威海银行—2025年8月单位结构性存款产品账单

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2025年8月单位结构性存款产品账单

发布时间：2025-08-15

尊敬的客户：

以下是我行单位结构性存款产品2025年8月产品账单。其中，“账单日产品预期年化收益率”，是我行根据本期账单测算日该期结构性存款产品挂钩标的的市场变化情况测算，仅作参考，不代表本期产品实际到期收益情况。“挂钩标的市场观察水平”，在该结构性存款所挂钩的衍生产品到期前，为账单公布日上一日挂钩标的市场观察水平；在衍生产品到期后，为产品观察日挂钩标的市场观察水平。如有任何问题，欢迎拨打我行客户服务电话或联系我行网点工作人员。感谢您一直以来对威海银行的支持！

2025年8月单位结构性存款产品账单
账单日：2025-08-15
序号	业务编号	产品编号	起始日	到期日	期限	币种	预期收益率	金额（万元）	其中用于衍生品投资（元）	挂钩标的	产品观察日	起息日挂钩标的市场水平	挂钩标的市场观察水平	衍生品公允价值（元）	账单日产品预期年化收益率%
1	WJ20240815001	WKGJ2024171-365D	2024/8/17	2025/8/17	365	人民币	1.05%/2.5%/2.85%	10000	1700000	EUR/USD	2025/7/7	1.1772	1.1031	0	2.5
2	WJ20240815002	WKGJ2024174-365D	2024/8/17	2025/8/17	365	人民币	1.05%/2.4%/2.75%	5000	800000	EUR/USD	2025/7/7	1.1772	1.1031	0	2.4
3	WJ20240819003	WKGJ2024171-365D	2024/8/20	2025/8/20	365	人民币	1.05%/2.5%/2.85%	7000	1190000	EUR/USD	2025/7/7	1.1772	1.1122	0	2.5
4	WJ20240822009	WKGJ2024171-365D	2024/8/29	2025/8/29	365	人民币	1.05%/2.5%/2.85%	5000	850000	EUR/USD	2025/7/7	1.1772	1.10735	0	2.5
5	WJ20240905001	WKGJ2024171-365D	2024/9/7	2025/9/7	365	人民币	1.05%/2.5%/2.85%	7000	1190000	EUR/USD	2025/8/6	1.1705	1.1082	0	2.5
6	WJ20240905003	WKGJ2024171-365D	2024/9/7	2025/9/7	365	人民币	1.05%/2.5%/2.85%	7000	1190000	EUR/USD	2025/8/6	1.1705	1.1082	0	2.5
7	WJ20240911003	WKGJ2024171-365D	2024/9/13	2025/9/13	365	人民币	1.05%/2.5%/2.85%	3500	595000	EUR/USD	2025/8/6	1.1705	1.1128	0	2.5
8	WJ20240914004	WKGJ2024171-365D	2024/9/19	2025/9/19	365	人民币	1.05%/2.5%/2.85%	3500	595000	EUR/USD	2025/8/6	1.1705	1.1159	0	2.5
9	WJ20240920005	WKGJ2024171-365D	2024/9/24	2025/9/24	365	人民币	1.05%/2.5%/2.85%	3000	510000	EUR/USD	2025/8/6	1.1705	1.1188	0	2.5
10	WJ20240920008	WKGJ2024171-365D	2024/9/24	2025/9/24	365	人民币	1.05%/2.5%/2.85%	8000	1360000	EUR/USD	2025/8/6	1.1705	1.1188	0	2.5
11	WJ20241024002	WKGJ2024171-365D	2024/10/25	2025/10/25	365	人民币	1.05%/2.5%/2.85%	4500	765000	EUR/USD	2025/8/6	1.1705	1.0792	0	2.5
12	WJ20241024007	WKGJ2024171-365D	2024/10/26	2025/10/26	365	人民币	1.05%/2.5%/2.85%	5000	850000	EUR/USD	2025/8/6	1.1705	1.0792	0	2.5
13	WJ20241107001	WKGJ2024211-365D	2024/11/9	2025/11/9	365	人民币	1.05%/2.5%/2.85%	12000	2040000	EUR/USD	2025/8/6	1.1705	1.072	0	2.5
14	WJ20241107003	WKGJ2024211-365D	2024/11/9	2025/11/9	365	人民币	1.05%/2.5%/2.85%	8000	1360000	EUR/USD	2025/8/6	1.1705	1.072	0	2.5
15	WJ20241121001	WKGJ2024231-365D	2024/11/23	2025/11/23	365	人民币	0.7%/2.2%/2.55%	5000	875000	EUR/USD	2025/10/21	1.1705	1.0479	861700.7369	2.42
16	WJ20241209001	WKGJ2024257-365D	2024/12/10	2025/12/10	365	人民币	0.6%/2.2%/2.55%	5000	925000	EUR/USD	2025/10/21	1.1705	1.0534	917252.15	2.43
17	WJ20241213002	WKGJ2024257-365D	2024/12/14	2025/12/14	365	人民币	0.6%/2.2%/2.55%	13000	2405000	EUR/USD	2025/10/21	1.1705	1.0518	2408661.505	2.45
18	WJ20241211002	WKGJ2024262-365D	2024/12/18	2025/12/18	365	人民币	0.6%/2.1%/2.45%	1000	175000	EUR/USD	2025/10/21	1.1705	1.0377	179656.1503	2.4
19	WJ20241125003	WKGJ2024262-365D	2024/12/18	2025/12/18	365	人民币	0.6%/2.1%/2.45%	1000	175000	EUR/USD	2025/10/21	1.1705	1.0377	179653.5659	2.4
20	WJ20241219006	WKGJ2024257-365D	2024/12/21	2025/12/21	365	人民币	0.6%/2.2%/2.55%	5000	925000	EUR/USD	2025/11/17	1.1705	1.0437	911639.7339	2.42
21	WJ20241219005	WKGJ2024257-365D	2024/12/21	2025/12/21	365	人民币	0.6%/2.2%/2.55%	5000	925000	EUR/USD	2025/11/17	1.1705	1.0437	911627.1875	2.42
22	WJ20241224004	WKGJ2024271-360D	2024/12/26	2025/12/21	360	人民币	1%/2.8%/3.15%	4000	808767.12	EUR/USD	2025/11/17	1.1705	1.0413	801584.0495	3.03
23	WJ20241227006	WKGJ2024271-360D	2024/12/31	2025/12/26	360	人民币	1%/2.8%/3.15%	11000	2224109.59	EUR/USD	2025/11/17	1.1705	1.0359	2223274.162	3.05
24	WJ20250103001	WKGJ2024283-365D	2025/1/4	2026/1/4	365	人民币	0.8%/2.5%/2.85%	20000	3900000	EUR/USD	2025/12/16	1.1705	1.0312	3881175.78	2.74
25	WJ20250107005	WKGJ2024295-365D	2025/1/9	2026/1/9	365	人民币	0.7%/2.2%/2.55%	1000	175000	EUR/USD	2025/12/16	1.1705	1.0302	176649.7654	2.47
26	WJ20250108005	WKGJ2024297-365D	2025/1/11	2026/1/11	365	人民币	0.7%/2.2%/2.55%	5000	875000	EUR/USD	2025/12/16	1.1705	1.0242	887842.5014	2.48
27	WJ20250108006	WKGJ2024295-365D	2025/1/11	2026/1/11	365	人民币	0.7%/2.2%/2.55%	5000	875000	EUR/USD	2025/12/16	1.1705	1.0242	887925.3687	2.48
28	WJ20250108008	WKGJ2024295-365D	2025/1/11	2026/1/11	365	人民币	0.7%/2.2%/2.55%	21000	3675000	EUR/USD	2025/12/16	1.1705	1.0242	3728940.473	2.48
29	WJ20250116002	WKGJ2025006-365D	2025/1/18	2026/1/18	365	人民币	0.6%/2.1%/2.45%	2000	350000	EUR/USD	2025/12/16	1.1705	1.029	354444.409	2.37
30	WJ20250210004	WKGJ2025024-365D	2025/2/12	2026/2/12	365	人民币	0.8%/2.5%/2.85%	12000	2340000	EUR/USD	2026/1/13	1.1705	1.04	2320192.292	2.73
32	WJ20250208010	WKGJ2025026-365D	2025/2/18	2026/2/18	365	人民币	0.6%/2.1%/2.45%	10000	1750000	EUR/USD	2026/1/13	1.1705	1.0445	1745330.413	2.35
33	WJ20250217003	WKGJ2025033-180D	2025/2/19	2025/8/18	180	人民币	0.6%/2.1%/2.45%	10000	863013.7	EUR/USD	2025/8/6	1.1705	1.0422	0	2.45
34	WJ20250210001	WKGJ2025029-365D	2025/2/22	2026/2/22	365	人民币	0.6%/2.1%/2.45%	6000	1050000	EUR/USD	2026/1/13	1.1705	1.0519	1034224.632	2.32
35	WJ20250208012	WKGJ2025026-365D	2025/2/22	2026/2/22	365	人民币	0.6%/2.1%/2.45%	4000	700000	EUR/USD	2026/1/13	1.1705	1.0519	689579.9981	2.32
36	WJ20250224001	WKGJ2025040-180D	2025/2/25	2025/8/24	180	人民币	0.6%/2.1%/2.45%	10000	863013.7	EUR/USD	2025/8/6	1.1705	1.0515	0	2.45
37	WJ20250224003	WKGJ2024228-180D	2025/2/26	2025/8/25	180	人民币	0.8%/2.35%/2.7%	2000	177534.25	EUR/USD	2025/8/6	1.1705	1.0478	0	2.7
38	WJ20250220003	WKGJ2025019-365D	2025/2/26	2026/2/26	365	人民币	0.6%/2.1%/2.45%	5000	875000	EUR/USD	2026/1/13	1.1705	1.0478	868934.3821	2.34
39	WJ20250227004	WKGJ2025046-180D	2025/2/28	2025/8/27	180	人民币	0.5%/2%/2.35%	5000	431506.85	EUR/USD	2025/8/20	1.1705	1.0421	455703.1056	2.35
40	WJ20250227001	WKGJ2024288-180D	2025/2/28	2025/8/27	180	人民币	0.8%/2.35%/2.7%	5000	443835.62	EUR/USD	2025/8/20	1.1705	1.0421	468032.5102	2.7
41	WJ20250303001	WKGJ2024288-180D	2025/3/4	2025/8/31	180	人民币	0.8%/2.35%/2.7%	3000	266301.37	EUR/USD	2025/8/20	1.1705	1.0614	280814.8294	2.7
42	WJ20250307003	WKGJ2025057-180D	2025/3/8	2025/9/4	180	人民币	0.5%/2%/2.35%	28000	2416438.36	EUR/USD	2025/8/6	1.1705	1.0854	0	2.35
43	WJ20250310003	WKGJ2025052-180D	2025/3/12	2025/9/8	180	人民币	0.5%/2%/2.35%	20000	1726027.4	EUR/USD	2025/8/20	1.1705	1.089	1658623.798	2.18
44	WJ20250313001	WKGJ2025058-180D	2025/3/15	2025/9/11	180	人民币	0.5%/2%/2.35%	1300	112191.78	EUR/USD	2025/8/20	1.1705	1.0885	111571.1075	2.24
45	WJ20250306005	WKGJ2025056-180D	2025/3/15	2025/9/11	180	人民币	0.5%/2.05%/2.4%	3500	310684.93	EUR/USD	2025/8/20	1.1705	1.0885	308745.8497	2.29
46	WJ20250319004	WKGJ2025041-180D	2025/3/21	2025/9/17	180	人民币	0.8%/2.35%/2.7%	2000	177534.25	EUR/USD	2025/8/20	1.1705	1.0825	185219.5193	2.68
47	WJ20250321001	WKGJ2025041-180D	2025/3/25	2025/9/21	180	人民币	0.8%/2.35%/2.7%	1000	88767.12	EUR/USD	2025/8/20	1.1705	1.0794	92081.9759	2.67
48	WJ20250324001	WKGJ2025061-360D	2025/3/25	2026/3/20	360	人民币	1%/2.6%/2.95%	10000	1824657.53	EUR/USD	2026/2/3	1.1705	1.0794	1669470.292	2.69
49	WJ20250324002	WKGJ2025061-360D	2025/3/27	2026/3/22	360	人民币	1%/2.6%/2.95%	10000	1824657.53	EUR/USD	2026/2/3	1.1705	1.0793	1674691.466	2.7
50	WJ20250327004	WKGJ2025068-180D	2025/3/29	2025/9/25	180	人民币	0.5%/2%/2.35%	5000	431506.85	EUR/USD	2025/9/9	1.1705	1.0833	428157.1741	2.24
51	WJ20250327011	WKGJ2025072-180D	2025/3/29	2025/9/25	180	人民币	0.5%/2%/2.35%	3000	258904.11	EUR/USD	2025/9/9	1.1705	1.0833	263724.635	2.28
52	WJ20250328004	WKGJ2025041-180D	2025/3/29	2025/9/25	180	人民币	0.8%/2.35%/2.7%	1000	88767.12	EUR/USD	2025/9/9	1.1705	1.0833	90348.44594	2.63
53	WJ20250407001	WKGJ2025061-360D	2025/4/8	2026/4/3	360	人民币	1%/2.6%/2.95%	5000	912328.77	EUR/USD	2026/3/10	1.1705	1.10195	800456.4667	2.62
54	WJ20250407004	WKGJ2025041-180D	2025/4/9	2025/10/6	180	人民币	0.8%/2.35%/2.7%	2000	177534.25	EUR/USD	2025/9/9	1.1705	1.09715	167631.907	2.5
55	WJ20250410008	WKGJ2025041-180D	2025/4/12	2025/10/9	180	人民币	0.8%/2.35%/2.7%	1000	88767.12	EUR/USD	2025/9/16	1.1705	1.1385	76237.21611	2.35
56	WJ20250418005	WKGJ2025079-180D	2025/4/19	2025/10/16	180	人民币	0.4%/1.9%/2.25%	2000	172602.74	EUR/USD	2025/10/13	1.1705	1.1476	148593.6844	1.91
57	WJ20250422003	WKGJ2025041-180D	2025/4/24	2025/10/21	180	人民币	0.8%/2.35%/2.7%	20000	1775342.47	EUR/USD	2025/10/13	1.1705	1.1347	1531532.027	2.35
58	WJ20250425001	WKGJ2025084-180D	2025/4/26	2025/10/23	180	人民币	0.4%/1.9%/2.25%	2000	172602.74	EUR/USD	2025/10/13	1.1705	1.13525	150002.0721	1.92
59	WJ20250427002	WKGJ2025086-180D	2025/4/29	2025/10/26	180	人民币	0.8%/2.2%/2.55%	15000	1220547.95	EUR/USD	2025/10/13	1.1705	1.1362	1039213.879	2.2
60	WJ20250425002	WKGJ2025041-180D	2025/4/29	2025/10/26	180	人民币	0.8%/2.35%/2.7%	2200	195287.67	EUR/USD	2025/10/13	1.1705	1.1362	170154.1041	2.37
61	WJ20250427004	WKGJ2025082-360D	2025/4/29	2026/4/24	360	人民币	1%/2.6%/2.95%	6000	1094794.52	EUR/USD	2026/3/24	1.1705	1.1362	947111.7726	2.6
62	WJ20250507005	WKGJ2025094-180D	2025/5/10	2025/11/6	180	人民币	0.4%/1.9%/2.25%	2000	172602.74	EUR/USD	2025/10/21	1.1705	1.12265	152863.835	1.95
63	WJ20250509002	WKGJ2025082-360D	2025/5/13	2026/5/8	360	人民币	1%/2.6%/2.95%	10000	1824657.53	EUR/USD	2026/4/14	1.1705	1.1188	1584330.5	2.61
64	WJ20250514002	WKGJ2025094-180D	2025/5/17	2025/11/13	180	人民币	0.4%/1.9%/2.25%	2000	172602.74	EUR/USD	2025/10/21	1.1705	1.1177	157113.5159	1.99
65	WJ20250515004	WKGJ2025099-365D	2025/5/17	2026/5/17	365	人民币	0.8%/2.35%/2.7%	20000	3600000	EUR/USD	2026/4/14	1.1705	1.1177	3132304.15	2.37
66	WJ20250515005	WKGJ2025098-365D	2025/5/17	2026/5/17	365	人民币	0.5%/2%/2.35%	8000	1400000	EUR/USD	2026/4/14	1.1705	1.1177	1214087.268	2.02
67	WJ20250519002	WKGJ2025041-90D	2025/5/20	2025/8/18	90	人民币	0.8%/2.35%/2.7%	1000	44383.56	EUR/USD	2025/8/6	1.1705	1.1297	0	2.35
68	WJ20250519008	WKGJ2025098-365D	2025/5/21	2026/5/21	365	人民币	0.5%/2%/2.35%	6000	1050000	EUR/USD	2026/4/14	1.1705	1.1337	907697.4261	2.01
69	WJ20250519007	WKGJ2025041-180D	2025/5/21	2025/11/17	180	人民币	0.8%/2.35%/2.7%	5000	443835.62	EUR/USD	2025/10/21	1.1705	1.1337	387891.7196	2.37
70	WJ20250519009	WKGJ2025041-90D	2025/5/21	2025/8/19	90	人民币	0.8%/2.35%/2.7%	10000	443835.62	EUR/USD	2025/8/6	1.1705	1.1337	0	2.35
71	WJ20250520001	WKGJ2025041-90D	2025/5/22	2025/8/20	90	人民币	0.8%/2.35%/2.7%	1200	53260.27	EUR/USD	2025/8/6	1.1705	1.13155	0	2.35
72	WJ20250519005	WKGJ2025101-180D	2025/5/22	2025/11/18	180	人民币	0.4%/1.9%/2.25%	20000	1726027.4	EUR/USD	2025/10/21	1.1705	1.13155	1505886.686	1.93
73	WJ20250521004	WKGJ2025105-180D	2025/5/24	2025/11/20	180	人民币	0.4%/1.9%/2.25%	10000	863013.7	EUR/USD	2025/10/21	1.1705	1.1414	745796.9538	1.91
74	WJ20250523002	WKGJ2025041-90D	2025/5/27	2025/8/25	90	人民币	0.8%/2.35%/2.7%	10000	443835.62	EUR/USD	2025/8/19	1.1705	1.13175	382023.6412	2.35
75	WJ20250523003	WKGJ2025041-180D	2025/5/27	2025/11/23	180	人民币	0.8%/2.35%/2.7%	5000	443835.62	EUR/USD	2025/11/17	1.1705	1.13175	387989.631	2.37
76	WJ20250526004	WKGJ2025041-90D	2025/5/28	2025/8/26	90	人民币	0.8%/2.35%/2.7%	1000	44383.56	EUR/USD	2025/8/19	1.1705	1.125	39130.4682	2.39
77	WJ20250526003	WKGJ2025107-90D	2025/5/28	2025/8/26	90	人民币	0.8%/2.45%/2.8%	2000	96164.38	EUR/USD	2025/8/19	1.1705	1.125	83216.26711	2.49
78	WJ20250527002	WKGJ2025110-90D	2025/5/28	2025/8/26	90	人民币	0.8%/2.45%/2.8%	4000	192328.77	EUR/USD	2025/8/19	1.1705	1.125	166371.542	2.49
79	WJ20250527006	WKGJ2025101-180D	2025/5/29	2025/11/25	180	人民币	0.4%/1.9%/2.25%	20000	1726027.4	EUR/USD	2025/11/17	1.1705	1.1356	1503272.233	1.92
80	WJ20250527008	WKGJ2025109-90D	2025/5/30	2025/8/28	90	人民币	0.8%/2.45%/2.8%	10000	480821.92	EUR/USD	2025/8/20	1.1705	1.1428	406323.1804	2.45
81	WJ20250528003	WKGJ2025112-90D	2025/5/30	2025/8/28	90	人民币	0.8%/2.5%/2.85%	35000	1726027.4	EUR/USD	2025/8/20	1.1705	1.1428	1465244.536	2.5
82	WJ20250529005	WKGJ2025111-90D	2025/5/30	2025/8/28	90	人民币	0.8%/2.45%/2.8%	1000	48082.19	EUR/USD	2025/8/20	1.1705	1.1428	40744.99888	2.45
83	WJ20250529006	WKGJ2025041-180D	2025/5/31	2025/11/27	180	人民币	0.8%/2.35%/2.7%	1000	88767.12	EUR/USD	2025/11/17	1.1705	1.1428	77914.74887	2.38
84	WJ20250529010	WKGJ2025041-90D	2025/6/4	2025/9/2	90	人民币	0.8%/2.35%/2.7%	1400	62136.99	EUR/USD	2025/8/20	1.1705	1.14175	53558.82094	2.35
85	WJ20250530002	WKGJ2025041-90D	2025/6/4	2025/9/2	90	人民币	0.8%/2.35%/2.7%	2000	88767.12	EUR/USD	2025/8/20	1.1705	1.14175	76518.1707	2.35
86	WJ20250603007	WKGJ2025041-90D	2025/6/5	2025/9/3	90	人民币	0.8%/2.35%/2.7%	1000	44383.56	EUR/USD	2025/8/20	1.1705	1.1443	38245.52429	2.35
87	WJ20250604009	WKGJ2025121-180D	2025/6/7	2025/12/4	180	人民币	0.4%/1.9%/2.25%	3500	302054.79	EUR/USD	2025/11/17	1.1705	1.1416	264532.5218	1.93
88	WJ20250610003	WKGJ2025123-365D	2025/6/11	2026/6/11	365	人民币	0.5%/2%/2.35%	7000	1225000	EUR/USD	2026/5/12	1.1705	1.1519	1040035.668	1.99
89	WJ20250610005	WKGJ2025122-180D	2025/6/11	2025/12/8	180	人民币	0.4%/1.9%/2.25%	3000	258904.11	EUR/USD	2025/11/17	1.1705	1.1519	224800.7408	1.92
90	WJ20250612007	WKGJ2025123-90D	2025/6/13	2025/9/11	90	人民币	0.4%/1.95%/2.3%	2000	88767.12	EUR/USD	2025/9/2	1.1705	1.15335	77380.99179	1.97
91	WJ20250612003	WKGJ2025122-180D	2025/6/14	2025/12/11	180	人民币	0.4%/1.9%/2.25%	3000	258904.11	EUR/USD	2025/11/17	1.1705	1.15335	225023.3814	1.92
92	WJ20250616003	WKGJ2025123-90D	2025/6/17	2025/9/15	90	人民币	0.4%/1.95%/2.3%	1500	66575.34	EUR/USD	2025/9/9	1.1705	1.1498	58311.87179	1.98
93	WJ20250613007	WKGJ2025126-180D	2025/6/18	2025/12/15	180	人民币	0.4%/1.9%/2.25%	3500	302054.79	EUR/USD	2025/12/3	1.1705	1.1458	264784.9925	1.93
94	WJ20250616005	WKGJ2025129-180D	2025/6/18	2025/12/15	180	人民币	0.3%/1.75%/2.1%	15000	1257534.25	EUR/USD	2025/12/3	1.1705	1.1458	1088346.124	1.77
95	WJ20250616006	WKGJ2025123-180D	2025/6/18	2025/12/15	180	人民币	0.4%/1.95%/2.3%	20000	1775342.47	EUR/USD	2025/12/3	1.1705	1.1458	1548719.225	1.97
96	WJ20250618002	WKGJ2025132-365D	2025/6/20	2026/6/20	365	人民币	0.5%/2.1%/2.45%	3000	570000	EUR/USD	2026/5/12	1.1705	1.149	478581.5907	2.1
97	WJ20250618001	WKGJ2025131-90D	2025/6/20	2025/9/18	90	人民币	0.4%/2.25%/2.6%	3000	159041.1	EUR/USD	2025/9/9	1.1705	1.149	139160.2874	2.28
98	WJ20250619001	WKGJ2025135-116D	2025/6/21	2025/10/15	116	人民币	0.4%/2.25%/2.6%	7000	478301.37	EUR/USD	2025/9/24	1.1705	1.149	415983.0575	2.27
99	WJ20250618003	WKGJ2025133-180D	2025/6/21	2025/12/18	180	人民币	0.4%/1.9%/2.25%	4000	345205.48	EUR/USD	2025/12/3	1.1705	1.149	299641.6141	1.92
100	WJ20250620006	WKGJ2025123-365D	2025/6/21	2026/6/21	365	人民币	0.5%/2%/2.35%	20000	3500000	EUR/USD	2026/5/12	1.1705	1.149	2983345.261	1.99
101	WJ20250620003	WKGJ2025123-60D	2025/6/21	2025/8/20	60	人民币	0.4%/1.9%/2.25%	1000	28767.12	EUR/USD	2025/8/6	1.1705	1.149	0	1.9
102	WJ20250620007	WKGJ2025137-180D	2025/6/21	2025/12/18	180	人民币	0.3%/1.85%/2.2%	7000	621369.86	EUR/USD	2025/12/3	1.1705	1.149	541206.7229	1.87
103	WJ20250618004	WKGJ2025137-180D	2025/6/21	2025/12/18	180	人民币	0.3%/1.85%/2.2%	6000	532602.74	EUR/USD	2025/12/3	1.1705	1.149	463883.8143	1.87
104	WJ20250623001	WKGJ2025134-90D	2025/6/25	2025/9/23	90	人民币	0.4%/2%/2.35%	1000	46849.32	EUR/USD	2025/9/16	1.1705	1.1686	39732.49533	2.01
105	WJ20250623004	WKGJ2025139-180D	2025/6/25	2025/12/22	180	人民币	0.4%/1.9%/2.25%	2000	172602.74	EUR/USD	2025/12/3	1.1705	1.1686	148612.7709	1.91
106	WJ20250624002	WKGJ2025123-180D	2025/6/26	2025/12/23	180	人民币	0.4%/1.95%/2.3%	1900	168657.53	EUR/USD	2025/12/3	1.1705	1.1701	145568.8945	1.95
107	WJ20250625002	WKGJ2025140-180D	2025/6/26	2025/12/23	180	人民币	0.3%/1.85%/2.2%	10000	887671.23	EUR/USD	2025/12/3	1.1705	1.1701	765505.9195	1.85
108	WJ20250625003	WKGJ2025123-90D	2025/6/27	2025/9/25	90	人民币	0.4%/1.95%/2.3%	3000	133150.68	EUR/USD	2025/9/16	1.1705	1.1722	115325.7855	1.96
109	WJ20250625007	WKGJ2025131-90D	2025/6/27	2025/9/25	90	人民币	0.4%/2.25%/2.6%	10000	530136.99	EUR/USD	2025/9/16	1.1705	1.1722	457279.0075	2.25
110	WJ20250626002	WKGJ2025139-180D	2025/6/28	2025/12/25	180	人民币	0.4%/1.9%/2.25%	3000	258904.11	EUR/USD	2025/12/3	1.1705	1.1722	222057.1121	1.9
111	WJ20250627002	WKGJ2025123-90D	2025/6/28	2025/9/26	90	人民币	0.4%/1.95%/2.3%	1090	48378.08	EUR/USD	2025/9/16	1.1705	1.1722	41887.62156	1.96
112	WJ20250704002	WKGJ2025154-60D	2025/7/8	2025/9/6	60	人民币	0.4%/2.25%/2.6%	5000	176712.33	EUR/USD	2025/9/2	1.1705	1.172	152822.6665	2.26
113	WJ20250708003	WKGJ2025123-180D	2025/7/10	2026/1/6	180	人民币	0.4%/1.95%/2.3%	1000	88767.12	EUR/USD	2025/12/16	1.1705	1.1676	76628.82454	1.95
114	WJ20250708005	WKGJ2025123-180D	2025/7/10	2026/1/6	180	人民币	0.4%/1.95%/2.3%	15000	1331506.85	EUR/USD	2025/12/16	1.1705	1.1676	1150751.056	1.96
115	WJ20250707001	WKGJ2025156-365D	2025/7/12	2026/7/12	365	人民币	0.4%/1.95%/2.3%	7000	1260000	EUR/USD	2026/6/15	1.1705	1.1686	1064983.899	1.92
116	WJ20250711001	WKGJ2025156-365D	2025/7/12	2026/7/12	365	人民币	0.4%/1.95%/2.3%	20000	3600000	EUR/USD	2026/6/15	1.1705	1.1686	3057762.13	1.93
117	WJ20250713001	WKGJ2025156-365D	2025/7/15	2026/7/15	365	人民币	0.4%/1.95%/2.3%	10000	1800000	EUR/USD	2026/6/15	1.1705	1.1614	1536533.196	1.94
119	WJ20250715002	WKGJ2025123-90D	2025/7/17	2025/10/15	90	人民币	0.4%/1.95%/2.3%	1000	44383.56	EUR/USD	2025/10/13	1.1705	1.1631	38958.47383	1.98
120	WJ20250715010	WKGJ2025166-180D	2025/7/19	2026/1/15	180	人民币	0.3%/1.75%/2.1%	28000	2347397.26	EUR/USD	2025/12/16	1.1705	1.1618	2024056.721	1.77
121	WJ20250717004	WKGJ2025156-365D	2025/7/19	2026/7/19	365	人民币	0.4%/1.95%/2.3%	10000	1800000	EUR/USD	2026/6/15	1.1705	1.1618	1536280.135	1.94
122	WJ20250717002	WKGJ2025123-30D	2025/7/19	2025/8/18	30	人民币	0.4%/1.9%/2.25%	2000	29589.04	EUR/USD	2025/8/12	1.1615	1.1618	0	1.9
123	WJ20250717005	WKGJ2025167-160D	2025/7/19	2025/12/26	160	人民币	0.4%/1.95%/2.3%	1000	78904.11	EUR/USD	2025/12/16	1.1705	1.1618	68745.95915	1.97
124	WJ20250717007	WKGJ2025168-160D	2025/7/19	2025/12/26	160	人民币	0.3%/1.75%/2.1%	1000	74520.55	EUR/USD	2025/12/16	1.1705	1.1618	64433.47321	1.77
125	WJ20250718001	WKGJ2025123-30D	2025/7/19	2025/8/18	30	人民币	0.4%/1.9%/2.25%	1000	14794.52	EUR/USD	2025/8/12	1.1615	1.1618	0	1.9
126	WJ20250716003	WKGJ2025165-90D	2025/7/19	2025/10/17	90	人民币	0.4%/2.25%/2.6%	10000	530136.99	EUR/USD	2025/10/13	1.1705	1.1618	462949.6967	2.28
127	WJ20250718003	WKGJ2025123-90D	2025/7/22	2025/10/20	90	人民币	0.4%/1.95%/2.3%	1000	44383.56	EUR/USD	2025/10/13	1.1705	1.1737	38493.20839	1.96
128	WJ20250718005	WKGJ2025123-365D	2025/7/22	2026/7/22	365	人民币	0.5%/2%/2.35%	1500	262500	EUR/USD	2026/6/15	1.1705	1.1737	220401.8806	1.97
129	WJ20250721001	WKGJ2025156-365D	2025/7/22	2026/7/22	365	人民币	0.4%/1.95%/2.3%	10000	1800000	EUR/USD	2026/6/15	1.1705	1.1737	1528283.2	1.93
130	WJ20250721003	WKGJ2025123-180D	2025/7/24	2026/1/20	180	人民币	0.4%/1.95%/2.3%	2000	177534.25	EUR/USD	2026/1/13	1.1705	1.1743	152043.8615	1.94
131	WJ20250721002	WKGJ2025123-180D	2025/7/24	2026/1/20	180	人民币	0.4%/1.95%/2.3%	14000	1242739.73	EUR/USD	2026/1/13	1.1705	1.1743	1064303.846	1.94
132	WJ20250723003	WKGJ2025171-90D	2025/7/25	2025/10/23	90	人民币	0.4%/2.15%/2.5%	25000	1263698.63	EUR/USD	2025/10/13	1.1705	1.1753	1085213.371	2.16
133	WJ20250723012	WKGJ2025172-90D	2025/7/25	2025/10/23	90	人民币	0.4%/2.05%/2.4%	1500	72123.29	EUR/USD	2025/10/13	1.1705	1.1753	61032.72399	2.05
134	WJ20250723007	WKGJ2025156-365D	2025/7/26	2026/7/26	365	人民币	0.4%/1.95%/2.3%	9000	1620000	EUR/USD	2026/6/15	1.1705	1.1753	1359896.742	1.91
135	WJ20250723008	WKGJ2025156-365D	2025/7/26	2026/7/26	365	人民币	0.4%/1.95%/2.3%	4500	810000	EUR/USD	2026/6/15	1.1705	1.1753	679891.8045	1.91
136	WJ20250724002	WKGJ2025173-60D	2025/7/26	2025/9/24	60	人民币	0.4%/2%/2.35%	1000	31232.88	EUR/USD	2025/9/16	1.1705	1.1753	26406.03691	2.01
137	WJ20250723004	WKGJ2025123-30D	2025/7/29	2025/8/28	30	人民币	0.4%/1.9%/2.25%	4000	59178.08	EUR/USD	2025/8/25	1.1705	1.1565	50439.91574	1.93
138	WJ20250725002	WKGJ2025178-180D	2025/7/29	2026/1/25	180	人民币	0.4%/2.05%/2.4%	1500	144246.58	EUR/USD	2026/1/13	1.1705	1.1565	123510.952	2.07
139	WJ20250725003	WKGJ2025123-30D	2025/7/29	2025/8/28	30	人民币	0.4%/1.9%/2.25%	1000	14794.52	EUR/USD	2025/8/25	1.1705	1.1565	12608.32832	1.93
140	WJ20250725004	WKGJ2025177-108D	2025/7/29	2025/11/14	108	人民币	0.4%/2.25%/2.6%	2000	127232.88	EUR/USD	2025/10/21	1.1705	1.1565	111707.0073	2.29
141	WJ20250725006	WKGJ2025176-90D	2025/7/29	2025/10/27	90	人民币	0.4%/2.15%/2.5%	5000	252739.73	EUR/USD	2025/10/21	1.1705	1.1565	221021.9687	2.19
142	WJ20250728002	WKGJ2025123-90D	2025/7/29	2025/10/27	90	人民币	0.4%/1.95%/2.3%	1000	44383.56	EUR/USD	2025/10/21	1.1705	1.1565	39310.20971	1.99
143	WJ20250723010	WKGJ2025165-90D	2025/7/29	2025/10/27	90	人民币	0.4%/2.25%/2.6%	18000	954246.58	EUR/USD	2025/10/21	1.1705	1.1565	837099.2642	2.29
144	WJ20250728006	WKGJ2025123-90D	2025/7/30	2025/10/28	90	人民币	0.4%/1.95%/2.3%	8000	355068.49	EUR/USD	2025/10/21	1.1705	1.1427	323725.303	2.04
145	WJ20250728001	WKGJ2025174-90D	2025/7/30	2025/10/28	90	人民币	0.4%/2.25%/2.6%	5000	265068.49	EUR/USD	2025/10/21	1.1705	1.1427	239096.1569	2.34
146	WJ20250729001	WKGJ2025123-90D	2025/7/30	2025/10/28	90	人民币	0.4%/1.95%/2.3%	2000	88767.12	EUR/USD	2025/10/21	1.1705	1.1427	80930.14665	2.04
147	WJ20250729003	WKGJ2025123-90D	2025/7/31	2025/10/29	90	人民币	0.4%/1.95%/2.3%	1000	44383.56	EUR/USD	2025/10/21	1.1705	1.1407	40703.73208	2.05
148	WJ20250728005	WKGJ2025123-180D	2025/7/31	2026/1/27	180	人民币	0.4%/1.95%/2.3%	2000	177534.25	EUR/USD	2026/1/13	1.1705	1.1407	157336.4448	2
149	WJ20250729005	WKGJ2025189-90D	2025/7/31	2025/10/29	90	人民币	0.4%/2.25%/2.6%	10000	530136.99	EUR/USD	2025/10/21	1.1705	1.1407	475394.2846	2.33
151	WJ20250730005	WKGJ2025123-60D	2025/7/31	2025/9/29	60	人民币	0.4%/1.9%/2.25%	1000	28767.12	EUR/USD	2025/9/24	1.1705	1.1407	26764.79027	2.03
152	WJ20250730016	WKGJ2025191-60D	2025/7/31	2025/9/29	60	人民币	0.4%/2.25%/2.6%	5000	176712.33	EUR/USD	2025/9/24	1.1705	1.1407	162581.233	2.38
153	WJ20250730020	WKGJ2025123-180D	2025/7/31	2026/1/27	180	人民币	0.4%/1.95%/2.3%	5000	443835.62	EUR/USD	2026/1/13	1.1705	1.1407	393310.8908	2
154	WJ20250725001	WKGJ2025179-28D	2025/8/1	2025/8/29	28	人民币	0.4%/2.25%/2.6%	13000	214410.96	EUR/USD	2025/8/25	1.1705	1.157	188471.8463	2.29
155	WJ20250729002	WKGJ2025183-30D	2025/8/1	2025/8/31	30	人民币	0.4%/2.35%/2.7%	15000	277397.26	EUR/USD	2025/8/25	1.1705	1.157	245301.2175	2.39
156	WJ20250729004	WKGJ2025188-28D	2025/8/1	2025/8/29	28	人民币	0.4%/2%/2.35%	3000	43726.03	EUR/USD	2025/8/25	1.1705	1.157	37912.17983	2.05
157	WJ20250730021	WKGJ2025162-30D	2025/8/1	2025/8/31	30	人民币	0.4%/1.95%/2.3%	2000	30410.96	EUR/USD	2025/8/25	1.1705	1.157	26242.4309	2
158	WJ20250730022	WKGJ2025123-30D	2025/8/1	2025/8/31	30	人民币	0.4%/1.9%/2.25%	4000	59178.08	EUR/USD	2025/8/25	1.1705	1.157	50563.6016	1.94
159	WJ20250730007	WKGJ2025123-29D	2025/8/1	2025/8/30	29	人民币	0.4%/1.9%/2.25%	10000	143013.7	EUR/USD	2025/8/25	1.1705	1.157	122240.7693	1.94
160	WJ20250730012	WKGJ2025175-30D	2025/8/1	2025/8/31	30	人民币	0.4%/2.25%/2.6%	25000	441780.82	EUR/USD	2025/8/25	1.1705	1.157	388274.4134	2.29
161	WJ20250730014	WKGJ2025185-30D	2025/8/1	2025/8/31	30	人民币	0.4%/2.25%/2.6%	20000	353424.66	EUR/USD	2025/8/25	1.1705	1.157	310629.6349	2.29
162	WJ20250730017	WKGJ2025185-30D	2025/8/1	2025/8/31	30	人民币	0.4%/2.25%/2.6%	11000	194383.56	EUR/USD	2025/8/25	1.1705	1.157	170848.7195	2.29
163	WJ20250730009	WKGJ2025123-28D	2025/8/1	2025/8/29	28	人民币	0.4%/1.9%/2.25%	3000	41424.66	EUR/USD	2025/8/25	1.1705	1.157	35602.65832	1.95
164	WJ20250730015	WKGJ2025186-30D	2025/8/1	2025/8/31	30	人民币	0.4%/2%/2.35%	3000	46849.32	EUR/USD	2025/8/25	1.1705	1.157	40600.55243	2.05
165	WJ20250730018	WKGJ2025123-30D	2025/8/1	2025/8/31	30	人民币	0.4%/1.9%/2.25%	1200	17753.42	EUR/USD	2025/8/25	1.1705	1.157	15169.28546	1.94
166	WJ20250730003	WKGJ2025123-30D	2025/8/1	2025/8/31	30	人民币	0.4%/1.9%/2.25%	1000	14794.52	EUR/USD	2025/8/25	1.1705	1.157	12640.88413	1.94
167	WJ20250730008	WKGJ2025184-30D	2025/8/1	2025/8/31	30	人民币	0.4%/2%/2.35%	9000	140547.95	EUR/USD	2025/8/25	1.1705	1.157	121805.6516	2.05
168	WJ20250730025	WKGJ2025123-30D	2025/8/1	2025/8/31	30	人民币	0.4%/1.9%/2.25%	1500	22191.78	EUR/USD	2025/8/25	1.1705	1.157	18965.34213	1.94
169	WJ20250730024	WKGJ2025180-26D	2025/8/1	2025/8/27	26	人民币	0.4%/2.3%/2.65%	30000	470136.99	EUR/USD	2025/8/25	1.1705	1.157	414777.0755	2.34
170	WJ20250730027	WKGJ2025123-30D	2025/8/1	2025/8/31	30	人民币	0.4%/1.9%/2.25%	2500	36986.3	EUR/USD	2025/8/25	1.1705	1.157	31602.2754	1.94
171	WJ20250730013	WKGJ2025123-30D	2025/8/1	2025/8/31	30	人民币	0.4%/1.9%/2.25%	5000	73972.6	EUR/USD	2025/8/25	1.1705	1.157	63217.93709	1.94
172	WJ20250731001	WKGJ2025123-180D	2025/8/1	2026/1/28	180	人民币	0.4%/1.95%/2.3%	3000	266301.37	EUR/USD	2026/1/13	1.1705	1.157	232645.4812	1.97
173	WJ20250730026	WKGJ2025123-30D	2025/8/1	2025/8/31	30	人民币	0.4%/1.9%/2.25%	1000	14794.52	EUR/USD	2025/8/25	1.1705	1.157	12643.73769	1.94
174	WJ20250731002	WKGJ2025123-30D	2025/8/1	2025/8/31	30	人民币	0.4%/1.9%/2.25%	3000	44383.56	EUR/USD	2025/8/25	1.1705	1.157	37935.75865	1.94
175	WJ20250731004	WKGJ2025123-30D	2025/8/1	2025/8/31	30	人民币	0.4%/1.9%/2.25%	3000	44383.56	EUR/USD	2025/8/25	1.1705	1.157	37937.2732	1.94
176	WJ20250731007	WKGJ2025181-30D	2025/8/1	2025/8/31	30	人民币	0.4%/2.3%/2.65%	100000	1808219.18	EUR/USD	2025/8/25	1.1705	1.157	1594158.581	2.34
177	WJ20250731008	WKGJ2025190-27D	2025/8/2	2025/8/29	27	人民币	0.4%/2.2%/2.55%	4000	62136.99	EUR/USD	2025/8/25	1.1705	1.157	54557.85878	2.24
178	WJ20250731011	WKGJ2025123-14D	2025/8/2	2025/8/16	14	人民币	0.3%/1.8%/2.15%	1000	6904.11	EUR/USD	2025/8/13	1.1678	1.157	0	1.8
179	WJ20250801002	WKGJ2025123-26D	2025/8/2	2025/8/28	26	人民币	0.4%/1.9%/2.25%	1700	21797.26	EUR/USD	2025/8/25	1.1705	1.157	18684.13251	1.94
180	WJ20250801005	WKGJ2025123-26D	2025/8/5	2025/8/31	26	人民币	0.4%/1.9%/2.25%	4000	51287.67	EUR/USD	2025/8/27	1.1705	1.1568	43871.98722	1.94
181	WJ20250801007	WKGJ2025180-26D	2025/8/5	2025/8/31	26	人民币	0.4%/2.3%/2.65%	19000	297753.42	EUR/USD	2025/8/27	1.1705	1.1568	261629.6835	2.33
182	WJ20250801008	WKGJ2025123-26D	2025/8/5	2025/8/31	26	人民币	0.4%/1.9%/2.25%	1000	12821.92	EUR/USD	2025/8/27	1.1705	1.1568	10965.69908	1.94
183	WJ20250801006	WKGJ2025123-26D	2025/8/5	2025/8/31	26	人民币	0.4%/1.9%/2.25%	4000	51287.67	EUR/USD	2025/8/27	1.1705	1.1568	43863.40785	1.94
184	WJ20250804001	WKGJ2025195-25D	2025/8/5	2025/8/30	25	人民币	0.4%/2.2%/2.55%	20000	287671.23	EUR/USD	2025/8/27	1.1705	1.1568	251113.0691	2.23
185	WJ20250731006	WKGJ2025123-25D	2025/8/6	2025/8/31	25	人民币	0.4%/1.9%/2.25%	1000	12328.77	EUR/USD	2025/8/27	1.1705	1.1658	10422.54459	1.92
186	WJ20250804002	WKGJ2025123-25D	2025/8/6	2025/8/31	25	人民币	0.4%/1.9%/2.25%	1009	12439.73	EUR/USD	2025/8/27	1.1705	1.1658	10516.33307	1.92
187	WJ20250805001	WKGJ2025123-25D	2025/8/6	2025/8/31	25	人民币	0.4%/1.9%/2.25%	19000	234246.58	EUR/USD	2025/8/27	1.1705	1.1658	197685.8767	1.92
188	WJ20250805004	WKGJ2025123-25D	2025/8/7	2025/9/1	25	人民币	0.4%/1.9%/2.25%	1000	12328.77	EUR/USD	2025/8/27	1.1705	1.1658	10440.34965	1.92
189	WJ20250805005	WKGJ2025123-14D	2025/8/7	2025/8/21	14	人民币	0.3%/1.8%/2.15%	1500	10356.16	EUR/USD	2025/8/18	1.1705	1.1658	8711.154996	1.81
191	WJ20250806002	WKGJ2025123-30D	2025/8/8	2025/9/7	30	人民币	0.4%/1.9%/2.25%	2000	29589.04	EUR/USD	2025/9/2	1.1705	1.1657	25067.22635	1.92
192	WJ20250806008	WKGJ2025199-180D	2025/8/8	2026/2/4	180	人民币	0.4%/2.05%/2.4%	5000	480821.92	EUR/USD	2026/1/13	1.1705	1.1657	406421.7433	2.05
193	WJ20250807001	WKGJ2025202-23D	2025/8/8	2025/8/31	23	人民币	0.4%/2.25%/2.6%	30000	406438.36	EUR/USD	2025/8/27	1.1705	1.1657	354663.8585	2.28
194	WJ20250807005	WKGJ2025123-14D	2025/8/8	2025/8/22	14	人民币	0.3%/1.8%/2.15%	20000	138082.19	EUR/USD	2025/8/20	1.1705	1.1657	116812.8025	1.82
195	WJ20250806007	WKGJ2025123-14D	2025/8/9	2025/8/23	14	人民币	0.3%/1.8%/2.15%	1800	12427.4	EUR/USD	2025/8/20	1.1705	1.1657	10544.84242	1.83
196	WJ20250806005	WKGJ2025123-14D	2025/8/9	2025/8/23	14	人民币	0.3%/1.8%/2.15%	1400	9665.75	EUR/USD	2025/8/20	1.1705	1.1657	8203.364266	1.83
197	WJ20250807006	WKGJ2025200-18D	2025/8/9	2025/8/27	18	人民币	0.4%/2.25%/2.6%	45000	477123.29	EUR/USD	2025/8/25	1.1705	1.1657	416597.2811	2.28
198	WJ20250807007	WKGJ2025123-7D	2025/8/9	2025/8/16	7	人民币	0.3%/1.8%/2.15%	1000	3452.05	EUR/USD	2025/8/13	1.1678	1.1657	0	1.8
199	WJ20250808002	WKGJ2025206-22D	2025/8/9	2025/8/31	22	人民币	0.4%/1.9%/2.25%	1000	10849.32	EUR/USD	2025/8/27	1.1705	1.1657	9207.316339	1.93
200	WJ20250808003	WKGJ2025204-22D	2025/8/9	2025/8/31	22	人民币	0.3%/1.8%/2.15%	3000	32547.95	EUR/USD	2025/8/27	1.1705	1.1657	27621.10741	1.83
201	WJ20250808004	WKGJ2025205-19D	2025/8/12	2025/8/31	19	人民币	0.3%/2.25%/2.6%	50000	585616.44	EUR/USD	2025/8/27	1.1705	1.1678	513880.3014	2.27
202	WJ20250811002	WKGJ2025208-15D	2025/8/12	2025/8/27	15	人民币	0.3%/1.9%/2.25%	12000	93698.63	EUR/USD	2025/8/25	1.1705	1.1678	80086.28481	1.92
203	WJ20250808005	WKGJ2025207-7D	2025/8/13	2025/8/20	7	人民币	0.3%/2.2%/2.55%	20000	84383.56	EUR/USD	2025/8/18	1.1705	1.1714	73592.40667	2.22
204	WJ20250811001	WKGJ2025123-14D	2025/8/13	2025/8/27	14	人民币	0.3%/1.8%/2.15%	1500	10356.16	EUR/USD	2025/8/25	1.1705	1.1714	8656.45029	1.8

持仓风险

风险提示：结构性存款不同于一般性存款，具有投资风险，您应当充分认识投资风险，谨慎投资。

1.本金及利息风险：威海银行仅保障资金本金和基础收益，您应充分认识利息不确定的风险。本产品的收益由基础收益和浮动收益组成，浮动收益取决于挂钩标的价格变化，受市场多种要素的影响。利息不确定的风险由存款人自行承担，存款人应对此有充分的认识。如果在存款期内，市场利率上升，本产品的利率不随市场利率上升而提高。

2. 期限风险：由于本产品的实际期限无法事先确定，且威海银行有权单方行使对产品期限的权利（包括但不限于提前终止等），一旦威海银行选择了行使产品合同中所订明的对产品期限的权利，则存款人必须遵照履行。

3. 市场风险：包括但不限于因国家法律法规以及货币政策、财政政策、产业政策、地区发展政策等国际政策的变化、宏观周期型经济运行状况变化、外汇汇率和人民币购买力等变化对市场产生一定的影响，导致产品收益的波动，在一定情况下甚至会对产品的成立与运行产生影响。交易期内可能存在市场利率上升、但该产品的收益率不随市场利率上升而提高的情形；受限于投资组合及具体策略的不同，本产品收益变化趋势与市场整体发展趋势并不具有必然的一致性。

4. 流动性风险：客户在产品合同约定的条款外，不享有提前终止权，则客户在产品到期日（威海银行依照产品合同的约定提前终止合同的，提前终止日被视为产品到期日）前无法取用存款本金及产品收益。

5. 信息传递风险：客户应根据产品合同载明的信息披露方式查询本产品的相关信息。如果客户未及时查询，或由于通讯故障、系统故障以及其他不可抗力等因素的影响导致客户无法及时了解本产品的信息，并由此影响客户投资决策，因此而产生的责任和风险将由客户自行承担。另外，客户预留在威海银行的有效联系方式变更的，应及时通知威海银行。如客户未及时告知威海银行联系方式变更或因存款人其他原因，威海银行将可能在需要联系客户时无法及时取得联系，并可能会由此影响客户的投资决策，由此而产生的责任和风险由客户自行承担。

6. 不可抗力风险：如果因不可抗力不能履行产品合同时，可根据不可抗力的影响部分或全部免除违约责任。

7.信用风险：威海银行发生信用风险如被依法撤销或被被申请破产等，将对产品的收益产生影响。

8.数据来源风险：在本存款收益率的计算中，需要使用到数据提供商提供的挂钩标的的价格水平。如果届时产品说明书中约定的数据提供商提供的参照页面不能给出所需的价格水平，威海银行将本着公平、公正、公允的原则，秉承善意并按照商业上合理的方式确定所适用的价格水平进行计算。

风险控制措施

本行针对结构性存款业务的风险特征，制定和实施相应的风险管理政策和程序，持续有效地识别、计量、监测和控制结构性存款业务面临的各类风险，并将结构性存款业务风险管理纳入全面风险管理体系。本行将结构性存款纳入表内核算，按照存款管理，纳入存款准备金和存款保险保费的缴纳范围，相关资产按照国务院银行业监督管理机构的相关规定计提资本和拨备。

本行具备普通类衍生产品交易业务资格，结构性存款挂钩的衍生产品交易严格遵守《银行业金融机构衍生产品交易业务管理暂行办法》、《商业银行资本管理办法（试行）》、《商业银行杠杆率管理办法（修订）》、《商业银行流动性风险管理办法》等国务院银行业监督管理机构关于衍生产品交易的相关规定。

本行销售结构性存款，严格按照中国银保监会发布的《关于进一步规范商业银行结构性存款业务的通知》（银保监办发〔2019〕204号）相关规定执行，充分揭示风险。销售文本全面、客观反映结构性存款的重要特性和与产品有关的重要事实，向投资者充分揭示风险，确保投资者了解结构性存款的产品性质和潜在风险，自主进行投资决策。

公司业务

2025年8月单位结构性存款产品账单

总行地址：山东省威海市青岛北路137A号

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