威海银行—2025年4月单位结构性存款产品账单

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2025年4月单位结构性存款产品账单

发布时间：2025-04-15

尊敬的客户：

以下是我行单位结构性存款产品2025年4月产品账单。其中，“账单日产品预期年化收益率”，是我行根据本期账单测算日该期结构性存款产品挂钩标的的市场变化情况测算，仅作参考，不代表本期产品实际到期收益情况。“挂钩标的市场观察水平”，在该结构性存款所挂钩的衍生产品到期前，为账单公布日上一日挂钩标的市场观察水平；在衍生产品到期后，为产品观察日挂钩标的市场观察水平。如有任何问题，欢迎拨打我行客户服务电话或联系我行网点工作人员。感谢您一直以来对威海银行的支持！

2025年4月单位结构性存款产品账单
账单日：2025-04-15
序号	业务编号	产品编号	起始日	到期日	期限	币种	预期收益率	金额（万元）	其中用于衍生品投资（元）	挂钩标的	产品观察日	起息日挂钩标的市场水平	挂钩标的市场观察水平	衍生品公允价值（元）	账单日产品预期年化收益率%
1	WJ20240418002	WKGJ2024075-365D	2024/4/20	2025/4/20	365	人民币	1.1%/2.65%/3%	8000	1440000	EUR/USD	2025/3/19	1.06680	1.0931	-	2.65
2	WJ20240426002	WKGJ2024080-365D	2024/4/27	2025/4/27	365	人民币	1.15%/2.95%/3.3%	10000	2100000	EUR/USD	2025/3/19	1.07140	1.0931	-	2.95
3	WJ20240426003	WKGJ2024051-365D	2024/4/30	2025/4/30	365	人民币	1.15%/2.7%/3.05%	5000	900000	EUR/USD	2025/3/19	1.07690	1.0931	-	2.7
4	WJ20240511002	WKGJ2024051-365D	2024/5/14	2025/5/14	365	人民币	1.15%/2.7%/3.05%	20000	3600000	EUR/USD	2025/3/19	1.08220	1.0931	-	2.7
5	WJ20240516005	WKGJ2024089-365D	2024/5/18	2025/5/18	365	人民币	1.1%/2.65%/3%	17000	3060000	EUR/USD	2025/4/28	1.08760	1.1349	2745900.029	2.72
6	WJ20240516007	WKGJ2024089-365D	2024/5/18	2025/5/18	365	人民币	1.1%/2.65%/3%	7000	1260000	EUR/USD	2025/4/28	1.08760	1.1349	1128741.936	2.71
7	WJ20240517003	WKGJ2024093-365D	2024/5/18	2025/5/18	365	人民币	1.15%/2.85%/3.2%	3000	600000	EUR/USD	2025/4/28	1.08760	1.1349	530711.2661	2.92
8	WJ20240613008	WKGJ2024109-365D	2024/6/15	2025/6/15	365	人民币	1.1%/2.65%/3%	10000	1800000	EUR/USD	2025/5/13	1.07010	1.1349	1645716.207	2.75
9	WJ20240624001	WKGJ2024109-365D	2024/6/25	2025/6/25	365	人民币	1.1%/2.65%/3%	7500	1350000	EUR/USD	2025/5/13	1.07155	1.1349	1226970.928	2.74
10	WJ20240705002	WKGJ2024137-365D	2024/7/6	2025/7/6	365	人民币	1.1%/2.5%/2.85%	13000	2145000	EUR/USD	2025/6/16	1.08290	1.1349	1936207.562	2.59
11	WJ20240705004	WKGJ2024137-365D	2024/7/6	2025/7/6	365	人民币	1.1%/2.5%/2.85%	20000	3300000	EUR/USD	2025/6/16	1.08290	1.1349	2966878.967	2.58
12	WJ20240710006	WKGJ2024121-365D	2024/7/12	2025/7/12	365	人民币	1.15%/2.7%/3.05%	1500	270000	EUR/USD	2025/6/16	1.08890	1.1349	245133.8207	2.78
13	WJ20240711002	WKGJ2024137-365D	2024/7/13	2025/7/13	365	人民币	1.1%/2.5%/2.85%	13000	2145000	EUR/USD	2025/6/16	1.08890	1.1349	1927984.59	2.58
14	WJ20240715001	WKGJ2024121-365D	2024/7/19	2025/7/19	365	人民币	1.15%/2.7%/3.05%	1500	270000	EUR/USD	2025/6/16	1.08860	1.1349	245767.7079	2.79
15	WJ20240801010	WKGJ2024160-365D	2024/8/3	2025/8/3	365	人民币	1.1%/2.5%/2.85%	15000	2475000	EUR/USD	2025/7/7	1.09190	1.1349	2222445.319	2.58
16	WJ20240801012	WKGJ2024160-365D	2024/8/3	2025/8/3	365	人民币	1.1%/2.5%/2.85%	10000	1650000	EUR/USD	2025/7/7	1.09190	1.1349	1481629.105	2.58
17	WJ20240807001	WKGJ2024160-365D	2024/8/8	2025/8/8	365	人民币	1.1%/2.5%/2.85%	20000	3300000	EUR/USD	2025/7/7	1.09170	1.1349	2965329.394	2.58
18	WJ20240808002	WKGJ2024160-365D	2024/8/10	2025/8/10	365	人民币	1.1%/2.5%/2.85%	18000	2970000	EUR/USD	2025/7/7	1.09200	1.1349	2667256.19	2.58
19	WJ20240815001	WKGJ2024171-365D	2024/8/17	2025/8/17	365	人民币	1.05%/2.5%/2.85%	10000	1700000	EUR/USD	2025/7/7	1.10310	1.1349	1517344.587	2.57
20	WJ20240815002	WKGJ2024174-365D	2024/8/17	2025/8/17	365	人民币	1.05%/2.4%/2.75%	5000	800000	EUR/USD	2025/7/7	1.10310	1.1349	707874.6812	2.47
21	WJ20240819003	WKGJ2024171-365D	2024/8/20	2025/8/20	365	人民币	1.05%/2.5%/2.85%	7000	1190000	EUR/USD	2025/7/7	1.11220	1.1349	1054521.456	2.56
22	WJ20240822009	WKGJ2024171-365D	2024/8/29	2025/8/29	365	人民币	1.05%/2.5%/2.85%	5000	850000	EUR/USD	2025/7/7	1.10735	1.1349	757412.097	2.56
23	WJ20240905001	WKGJ2024171-365D	2024/9/7	2025/9/7	365	人民币	1.05%/2.5%/2.85%	7000	1190000	EUR/USD	2025/8/6	1.10820	1.1349	1064658.261	2.57
24	WJ20240905003	WKGJ2024171-365D	2024/9/7	2025/9/7	365	人民币	1.05%/2.5%/2.85%	7000	1190000	EUR/USD	2025/8/6	1.10820	1.1349	1064657.306	2.57
25	WJ20240911003	WKGJ2024171-365D	2024/9/13	2025/9/13	365	人民币	1.05%/2.5%/2.85%	3500	595000	EUR/USD	2025/8/6	1.11280	1.1349	518899.5571	2.53
26	WJ20240914004	WKGJ2024171-365D	2024/9/19	2025/9/19	365	人民币	1.05%/2.5%/2.85%	3500	595000	EUR/USD	2025/8/6	1.11590	1.1349	523158.6846	2.54
27	WJ20240920005	WKGJ2024171-365D	2024/9/24	2025/9/24	365	人民币	1.05%/2.5%/2.85%	3000	510000	EUR/USD	2025/8/6	1.11880	1.1349	446916.3024	2.54
28	WJ20240920008	WKGJ2024171-365D	2024/9/24	2025/9/24	365	人民币	1.05%/2.5%/2.85%	8000	1360000	EUR/USD	2025/8/6	1.11880	1.1349	1191776.867	2.54
29	WJ20241017002	WKGJ2024212-180D	2024/10/19	2025/4/17	180	人民币	0.45%/1.9%/2.25%	2000	167671.23	EUR/USD	2025/3/19	1.08650	1.0931	-	1.9
30	WJ20241021001	WKGJ2024171-180D	2024/10/24	2025/4/22	180	人民币	1%/2.5%/2.85%	10000	863013.7	EUR/USD	2025/3/19	1.08230	1.0931	-	2.5
31	WJ20241022002	WKGJ2024213-180D	2024/10/25	2025/4/23	180	人民币	0.85%/2.3%/2.65%	15000	1257534.25	EUR/USD	2025/3/19	1.07920	1.0931	-	2.3
32	WJ20241024002	WKGJ2024171-365D	2024/10/25	2025/10/25	365	人民币	1.05%/2.5%/2.85%	4500	765000	EUR/USD	2025/8/6	1.07920	1.1349	694216.2338	2.59
33	WJ20241024007	WKGJ2024171-365D	2024/10/26	2025/10/26	365	人民币	1.05%/2.5%/2.85%	5000	850000	EUR/USD	2025/8/6	1.07920	1.1349	772994.3538	2.6
34	WJ20241024010	WKGJ2024212-180D	2024/10/26	2025/4/24	180	人民币	0.45%/1.9%/2.25%	2000	167671.23	EUR/USD	2025/3/19	1.07920	1.0931	-	1.9
35	WJ20241024006	WKGJ2024171-180D	2024/10/29	2025/4/27	180	人民币	1%/2.5%/2.85%	20000	1726027.4	EUR/USD	2025/3/19	1.08215	1.0931	-	2.5
36	WJ20241028008	WKGJ2024214-180D	2024/10/29	2025/4/27	180	人民币	1%/2.9%/3.25%	6000	650958.9	EUR/USD	2025/3/19	1.08215	1.0931	-	2.9
37	WJ20241028006	WKGJ2024171-180D	2024/10/29	2025/4/27	180	人民币	1%/2.5%/2.85%	2000	172602.74	EUR/USD	2025/3/19	1.08215	1.0931	-	2.5
38	WJ20241029007	WKGJ2024212-180D	2024/10/31	2025/4/29	180	人民币	0.45%/1.9%/2.25%	1000	83835.62	EUR/USD	2025/3/19	1.08800	1.0931	-	1.9
39	WJ20241106004	WKGJ2024226-180D	2024/11/9	2025/5/8	180	人民币	0.4%/1.9%/2.25%	3000	258904.11	EUR/USD	2025/4/28	1.07200	1.1349	251329.6331	2.1
40	WJ20241107001	WKGJ2024211-365D	2024/11/9	2025/11/9	365	人民币	1.05%/2.5%/2.85%	12000	2040000	EUR/USD	2025/8/6	1.07200	1.1349	1892422.011	2.63
41	WJ20241107003	WKGJ2024211-365D	2024/11/9	2025/11/9	365	人民币	1.05%/2.5%/2.85%	8000	1360000	EUR/USD	2025/8/6	1.07200	1.1349	1261615.088	2.63
42	WJ20241108004	WKGJ2024214-180D	2024/11/12	2025/5/11	180	人民币	1%/2.9%/3.25%	10000	1084931.51	EUR/USD	2025/4/28	1.06260	1.1349	1060149.266	3.15
43	WJ20241114003	WKGJ2024229-365D	2024/11/16	2025/11/16	365	人民币	0.6%/2.1%/2.45%	10000	1750000	EUR/USD	2025/8/6	1.05430	1.1349	1659918.272	2.26
44	WJ20241121001	WKGJ2024231-365D	2024/11/23	2025/11/23	365	人民币	0.7%/2.2%/2.55%	5000	875000	EUR/USD	2025/10/21	1.04790	1.1349	820934.4735	2.34
45	WJ20241119002	WKGJ2024228-180D	2024/11/26	2025/5/25	180	人民币	0.8%/2.35%/2.7%	5000	443835.62	EUR/USD	2025/4/28	1.04870	1.1349	458854.7663	2.66
46	WJ20241125005	WKGJ2024235-180D	2024/11/27	2025/5/26	180	人民币	0.6%/2.1%/2.45%	20000	1726027.4	EUR/USD	2025/4/28	1.05570	1.1349	1759488.965	2.38
47	WJ20241125002	WKGJ2024233-180D	2024/11/28	2025/5/27	180	人民币	1%/2.45%/2.8%	3000	258904.11	EUR/USD	2025/4/28	1.05590	1.1349	256343.2351	2.73
48	WJ20241127003	WKGJ2024238-180D	2024/11/29	2025/5/28	180	人民币	0.6%/2.1%/2.45%	20000	1726027.4	EUR/USD	2025/4/28	1.05310	1.1349	1774012.947	2.4
49	WJ20241204001	WKGJ2024228-180D	2024/12/6	2025/6/4	180	人民币	0.8%/2.35%/2.7%	1000	88767.12	EUR/USD	2025/5/13	1.05520	1.1349	89814.67875	2.62
50	WJ20241203010	WKGJ2024258-180D	2024/12/7	2025/6/5	180	人民币	0.4%/1.9%/2.25%	4000	345205.48	EUR/USD	2025/5/13	1.05520	1.1349	350880.7804	2.18
51	WJ20241209001	WKGJ2024257-365D	2024/12/10	2025/12/10	365	人民币	0.6%/2.2%/2.55%	5000	925000	EUR/USD	2025/10/21	1.05340	1.1349	875455.0028	2.35
52	WJ20241210002	WKGJ2024258-180D	2024/12/12	2025/6/10	180	人民币	0.4%/1.9%/2.25%	2500	215753.42	EUR/USD	2025/5/13	1.04660	1.1349	222981.9209	2.21
53	WJ20241212001	WKGJ2024258-180D	2024/12/14	2025/6/12	180	人民币	0.4%/1.9%/2.25%	3500	302054.79	EUR/USD	2025/5/13	1.05180	1.1349	307903.6015	2.18
54	WJ20241212002	WKGJ2024263-180D	2024/12/14	2025/6/12	180	人民币	0.4%/1.9%/2.25%	8000	690410.96	EUR/USD	2025/5/13	1.05180	1.1349	703906.4489	2.18
55	WJ20241213002	WKGJ2024257-365D	2024/12/14	2025/12/14	365	人民币	0.6%/2.2%/2.55%	13000	2405000	EUR/USD	2025/10/21	1.05180	1.1349	2292194.756	2.36
56	WJ20241213008	WKGJ2024228-180D	2024/12/17	2025/6/15	180	人民币	0.8%/2.35%/2.7%	1000	88767.12	EUR/USD	2025/5/13	1.05000	1.1349	91356.22209	2.65
57	WJ20241213009	WKGJ2024228-180D	2024/12/17	2025/6/15	180	人民币	0.8%/2.35%/2.7%	2000	177534.25	EUR/USD	2025/5/13	1.05000	1.1349	182711.7657	2.65
58	WJ20241211002	WKGJ2024262-365D	2024/12/18	2025/12/18	365	人民币	0.6%/2.1%/2.45%	1000	175000	EUR/USD	2025/10/21	1.03770	1.1349	170675.6717	2.31
59	WJ20241125003	WKGJ2024262-365D	2024/12/18	2025/12/18	365	人民币	0.6%/2.1%/2.45%	1000	175000	EUR/USD	2025/10/21	1.03770	1.1349	170676.0889	2.31
60	WJ20241216001	WKGJ2024265-180D	2024/12/18	2025/6/16	180	人民币	0.6%/2.1%/2.45%	20000	1726027.4	EUR/USD	2025/5/13	1.03770	1.1349	1788937.256	2.41
61	WJ20241217001	WKGJ2024258-180D	2024/12/19	2025/6/17	180	人民币	0.4%/1.9%/2.25%	3500	302054.79	EUR/USD	2025/5/13	1.03650	1.1349	315838.6399	2.23
62	WJ20241217003	WKGJ2024228-180D	2024/12/20	2025/6/18	180	人民币	0.8%/2.35%/2.7%	3000	266301.37	EUR/USD	2025/5/13	1.04370	1.1349	273372.6882	2.65
63	WJ20241219002	WKGJ2024258-180D	2024/12/21	2025/6/19	180	人民币	0.4%/1.9%/2.25%	3500	302054.79	EUR/USD	2025/5/13	1.04370	1.1349	308616.9388	2.19
64	WJ20241219006	WKGJ2024257-365D	2024/12/21	2025/12/21	365	人民币	0.6%/2.2%/2.55%	5000	925000	EUR/USD	2025/11/17	1.04370	1.1349	876156.5337
65	WJ20241219005	WKGJ2024257-365D	2024/12/21	2025/12/21	365	人民币	0.6%/2.2%/2.55%	5000	925000	EUR/USD	2025/11/17	1.04370	1.1349	876156.5337	2.35
66	WJ20241220001	WKGJ2024263-180D	2024/12/21	2025/6/19	180	人民币	0.4%/1.9%/2.25%	5000	431506.85	EUR/USD	2025/5/13	1.04370	1.1349	440881.3253	2.19
67	WJ20241224004	WKGJ2024271-360D	2024/12/26	2025/12/21	360	人民币	1%/2.8%/3.15%	4000	808767.12	EUR/USD	2025/11/17	1.04130	1.1349	772936.5831	2.96
68	WJ20241224001	WKGJ2024228-180D	2024/12/26	2025/6/24	180	人民币	0.8%/2.35%/2.7%	1000	88767.12	EUR/USD	2025/6/16	1.04130	1.1349	89579.74048	2.62
69	WJ20241224003	WKGJ2024228-180D	2024/12/27	2025/6/25	180	人民币	0.8%/2.35%/2.7%	1000	88767.12	EUR/USD	2025/6/16	1.04270	1.1349	89201.29927	2.61
70	WJ20241223001	WKGJ2024269-180D	2024/12/27	2025/6/25	180	人民币	0.8%/2.45%/2.8%	18000	1730958.9	EUR/USD	2025/6/16	1.04270	1.1349	1695037.746	2.71
71	WJ20241219004	WKGJ2024266-180D	2024/12/28	2025/6/26	180	人民币	0.4%/1.9%/2.25%	5000	431506.85	EUR/USD	2025/6/16	1.04270	1.1349	434379.115	2.16
72	WJ20241226003	WKGJ2024228-180D	2024/12/28	2025/6/26	180	人民币	0.8%/2.35%/2.7%	2000	177534.25	EUR/USD	2025/6/16	1.04270	1.1349	178718.6092	2.61
73	WJ20241226007	WKGJ2024228-180D	2024/12/28	2025/6/26	180	人民币	0.8%/2.35%/2.7%	15000	1331506.85	EUR/USD	2025/6/16	1.04270	1.1349	1340608.262	2.61
74	WJ20241227006	WKGJ2024271-360D	2024/12/31	2025/12/26	360	人民币	1%/2.8%/3.15%	11000	2224109.59	EUR/USD	2025/11/17	1.03590	1.1349	2139777.756	2.97
75	WJ20241227008	WKGJ2024228-180D	2024/12/31	2025/6/29	180	人民币	0.8%/2.35%/2.7%	2000	177534.25	EUR/USD	2025/6/16	1.03590	1.1349	181050.1262	2.64
76	WJ20241227009	WKGJ2024281-180D	2024/12/31	2025/6/29	180	人民币	0.8%/2.45%/2.8%	10000	961643.84	EUR/USD	2025/6/16	1.03590	1.1349	954925.5529	2.74
77	WJ20241230021	WKGJ2024228-180D	2025/1/3	2025/7/2	180	人民币	0.8%/2.35%/2.7%	1400	124273.97	EUR/USD	2025/6/16	1.03120	1.1349	127709.2743	2.65
78	WJ20250103001	WKGJ2024283-365D	2025/1/4	2026/1/4	365	人民币	0.8%/2.5%/2.85%	20000	3900000	EUR/USD	2025/12/16	1.03120	1.1349	3745023.321	2.67
79	WJ20250106004	WKGJ2024293-180D	2025/1/8	2025/7/7	180	人民币	0.6%/2.1%/2.45%	20000	1726027.4	EUR/USD	2025/6/16	1.03140	1.1349	1786458.514	2.41
80	WJ20250107005	WKGJ2024295-365D	2025/1/9	2026/1/9	365	人民币	0.7%/2.2%/2.55%	1000	175000	EUR/USD	2025/12/16	1.03020	1.1349	169742.7662	2.4
81	WJ20250107007	WKGJ2024288-180D	2025/1/9	2025/7/8	180	人民币	0.8%/2.35%/2.7%	10000	887671.23	EUR/USD	2025/6/16	1.03020	1.1349	913321.6744	2.65
82	WJ20250108001	WKGJ2024288-180D	2025/1/10	2025/7/9	180	人民币	0.8%/2.35%/2.7%	5000	443835.62	EUR/USD	2025/6/16	1.02420	1.1349	462025.1332	2.67
83	WJ20250108005	WKGJ2024297-365D	2025/1/11	2026/1/11	365	人民币	0.7%/2.2%/2.55%	5000	875000	EUR/USD	2025/12/16	1.02420	1.1349	854494.971	2.41
84	WJ20250108006	WKGJ2024295-365D	2025/1/11	2026/1/11	365	人民币	0.7%/2.2%/2.55%	5000	875000	EUR/USD	2025/12/16	1.02420	1.1349	854494.2825	2.41
85	WJ20250108008	WKGJ2024295-365D	2025/1/11	2026/1/11	365	人民币	0.7%/2.2%/2.55%	21000	3675000	EUR/USD	2025/12/16	1.02420	1.1349	3588876.486	2.41
86	WJ20250110002	WKGJ2024298-180D	2025/1/14	2025/7/13	180	人民币	0.6%/2.1%/2.45%	10000	863013.7	EUR/USD	2025/6/16	1.03000	1.1349	896655.4043	2.42
87	WJ20250114001	WKGJ2024228-90D	2025/1/16	2025/4/16	90	人民币	0.8%/2.35%/2.7%	1000	44383.56	EUR/USD	2025/4/9	1.03060	1.10585	-	2.7
88	WJ20250115005	WKGJ2024228-90D	2025/1/17	2025/4/17	90	人民币	0.8%/2.35%/2.7%	1000	44383.56	EUR/USD	2025/4/9	1.02900	1.10585	-	2.7
89	WJ20250116002	WKGJ2025006-365D	2025/1/18	2026/1/18	365	人民币	0.6%/2.1%/2.45%	2000	350000	EUR/USD	2025/12/16	1.02900	1.1349	340693.1424	2.3
90	WJ20250117001	WKGJ2025007-90D	2025/1/18	2025/4/18	90	人民币	0.8%/2.55%/2.9%	2000	101095.89	EUR/USD	2025/4/9	1.02900	1.10585	-	2.9
91	WJ20250121006	WKGJ2025013-180D	2025/1/22	2025/7/21	180	人民币	0.8%/2.25%/2.6%	10000	838356.16	EUR/USD	2025/7/7	1.04030	1.1349	885263.8364	2.6
92	WJ20250120006	WKGJ2025010-180D	2025/1/23	2025/7/22	180	人民币	0.8%/2.45%/2.8%	20000	1923287.67	EUR/USD	2025/7/7	1.04145	1.1349	1923787.809	2.75
93	WJ20250123013	WKGJ2024228-90D	2025/1/25	2025/4/25	90	人民币	0.8%/2.35%/2.7%	1000	44383.56	EUR/USD	2025/4/9	1.04620	1.10585	-	2.7
94	WJ20250124001	WKGJ2024228-180D	2025/1/28	2025/7/27	180	人民币	0.8%/2.35%/2.7%	3500	310684.93	EUR/USD	2025/7/7	1.03740	1.1349	321615.0665	2.66
95	WJ20250124008	WKGJ2024228-90D	2025/1/28	2025/4/28	90	人民币	0.8%/2.35%/2.7%	1000	44383.56	EUR/USD	2025/4/9	1.03740	1.10585	-	2.7
96	WJ20250124003	WKGJ2024228-180D	2025/1/28	2025/7/27	180	人民币	0.8%/2.35%/2.7%	2000	177534.25	EUR/USD	2025/7/7	1.03740	1.1349	183780.4586	2.66
97	WJ20250124015	WKGJ2024228-180D	2025/1/28	2025/7/27	180	人民币	0.8%/2.35%/2.7%	1000	88767.12	EUR/USD	2025/7/7	1.03740	1.1349	91890.05109	2.66
98	WJ20250126009	WKGJ2025001-90D	2025/1/28	2025/4/28	90	人民币	0.8%/2.5%/2.85%	12000	591780.82	EUR/USD	2025/4/9	1.03740	1.10585	-	2.85
99	WJ20250205015	WKGJ2024228-90D	2025/2/7	2025/5/8	90	人民币	0.8%/2.35%/2.7%	1000	44383.56	EUR/USD	2025/4/28	1.03030	1.1349	47199.79947	2.7
100	WJ20250205011	WKGJ2024228-180D	2025/2/7	2025/8/6	180	人民币	0.8%/2.35%/2.7%	2000	177534.25	EUR/USD	2025/7/28	1.03030	1.1349	182711.5378	2.65
101	WJ20250206011	WKGJ2025023-177D	2025/2/8	2025/8/4	177	人民币	0.8%/2.45%/2.8%	8998	850865.67	EUR/USD	2025/7/28	1.03030	1.1349	851497.1123	2.75
102	WJ20250208007	WKGJ2025027-180D	2025/2/11	2025/8/10	180	人民币	0.5%/1.95%/2.3%	10000	838356.16	EUR/USD	2025/8/6	1.03600	1.1349	852603.7136	2.23
103	WJ20250208003	WKGJ2025027-180D	2025/2/11	2025/8/10	180	人民币	0.5%/1.95%/2.3%	10000	838356.16	EUR/USD	2025/8/6	1.03600	1.1349	852603.9858	2.23
104	WJ20250208013	WKGJ2025027-180D	2025/2/11	2025/8/10	180	人民币	0.5%/1.95%/2.3%	6000	503013.7	EUR/USD	2025/8/6	1.03600	1.1349	511562.3683	2.23
105	WJ20250210004	WKGJ2025024-365D	2025/2/12	2026/2/12	365	人民币	0.8%/2.5%/2.85%	12000	2340000	EUR/USD	2026/1/13	1.04000	1.1349	2245614.555	2.67
106	WJ20250213001	WKGJ2025032-180D	2025/2/15	2025/8/14	180	人民币	0.5%/2%/2.35%	1700	146712.33	EUR/USD	2025/8/6	1.05060	1.1349	147033.9498	2.25
107	WJ20250208010	WKGJ2025026-365D	2025/2/18	2026/2/18	365	人民币	0.6%/2.1%/2.45%	10000	1750000	EUR/USD	2026/1/13	1.04450	1.1349	1680078.892	2.28
108	WJ20250217002	WKGJ2024228-90D	2025/2/19	2025/5/20	90	人民币	0.8%/2.35%/2.7%	1200	53260.27	EUR/USD	2025/5/13	1.04220	1.1349	56165.35716	2.7
109	WJ20250217003	WKGJ2025033-180D	2025/2/19	2025/8/18	180	人民币	0.6%/2.1%/2.45%	10000	863013.7	EUR/USD	2025/8/6	1.04220	1.1349	879539.1236	2.38
110	WJ20250210001	WKGJ2025029-365D	2025/2/22	2026/2/22	365	人民币	0.6%/2.1%/2.45%	6000	1050000	EUR/USD	2026/1/13	1.05190	1.1349	997128.3432	2.26
111	WJ20250208012	WKGJ2025026-365D	2025/2/22	2026/2/22	365	人民币	0.6%/2.1%/2.45%	4000	700000	EUR/USD	2026/1/13	1.05190	1.1349	664837.4535	2.26
112	WJ20250224001	WKGJ2025040-180D	2025/2/25	2025/8/24	180	人民币	0.6%/2.1%/2.45%	10000	863013.7	EUR/USD	2025/8/6	1.05150	1.1349	867448.6228	2.36
113	WJ20250224003	WKGJ2024228-180D	2025/2/26	2025/8/25	180	人民币	0.8%/2.35%/2.7%	2000	177534.25	EUR/USD	2025/8/6	1.04780	1.1349	179575.2107	2.62
114	WJ20250212004	WKGJ2024228-90D	2025/2/26	2025/5/27	90	人民币	0.8%/2.35%/2.7%	1000	44383.56	EUR/USD	2025/5/13	1.04780	1.1349	46683.10926	2.69
115	WJ20250221001	WKGJ2025039-90D	2025/2/26	2025/5/27	90	人民币	0.8%/2.45%/2.8%	2000	96164.38	EUR/USD	2025/5/13	1.04780	1.1349	98348.2386	2.79
116	WJ20250220003	WKGJ2025019-365D	2025/2/26	2026/2/26	365	人民币	0.6%/2.1%/2.45%	5000	875000	EUR/USD	2026/1/13	1.04780	1.1349	836572.1637	2.27
117	WJ20250225005	WKGJ2024228-60D	2025/2/26	2025/4/27	60	人民币	0.8%/2.3%/2.65%	1200	34520.55	EUR/USD	2025/4/22	1.04780	1.1349	36764.11669	2.65
118	WJ20250225001	WKGJ2024228-60D	2025/2/27	2025/4/28	60	人民币	0.8%/2.3%/2.65%	10000	287671.23	EUR/USD	2025/4/22	1.03865	1.1349	306594.2081	2.65
119	WJ20250225009	WKGJ2024228-90D	2025/2/28	2025/5/29	90	人民币	0.8%/2.35%/2.7%	1000	44383.56	EUR/USD	2025/5/21	1.04210	1.1349	46708.57418	2.69
120	WJ20250226013	WKGJ2025044-90D	2025/2/28	2025/5/29	90	人民币	0.8%/2.55%/2.9%	1500	75821.92	EUR/USD	2025/5/21	1.04210	1.1349	77524.69538	2.9
121	WJ20250227004	WKGJ2025046-180D	2025/2/28	2025/8/27	180	人民币	0.5%/2%/2.35%	5000	431506.85	EUR/USD	2025/8/20	1.04210	1.1349	437522.0638	2.27
122	WJ20250227005	WKGJ2025049-90D	2025/2/28	2025/5/29	90	人民币	0.8%/2.5%/2.85%	10000	493150.68	EUR/USD	2025/5/21	1.04210	1.1349	505395.4399	2.85
123	WJ20250226015	WKGJ2025034-90D	2025/2/28	2025/5/29	90	人民币	0.8%/2.65%/3%	35000	1855479.45	EUR/USD	2025/5/21	1.04210	1.1349	1896001.967	3
124	WJ20250227001	WKGJ2024288-180D	2025/2/28	2025/8/27	180	人民币	0.8%/2.35%/2.7%	5000	443835.62	EUR/USD	2025/8/20	1.04210	1.1349	449890.4669	2.62
125	WJ20250228002	WKGJ2025041-90D	2025/3/4	2025/6/2	90	人民币	0.8%/2.35%/2.7%	1500	66575.34	EUR/USD	2025/5/21	1.06140	1.1349	68811.47751	2.66
126	WJ20250303001	WKGJ2024288-180D	2025/3/4	2025/8/31	180	人民币	0.8%/2.35%/2.7%	3000	266301.37	EUR/USD	2025/8/20	1.06140	1.1349	261847.0761	2.57
127	WJ20250303003	WKGJ2025041-90D	2025/3/5	2025/6/3	90	人民币	0.8%/2.35%/2.7%	1400	62136.99	EUR/USD	2025/5/21	1.08160	1.1349	62018.16222	2.6
128	WJ20250304002	WKGJ2025041-90D	2025/3/6	2025/6/4	90	人民币	0.8%/2.35%/2.7%	1000	44383.56	EUR/USD	2025/5/21	1.07890	1.1349	44466.7274	2.6
129	WJ20250305001	WKGJ2025053-90D	2025/3/7	2025/6/5	90	人民币	0.8%/2.4%/2.75%	5000	234246.58	EUR/USD	2025/5/27	1.08540	1.1349	228553.273	2.65
130	WJ20250307003	WKGJ2025057-180D	2025/3/8	2025/9/4	180	人民币	0.5%/2%/2.35%	28000	2416438.36	EUR/USD	2025/8/6	1.08540	1.1349	2286005.705	2.16
131	WJ20250307005	WKGJ2025041-60D	2025/3/11	2025/5/10	60	人民币	0.8%/2.3%/2.65%	1000	28767.12	EUR/USD	2025/5/7	1.09070	1.1349	28228.13917	2.52
132	WJ20250310003	WKGJ2025052-180D	2025/3/12	2025/9/8	180	人民币	0.5%/2%/2.35%	20000	1726027.4	EUR/USD	2025/8/20	1.08900	1.1349	1593088.928	2.12
133	WJ20250313001	WKGJ2025058-180D	2025/3/15	2025/9/11	180	人民币	0.5%/2%/2.35%	1300	112191.78	EUR/USD	2025/8/20	1.08850	1.1349	103494.4954	2.11
134	WJ20250306005	WKGJ2025056-180D	2025/3/15	2025/9/11	180	人民币	0.5%/2.05%/2.4%	3500	310684.93	EUR/USD	2025/8/20	1.08850	1.1349	287231.1117	2.16
135	WJ20250314001	WKGJ2025059-90D	2025/3/19	2025/6/17	90	人民币	0.8%/2.5%/2.85%	3000	147945.21	EUR/USD	2025/6/4	1.09070	1.1349	137474.0094	2.66
136	WJ20250319001	WKGJ2025041-60D	2025/3/21	2025/5/20	60	人民币	0.8%/2.3%/2.65%	1500	43150.68	EUR/USD	2025/5/13	1.08250	1.1349	43795.66069	2.58
137	WJ20250319004	WKGJ2025041-180D	2025/3/21	2025/9/17	180	人民币	0.8%/2.35%/2.7%	2000	177534.25	EUR/USD	2025/8/20	1.08250	1.1349	167728.3358	2.5
138	WJ20250319003	WKGJ2025041-30D	2025/3/21	2025/4/20	30	人民币	0.7%/2.15%/2.5%	1200	17260.27	EUR/USD	2025/4/15	1.08250	1.13525	-	2.5
139	WJ20250321001	WKGJ2025041-180D	2025/3/25	2025/9/21	180	人民币	0.8%/2.35%/2.7%	1000	88767.12	EUR/USD	2025/8/20	1.07940	1.1349	83460.72044	2.49
140	WJ20250324001	WKGJ2025061-360D	2025/3/25	2026/3/20	360	人民币	1%/2.6%/2.95%	10000	1824657.53	EUR/USD	2026/2/3	1.07940	1.1349	1647124.142	2.67
141	WJ20250324003	WKGJ2025066-40D	2025/3/26	2025/5/5	40	人民币	0.7%/2.25%/2.6%	5000	101369.86	EUR/USD	2025/4/23	1.07660	1.1349	103091.1525	2.58
142	WJ20250324002	WKGJ2025061-360D	2025/3/27	2026/3/22	360	人民币	1%/2.6%/2.95%	10000	1824657.53	EUR/USD	2026/2/3	1.07930	1.1349	1649601.549	2.67
143	WJ20250325001	WKGJ2025041-90D	2025/3/27	2025/6/25	90	人民币	0.8%/2.35%/2.7%	1090	48378.08	EUR/USD	2025/6/16	1.07930	1.1349	48085.19425	2.59
144	WJ20250326001	WKGJ2025041-30D	2025/3/27	2025/4/26	30	人民币	0.7%/2.15%/2.5%	1000	14383.56	EUR/USD	2025/4/23	1.07930	1.1349	14679.99628	2.49
145	WJ20250326004	WKGJ2025070-90D	2025/3/28	2025/6/26	90	人民币	0.8%/2.55%/2.9%	1000	50547.95	EUR/USD	2025/6/16	1.08330	1.1349	48317.67095	2.76
146	WJ20250326003	WKGJ2025067-30D	2025/3/28	2025/4/27	30	人民币	0.7%/2.25%/2.6%	10000	152054.79	EUR/USD	2025/4/23	1.08330	1.1349	153806.1754	2.57
147	WJ20250326002	WKGJ2025069-90D	2025/3/28	2025/6/26	90	人民币	0.8%/2.5%/2.85%	10000	493150.68	EUR/USD	2025/6/16	1.08330	1.1349	470797.1189	2.71
148	WJ20250326014	WKGJ2025041-28D	2025/3/28	2025/4/25	28	人民币	0.7%/2.15%/2.5%	2000	26849.32	EUR/USD	2025/4/23	1.08330	1.1349	27323.00029	2.48
149	WJ20250326010	WKGJ2025041-30D	2025/3/28	2025/4/27	30	人民币	0.7%/2.15%/2.5%	1000	14383.56	EUR/USD	2025/4/23	1.08330	1.1349	14633.79949	2.48
150	WJ20250326005	WKGJ2025041-30D	2025/3/28	2025/4/27	30	人民币	0.7%/2.15%/2.5%	1000	14383.56	EUR/USD	2025/4/23	1.08330	1.1349	14633.79991	2.48
151	WJ20250327002	WKGJ2025041-90D	2025/3/28	2025/6/26	90	人民币	0.8%/2.35%/2.7%	3000	133150.68	EUR/USD	2025/6/16	1.08330	1.1349	131432.4297	2.58
152	WJ20250327003	WKGJ2025041-60D	2025/3/29	2025/5/28	60	人民币	0.8%/2.3%/2.65%	1000	28767.12	EUR/USD	2025/5/21	1.08330	1.1349	29067.63606	2.57
153	WJ20250327004	WKGJ2025068-180D	2025/3/29	2025/9/25	180	人民币	0.5%/2%/2.35%	5000	431506.85	EUR/USD	2025/9/9	1.08330	1.1349	401549.7434	2.13
154	WJ20250327011	WKGJ2025072-180D	2025/3/29	2025/9/25	180	人民币	0.5%/2%/2.35%	3000	258904.11	EUR/USD	2025/9/9	1.08330	1.1349	243023.2292	2.14
155	WJ20250328001	WKGJ2025041-30D	2025/3/29	2025/4/28	30	人民币	0.7%/2.15%/2.5%	1100	15821.92	EUR/USD	2025/4/23	1.08330	1.1349	16065.77491	2.48
156	WJ20250328004	WKGJ2025041-180D	2025/3/29	2025/9/25	180	人民币	0.8%/2.35%/2.7%	1000	88767.12	EUR/USD	2025/9/9	1.08330	1.1349	83454.27889	2.49
157	WJ20250327010	WKGJ2025065-29D	2025/4/1	2025/4/30	29	人民币	0.7%/2.65%/3%	35000	625684.93	EUR/USD	2025/4/23	1.07940	1.1349	632598.1347	2.97
158	WJ20250328008	WKGJ2025041-26D	2025/4/1	2025/4/27	26	人民币	0.7%/2.15%/2.5%	1000	12465.75	EUR/USD	2025/4/23	1.07940	1.1349	12698.63722	2.48
159	WJ20250328007	WKGJ2025041-26D	2025/4/1	2025/4/27	26	人民币	0.7%/2.15%/2.5%	5000	62328.77	EUR/USD	2025/4/23	1.07940	1.1349	63492.29643	2.48
160	WJ20250328012	WKGJ2025073-29D	2025/4/1	2025/4/30	29	人民币	0.8%/2.5%/2.85%	9200	146191.78	EUR/USD	2025/4/23	1.07940	1.1349	145720.6951	2.79
161	WJ20250328013	WKGJ2025073-29D	2025/4/1	2025/4/30	29	人民币	0.8%/2.5%/2.85%	6000	95342.47	EUR/USD	2025/4/23	1.07940	1.1349	95034.77285	2.79
162	WJ20250328002	WKGJ2025041-28D	2025/4/1	2025/4/29	28	人民币	0.7%/2.15%/2.5%	1000	13424.66	EUR/USD	2025/4/23	1.07940	1.1349	13672.5394	2.48
163	WJ20250328016	WKGJ2025063-29D	2025/4/1	2025/4/30	29	人民币	0.7%/2.45%/2.8%	3000	48863.01	EUR/USD	2025/4/23	1.07940	1.1349	48708.01914	2.74
164	WJ20250328017	WKGJ2025062-29D	2025/4/1	2025/4/30	29	人民币	0.7%/2.45%/2.8%	1000	16287.67	EUR/USD	2025/4/23	1.07940	1.1349	16236.02316	2.74
165	WJ20250328006	WKGJ2025041-29D	2025/4/1	2025/4/30	29	人民币	0.7%/2.15%/2.5%	1800	25027.4	EUR/USD	2025/4/23	1.07940	1.1349	25485.63012	2.48
166	WJ20250328009	WKGJ2025041-29D	2025/4/1	2025/4/30	29	人民币	0.7%/2.15%/2.5%	3100	43102.74	EUR/USD	2025/4/23	1.07940	1.1349	43891.89666	2.48
167	WJ20250331001	WKGJ2025041-29D	2025/4/1	2025/4/30	29	人民币	0.7%/2.15%/2.5%	2500	34760.27	EUR/USD	2025/4/23	1.07940	1.1349	35396.70863	2.48
168	WJ20250328015	WKGJ2025041-29D	2025/4/1	2025/4/30	29	人民币	0.7%/2.15%/2.5%	3000	41712.33	EUR/USD	2025/4/23	1.07940	1.1349	42475.42199	2.48
169	WJ20250331006	WKGJ2025041-28D	2025/4/1	2025/4/29	28	人民币	0.7%/2.15%/2.5%	8000	107397.26	EUR/USD	2025/4/23	1.07940	1.1349	109377.1575	2.48
170	WJ20250331008	WKGJ2025041-29D	2025/4/1	2025/4/30	29	人民币	0.7%/2.15%/2.5%	2000	27808.22	EUR/USD	2025/4/23	1.07940	1.1349	28316.90208	2.48
171	WJ20250328014	WKGJ2025041-28D	2025/4/1	2025/4/29	28	人民币	0.7%/2.15%/2.5%	2500	33561.64	EUR/USD	2025/4/23	1.07940	1.1349	33442.68313	2.44
172	WJ20250331009	WKGJ2025041-28D	2025/4/2	2025/4/30	28	人民币	0.7%/2.15%/2.5%	1800	24164.38	EUR/USD	2025/4/23	1.09150	1.1349	24006.93989	2.44
173	WJ20250331010	WKGJ2025041-14D	2025/4/2	2025/4/16	14	人民币	0.4%/1.85%/2.2%	3500	23493.15	EUR/USD	2025/4/11	1.09150	1.12835	-	2.2
174	WJ20250401001	WKGJ2025041-14D	2025/4/2	2025/4/16	14	人民币	0.4%/1.85%/2.2%	1000	6712.33	EUR/USD	2025/4/11	1.0915	1.12835	-	2.2
175	WJ20250401002	WKGJ2025041-90D	2025/4/2	2025/7/1	90	人民币	0.8%/2.35%/2.7%	5000	221917.81	EUR/USD	2025/6/16	1.0915	1.1349	211382.4429	2.51
176	WJ20250401007	WKGJ2025041-25D	2025/4/3	2025/4/28	25	人民币	0.7%/2.15%/2.5%	10000	119863.01	EUR/USD	2025/4/23	1.09695	1.1349	117431.005	2.41
177	WJ20250401004	WKGJ2025041-27D	2025/4/3	2025/4/30	27	人民币	0.7%/2.15%/2.5%	1000	12945.21	EUR/USD	2025/4/23	1.09695	1.1349	12764.65588	2.43
178	WJ20250401003	WKGJ2025041-30D	2025/4/3	2025/5/3	30	人民币	0.7%/2.15%/2.5%	1000	14383.56	EUR/USD	2025/4/23	1.09695	1.1349	14173.63856	2.42
179	WJ20250402003	WKGJ2025041-90D	2025/4/3	2025/7/2	90	人民币	0.8%/2.35%/2.7%	5000	221917.81	EUR/USD	2025/6/16	1.09695	1.1349	209755.1703	2.5
180	WJ20250402005	WKGJ2025041-25D	2025/4/4	2025/4/29	25	人民币	0.7%/2.15%/2.5%	1000	11986.3	EUR/USD	2025/4/23	1.09695	1.1349	11775.869	2.42
181	WJ20250402006	WKGJ2025041-26D	2025/4/4	2025/4/30	26	人民币	0.7%/2.15%/2.5%	1000	12465.75	EUR/USD	2025/4/23	1.09695	1.1349	12245.64942	2.42
182	WJ20250402002	WKGJ2025041-25D	2025/4/4	2025/4/29	25	人民币	0.7%/2.15%/2.5%	1000	11986.3	EUR/USD	2025/4/23	1.09695	1.1349	11775.86935	2.42
183	WJ20250407001	WKGJ2025061-360D	2025/4/8	2026/4/3	360	人民币	1%/2.6%/2.95%	5000	912328.77	EUR/USD	2026/3/10	1.10195	1.1349	801151.6193	2.62
184	WJ20250407004	WKGJ2025041-180D	2025/4/9	2025/10/6	180	人民币	0.8%/2.35%/2.7%	2000	177534.25	EUR/USD	2025/9/9	1.09715	1.1349	162039.1115	2.44
185	WJ20250408002	WKGJ2025041-60D	2025/4/9	2025/6/8	60	人民币	0.8%/2.3%/2.65%	2500	71917.81	EUR/USD	2025/5/27	1.09715	1.1349	68967.45092	2.48
186	WJ20250408001	WKGJ2025075-20D	2025/4/9	2025/4/29	20	人民币	0.7%/2.15%/2.5%	5000	47945.21	EUR/USD	2025/4/23	1.09715	1.1349	45193.41769	2.35
187	WJ20250407006	WKGJ2025041-28D	2025/4/9	2025/5/7	28	人民币	0.7%/2.15%/2.5%	2000	26849.32	EUR/USD	2025/4/28	1.09715	1.1349	25569.17933	2.37
188	WJ20250408004	WKGJ2025041-7D	2025/4/10	2025/4/17	7	人民币	0.3%/1.8%/2.15%	1000	3452.05	EUR/USD	2025/4/15	1.1303	1.13525	-	1.8
189	WJ20250409003	WKGJ2025041-14D	2025/4/11	2025/4/25	14	人民币	0.4%/1.85%/2.2%	1000	6712.33	EUR/USD	2025/4/22	1.1385	1.1349	5547.036299	1.85
190	WJ20250410008	WKGJ2025041-180D	2025/4/12	2025/10/9	180	人民币	0.8%/2.35%/2.7%	1000	88767.12	EUR/USD	2025/9/16	1.1385	1.1349	76613.67976	2.35
191	WJ20250410003	WKGJ2025041-7D	2025/4/12	2025/4/19	7	人民币	0.3%/1.8%/2.15%	1060	3659.18	EUR/USD	2025/4/16	1.1385	1.1349	3113.803001	1.83
192	WJ20250410005	WKGJ2025041-60D	2025/4/12	2025/6/11	60	人民币	0.8%/2.3%/2.65%	1000	28767.12	EUR/USD	2025/6/4	1.1385	1.1349	25103.52059	2.33
193	WJ20250409002	WKGJ2025076-33D	2025/4/12	2025/5/15	33	人民币	0.7%/2.35%/2.7%	7000	123410.96	EUR/USD	2025/5/7	1.1385	1.1349	127723.4275	2.7

持仓风险

风险提示：结构性存款不同于一般性存款，具有投资风险，您应当充分认识投资风险，谨慎投资。

1.本金及利息风险：威海银行仅保障资金本金和基础收益，您应充分认识利息不确定的风险。本产品的收益由基础收益和浮动收益组成，浮动收益取决于挂钩标的价格变化，受市场多种要素的影响。利息不确定的风险由存款人自行承担，存款人应对此有充分的认识。如果在存款期内，市场利率上升，本产品的利率不随市场利率上升而提高。

2. 期限风险：由于本产品的实际期限无法事先确定，且威海银行有权单方行使对产品期限的权利（包括但不限于提前终止等），一旦威海银行选择了行使产品合同中所订明的对产品期限的权利，则存款人必须遵照履行。

3. 市场风险：包括但不限于因国家法律法规以及货币政策、财政政策、产业政策、地区发展政策等国际政策的变化、宏观周期型经济运行状况变化、外汇汇率和人民币购买力等变化对市场产生一定的影响，导致产品收益的波动，在一定情况下甚至会对产品的成立与运行产生影响。交易期内可能存在市场利率上升、但该产品的收益率不随市场利率上升而提高的情形；受限于投资组合及具体策略的不同，本产品收益变化趋势与市场整体发展趋势并不具有必然的一致性。

4. 流动性风险：客户在产品合同约定的条款外，不享有提前终止权，则客户在产品到期日（威海银行依照产品合同的约定提前终止合同的，提前终止日被视为产品到期日）前无法取用存款本金及产品收益。

5. 信息传递风险：客户应根据产品合同载明的信息披露方式查询本产品的相关信息。如果客户未及时查询，或由于通讯故障、系统故障以及其他不可抗力等因素的影响导致客户无法及时了解本产品的信息，并由此影响客户投资决策，因此而产生的责任和风险将由客户自行承担。另外，客户预留在威海银行的有效联系方式变更的，应及时通知威海银行。如客户未及时告知威海银行联系方式变更或因存款人其他原因，威海银行将可能在需要联系客户时无法及时取得联系，并可能会由此影响客户的投资决策，由此而产生的责任和风险由客户自行承担。

6. 不可抗力风险：如果因不可抗力不能履行产品合同时，可根据不可抗力的影响部分或全部免除违约责任。

7.信用风险：威海银行发生信用风险如被依法撤销或被被申请破产等，将对产品的收益产生影响。

8.数据来源风险：在本存款收益率的计算中，需要使用到数据提供商提供的挂钩标的的价格水平。如果届时产品说明书中约定的数据提供商提供的参照页面不能给出所需的价格水平，威海银行将本着公平、公正、公允的原则，秉承善意并按照商业上合理的方式确定所适用的价格水平进行计算。

风险控制措施

本行针对结构性存款业务的风险特征，制定和实施相应的风险管理政策和程序，持续有效地识别、计量、监测和控制结构性存款业务面临的各类风险，并将结构性存款业务风险管理纳入全面风险管理体系。本行将结构性存款纳入表内核算，按照存款管理，纳入存款准备金和存款保险保费的缴纳范围，相关资产按照国务院银行业监督管理机构的相关规定计提资本和拨备。

本行具备普通类衍生产品交易业务资格，结构性存款挂钩的衍生产品交易严格遵守《银行业金融机构衍生产品交易业务管理暂行办法》、《商业银行资本管理办法（试行）》、《商业银行杠杆率管理办法（修订）》、《商业银行流动性风险管理办法》等国务院银行业监督管理机构关于衍生产品交易的相关规定。

本行销售结构性存款，严格按照中国银保监会发布的《关于进一步规范商业银行结构性存款业务的通知》（银保监办发〔2019〕204号）相关规定执行，充分揭示风险。销售文本全面、客观反映结构性存款的重要特性和与产品有关的重要事实，向投资者充分揭示风险，确保投资者了解结构性存款的产品性质和潜在风险，自主进行投资决策。

公司业务

2025年4月单位结构性存款产品账单

总行地址：山东省威海市青岛北路137A号

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