EUR/USD	2025/1/20	1.03020	1.0308	5428.558018	1.82
166	WJ20250107005	WKGJ2024295-365D	2025/1/9	2026/1/9	365	人民币	0.7%/2.2%/2.55%	1000	175000	EUR/USD	2025/12/16	1.03020	1.0308	147781.0739	2.18
167	WJ20250107007	WKGJ2024288-180D	2025/1/9	2025/7/8	180	人民币	0.8%/2.35%/2.7%	10000	887671.23	EUR/USD	2025/6/16	1.03020	1.0308	773043.7499	2.37
168	WJ20250108001	WKGJ2024288-180D	2025/1/10	2025/7/9	180	人民币	0.8%/2.35%/2.7%	5000	443835.62	EUR/USD	2025/6/16	1.02420	1.0308	386082.9785	2.37
169	WJ20250108005	WKGJ2024297-365D	2025/1/11	2026/1/11	365	人民币	0.7%/2.2%/2.55%	5000	875000	EUR/USD	2025/12/16	1.02420	1.0308	744926.729	2.19
170	WJ20250108006	WKGJ2024295-365D	2025/1/11	2026/1/11	365	人民币	0.7%/2.2%/2.55%	5000	875000	EUR/USD	2025/12/16	1.02420	1.0308	744845.6958	2.19
171	WJ20250108008	WKGJ2024295-365D	2025/1/11	2026/1/11	365	人民币	0.7%/2.2%/2.55%	21000	3675000	EUR/USD	2025/12/16	1.02420	1.0308	3128351.962	2.19
172	WJ20250109001	WKGJ2024296-20D	2025/1/11	2025/1/31	20	人民币	0.4%/2.6%/2.95%	6000	82191.78	EUR/USD	2025/1/22	1.02420	1.0308	72403.02114	2.6
173	WJ20250110001	WKGJ2024299-13D	2025/1/11	2025/1/24	13	人民币	0.3%/1.8%/2.15%	5000	32054.79	EUR/USD	2025/1/22	1.02420	1.0308	26939.74125	1.81

持仓风险

风险提示：结构性存款不同于一般性存款，具有投资风险，您应当充分认识投资风险，谨慎投资。

1.本金及利息风险：威海市商业银行仅保障资金本金和基础收益，您应充分认识利息不确定的风险。本产品的收益由基础收益和浮动收益组成，浮动收益取决于挂钩标的价格变化，受市场多种要素的影响。利息不确定的风险由存款人自行承担，存款人应对此有充分的认识。如果在存款期内，市场利率上升，本产品的利率不随市场利率上升而提高。

2. 期限风险：由于本产品的实际期限无法事先确定，且威海市商业银行有权单方行使对产品期限的权利（包括但不限于提前终止等），一旦威海市商业银行选择了行使产品合同中所订明的对产品期限的权利，则存款人必须遵照履行。

3. 市场风险：包括但不限于因国家法律法规以及货币政策、财政政策、产业政策、地区发展政策等国际政策的变化、宏观周期型经济运行状况变化、外汇汇率和人民币购买力等变化对市场产生一定的影响，导致产品收益的波动，在一定情况下甚至会对产品的成立与运行产生影响。交易期内可能存在市场利率上升、但该产品的收益率不随市场利率上升而提高的情形；受限于投资组合及具体策略的不同，本产品收益变化趋势与市场整体发展趋势并不具有必然的一致性。

4. 流动性风险：客户在产品合同约定的条款外，不享有提前终止权，则客户在产品到期日（威海市商业银行依照产品合同的约定提前终止合同的，提前终止日被视为产品到期日）前无法取用存款本金及产品收益。

5. 信息传递风险：客户应根据产品合同载明的信息披露方式查询本产品的相关信息。如果客户未及时查询，或由于通讯故障、系统故障以及其他不可抗力等因素的影响导致客户无法及时了解本产品的信息，并由此影响客户投资决策，因此而产生的责任和风险将由客户自行承担。另外，客户预留在威海市商业银行的有效联系方式变更的，应及时通知威海市商业银行。如客户未及时告知威海市商业银行联系方式变更或因存款人其他原因，威海市商业银行将可能在需要联系客户时无法及时取得联系，并可能会由此影响客户的投资决策，由此而产生的责任和风险由客户自行承担。

6. 不可抗力风险：如果因不可抗力不能履行产品合同时，可根据不可抗力的影响部分或全部免除违约责任。

7.信用风险：威海市商业银行发生信用风险如被依法撤销或被被申请破产等，将对产品的收益产生影响。

8.数据来源风险：在本存款收益率的计算中，需要使用到数据提供商提供的挂钩标的的价格水平。如果届时产品说明书中约定的数据提供商提供的参照页面不能给出所需的价格水平，威海市商业银行将本着公平、公正、公允的原则，秉承善意并按照商业上合理的方式确定所适用的价格水平进行计算。

风险控制措施

本行针对结构性存款业务的风险特征，制定和实施相应的风险管理政策和程序，持续有效地识别、计量、监测和控制结构性存款业务面临的各类风险，并将结构性存款业务风险管理纳入全面风险管理体系。本行将结构性存款纳入表内核算，按照存款管理，纳入存款准备金和存款保险保费的缴纳范围，相关资产按照国务院银行业监督管理机构的相关规定计提资本和拨备。

本行具备普通类衍生产品交易业务资格，结构性存款挂钩的衍生产品交易严格遵守《银行业金融机构衍生产品交易业务管理暂行办法》、《商业银行资本管理办法（试行）》、《商业银行杠杆率管理办法（修订）》、《商业银行流动性风险管理办法》等国务院银行业监督管理机构关于衍生产品交易的相关规定。

本行销售结构性存款，严格按照中国银保监会发布的《关于进一步规范商业银行结构性存款业务的通知》（银保监办发〔2019〕204号）相关规定执行，充分揭示风险。销售文本全面、客观反映结构性存款的重要特性和与产品有关的重要事实，向投资者充分揭示风险，确保投资者了解结构性存款的产品性质和潜在风险，自主进行投资决策。

公司业务

2025年1月单位结构性存款产品账单

总行地址：山东省威海市青岛北路137A号

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