威海银行—2024年9月单位结构性存款产品账单

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2024年9月单位结构性存款产品账单

发布时间：2024-09-15

尊敬的客户：

以下是我行单位结构性存款产品2024年9月产品账单。其中，“账单日产品预期年化收益率”，是我行根据本期账单测算日该期结构性存款产品挂钩标的的市场变化情况测算，仅作参考，不代表本期产品实际到期收益情况。“挂钩标的市场观察水平”，在该结构性存款所挂钩的衍生产品到期前，为账单公布日上一日挂钩标的市场观察水平；在衍生产品到期后，为产品观察日挂钩标的市场观察水平。如有任何问题，欢迎拨打我行客户服务电话或联系我行网点工作人员。感谢您一直以来对威海市商业银行的支持！

2024年9月单位结构性存款产品账单
账单日：2024-09-15
序号	业务编号	产品编号	起始日	到期日	期限	币种	预期收益率	金额（万元）	其中用于衍生品投资（元）	挂钩标的	产品观察日	起息日挂钩标的市场水平	挂钩标的市场观察水平	衍生品公允价值（元）	账单日产品预期年化收益率%
1	WJ20221209005	WKGJ2022243-730D	2022/12/10	2024/12/9	730	人民币	2%/3.6%/3.95%	30000	11100000	EUR/USD	2023/12/4	1.05115	1.087	-	3.6
2	WJ20231017001	WKGJ2023122-365D	2023/10/19	2024/10/18	365	人民币	1.2%/2.85%/3.2%	1000	190000	EUR/USD	2024/10/15	1.05720	1.1075	164085.5893	2.84
3	WJ20231019002	WKGJ2023217-365D	2023/10/20	2024/10/19	365	人民币	1.2%/3.1%/3.45%	1000	220000	EUR/USD	2024/10/15	1.05840	1.1075	188947.0465	3.09
4	WJ20231024003	WKGJ2023122-365D	2023/10/25	2024/10/24	365	人民币	1.2%/2.85%/3.2%	5000	950000	EUR/USD	2024/10/15	1.05550	1.1075	820428.017	2.84
5	WJ20231109001	WKGJ2023216-365D	2023/11/11	2024/11/10	365	人民币	1.2%/2.85%/3.2%	10000	1900000	EUR/USD	2024/10/15	1.06860	1.1075	1635745.474	2.84
6	WJ20231109007	WKGJ2023233-365D	2023/11/11	2024/11/10	365	人民币	1.1%/2.3%/2.65%	10000	1450000	EUR/USD	2024/10/15	1.06860	1.1075	1189633.085	2.29
7	WJ20231116004	WKGJ2023233-365D	2023/11/18	2024/11/17	365	人民币	1.1%/2.3%/2.65%	5000	725000	EUR/USD	2024/10/15	1.09085	1.1075	594252.1043	2.29
8	WJ20231123002	WKGJ2023216-365D	2023/11/25	2024/11/24	365	人民币	1.2%/2.85%/3.2%	5000	950000	EUR/USD	2024/10/15	1.09470	1.1075	815665.196	2.83
9	WJ20231124001	WKGJ2023216-365D	2023/11/25	2024/11/24	365	人民币	1.2%/2.85%/3.2%	10000	1900000	EUR/USD	2024/10/15	1.09470	1.1075	1632708.342	2.83
10	WJ20231128004	WKGJ2023216-365D	2023/11/30	2024/11/29	365	人民币	1.2%/2.85%/3.2%	5000	950000	EUR/USD	2024/10/15	1.09070	1.1075	815828.2023	2.83
11	WJ20231208001	WKGJ2023216-365D	2023/12/9	2024/12/8	365	人民币	1.2%/2.85%/3.2%	6000	1140000	EUR/USD	2024/10/15	1.07680	1.1075	977033.3362	2.83
12	WJ20231215002	WKGJ2023216-365D	2023/12/16	2024/12/15	365	人民币	1.2%/2.85%/3.2%	6000	1140000	EUR/USD	2024/10/15	1.08970	1.1075	976976.7062	2.83
13	WJ20231215006	WKGJ2023260-365-1D	2023/12/20	2024/12/19	365	人民币	1.1%/2.5%/2.85%	5000	825000	EUR/USD	2024/10/15	1.09530	1.1075	690450.1985	2.48
14	WJ20231218007	WKGJ2023260-365-2D	2023/12/20	2024/12/19	365	人民币	1.1%/2.5%/2.85%	5000	825000	EUR/USD	2024/10/15	1.09530	1.1075	690450.1985	2.48
15	WJ20231220001	WKGJ2023263-365D	2023/12/23	2024/12/22	365	人民币	1.2%/2.9%/3.25%	3000	600000	EUR/USD	2024/10/15	1.10220	1.1075	502863.8454	2.88
16	WJ20231225003	WKGJ2023216-365D	2023/12/26	2024/12/25	365	人民币	1.2%/2.85%/3.2%	6000	1140000	EUR/USD	2024/10/15	1.10360	1.1075	975457.8305	2.83
17	WJ20240102004	WKGJ2023266-365D	2024/1/3	2025/1/2	365	人民币	1.2%/2.85%/3.2%	20000	3800000	EUR/USD	2024/10/15	1.09180	1.1075	3249594.466	2.82
18	WJ20240110007	WKGJ2023266-365D	2024/1/13	2025/1/12	365	人民币	1.2%/2.85%/3.2%	7000	1330000	EUR/USD	2024/12/10	1.09550	1.1075	1135315.237	2.82
19	WJ20240115003	WKGJ2024002-270D	2024/1/17	2024/10/13	270	人民币	1.15%/3.25%/3.6%	60000	10652054.79	EUR/USD	2024/9/11	1.08970	1.1044	-	3.25
20	WJ20240118006	WKGJ2024005-365D	2024/1/20	2025/1/19	365	人民币	1.2%/2.95%/3.3%	10000	2050000	EUR/USD	2024/12/10	1.09020	1.1075	1719508.854	2.92
21	WJ20240119003	WKGJ2023266-365D	2024/1/20	2025/1/19	365	人民币	1.2%/2.85%/3.2%	5000	950000	EUR/USD	2024/12/10	1.09020	1.1075	810625.6316	2.82
22	WJ20240130008	WKGJ2023266-365D	2024/1/31	2025/1/30	365	人民币	1.2%/2.85%/3.2%	2000	380000	EUR/USD	2024/12/10	1.08090	1.1075	323869.3785	2.82
23	WJ20240226005	WKGJ2024037-365D	2024/2/27	2025/2/26	365	人民币	1.05%/2.6%/2.95%	5000	900000	EUR/USD	2025/1/20	1.08400	1.1075	755816.3865	2.56
24	WJ20240227002	WKGJ2024039-365D	2024/2/29	2025/2/28	365	人民币	1.1%/2.8%/3.15%	3000	585000	EUR/USD	2025/1/20	1.08210	1.1075	499005.8586	2.76
25	WJ20240227009	WKGJ2024030-270D	2024/2/29	2024/11/25	270	人民币	1.15%/3.15%/3.5%	10000	1701369.86	EUR/USD	2024/10/22	1.08210	1.1075	1463759.013	3.13
26	WJ20240320001	WKGJ2024056-238D	2024/3/22	2024/11/15	238	人民币	1.05%/2.98%/3.33%	5000	727041.1	EUR/USD	2024/10/15	1.08160	1.1075	623997.7674	2.96
27	WJ20240321002	WKGJ2024057-180D	2024/3/22	2024/9/18	180	人民币	1.05%/2.8%/3.15%	2000	202191.78	EUR/USD	2024/8/28	1.08160	1.1143	-	2.8
28	WJ20240322003	WKGJ2024058-180D	2024/3/26	2024/9/22	180	人民币	1.05%/2.75%/3.1%	1000	98630.14	EUR/USD	2024/8/28	1.08230	1.1143	-	2.75
29	WJ20240325002	WKGJ2024059-180D	2024/3/26	2024/9/22	180	人民币	1.05%/3%/3.35%	10000	1109589.04	EUR/USD	2024/8/28	1.08230	1.1143	-	3
30	WJ20240322002	WKGJ2024051-180D	2024/3/26	2024/9/22	180	人民币	1.05%/2.7%/3.05%	1500	140547.95	EUR/USD	2024/8/28	1.08230	1.1143	-	2.7
31	WJ20240325005	WKGJ2024051-180D	2024/3/26	2024/9/22	180	人民币	1.05%/2.7%/3.05%	20000	1873972.6	EUR/USD	2024/8/28	1.08230	1.1143	-	2.7
32	WJ20240325001	WKGJ2024051-180D	2024/3/27	2024/9/23	180	人民币	1.05%/2.7%/3.05%	1000	93698.63	EUR/USD	2024/8/28	1.08175	1.1143	-	2.7
33	WJ20240325006	WKGJ2024063-180D	2024/3/27	2024/9/23	180	人民币	1%/2.65%/3%	10000	936986.3	EUR/USD	2024/8/28	1.08175	1.1143	-	2.65
34	WJ20240325008	WKGJ2024060-180D	2024/3/27	2024/9/23	180	人民币	1%/2.65%/3%	5000	468493.15	EUR/USD	2024/8/28	1.08175	1.1143	-	2.65
35	WJ20240321003	WKGJ2024051-180D	2024/3/27	2024/9/23	180	人民币	1.05%/2.7%/3.05%	10000	936986.3	EUR/USD	2024/8/28	1.08175	1.1143	-	2.7
36	WJ20240325003	WKGJ2024059-180D	2024/3/28	2024/9/24	180	人民币	1.05%/3%/3.35%	10000	1109589.04	EUR/USD	2024/8/28	1.07875	1.1143	-	3
37	WJ20240326002	WKGJ2024051-180D	2024/3/28	2024/9/24	180	人民币	1.05%/2.7%/3.05%	2000	187397.26	EUR/USD	2024/8/28	1.07875	1.1143	-	2.7
38	WJ20240322004	WKGJ2024051-365D	2024/3/28	2025/3/28	365	人民币	1.15%/2.7%/3.05%	2500	450000	EUR/USD	2025/2/11	1.07875	1.1075	375619.1757	2.65
39	WJ20240327002	WKGJ2024062-256D	2024/3/29	2024/12/10	256	人民币	1.05%/2.98%/3.33%	2000	312810.96	EUR/USD	2024/11/27	1.07870	1.1075	267339.6227	2.96
40	WJ20240326004	WKGJ2024051-180D	2024/3/30	2024/9/26	180	人民币	1.05%/2.7%/3.05%	3000	281095.89	EUR/USD	2024/9/4	1.07870	1.1057	-	2.7
41	WJ20240327001	WKGJ2024051-180D	2024/3/30	2024/9/26	180	人民币	1.05%/2.7%/3.05%	10000	936986.3	EUR/USD	2024/9/4	1.07870	1.1057	-	2.7
42	WJ20240328001	WKGJ2024051-180D	2024/3/30	2024/9/26	180	人民币	1.05%/2.7%/3.05%	3000	281095.89	EUR/USD	2024/9/4	1.07870	1.1057	-	2.7
43	WJ20240329009	WKGJ2024051-180D	2024/4/2	2024/9/29	180	人民币	1.05%/2.7%/3.05%	8000	749589.04	EUR/USD	2024/9/11	1.07720	1.1044	-	2.7
44	WJ20240401005	WKGJ2024051-365D	2024/4/4	2025/4/4	365	人民币	1.15%/2.7%/3.05%	2500	450000	EUR/USD	2025/2/11	1.08350	1.1075	375466.2114	2.65
45	WJ20240407004	WKGJ2024059-180D	2024/4/9	2024/10/6	180	人民币	1.05%/3%/3.35%	5000	554794.52	EUR/USD	2024/9/11	1.08540	1.1044	-	3
46	WJ20240416001	WKGJ2024073-180D	2024/4/18	2024/10/15	180	人民币	1%/2.6%/2.95%	3000	273698.63	EUR/USD	2024/9/11	1.06210	1.1044	-	2.6
47	WJ20240418002	WKGJ2024075-365D	2024/4/20	2025/4/20	365	人民币	1.1%/2.65%/3%	8000	1440000	EUR/USD	2025/3/19	1.06680	1.1075	1207067.442	2.61
48	WJ20240415006	WKGJ2024072-234D	2024/4/20	2024/12/10	234	人民币	1.05%/2.98%/3.33%	5000	714821.92	EUR/USD	2024/11/27	1.06680	1.1075	610912.7991	2.96
49	WJ20240415005	WKGJ2024072-178D	2024/4/20	2024/10/15	178	人民币	1.05%/2.98%/3.33%	5000	543753.42	EUR/USD	2024/9/11	1.06680	1.1044	-	2.98
50	WJ20240422002	WKGJ2024051-180D	2024/4/23	2024/10/20	180	人民币	1.05%/2.7%/3.05%	20000	1873972.6	EUR/USD	2024/9/11	1.07100	1.1044	-	2.7
51	WJ20240423005	WKGJ2024074-180D	2024/4/25	2024/10/22	180	人民币	1%/2.5%/2.85%	2000	172602.74	EUR/USD	2024/9/11	1.07280	1.1044	-	2.5
52	WJ20240422003	WKGJ2024051-180D	2024/4/26	2024/10/23	180	人民币	1.05%/2.7%/3.05%	10000	936986.3	EUR/USD	2024/10/15	1.07140	1.1075	808378.9163	2.69
53	WJ20240425001	WKGJ2024051-180D	2024/4/27	2024/10/24	180	人民币	1.05%/2.7%/3.05%	15000	1405479.45	EUR/USD	2024/10/15	1.07140	1.1075	1212796.597	2.69
54	WJ20240426002	WKGJ2024080-365D	2024/4/27	2025/4/27	365	人民币	1.15%/2.95%/3.3%	10000	2100000	EUR/USD	2025/3/19	1.07140	1.1075	1750445.158	2.9
55	WJ20240426005	WKGJ2024077-180D	2024/4/30	2024/10/27	180	人民币	1.05%/3%/3.35%	6000	665753.42	EUR/USD	2024/10/15	1.07690	1.1075	573088.7641	2.99
56	WJ20240426003	WKGJ2024051-365D	2024/4/30	2025/4/30	365	人民币	1.15%/2.7%/3.05%	5000	900000	EUR/USD	2025/3/19	1.07690	1.1075	749109.7798	2.65
57	WJ20240429018	WKGJ2024086-180D	2024/5/1	2024/10/28	180	人民币	1%/2.4%/2.75%	2000	162739.73	EUR/USD	2024/10/15	1.07690	1.1075	137130.8389	2.39
58	WJ20240506002	WKGJ2024051-180D	2024/5/8	2024/11/4	180	人民币	1.05%/2.7%/3.05%	5000	468493.15	EUR/USD	2024/10/22	1.07480	1.1075	403662.6788	2.69
59	WJ20240511002	WKGJ2024051-365D	2024/5/14	2025/5/14	365	人民币	1.15%/2.7%/3.05%	20000	3600000	EUR/USD	2025/3/19	1.08220	1.1075	2974495.141	2.64
60	WJ20240511001	WKGJ2024077-180D	2024/5/14	2024/11/10	180	人民币	1.05%/3%/3.35%	10000	1109589.04	EUR/USD	2024/10/22	1.08220	1.1075	953336.1137	2.98
61	WJ20240516005	WKGJ2024089-365D	2024/5/18	2025/5/18	365	人民币	1.1%/2.65%/3%	17000	3060000	EUR/USD	2025/4/28	1.08760	1.1075	2556881.689	2.6
62	WJ20240516007	WKGJ2024089-365D	2024/5/18	2025/5/18	365	人民币	1.1%/2.65%/3%	7000	1260000	EUR/USD	2025/4/28	1.08760	1.1075	1052833.657	2.6
63	WJ20240517001	WKGJ2024051-180D	2024/5/18	2024/11/14	180	人民币	1.05%/2.7%/3.05%	20000	1873972.6	EUR/USD	2024/10/22	1.08760	1.1075	1612462.999	2.68
64	WJ20240516008	WKGJ2024095-180D	2024/5/18	2024/11/14	180	人民币	1%/2.4%/2.75%	3000	244109.59	EUR/USD	2024/10/22	1.08760	1.1075	205222.5456	2.39
65	WJ20240517003	WKGJ2024093-365D	2024/5/18	2025/5/18	365	人民币	1.15%/2.85%/3.2%	3000	600000	EUR/USD	2025/4/28	1.08760	1.1075	494880.3469	2.8
66	WJ20240521002	WKGJ2024096-215D	2024/5/25	2024/12/26	215	人民币	1.05%/2.7%/3.05%	3000	335753.42	EUR/USD	2024/11/27	1.08500	1.1075	286534.3525	2.67
67	WJ20240524002	WKGJ2024051-180D	2024/5/29	2024/11/25	180	人民币	1.05%/2.7%/3.05%	5000	468493.15	EUR/USD	2024/11/5	1.07980	1.1075	401849.1508	2.68
68	WJ20240527005	WKGJ2024051-180D	2024/5/29	2024/11/25	180	人民币	1.05%/2.7%/3.05%	20000	1873972.6	EUR/USD	2024/11/5	1.07980	1.1075	1610134.789	2.68
69	WJ20240529004	WKGJ2024100-180D	2024/5/31	2024/11/27	180	人民币	1.05%/2.8%/3.15%	3000	303287.67	EUR/USD	2024/11/5	1.08580	1.1075	256091.8005	2.78
70	WJ20240606003	WKGJ2024114-180D	2024/6/8	2024/12/5	180	人民币	1%/2.3%/2.65%	5000	382191.78	EUR/USD	2024/11/27	1.07670	1.1075	316173.467	2.28
71	WJ20240613003	WKGJ2024116-180D	2024/6/15	2024/12/12	180	人民币	1%/2.6%/2.95%	20000	1824657.53	EUR/USD	2024/11/27	1.07010	1.1075	1557925.073	2.58
72	WJ20240613010	WKGJ2024120-180D	2024/6/15	2024/12/12	180	人民币	1%/2.3%/2.65%	10000	764383.56	EUR/USD	2024/11/27	1.07010	1.1075	632907.074	2.28
73	WJ20240613008	WKGJ2024109-365D	2024/6/15	2025/6/15	365	人民币	1.1%/2.65%/3%	10000	1800000	EUR/USD	2025/5/13	1.07010	1.1075	1500975.614	2.6
74	WJ20240617005	WKGJ2024051-180D	2024/6/19	2024/12/16	180	人民币	1.05%/2.7%/3.05%	1500	140547.95	EUR/USD	2024/11/27	1.07455	1.1075	120414.2162	2.68
75	WJ20240618001	WKGJ2024051-180D	2024/6/19	2024/12/16	180	人民币	1.05%/2.7%/3.05%	2000	187397.26	EUR/USD	2024/11/27	1.07455	1.1075	160552.3583	2.68
76	WJ20240619002	WKGJ2024121-90D	2024/6/21	2024/9/19	90	人民币	1%/2.7%/3.05%	20000	961643.84	EUR/USD	2024/8/28	1.06900	1.1143	-	3.05
77	WJ20240620004	WKGJ2024120-180D	2024/6/22	2024/12/19	180	人民币	1%/2.3%/2.65%	5000	382191.78	EUR/USD	2024/11/27	1.06900	1.1075	316133.3386	2.28
78	WJ20240621002	WKGJ2024116-180D	2024/6/25	2024/12/22	180	人民币	1%/2.6%/2.95%	10000	912328.77	EUR/USD	2024/12/10	1.07155	1.1075	778000.4085	2.58
79	WJ20240624001	WKGJ2024109-365D	2024/6/25	2025/6/25	365	人民币	1.1%/2.65%/3%	7500	1350000	EUR/USD	2025/5/13	1.07155	1.1075	1120291.314	2.59
80	WJ20240625003	WKGJ2024127-180D	2024/6/26	2024/12/23	180	人民币	1%/2.3%/2.65%	2000	152876.71	EUR/USD	2024/12/10	1.06890	1.1075	126410.0961	2.28
81	WJ20240625002	WKGJ2024129-180D	2024/6/26	2024/12/23	180	人民币	1%/2.4%/2.75%	10000	813698.63	EUR/USD	2024/12/10	1.06890	1.1075	680669.8182	2.38
82	WJ20240624008	WKGJ2024121-90D	2024/6/27	2024/9/25	90	人民币	1%/2.7%/3.05%	10000	480821.92	EUR/USD	2024/9/18	1.06910	1.1075	418186.2727	2.7
83	WJ20240626002	WKGJ2024123-180D	2024/6/28	2024/12/25	180	人民币	1.05%/2.95%/3.3%	4000	433972.6	EUR/USD	2024/12/10	1.07480	1.1075	369419.0435	2.92
84	WJ20240626001	WKGJ2024051-180D	2024/6/28	2024/12/25	180	人民币	1.05%/2.7%/3.05%	2000	187397.26	EUR/USD	2024/12/10	1.07480	1.1075	160405.6419	2.68
85	WJ20240627002	WKGJ2024051-90D	2024/6/28	2024/9/26	90	人民币	1%/2.7%/3.05%	3000	144246.58	EUR/USD	2024/9/18	1.07480	1.1075	125438.4448	2.7
86	WJ20240628013	WKGJ2024128-180D	2024/6/29	2024/12/26	180	人民币	1.05%/2.8%/3.15%	18000	1819726.03	EUR/USD	2024/12/10	1.07480	1.1075	1524845.269	2.77
87	WJ20240628006	WKGJ2024051-90D	2024/6/29	2024/9/27	90	人民币	1%/2.7%/3.05%	1400	67315.07	EUR/USD	2024/9/18	1.07480	1.1075	58529.78255	2.7
88	WJ20240628004	WKGJ2024123-180D	2024/7/2	2024/12/29	180	人民币	1.05%/2.95%/3.3%	11000	1193424.66	EUR/USD	2024/12/18	1.07410	1.1075	1015420.417	2.92
89	WJ20240701004	WKGJ2024138-180D	2024/7/3	2024/12/30	180	人民币	1%/2.5%/2.85%	13000	1121917.81	EUR/USD	2024/12/18	1.07910	1.1075	939865.405	2.47
90	WJ20240705002	WKGJ2024137-365D	2024/7/6	2025/7/6	365	人民币	1.1%/2.5%/2.85%	13000	2145000	EUR/USD	2025/6/16	1.08290	1.1075	1757657.607	2.45
91	WJ20240705004	WKGJ2024137-365D	2024/7/6	2025/7/6	365	人民币	1.1%/2.5%/2.85%	20000	3300000	EUR/USD	2025/6/16	1.08290	1.1075	2693282.135	2.45
92	WJ20240708007	WKGJ2024142-180D	2024/7/10	2025/1/6	180	人民币	1%/2.4%/2.75%	2000	162739.73	EUR/USD	2024/12/18	1.08395	1.1075	131843.3717	2.34
93	WJ20240710006	WKGJ2024121-365D	2024/7/12	2025/7/12	365	人民币	1.15%/2.7%/3.05%	1500	270000	EUR/USD	2025/6/16	1.08890	1.1075	217417.2598	2.6
94	WJ20240711002	WKGJ2024137-365D	2024/7/13	2025/7/13	365	人民币	1.1%/2.5%/2.85%	13000	2145000	EUR/USD	2025/6/16	1.08890	1.1075	1701780.905	2.41
95	WJ20240711003	WKGJ2024143-180D	2024/7/13	2025/1/9	180	人民币	1%/2.4%/2.75%	3000	244109.59	EUR/USD	2024/12/18	1.08890	1.1075	203737.1863	2.38
96	WJ20240712001	WKGJ2024121-180D	2024/7/13	2025/1/9	180	人民币	1.05%/2.7%/3.05%	5000	468493.15	EUR/USD	2024/12/18	1.08890	1.1075	400198.0968	2.67
97	WJ20240716002	WKGJ2024147-180D	2024/7/17	2025/1/13	180	人民币	1%/2.3%/2.65%	15000	1146575.34	EUR/USD	2024/12/18	1.09350	1.1075	945237.6009	2.28
98	WJ20240716003	WKGJ2024121-90D	2024/7/18	2024/10/16	90	人民币	1%/2.7%/3.05%	1000	48082.19	EUR/USD	2024/10/14	1.08880	1.1075	41686.12088	2.69
99	WJ20240715001	WKGJ2024121-365D	2024/7/19	2025/7/19	365	人民币	1.15%/2.7%/3.05%	1500	270000	EUR/USD	2025/6/16	1.08860	1.1075	216986.1472	2.6
100	WJ20240718002	WKGJ2024149-180D	2024/7/20	2025/1/16	180	人民币	1.1%/3%/3.35%	20000	2169863.01	EUR/USD	2024/12/18	1.08860	1.1075	1841771.07	2.97
101	WJ20240722001	WKGJ2024147-180D	2024/7/24	2025/1/20	180	人民币	1%/2.3%/2.65%	10000	764383.56	EUR/USD	2024/12/18	1.08390	1.1075	629825.7397	2.28
102	WJ20240722003	WKGJ2024149-180D	2024/7/24	2025/1/20	180	人民币	1.1%/3%/3.35%	20000	2169863.01	EUR/USD	2024/12/18	1.08390	1.1075	1841029.091	2.97
103	WJ20240725005	WKGJ2024149-180D	2024/7/27	2025/1/23	180	人民币	1.1%/3%/3.35%	10000	1084931.51	EUR/USD	2025/1/8	1.08660	1.1075	920055.2287	2.97
104	WJ20240729014	WKGJ2024121-180D	2024/7/30	2025/1/26	180	人民币	1.05%/2.7%/3.05%	3500	327945.21	EUR/USD	2025/1/8	1.08220	1.1075	275593.336	2.65
105	WJ20240729018	WKGJ2024121-180D	2024/7/30	2025/1/26	180	人民币	1.05%/2.7%/3.05%	2000	187397.26	EUR/USD	2025/1/8	1.08220	1.1075	157481.9358	2.65
106	WJ20240726011	WKGJ2024121-90D	2024/7/30	2024/10/28	90	人民币	1%/2.7%/3.05%	12000	576986.3	EUR/USD	2024/10/22	1.08220	1.1075	499547.5874	2.69
107	WJ20240729002	WKGJ2024153-190D	2024/8/1	2025/2/7	190	人民币	1.05%/2.8%/3.15%	8998	960197.53	EUR/USD	2025/1/8	1.07910	1.1075	803557.2242	2.77
108	WJ20240801010	WKGJ2024160-365D	2024/8/3	2025/8/3	365	人民币	1.1%/2.5%/2.85%	15000	2475000	EUR/USD	2025/7/7	1.09190	1.1075	2021920.325	2.45
109	WJ20240801012	WKGJ2024160-365D	2024/8/3	2025/8/3	365	人民币	1.1%/2.5%/2.85%	10000	1650000	EUR/USD	2025/7/7	1.09190	1.1075	1347946.883	2.45
110	WJ20240802005	WKGJ2024168-180D	2024/8/3	2025/1/30	180	人民币	1%/2.3%/2.65%	1700	129945.21	EUR/USD	2025/1/8	1.09190	1.1075	104962.6159	2.25
111	WJ20240805002	WKGJ2024121-90D	2024/8/7	2024/11/5	90	人民币	1%/2.7%/3.05%	1000	48082.19	EUR/USD	2024/10/22	1.09280	1.1075	41544.50883	2.68
112	WJ20240807001	WKGJ2024160-365D	2024/8/8	2025/8/8	365	人民币	1.1%/2.5%/2.85%	20000	3300000	EUR/USD	2025/7/7	1.09170	1.1075	2695731.705	2.45
113	WJ20240808002	WKGJ2024160-365D	2024/8/10	2025/8/10	365	人民币	1.1%/2.5%/2.85%	18000	2970000	EUR/USD	2025/7/7	1.09200	1.1075	2424861.943	2.45
114	WJ20240815001	WKGJ2024171-365D	2024/8/17	2025/8/17	365	人民币	1.05%/2.5%/2.85%	10000	1700000	EUR/USD	2025/7/7	1.10310	1.1075	1393067.042	2.44
115	WJ20240815002	WKGJ2024174-365D	2024/8/17	2025/8/17	365	人民币	1.05%/2.4%/2.75%	5000	800000	EUR/USD	2025/7/7	1.10310	1.1075	648496.7217	2.35
116	WJ20240819003	WKGJ2024171-365D	2024/8/20	2025/8/20	365	人民币	1.05%/2.5%/2.85%	7000	1190000	EUR/USD	2025/7/7	1.11220	1.1075	974039.2331	2.44
117	WJ20240819002	WKGJ2024171-90D	2024/8/21	2024/11/19	90	人民币	1%/2.6%/2.95%	1200	54739.73	EUR/USD	2024/11/5	1.11430	1.1075	46804.54513	2.58
118	WJ20240820002	WKGJ2024171-90D	2024/8/21	2024/11/19	90	人民币	1%/2.6%/2.95%	1500	68424.66	EUR/USD	2024/11/5	1.11430	1.1075	58505.6463	2.58
119	WJ20240820005	WKGJ2024171-180D	2024/8/22	2025/2/18	180	人民币	1%/2.5%/2.85%	20000	1726027.4	EUR/USD	2025/1/20	1.11270	1.1075	1444918.608	2.46
120	WJ20240821001	WKGJ2024149-180D	2024/8/22	2025/2/18	180	人民币	1.1%/3%/3.35%	10000	1084931.51	EUR/USD	2025/1/20	1.11270	1.1075	915115.0998	2.96
121	WJ20240822005	WKGJ2024178-180D	2024/8/24	2025/2/20	180	人民币	1%/2.4%/2.75%	10000	813698.63	EUR/USD	2025/1/20	1.11890	1.1075	673032.9945	2.36
122	WJ20240826009	WKGJ2024171-30D	2024/8/28	2024/9/27	30	人民币	1%/2.45%/2.8%	1000	14383.56	EUR/USD	2024/9/25	1.11290	1.1075	11856.95052	2.44
123	WJ20240826008	WKGJ2024171-90D	2024/8/28	2024/11/26	90	人民币	1%/2.6%/2.95%	1500	68424.66	EUR/USD	2024/11/20	1.11290	1.1075	58491.21474	2.58
124	WJ20240826010	WKGJ2024171-90D	2024/8/28	2024/11/26	90	人民币	1%/2.6%/2.95%	12000	547397.26	EUR/USD	2024/11/20	1.11290	1.1075	467929.7881	2.58
125	WJ20240826006	WKGJ2024171-30D	2024/8/28	2024/9/27	30	人民币	1%/2.45%/2.8%	10000	143835.62	EUR/USD	2024/9/25	1.11290	1.1075	118569.2226	2.44
126	WJ20240826003	WKGJ2024171-90D	2024/8/28	2024/11/26	90	人民币	1%/2.6%/2.95%	10000	456164.38	EUR/USD	2024/11/20	1.11290	1.1075	389941.5018	2.58
127	WJ20240826011	WKGJ2024171-180D	2024/8/29	2025/2/25	180	人民币	1%/2.5%/2.85%	2000	172602.74	EUR/USD	2025/1/20	1.10735	1.1075	144416.3301	2.46
128	WJ20240827004	WKGJ2024171-90D	2024/8/29	2024/11/27	90	人民币	1%/2.6%/2.95%	1400	63863.01	EUR/USD	2024/11/20	1.10735	1.1075	52727.39949	2.53
129	WJ20240827001	WKGJ2024171-90D	2024/8/29	2024/11/27	90	人民币	1%/2.6%/2.95%	1000	45616.44	EUR/USD	2024/11/20	1.10735	1.1075	37662.43789	2.53
130	WJ20240822009	WKGJ2024171-365D	2024/8/29	2025/8/29	365	人民币	1.05%/2.5%/2.85%	5000	850000	EUR/USD	2025/7/7	1.10735	1.1075	694715.8604	2.44
131	WJ20240826004	WKGJ2024175-30D	2024/8/30	2024/9/29	30	人民币	1%/2.55%/2.9%	2000	30410.96	EUR/USD	2024/9/25	1.10510	1.1075	25395.0618	2.54
132	WJ20240829001	WKGJ2024182-90D	2024/8/30	2024/11/28	90	人民币	1%/2.9%/3.25%	50000	2712328.77	EUR/USD	2024/11/20	1.10510	1.1075	2313016.549	2.88
133	WJ20240829018	WKGJ2024171-90D	2024/8/31	2024/11/29	90	人民币	1%/2.6%/2.95%	1500	68424.66	EUR/USD	2024/11/20	1.10510	1.1075	56801.05575	2.54
134	WJ20240828002	WKGJ2024171-30D	2024/8/31	2024/9/30	30	人民币	1%/2.45%/2.8%	2000	28767.12	EUR/USD	2024/9/25	1.10510	1.1075	23753.35263	2.44
135	WJ20240829003	WKGJ2024183-27D	2024/9/3	2024/9/30	27	人民币	1%/2.65%/3%	40000	576986.3	EUR/USD	2024/9/25	1.10530	1.1075	486725.4343	2.64
136	WJ20240828003	WKGJ2024171-27D	2024/9/3	2024/9/30	27	人民币	1%/2.45%/2.8%	6150	79613.01	EUR/USD	2024/9/25	1.10530	1.1075	65763.24046	2.45
137	WJ20240829017	WKGJ2024171-27D	2024/9/3	2024/9/30	27	人民币	1%/2.45%/2.8%	1019	13191.16	EUR/USD	2024/9/25	1.10530	1.1075	10896.37199	2.45
138	WJ20240830019	WKGJ2024171-27D	2024/9/3	2024/9/30	27	人民币	1%/2.45%/2.8%	2000	25890.41	EUR/USD	2024/9/25	1.10530	1.1075	21386.42081	2.45
139	WJ20240829007	WKGJ2024171-27D	2024/9/3	2024/9/30	27	人民币	1%/2.45%/2.8%	2100	27184.93	EUR/USD	2024/9/25	1.10530	1.1075	22455.7631	2.45
140	WJ20240830004	WKGJ2024171-27D	2024/9/3	2024/9/30	27	人民币	1%/2.45%/2.8%	5000	64726.03	EUR/USD	2024/9/25	1.10530	1.1075	53466.05203	2.45
141	WJ20240830009	WKGJ2024171-27D	2024/9/3	2024/9/30	27	人民币	1%/2.45%/2.8%	3000	38835.62	EUR/USD	2024/9/25	1.10530	1.1075	32079.63122	2.45
142	WJ20240829009	WKGJ2024171-27D	2024/9/3	2024/9/30	27	人民币	1%/2.45%/2.8%	1000	12945.21	EUR/USD	2024/9/25	1.10530	1.1075	10693.21041	2.45
143	WJ20240829008	WKGJ2024171-27D	2024/9/3	2024/9/30	27	人民币	1%/2.45%/2.8%	1000	12945.21	EUR/USD	2024/9/25	1.10530	1.1075	10693.21041	2.45
144	WJ20240830006	WKGJ2024181-27D	2024/9/3	2024/9/30	27	人民币	1%/2.55%/2.9%	3500	47897.26	EUR/USD	2024/9/25	1.10530	1.1075	40007.39403	2.55
145	WJ20240830007	WKGJ2024171-27D	2024/9/3	2024/9/30	27	人民币	1%/2.45%/2.8%	2000	25890.41	EUR/USD	2024/9/25	1.10530	1.1075	21386.42081	2.45
146	WJ20240830011	WKGJ2024171-27D	2024/9/3	2024/9/30	27	人民币	1%/2.45%/2.8%	1800	23301.37	EUR/USD	2024/9/25	1.10530	1.1075	19247.80706	2.45
147	WJ20240830015	WKGJ2024171-27D	2024/9/3	2024/9/30	27	人民币	1%/2.45%/2.8%	1000	12945.21	EUR/USD	2024/9/25	1.10530	1.1075	10693.21041	2.45
148	WJ20240822006	WKGJ2024171-27D	2024/9/3	2024/9/30	27	人民币	1%/2.45%/2.8%	2700	34952.05	EUR/USD	2024/9/25	1.10530	1.1075	28871.67518	2.45
149	WJ20240830012	WKGJ2024171-27D	2024/9/3	2024/9/30	27	人民币	1%/2.45%/2.8%	15000	194178.08	EUR/USD	2024/9/25	1.10530	1.1075	160398.1561	2.45
150	WJ20240830005	WKGJ2024171-27D	2024/9/3	2024/9/30	27	人民币	1%/2.45%/2.8%	10000	129452.05	EUR/USD	2024/9/25	1.10530	1.1075	106932.1041	2.45
151	WJ20240830017	WKGJ2024171-26D	2024/9/3	2024/9/29	26	人民币	1%/2.45%/2.8%	1000	12465.75	EUR/USD	2024/9/25	1.10530	1.1075	10297.15509	2.45
152	WJ20240830023	WKGJ2024171-90D	2024/9/3	2024/12/2	90	人民币	1%/2.6%/2.95%	1000	45616.44	EUR/USD	2024/11/20	1.10530	1.1075	37766.38857	2.53
153	WJ20240830014	WKGJ2024171-27D	2024/9/3	2024/9/30	27	人民币	1%/2.45%/2.8%	3000	38835.62	EUR/USD	2024/9/25	1.10530	1.1075	32079.63122	2.45
154	WJ20240830013	WKGJ2024171-27D	2024/9/3	2024/9/30	27	人民币	1%/2.45%/2.8%	1000	12945.21	EUR/USD	2024/9/25	1.10530	1.1075	10693.21041	2.45
155	WJ20240830018	WKGJ2024171-27D	2024/9/3	2024/9/30	27	人民币	1%/2.45%/2.8%	8000	103561.64	EUR/USD	2024/9/25	1.10530	1.1075	85545.68325	2.45
156	WJ20240830028	WKGJ2024171-27D	2024/9/3	2024/9/30	27	人民币	1%/2.45%/2.8%	1500	19417.81	EUR/USD	2024/9/25	1.10530	1.1075	16039.7802	2.45
157	WJ20240829016	WKGJ2024184-27D	2024/9/3	2024/9/30	27	人民币	1%/2.55%/2.9%	6000	82109.59	EUR/USD	2024/9/25	1.10530	1.1075	68584.06358	2.55
158	WJ20240830031	WKGJ2024171-27D	2024/9/3	2024/9/30	27	人民币	1%/2.45%/2.8%	3000	38835.62	EUR/USD	2024/9/25	1.10530	1.1075	32079.63122	2.45
159	WJ20240830029	WKGJ2024185-27D	2024/9/3	2024/9/30	27	人民币	1%/2.75%/3.1%	14800	224432.88	EUR/USD	2024/9/25	1.10530	1.1075	191002.83	2.74
160	WJ20240829006	WKGJ2024187-16D	2024/9/3	2024/9/19	16	人民币	0.7%/2.5%/2.85%	120000	1104657.53	EUR/USD	2024/9/13	1.10530	1.1083	-	2.5
161	WJ20240903007	WKGJ2024171-90D	2024/9/4	2024/12/3	90	人民币	1%/2.6%/2.95%	1000	45616.44	EUR/USD	2024/11/20	1.10790	1.1075	37504.67397	2.52
162	WJ20240902002	WKGJ2024171-25	2024/9/4	2024/9/29	25	人民币	1%/2.45%/2.8%	2000	23972.6	EUR/USD	2024/9/25	1.10790	1.1075	19758.09801	2.44
163	WJ20240902004	WKGJ2024171-25D	2024/9/4	2024/9/29	25	人民币	1%/2.45%/2.8%	2000	23972.6	EUR/USD	2024/9/25	1.10790	1.1075	19758.09801	2.44
164	WJ20240902003	WKGJ2024171-14D	2024/9/4	2024/9/18	14	人民币	0.7%/2.1%/2.45%	1000	6520.55	EUR/USD	2024/9/9	1.10790	1.107	-	2.1
165	WJ20240902011	WKGJ2024171-26D	2024/9/4	2024/9/30	26	人民币	1%/2.45%/2.8%	1000	12465.75	EUR/USD	2024/9/25	1.10790	1.1075	10274.18553	2.44
166	WJ20240903002	WKGJ2024171-26D	2024/9/4	2024/9/30	26	人民币	1%/2.45%/2.8%	2000	24931.51	EUR/USD	2024/9/25	1.10790	1.1075	20548.37106	2.44
167	WJ20240902012	WKGJ2024171-90D	2024/9/6	2024/12/5	90	人民币	1%/2.6%/2.95%	5000	228082.19	EUR/USD	2024/11/20	1.10820	1.1075	194265.9556	2.58
168	WJ20240903004	WKGJ2024171-25D	2024/9/4	2024/9/29	25	人民币	1%/2.45%/2.8%	1000	11986.3	EUR/USD	2024/9/25	1.10790	1.1075	9880.401115	2.44
169	WJ20240903009	WKGJ2024171-180D	2024/9/5	2025/3/4	180	人民币	1%/2.5%/2.85%	6000	517808.22	EUR/USD	2025/2/11	1.11110	1.1075	412667.0935	2.39
170	WJ20240903003	WKGJ2024189-25D	2024/9/5	2024/9/30	25	人民币	1%/2.5%/2.85%	4000	49315.07	EUR/USD	2024/9/25	1.11110	1.1075	40770.70299	2.49
171	WJ20240905002	WKGJ2024188-24D	2024/9/6	2024/9/30	24	人民币	1%/2.75%/3.1%	60000	808767.12	EUR/USD	2024/9/25	1.10820	1.1075	684516.9088	2.74
172	WJ20240905001	WKGJ2024171-365D	2024/9/7	2025/9/7	365	人民币	1.05%/2.5%/2.85%	7000	1190000	EUR/USD	2025/8/6	1.10820	1.1075	970583.0999	2.44
173	WJ20240905003	WKGJ2024171-365D	2024/9/7	2025/9/7	365	人民币	1.05%/2.5%/2.85%	7000	1190000	EUR/USD	2025/8/6	1.10820	1.1075	970583.0999	2.44
174	WJ20240906004	WKGJ2024171-14D	2024/9/10	2024/9/24	14	人民币	0.7%/2.1%/2.45%	3000	19561.64	EUR/USD	2024/9/20	1.10370	1.1075	16073.58099	2.1
175	WJ20240910001	WKGJ2024171-14D	2024/9/11	2024/9/25	14	人民币	0.7%/2.1%/2.45%	1000	6520.55	EUR/USD	2024/9/20	1.10110	1.1075	5357.122904	2.1
176	WJ20240909004	WKGJ2024171-14D	2024/9/11	2024/9/25	14	人民币	0.7%/2.1%/2.45%	2000	13041.1	EUR/USD	2024/9/20	1.10110	1.1075	10714.24581	2.1
177	WJ20240910004	WKGJ2024190-18D	2024/9/12	2024/9/30	18	人民币	0.7%/2.1%/2.45%	2000	16767.12	EUR/USD	2024/9/25	1.10815	1.1075	13608.76806	2.08
178	WJ20240911002	WKGJ2024171-14D	2024/9/12	2024/9/26	14	人民币	0.7%/2.1%/2.45%	1000	6520.55	EUR/USD	2024/9/24	1.10815	1.1075	5353.793114	2.1

持仓风险

风险提示：结构性存款不同于一般性存款，具有投资风险，您应当充分认识投资风险，谨慎投资。

1.本金及利息风险：威海市商业银行仅保障资金本金和基础收益，您应充分认识利息不确定的风险。本产品的收益由基础收益和浮动收益组成，浮动收益取决于挂钩标的价格变化，受市场多种要素的影响。利息不确定的风险由存款人自行承担，存款人应对此有充分的认识。如果在存款期内，市场利率上升，本产品的利率不随市场利率上升而提高。

2. 期限风险：由于本产品的实际期限无法事先确定，且威海市商业银行有权单方行使对产品期限的权利（包括但不限于提前终止等），一旦威海市商业银行选择了行使产品合同中所订明的对产品期限的权利，则存款人必须遵照履行。

3. 市场风险：包括但不限于因国家法律法规以及货币政策、财政政策、产业政策、地区发展政策等国际政策的变化、宏观周期型经济运行状况变化、外汇汇率和人民币购买力等变化对市场产生一定的影响，导致产品收益的波动，在一定情况下甚至会对产品的成立与运行产生影响。交易期内可能存在市场利率上升、但该产品的收益率不随市场利率上升而提高的情形；受限于投资组合及具体策略的不同，本产品收益变化趋势与市场整体发展趋势并不具有必然的一致性。

4. 流动性风险：客户在产品合同约定的条款外，不享有提前终止权，则客户在产品到期日（威海市商业银行依照产品合同的约定提前终止合同的，提前终止日被视为产品到期日）前无法取用存款本金及产品收益。

5. 信息传递风险：客户应根据产品合同载明的信息披露方式查询本产品的相关信息。如果客户未及时查询，或由于通讯故障、系统故障以及其他不可抗力等因素的影响导致客户无法及时了解本产品的信息，并由此影响客户投资决策，因此而产生的责任和风险将由客户自行承担。另外，客户预留在威海市商业银行的有效联系方式变更的，应及时通知威海市商业银行。如客户未及时告知威海市商业银行联系方式变更或因存款人其他原因，威海市商业银行将可能在需要联系客户时无法及时取得联系，并可能会由此影响客户的投资决策，由此而产生的责任和风险由客户自行承担。

6. 不可抗力风险：如果因不可抗力不能履行产品合同时，可根据不可抗力的影响部分或全部免除违约责任。

7.信用风险：威海市商业银行发生信用风险如被依法撤销或被被申请破产等，将对产品的收益产生影响。

8.数据来源风险：在本存款收益率的计算中，需要使用到数据提供商提供的挂钩标的的价格水平。如果届时产品说明书中约定的数据提供商提供的参照页面不能给出所需的价格水平，威海市商业银行将本着公平、公正、公允的原则，秉承善意并按照商业上合理的方式确定所适用的价格水平进行计算。

风险控制措施

本行针对结构性存款业务的风险特征，制定和实施相应的风险管理政策和程序，持续有效地识别、计量、监测和控制结构性存款业务面临的各类风险，并将结构性存款业务风险管理纳入全面风险管理体系。本行将结构性存款纳入表内核算，按照存款管理，纳入存款准备金和存款保险保费的缴纳范围，相关资产按照国务院银行业监督管理机构的相关规定计提资本和拨备。

本行具备普通类衍生产品交易业务资格，结构性存款挂钩的衍生产品交易严格遵守《银行业金融机构衍生产品交易业务管理暂行办法》、《商业银行资本管理办法（试行）》、《商业银行杠杆率管理办法（修订）》、《商业银行流动性风险管理办法》等国务院银行业监督管理机构关于衍生产品交易的相关规定。

本行销售结构性存款，严格按照中国银保监会发布的《关于进一步规范商业银行结构性存款业务的通知》（银保监办发〔2019〕204号）相关规定执行，充分揭示风险。销售文本全面、客观反映结构性存款的重要特性和与产品有关的重要事实，向投资者充分揭示风险，确保投资者了解结构性存款的产品性质和潜在风险，自主进行投资决策。

公司业务

2024年9月单位结构性存款产品账单

总行地址：山东省威海市青岛北路137A号

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