威海银行—2025年3月单位结构性存款产品账单

公司业务

2025年3月单位结构性存款产品账单

发布时间：2025-03-15

尊敬的客户：

以下是我行单位结构性存款产品2025年3月产品账单。其中，“账单日产品预期年化收益率”，是我行根据本期账单测算日该期结构性存款产品挂钩标的的市场变化情况测算，仅作参考，不代表本期产品实际到期收益情况。“挂钩标的市场观察水平”，在该结构性存款所挂钩的衍生产品到期前，为账单公布日上一日挂钩标的市场观察水平；在衍生产品到期后，为产品观察日挂钩标的市场观察水平。如有任何问题，欢迎拨打我行客户服务电话或联系我行网点工作人员。感谢您一直以来对威海银行的支持！

2025年3月单位结构性存款产品账单
账单日：2025-03-15
序号	业务编号	产品编号	起始日	到期日	期限	币种	预期收益率	金额（万元）	其中用于衍生品投资（元）	挂钩标的	产品观察日	起息日挂钩标的市场水平	挂钩标的市场观察水平	衍生品公允价值（元）	账单日产品预期年化收益率%
1	WJ20240322004	WKGJ2024051-365D	2024/3/28	2025/3/28	365	人民币	1.15%/2.7%/3.05%	2500	450000	EUR/USD	2025/2/11	1.07875	1.0304	-	2.7
2	WJ20240401005	WKGJ2024051-365D	2024/4/4	2025/4/4	365	人民币	1.15%/2.7%/3.05%	2500	450000	EUR/USD	2025/2/11	1.08350	1.0304	-	2.7
3	WJ20240418002	WKGJ2024075-365D	2024/4/20	2025/4/20	365	人民币	1.1%/2.65%/3%	8000	1440000	EUR/USD	2025/3/19	1.06680	1.088	1259076.388	2.67
4	WJ20240426002	WKGJ2024080-365D	2024/4/27	2025/4/27	365	人民币	1.15%/2.95%/3.3%	10000	2100000	EUR/USD	2025/3/19	1.07140	1.088	1825555.88	2.98
5	WJ20240426003	WKGJ2024051-365D	2024/4/30	2025/4/30	365	人民币	1.15%/2.7%/3.05%	5000	900000	EUR/USD	2025/3/19	1.07690	1.088	785977.5663	2.72
6	WJ20240511002	WKGJ2024051-365D	2024/5/14	2025/5/14	365	人民币	1.15%/2.7%/3.05%	20000	3600000	EUR/USD	2025/3/19	1.08220	1.088	3138685.66	2.72
7	WJ20240516005	WKGJ2024089-365D	2024/5/18	2025/5/18	365	人民币	1.1%/2.65%/3%	17000	3060000	EUR/USD	2025/4/28	1.08760	1.088	2668402.246	2.67
8	WJ20240516007	WKGJ2024089-365D	2024/5/18	2025/5/18	365	人民币	1.1%/2.65%/3%	7000	1260000	EUR/USD	2025/4/28	1.08760	1.088	1098775.474	2.67
9	WJ20240517003	WKGJ2024093-365D	2024/5/18	2025/5/18	365	人民币	1.15%/2.85%/3.2%	3000	600000	EUR/USD	2025/4/28	1.08760	1.088	516444.356	2.87
10	WJ20240613008	WKGJ2024109-365D	2024/6/15	2025/6/15	365	人民币	1.1%/2.65%/3%	10000	1800000	EUR/USD	2025/5/13	1.07010	1.088	1569028.182	2.67
11	WJ20240624001	WKGJ2024109-365D	2024/6/25	2025/6/25	365	人民币	1.1%/2.65%/3%	7500	1350000	EUR/USD	2025/5/13	1.07155	1.088	1170642.654	2.66
12	WJ20240705002	WKGJ2024137-365D	2024/7/6	2025/7/6	365	人民币	1.1%/2.5%/2.85%	13000	2145000	EUR/USD	2025/6/16	1.08290	1.088	1842757.157	2.52
13	WJ20240705004	WKGJ2024137-365D	2024/7/6	2025/7/6	365	人民币	1.1%/2.5%/2.85%	20000	3300000	EUR/USD	2025/6/16	1.08290	1.088	2823790.979	2.51
14	WJ20240710006	WKGJ2024121-365D	2024/7/12	2025/7/12	365	人民币	1.15%/2.7%/3.05%	1500	270000	EUR/USD	2025/6/16	1.08890	1.088	232027.8315	2.7
15	WJ20240711002	WKGJ2024137-365D	2024/7/13	2025/7/13	365	人民币	1.1%/2.5%/2.85%	13000	2145000	EUR/USD	2025/6/16	1.08890	1.088	1817646.088	2.5
16	WJ20240715001	WKGJ2024121-365D	2024/7/19	2025/7/19	365	人民币	1.15%/2.7%/3.05%	1500	270000	EUR/USD	2025/6/16	1.08860	1.088	231757.8204	2.7
17	WJ20240801010	WKGJ2024160-365D	2024/8/3	2025/8/3	365	人民币	1.1%/2.5%/2.85%	15000	2475000	EUR/USD	2025/7/7	1.09190	1.088	2120909.402	2.51
18	WJ20240801012	WKGJ2024160-365D	2024/8/3	2025/8/3	365	人民币	1.1%/2.5%/2.85%	10000	1650000	EUR/USD	2025/7/7	1.09190	1.088	1413885.277	2.51
19	WJ20240807001	WKGJ2024160-365D	2024/8/8	2025/8/8	365	人民币	1.1%/2.5%/2.85%	20000	3300000	EUR/USD	2025/7/7	1.09170	1.088	2827154.407	2.51
20	WJ20240808002	WKGJ2024160-365D	2024/8/10	2025/8/10	365	人民币	1.1%/2.5%/2.85%	18000	2970000	EUR/USD	2025/7/7	1.09200	1.088	2543615.846	2.51
21	WJ20240815001	WKGJ2024171-365D	2024/8/17	2025/8/17	365	人民币	1.05%/2.5%/2.85%	10000	1700000	EUR/USD	2025/7/7	1.10310	1.088	1458893.498	2.51
22	WJ20240815002	WKGJ2024174-365D	2024/8/17	2025/8/17	365	人民币	1.05%/2.4%/2.75%	5000	800000	EUR/USD	2025/7/7	1.10310	1.088	679398.4089	2.41
23	WJ20240819003	WKGJ2024171-365D	2024/8/20	2025/8/20	365	人民币	1.05%/2.5%/2.85%	7000	1190000	EUR/USD	2025/7/7	1.11220	1.088	1019272.388	2.51
24	WJ20240822009	WKGJ2024171-365D	2024/8/29	2025/8/29	365	人民币	1.05%/2.5%/2.85%	5000	850000	EUR/USD	2025/7/7	1.10735	1.088	728305.1457	2.51
25	WJ20240905001	WKGJ2024171-365D	2024/9/7	2025/9/7	365	人民币	1.05%/2.5%/2.85%	7000	1190000	EUR/USD	2025/8/6	1.10820	1.088	1020237.64	2.51
26	WJ20240905003	WKGJ2024171-365D	2024/9/7	2025/9/7	365	人民币	1.05%/2.5%/2.85%	7000	1190000	EUR/USD	2025/8/6	1.10820	1.088	1020196.066	2.51
27	WJ20240911003	WKGJ2024171-365D	2024/9/13	2025/9/13	365	人民币	1.05%/2.5%/2.85%	3500	595000	EUR/USD	2025/8/6	1.11280	1.088	499665.3702	2.48
28	WJ20240914004	WKGJ2024171-365D	2024/9/19	2025/9/19	365	人民币	1.05%/2.5%/2.85%	3500	595000	EUR/USD	2025/8/6	1.11590	1.088	482775.5161	2.43
29	WJ20240918001	WKGJ2024171-180D	2024/9/19	2025/3/18	180	人民币	1%/2.5%/2.85%	2000	172602.74	EUR/USD	2025/2/11	1.11590	1.0304	-	1
30	WJ20240920004	WKGJ2024171-180D	2024/9/21	2025/3/20	180	人民币	1%/2.5%/2.85%	5000	431506.85	EUR/USD	2025/2/11	1.11600	1.0304	-	1
31	WJ20240920005	WKGJ2024171-365D	2024/9/24	2025/9/24	365	人民币	1.05%/2.5%/2.85%	3000	510000	EUR/USD	2025/8/6	1.11880	1.088	409646.8928	2.42
32	WJ20240920008	WKGJ2024171-365D	2024/9/24	2025/9/24	365	人民币	1.05%/2.5%/2.85%	8000	1360000	EUR/USD	2025/8/6	1.11880	1.088	1092391.779	2.42
33	WJ20240920001	WKGJ2024193-180D	2024/9/24	2025/3/23	180	人民币	1%/2.9%/3.25%	10000	1084931.51	EUR/USD	2025/3/19	1.11880	1.088	957181.7406	2.94
34	WJ20240920002	WKGJ2024171-180D	2024/9/24	2025/3/23	180	人民币	1%/2.5%/2.85%	1000	86301.37	EUR/USD	2025/3/19	1.11880	1.088	75565.6152	2.53
35	WJ20240923002	WKGJ2024193-180D	2024/9/26	2025/3/25	180	人民币	1%/2.9%/3.25%	10000	1084931.51	EUR/USD	2025/3/19	1.11650	1.088	956991.6213	2.94
36	WJ20240924004	WKGJ2024196- 180D	2024/9/28	2025/3/27	180	人民币	1%/2.3%/2.65%	1300	99369.86	EUR/USD	2025/3/19	1.11620	1.088	85101.94122	2.33
37	WJ20240924011	WKGJ2024171-180D	2024/9/28	2025/3/27	180	人民币	1%/2.5%/2.85%	20000	1726027.4	EUR/USD	2025/3/19	1.11620	1.088	1510685.212	2.53
38	WJ20240920007	WKGJ2024171-180D	2024/9/29	2025/3/28	180	人民币	1%/2.5%/2.85%	10000	863013.7	EUR/USD	2025/3/19	1.11620	1.088	755252.0702	2.53
39	WJ20240930006	WKGJ2024193-180D	2024/10/9	2025/4/7	180	人民币	1%/2.9%/3.25%	5000	542465.75	EUR/USD	2025/3/19	1.09430	1.088	477778.1904	2.94
40	WJ20240927011	WKGJ2024192-180D	2024/10/16	2025/4/14	180	人民币	1%/2.8%/3.15%	20000	2071232.88	EUR/USD	2025/3/19	1.08620	1.088	1785579.555	2.81
41	WJ20241014004	WKGJ2024210-180D	2024/10/16	2025/4/14	180	人民币	1%/2.8%/3.15%	30000	3106849.32	EUR/USD	2025/3/19	1.08620	1.088	2678406.99	2.81
42	WJ20241017002	WKGJ2024212-180D	2024/10/19	2025/4/17	180	人民币	0.45%/1.9%/2.25%	2000	167671.23	EUR/USD	2025/3/19	1.08650	1.088	143838.3652	1.91
43	WJ20241021001	WKGJ2024171-180D	2024/10/24	2025/4/22	180	人民币	1%/2.5%/2.85%	10000	863013.7	EUR/USD	2025/3/19	1.08230	1.088	743991.5061	2.51
44	WJ20241022002	WKGJ2024213-180D	2024/10/25	2025/4/23	180	人民币	0.85%/2.3%/2.65%	15000	1257534.25	EUR/USD	2025/3/19	1.07920	1.088	1078787.63	2.31
45	WJ20241024002	WKGJ2024171-365D	2024/10/25	2025/10/25	365	人民币	1.05%/2.5%/2.85%	4500	765000	EUR/USD	2025/8/6	1.07920	1.088	642150.5009	2.48
46	WJ20241024007	WKGJ2024171-365D	2024/10/26	2025/10/26	365	人民币	1.05%/2.5%/2.85%	5000	850000	EUR/USD	2025/8/6	1.07920	1.088	713077.2484	2.48
47	WJ20241024010	WKGJ2024212-180D	2024/10/26	2025/4/24	180	人民币	0.45%/1.9%/2.25%	2000	167671.23	EUR/USD	2025/3/19	1.07920	1.088	143838.3778	1.91
48	WJ20241024006	WKGJ2024171-180D	2024/10/29	2025/4/27	180	人民币	1%/2.5%/2.85%	20000	1726027.4	EUR/USD	2025/3/19	1.08215	1.088	1487982.961	2.51
49	WJ20241028008	WKGJ2024214-180D	2024/10/29	2025/4/27	180	人民币	1%/2.9%/3.25%	6000	650958.9	EUR/USD	2025/3/19	1.08215	1.088	565433.5125	2.91
50	WJ20241028006	WKGJ2024171-180D	2024/10/29	2025/4/27	180	人民币	1%/2.5%/2.85%	2000	172602.74	EUR/USD	2025/3/19	1.08215	1.088	148800.3706	2.51
51	WJ20241029007	WKGJ2024212-180D	2024/10/31	2025/4/29	180	人民币	0.45%/1.9%/2.25%	1000	83835.62	EUR/USD	2025/3/19	1.08800	1.088	71919.18251	1.91
52	WJ20241106004	WKGJ2024226-180D	2024/11/9	2025/5/8	180	人民币	0.4%/1.9%/2.25%	3000	258904.11	EUR/USD	2025/4/28	1.07200	1.088	224197.8098	1.92
53	WJ20241107001	WKGJ2024211-365D	2024/11/9	2025/11/9	365	人民币	1.05%/2.5%/2.85%	12000	2040000	EUR/USD	2025/8/6	1.07200	1.088	1723977.819	2.49
54	WJ20241107003	WKGJ2024211-365D	2024/11/9	2025/11/9	365	人民币	1.05%/2.5%/2.85%	8000	1360000	EUR/USD	2025/8/6	1.07200	1.088	1149480.326	2.49
55	WJ20241108004	WKGJ2024214-180D	2024/11/12	2025/5/11	180	人民币	1%/2.9%/3.25%	10000	1084931.51	EUR/USD	2025/4/28	1.06260	1.088	950041.1657	2.93
56	WJ20241114003	WKGJ2024229-365D	2024/11/16	2025/11/16	365	人民币	0.6%/2.1%/2.45%	10000	1750000	EUR/USD	2025/8/6	1.05430	1.088	1518530.36	2.12
57	WJ20241121001	WKGJ2024231-365D	2024/11/23	2025/11/23	365	人民币	0.7%/2.2%/2.55%	5000	875000	EUR/USD	2025/10/21	1.04790	1.088	755768.8539	2.21
58	WJ20241119002	WKGJ2024228-180D	2024/11/26	2025/5/25	180	人民币	0.8%/2.35%/2.7%	5000	443835.62	EUR/USD	2025/4/28	1.04870	1.088	395734.6557	2.4
59	WJ20241125005	WKGJ2024235-180D	2024/11/27	2025/5/26	180	人民币	0.6%/2.1%/2.45%	20000	1726027.4	EUR/USD	2025/4/28	1.05570	1.088	1514509.484	2.14
60	WJ20241125002	WKGJ2024233-180D	2024/11/28	2025/5/27	180	人民币	1%/2.45%/2.8%	3000	258904.11	EUR/USD	2025/4/28	1.05590	1.088	219717.3576	2.49
61	WJ20241127003	WKGJ2024238-180D	2024/11/29	2025/5/28	180	人民币	0.6%/2.1%/2.45%	20000	1726027.4	EUR/USD	2025/4/28	1.05310	1.088	1523407.687	2.14
62	WJ20241204001	WKGJ2024228-180D	2024/12/6	2025/6/4	180	人民币	0.8%/2.35%/2.7%	1000	88767.12	EUR/USD	2025/5/13	1.05520	1.088	78840.02945	2.4
63	WJ20241203010	WKGJ2024258-180D	2024/12/7	2025/6/5	180	人民币	0.4%/1.9%/2.25%	4000	345205.48	EUR/USD	2025/5/13	1.05520	1.088	306557.7178	1.95
64	WJ20241209001	WKGJ2024257-365D	2024/12/10	2025/12/10	365	人民币	0.6%/2.2%/2.55%	5000	925000	EUR/USD	2025/10/21	1.05340	1.088	810800.0656	2.22
65	WJ20241210002	WKGJ2024258-180D	2024/12/12	2025/6/10	180	人民币	0.4%/1.9%/2.25%	2500	215753.42	EUR/USD	2025/5/13	1.04660	1.088	195630.4767	1.99
66	WJ20241212001	WKGJ2024258-180D	2024/12/14	2025/6/12	180	人民币	0.4%/1.9%/2.25%	3500	302054.79	EUR/USD	2025/5/13	1.05180	1.088	268909.2884	1.96
67	WJ20241212002	WKGJ2024263-180D	2024/12/14	2025/6/12	180	人民币	0.4%/1.9%/2.25%	8000	690410.96	EUR/USD	2025/5/13	1.05180	1.088	614649.7938	1.96
68	WJ20241213002	WKGJ2024257-365D	2024/12/14	2025/12/14	365	人民币	0.6%/2.2%/2.55%	13000	2405000	EUR/USD	2025/10/21	1.05180	1.088	2120492.502	2.23
69	WJ20241213008	WKGJ2024228-180D	2024/12/17	2025/6/15	180	人民币	0.8%/2.35%/2.7%	1000	88767.12	EUR/USD	2025/5/13	1.05000	1.088	80264.34907	2.43
70	WJ20241213009	WKGJ2024228-180D	2024/12/17	2025/6/15	180	人民币	0.8%/2.35%/2.7%	2000	177534.25	EUR/USD	2025/5/13	1.05000	1.088	160469.4745	2.43
71	WJ20241211002	WKGJ2024262-365D	2024/12/18	2025/12/18	365	人民币	0.6%/2.1%/2.45%	1000	175000	EUR/USD	2025/10/21	1.03770	1.088	157011.7444	2.17
72	WJ20241125003	WKGJ2024262-365D	2024/12/18	2025/12/18	365	人民币	0.6%/2.1%/2.45%	1000	175000	EUR/USD	2025/10/21	1.03770	1.088	157011.7444	2.17
73	WJ20241216001	WKGJ2024265-180D	2024/12/18	2025/6/16	180	人民币	0.6%/2.1%/2.45%	20000	1726027.4	EUR/USD	2025/5/13	1.03770	1.088	1572507.21	2.19
74	WJ20241217001	WKGJ2024258-180D	2024/12/19	2025/6/17	180	人民币	0.4%/1.9%/2.25%	3500	302054.79	EUR/USD	2025/5/13	1.03650	1.088	281318.2244	2.03
75	WJ20241217003	WKGJ2024228-180D	2024/12/20	2025/6/18	180	人民币	0.8%/2.35%/2.7%	3000	266301.37	EUR/USD	2025/5/13	1.04370	1.088	239896.7084	2.42
76	WJ20241219002	WKGJ2024258-180D	2024/12/21	2025/6/19	180	人民币	0.4%/1.9%/2.25%	3500	302054.79	EUR/USD	2025/5/13	1.04370	1.088	269559.6758	1.96
77	WJ20241219006	WKGJ2024257-365D	2024/12/21	2025/12/21	365	人民币	0.6%/2.2%/2.55%	5000	925000	EUR/USD	2025/11/17	1.04370	1.088	815149.6343	2.23
78	WJ20241219005	WKGJ2024257-365D	2024/12/21	2025/12/21	365	人民币	0.6%/2.2%/2.55%	5000	925000	EUR/USD	2025/11/17	1.04370	1.088	815149.6343	2.23
79	WJ20241220001	WKGJ2024263-180D	2024/12/21	2025/6/19	180	人民币	0.4%/1.9%/2.25%	5000	431506.85	EUR/USD	2025/5/13	1.04370	1.088	385085.2105	1.96
80	WJ20241224004	WKGJ2024271-360D	2024/12/26	2025/12/21	360	人民币	1%/2.8%/3.15%	4000	808767.12	EUR/USD	2025/11/17	1.04130	1.088	723113.3207	2.83
81	WJ20241224001	WKGJ2024228-180D	2024/12/26	2025/6/24	180	人民币	0.8%/2.35%/2.7%	1000	88767.12	EUR/USD	2025/6/16	1.04130	1.088	80147.34559	2.43
82	WJ20241224003	WKGJ2024228-180D	2024/12/27	2025/6/25	180	人民币	0.8%/2.35%/2.7%	1000	88767.12	EUR/USD	2025/6/16	1.04270	1.088	79816.54893	2.42
83	WJ20241223001	WKGJ2024269-180D	2024/12/27	2025/6/25	180	人民币	0.8%/2.45%/2.8%	18000	1730958.9	EUR/USD	2025/6/16	1.04270	1.088	1525509.456	2.52
84	WJ20241224006	WKGJ2024273-90D	2024/12/27	2025/3/27	90	人民币	0.8%/2.55%/2.9%	10000	505479.45	EUR/USD	2025/3/19	1.04270	1.088	443520.0088	2.6
85	WJ20241226001	WKGJ2024275-90D	2024/12/27	2025/3/27	90	人民币	0.8%/2.6%/2.95%	1000	51780.82	EUR/USD	2025/3/19	1.04270	1.088	45577.60228	2.65
86	WJ20241219004	WKGJ2024266-180D	2024/12/28	2025/6/26	180	人民币	0.4%/1.9%/2.25%	5000	431506.85	EUR/USD	2025/6/16	1.04270	1.088	387495.8993	1.97
87	WJ20241226003	WKGJ2024228-180D	2024/12/28	2025/6/26	180	人民币	0.8%/2.35%/2.7%	2000	177534.25	EUR/USD	2025/6/16	1.04270	1.088	159965.2447	2.42
88	WJ20241226007	WKGJ2024228-180D	2024/12/28	2025/6/26	180	人民币	0.8%/2.35%/2.7%	15000	1331506.85	EUR/USD	2025/6/16	1.04270	1.088	1199252.989	2.42
89	WJ20241227005	WKGJ2024228-90D	2024/12/31	2025/3/31	90	人民币	0.8%/2.35%/2.7%	1000	44383.56	EUR/USD	2025/3/19	1.03590	1.088	41863.44295	2.5
90	WJ20241227006	WKGJ2024271-360D	2024/12/31	2025/12/26	360	人民币	1%/2.8%/3.15%	11000	2224109.59	EUR/USD	2025/11/17	1.03590	1.088	1999791.385	2.84
91	WJ20241227008	WKGJ2024228-180D	2024/12/31	2025/6/29	180	人民币	0.8%/2.35%/2.7%	2000	177534.25	EUR/USD	2025/6/16	1.03590	1.088	162266.7478	2.45
92	WJ20241227009	WKGJ2024281-180D	2024/12/31	2025/6/29	180	人民币	0.8%/2.45%/2.8%	10000	961643.84	EUR/USD	2025/6/16	1.03590	1.088	860354.5304	2.54
93	WJ20241230021	WKGJ2024228-180D	2025/1/3	2025/7/2	180	人民币	0.8%/2.35%/2.7%	1400	124273.97	EUR/USD	2025/6/16	1.03120	1.088	115010.3216	2.47
94	WJ20250103001	WKGJ2024283-365D	2025/1/4	2026/1/4	365	人民币	0.8%/2.5%/2.85%	20000	3900000	EUR/USD	2025/12/16	1.03120	1.088	3497385.756	2.55
95	WJ20250106004	WKGJ2024293-180D	2025/1/8	2025/7/7	180	人民币	0.6%/2.1%/2.45%	20000	1726027.4	EUR/USD	2025/6/16	1.03140	1.088	1614431.916	2.24
96	WJ20250107002	WKGJ2024228-90D	2025/1/8	2025/4/8	90	人民币	0.8%/2.35%/2.7%	2500	110958.9	EUR/USD	2025/3/19	1.03140	1.088	112760.5138	2.63
97	WJ20250107005	WKGJ2024295-365D	2025/1/9	2026/1/9	365	人民币	0.7%/2.2%/2.55%	1000	175000	EUR/USD	2025/12/16	1.03020	1.088	157341.5395	2.27
98	WJ20250107007	WKGJ2024288-180D	2025/1/9	2025/7/8	180	人民币	0.8%/2.35%/2.7%	10000	887671.23	EUR/USD	2025/6/16	1.03020	1.088	823351.5105	2.47
99	WJ20250108001	WKGJ2024288-180D	2025/1/10	2025/7/9	180	人民币	0.8%/2.35%/2.7%	5000	443835.62	EUR/USD	2025/6/16	1.02420	1.088	422804.075	2.51
100	WJ20250108005	WKGJ2024297-365D	2025/1/11	2026/1/11	365	人民币	0.7%/2.2%/2.55%	5000	875000	EUR/USD	2025/12/16	1.02420	1.088	792959.7558	2.29
101	WJ20250108006	WKGJ2024295-365D	2025/1/11	2026/1/11	365	人民币	0.7%/2.2%/2.55%	5000	875000	EUR/USD	2025/12/16	1.02420	1.088	792959.7558	2.29
102	WJ20250108008	WKGJ2024295-365D	2025/1/11	2026/1/11	365	人民币	0.7%/2.2%/2.55%	21000	3675000	EUR/USD	2025/12/16	1.02420	1.088	3330431.012	2.29
103	WJ20250110002	WKGJ2024298-180D	2025/1/14	2025/7/13	180	人民币	0.6%/2.1%/2.45%	10000	863013.7	EUR/USD	2025/6/16	1.03000	1.088	811875.8484	2.25
104	WJ20250113002	WKGJ2025002-90D	2025/1/15	2025/4/15	90	人民币	0.8%/2.45%/2.8%	4100	197136.99	EUR/USD	2025/4/9	1.02890	1.088	187970.2617	2.66
105	WJ20250113004	WKGJ2025001-90D	2025/1/15	2025/4/15	90	人民币	0.8%/2.5%/2.85%	10000	493150.68	EUR/USD	2025/4/9	1.02890	1.088	470932.257	2.71
106	WJ20250114001	WKGJ2024228-90D	2025/1/16	2025/4/16	90	人民币	0.8%/2.35%/2.7%	1000	44383.56	EUR/USD	2025/4/9	1.03060	1.088	43292.29769	2.56
107	WJ20250115005	WKGJ2024228-90D	2025/1/17	2025/4/17	90	人民币	0.8%/2.35%/2.7%	1000	44383.56	EUR/USD	2025/4/9	1.02900	1.088	43824.52146	2.58
108	WJ20250116002	WKGJ2025006-365D	2025/1/18	2026/1/18	365	人民币	0.6%/2.1%/2.45%	2000	350000	EUR/USD	2025/12/16	1.02900	1.088	315994.1103	2.18
109	WJ20250117001	WKGJ2025007-90D	2025/1/18	2025/4/18	90	人民币	0.8%/2.55%/2.9%	2000	101095.89	EUR/USD	2025/4/9	1.02900	1.088	97513.744	2.78
110	WJ20250121006	WKGJ2025013-180D	2025/1/22	2025/7/21	180	人民币	0.8%/2.25%/2.6%	10000	838356.16	EUR/USD	2025/7/7	1.04030	1.088	800345.4157	2.42
111	WJ20250120006	WKGJ2025010-180D	2025/1/23	2025/7/22	180	人民币	0.8%/2.45%/2.8%	20000	1923287.67	EUR/USD	2025/7/7	1.04145	1.088	1754038.008	2.58
112	WJ20250123013	WKGJ2024228-90D	2025/1/25	2025/4/25	90	人民币	0.8%/2.35%/2.7%	1000	44383.56	EUR/USD	2025/4/9	1.04620	1.088	42355.2506	2.52
113	WJ20250124001	WKGJ2024228-180D	2025/1/28	2025/7/27	180	人民币	0.8%/2.35%/2.7%	3500	310684.93	EUR/USD	2025/7/7	1.03740	1.088	293985.4616	2.5
114	WJ20250124008	WKGJ2024228-90D	2025/1/28	2025/4/28	90	人民币	0.8%/2.35%/2.7%	1000	44383.56	EUR/USD	2025/4/9	1.03740	1.088	44182.06746	2.59
115	WJ20250121002	WKGJ2024228-60D	2025/1/28	2025/3/29	60	人民币	0.8%/2.3%/2.65%	1000	28767.12	EUR/USD	2025/3/19	1.03740	1.088	29946.86225	2.62
116	WJ20250124003	WKGJ2024228-180D	2025/1/28	2025/7/27	180	人民币	0.8%/2.35%/2.7%	2000	177534.25	EUR/USD	2025/7/7	1.03740	1.088	168038.7533	2.5
117	WJ20250124015	WKGJ2024228-180D	2025/1/28	2025/7/27	180	人民币	0.8%/2.35%/2.7%	1000	88767.12	EUR/USD	2025/7/7	1.03740	1.088	83995.88145	2.5
118	WJ20250126009	WKGJ2025001-90D	2025/1/28	2025/4/28	90	人民币	0.8%/2.5%/2.85%	12000	591780.82	EUR/USD	2025/4/9	1.03740	1.088	574634.7131	2.74
119	WJ20250205015	WKGJ2024228-90D	2025/2/7	2025/5/8	90	人民币	0.8%/2.35%/2.7%	1000	44383.56	EUR/USD	2025/4/28	1.03030	1.088	43976.32141	2.58
120	WJ20250205011	WKGJ2024228-180D	2025/2/7	2025/8/6	180	人民币	0.8%/2.35%/2.7%	2000	177534.25	EUR/USD	2025/7/28	1.03030	1.088	167964.2846	2.5
121	WJ20250206011	WKGJ2025023-177D	2025/2/8	2025/8/4	177	人民币	0.8%/2.45%/2.8%	8998	850865.67	EUR/USD	2025/7/28	1.03030	1.088	784824.3201	2.6
122	WJ20250208007	WKGJ2025027-180D	2025/2/11	2025/8/10	180	人民币	0.5%/1.95%/2.3%	10000	838356.16	EUR/USD	2025/8/6	1.03600	1.088	775844.2839	2.07
123	WJ20250208003	WKGJ2025027-180D	2025/2/11	2025/8/10	180	人民币	0.5%/1.95%/2.3%	10000	838356.16	EUR/USD	2025/8/6	1.03600	1.088	775626.5708	2.07
124	WJ20250208013	WKGJ2025027-180D	2025/2/11	2025/8/10	180	人民币	0.5%/1.95%/2.3%	6000	503013.7	EUR/USD	2025/8/6	1.03600	1.088	465375.9172	2.07
125	WJ20250210004	WKGJ2025024-365D	2025/2/12	2026/2/12	365	人民币	0.8%/2.5%/2.85%	12000	2340000	EUR/USD	2026/1/13	1.04000	1.088	2096737.984	2.55
126	WJ20250211001	WKGJ2025031-40D	2025/2/13	2025/3/25	40	人民币	0.7%/2.25%/2.6%	5000	101369.86	EUR/USD	2025/3/19	1.04600	1.088	100222.7948	2.53
127	WJ20250213001	WKGJ2025032-180D	2025/2/15	2025/8/14	180	人民币	0.5%/2%/2.35%	1700	146712.33	EUR/USD	2025/8/6	1.05060	1.088	133188.0017	2.09
128	WJ20250217001	WKGJ2024287-30D	2025/2/18	2025/3/20	30	人民币	0.7%/2.15%/2.5%	2500	35958.9	EUR/USD	2025/3/17	1.04450	1.088	36605.82212	2.48
129	WJ20250208010	WKGJ2025026-365D	2025/2/18	2026/2/18	365	人民币	0.6%/2.1%/2.45%	10000	1750000	EUR/USD	2026/1/13	1.04450	1.088	1553923.128	2.15
130	WJ20250217002	WKGJ2024228-90D	2025/2/19	2025/5/20	90	人民币	0.8%/2.35%/2.7%	1200	53260.27	EUR/USD	2025/5/13	1.04220	1.088	51324.83398	2.53
131	WJ20250217003	WKGJ2025033-180D	2025/2/19	2025/8/18	180	人民币	0.6%/2.1%/2.45%	10000	863013.7	EUR/USD	2025/8/6	1.04220	1.088	801551.4623	2.23
132	WJ20250217004	WKGJ2024249-28D	2025/2/19	2025/3/19	28	人民币	0.7%/2.15%/2.5%	2000	26849.32	EUR/USD	2025/3/17	1.04220	1.088	27465.9233	2.49
133	WJ20250218001	WKGJ2024249-28D	2025/2/20	2025/3/20	28	人民币	0.7%/2.15%/2.5%	2000	26849.32	EUR/USD	2025/3/17	1.04880	1.088	27123.26947	2.47
134	WJ20250219002	WKGJ2024228-30D	2025/2/21	2025/3/23	30	人民币	0.7%/2.15%/2.5%	1000	14383.56	EUR/USD	2025/3/17	1.05190	1.088	14255.69086	2.43
135	WJ20250210001	WKGJ2025029-365D	2025/2/22	2026/2/22	365	人民币	0.6%/2.1%/2.45%	6000	1050000	EUR/USD	2026/1/13	1.05190	1.088	922333.1363	2.14
136	WJ20250208012	WKGJ2025026-365D	2025/2/22	2026/2/22	365	人民币	0.6%/2.1%/2.45%	4000	700000	EUR/USD	2026/1/13	1.05190	1.088	614888.7575	2.14
137	WJ20250221004	WKGJ2025037-49D	2025/2/25	2025/4/15	49	人民币	0.8%/2.35%/2.7%	9000	223520.55	EUR/USD	2025/4/9	1.05150	1.088	210530.7533	2.54
138	WJ20250221005	WKGJ2025038-30D	2025/2/25	2025/3/27	30	人民币	0.7%/2.25%/2.6%	10000	152054.79	EUR/USD	2025/3/24	1.05150	1.088	145277.6603	2.47
139	WJ20250224001	WKGJ2025040-180D	2025/2/25	2025/8/24	180	人民币	0.6%/2.1%/2.45%	10000	863013.7	EUR/USD	2025/8/6	1.05150	1.088	785758.8697	2.19
140	WJ20250224003	WKGJ2024228-180D	2025/2/26	2025/8/25	180	人民币	0.8%/2.35%/2.7%	2000	177534.25	EUR/USD	2025/8/6	1.04780	1.088	163437.5649	2.46
141	WJ20250212004	WKGJ2024228-90D	2025/2/26	2025/5/27	90	人民币	0.8%/2.35%/2.7%	1000	44383.56	EUR/USD	2025/5/13	1.04780	1.088	42237.30994	2.51
142	WJ20250221001	WKGJ2025039-90D	2025/2/26	2025/5/27	90	人民币	0.8%/2.45%/2.8%	2000	96164.38	EUR/USD	2025/5/13	1.04780	1.088	89357.36138	2.61
143	WJ20250220003	WKGJ2025019-365D	2025/2/26	2026/2/26	365	人民币	0.6%/2.1%/2.45%	5000	875000	EUR/USD	2026/1/13	1.04780	1.088	773558.9706	2.15
144	WJ20250224005	WKGJ2024228-30D	2025/2/26	2025/3/28	30	人民币	0.7%/2.15%/2.5%	1100	15821.92	EUR/USD	2025/3/24	1.04780	1.088	15524.69228	2.42
145	WJ20250225005	WKGJ2024228-60D	2025/2/26	2025/4/27	60	人民币	0.8%/2.3%/2.65%	1200	34520.55	EUR/USD	2025/4/22	1.04780	1.088	33439.88582	2.5
146	WJ20250225001	WKGJ2024228-60D	2025/2/27	2025/4/28	60	人民币	0.8%/2.3%/2.65%	10000	287671.23	EUR/USD	2025/4/22	1.03865	1.088	283278.8297	2.52
147	WJ20250226003	WKGJ2024228-30D	2025/2/27	2025/3/29	30	人民币	0.7%/2.15%/2.5%	1000	14383.56	EUR/USD	2025/3/24	1.03865	1.088	14495.29506	2.46
148	WJ20250226005	WKGJ2024228-30D	2025/2/27	2025/3/29	30	人民币	0.7%/2.15%/2.5%	1000	14383.56	EUR/USD	2025/3/24	1.03865	1.088	14495.29506	2.46
149	WJ20250226007	WKGJ2024287-30D	2025/2/28	2025/3/30	30	人民币	0.7%/2.15%/2.5%	3000	43150.68	EUR/USD	2025/3/24	1.04210	1.088	43242.58695	2.45
150	WJ20250225009	WKGJ2024228-90D	2025/2/28	2025/5/29	90	人民币	0.8%/2.35%/2.7%	1000	44383.56	EUR/USD	2025/5/21	1.04210	1.088	42780.35368	2.53
151	WJ20250226013	WKGJ2025044-90D	2025/2/28	2025/5/29	90	人民币	0.8%/2.55%/2.9%	1500	75821.92	EUR/USD	2025/5/21	1.04210	1.088	71542.3392	2.73
152	WJ20250227004	WKGJ2025046-180D	2025/2/28	2025/8/27	180	人民币	0.5%/2%/2.35%	5000	431506.85	EUR/USD	2025/8/20	1.04210	1.088	399511.7133	2.12
153	WJ20250227005	WKGJ2025049-90D	2025/2/28	2025/5/29	90	人民币	0.8%/2.5%/2.85%	10000	493150.68	EUR/USD	2025/5/21	1.04210	1.088	464684.5053	2.68
154	WJ20250226015	WKGJ2025034-90D	2025/2/28	2025/5/29	90	人民币	0.8%/2.65%/3%	35000	1855479.45	EUR/USD	2025/5/21	1.04210	1.088	1754860.755	2.83
155	WJ20250227001	WKGJ2024288-180D	2025/2/28	2025/8/27	180	人民币	0.8%/2.35%/2.7%	5000	443835.62	EUR/USD	2025/8/20	1.04210	1.088	411762.8296	2.47
156	WJ20250226009	WKGJ2024287-30D	2025/3/1	2025/3/31	30	人民币	0.7%/2.15%/2.5%	1000	14383.56	EUR/USD	2025/3/24	1.04210	1.088	14340.20886	2.44
157	WJ20250226011	WKGJ2024288-26D	2025/3/1	2025/3/27	26	人民币	0.7%/2.15%/2.5%	3000	37397.26	EUR/USD	2025/3/24	1.04210	1.088	37284.53319	2.44
158	WJ20250226012	WKGJ2024287-30D	2025/3/1	2025/3/31	30	人民币	0.7%/2.15%/2.5%	5000	71917.81	EUR/USD	2025/3/24	1.04210	1.088	71700.96301	2.44
159	WJ20250227006	WKGJ2024287-30D	2025/3/1	2025/3/31	30	人民币	0.7%/2.15%/2.5%	3000	43150.68	EUR/USD	2025/3/24	1.04210	1.088	43020.61673	2.44
160	WJ20250227008	WKGJ2024287-30D	2025/3/1	2025/3/31	30	人民币	0.7%/2.15%/2.5%	3100	44589.04	EUR/USD	2025/3/24	1.04210	1.088	44454.63762	2.44
161	WJ20250226014	WKGJ2025035-30D	2025/3/1	2025/3/31	30	人民币	0.7%/2.65%/3%	35000	647260.27	EUR/USD	2025/3/24	1.04210	1.088	645487.1511	2.94
162	WJ20250227013	WKGJ2024249-28D	2025/3/1	2025/3/29	28	人民币	0.7%/2.15%/2.5%	1000	13424.66	EUR/USD	2025/3/24	1.04210	1.088	13384.16784	2.44
163	WJ20250227003	WKGJ2025045-30D	2025/3/1	2025/3/31	30	人民币	0.7%/2.25%/2.6%	9000	136849.32	EUR/USD	2025/3/24	1.04210	1.088	136429.4616	2.54
164	WJ20250227015	WKGJ2024287-30D	2025/3/1	2025/3/31	30	人民币	0.7%/2.15%/2.5%	1800	25890.41	EUR/USD	2025/3/24	1.04210	1.088	25812.3661	2.44
165	WJ20250227017	WKGJ2024287-30D	2025/3/1	2025/3/31	30	人民币	0.7%/2.15%/2.5%	2200	31643.84	EUR/USD	2025/3/24	1.04210	1.088	31548.44964	2.44
166	WJ20250227016	WKGJ2025048-30D	2025/3/1	2025/3/31	30	人民币	0.7%/2.15%/2.5%	5000	71917.81	EUR/USD	2025/3/24	1.04210	1.088	71700.96301	2.44
167	WJ20250227022	WKGJ2024287-30D	2025/3/1	2025/3/31	30	人民币	0.7%/2.15%/2.5%	2000	28767.12	EUR/USD	2025/3/24	1.04210	1.088	28680.34627	2.44
168	WJ20250227012	WKGJ2024287-30D	2025/3/1	2025/3/31	30	人民币	0.7%/2.15%/2.5%	1900	27328.77	EUR/USD	2025/3/24	1.04210	1.088	27246.32539	2.44
169	WJ20250227011	WKGJ2025043-30D	2025/3/1	2025/3/31	30	人民币	0.7%/2.45%/2.8%	3000	50547.95	EUR/USD	2025/3/24	1.04210	1.088	50415.64677	2.74
170	WJ20250227010	WKGJ2025042-30D	2025/3/1	2025/3/31	30	人民币	0.7%/2.45%/2.8%	3500	58972.6	EUR/USD	2025/3/24	1.04210	1.088	58786.35152	2.74
171	WJ20250227007	WKGJ2024287-30D	2025/3/1	2025/3/31	30	人民币	0.7%/2.15%/2.5%	3000	43150.68	EUR/USD	2025/3/24	1.04210	1.088	43020.61673	2.44
172	WJ20250227014	WKGJ2024252-27D	2025/3/1	2025/3/28	27	人民币	0.7%/2.15%/2.5%	8000	103561.64	EUR/USD	2025/3/24	1.04210	1.088	103249.4127	2.44
173	WJ20250227020	WKGJ2025050-30D	2025/3/1	2025/3/31	30	人民币	0.8%/2.6%/2.95%	10800	186410.96	EUR/USD	2025/3/24	1.04210	1.088	185818.3811	2.89
174	WJ20250227021	WKGJ2025050-30D	2025/3/1	2025/3/31	30	人民币	0.8%/2.6%/2.95%	6000	103561.64	EUR/USD	2025/3/24	1.0421	1.088	103287.1714	2.89
175	WJ20250227009	WKGJ2024287-30D	2025/3/1	2025/3/31	30	人民币	0.7%/2.15%/2.5%	1000	14383.56	EUR/USD	2025/3/24	1.0421	1.088	14340.20886	2.44
176	WJ20250228002	WKGJ2025041-90D	2025/3/4	2025/6/2	90	人民币	0.8%/2.35%/2.7%	1500	66575.34	EUR/USD	2025/5/21	1.0614	1.088	60835.75947	2.44
177	WJ20250228003	WKGJ2025041-14D	2025/3/4	2025/3/18	14	人民币	0.4%/1.85%/2.2%	1000	6712.33	EUR/USD	2025/3/12	1.0614	1.0903	-	2.2
178	WJ20250303001	WKGJ2024288-180D	2025/3/4	2025/8/31	180	人民币	0.8%/2.35%/2.7%	3000	266301.37	EUR/USD	2025/8/20	1.0614	1.088	237999.2207	2.41
179	WJ20250228004	WKGJ2024252-27D	2025/3/4	2025/3/31	27	人民币	0.7%/2.15%/2.5%	4500	58253.42	EUR/USD	2025/3/24	1.0614	1.088	53547.79965	2.31
180	WJ20250303003	WKGJ2025041-90D	2025/3/5	2025/6/3	90	人民币	0.8%/2.35%/2.7%	1400	62136.99	EUR/USD	2025/5/21	1.0816	1.088	54388.0939	2.38
181	WJ20250304001	WKGJ2025041-26D	2025/3/5	2025/3/31	26	人民币	0.7%/2.15%/2.5%	15100	188232.88	EUR/USD	2025/3/24	1.0816	1.088	157464.6376	2.16
182	WJ20250304002	WKGJ2025041-90D	2025/3/6	2025/6/4	90	人民币	0.8%/2.35%/2.7%	1000	44383.56	EUR/USD	2025/5/21	1.0789	1.088	38992.00451	2.38
183	WJ20250305002	WKGJ2025054-25D	2025/3/6	2025/3/31	25	人民币	0.7%/2.3%/2.65%	10000	130136.99	EUR/USD	2025/3/24	1.0789	1.088	110317.0307	2.31
184	WJ20250305001	WKGJ2025053-90D	2025/3/7	2025/6/5	90	人民币	0.8%/2.4%/2.75%	5000	234246.58	EUR/USD	2025/5/27	1.0854	1.088	201039.2745	2.43
185	WJ20250305005	WKGJ2024264-14D	2025/3/7	2025/3/21	14	人民币	0.4%/1.85%/2.2%	1000	6712.33	EUR/USD	2025/3/18	1.0854	1.088	5540.402027	1.84
186	WJ20250306001	WKGJ2024264-14D	2025/3/7	2025/3/21	14	人民币	0.4%/1.85%/2.2%	1000	6712.33	EUR/USD	2025/3/18	1.0854	1.088	5540.873883	1.84
187	WJ20250306003	WKGJ2024264-25D	2025/3/8	2025/4/2	25	人民币	0.7%/2.15%/2.5%	1000	11986.3	EUR/USD	2025/3/24	1.0854	1.088	9900.679458	2.15
188	WJ20250306004	WKGJ2025055-19D	2025/3/8	2025/3/27	19	人民币	0.4%/1.95%/2.3%	3000	28890.41	EUR/USD	2025/3/24	1.0854	1.088	24126.80804	1.94
189	WJ20250307003	WKGJ2025057-180D	2025/3/8	2025/9/4	180	人民币	0.5%/2%/2.35%	28000	2416438.36	EUR/USD	2025/8/6	1.0854	1.088	2077224.863	2
190	WJ20250307005	WKGJ2025041-60D	2025/3/11	2025/5/10	60	人民币	0.8%/2.3%/2.65%	1000	28767.12	EUR/USD	2025/5/7	1.0907	1.088	24503.67212	2.29
191	WJ20250307006	WKGJ2024259-7D	2025/3/11	2025/3/18	7	人民币	0.3%/1.8%/2.15%	1000	3452.05	EUR/USD	2025/3/14	1.0907	1.085	-	1.8
192	WJ20250310003	WKGJ2025052-180D	2025/3/12	2025/9/8	180	人民币	0.5%/2%/2.35%	20000	1726027.4	EUR/USD	2025/8/20	1.089	1.088	1485517.647	2.01
193	WJ20250312003	WKGJ2024264-14D	2025/3/13	2025/3/27	14	人民币	0.4%/1.85%/2.2%	1000	6712.33	EUR/USD	2025/3/24	1.0842	1.088	5523.635422	1.84
194	WJ20250312002	WKGJ2024264-14D	2025/3/13	2025/3/27	14	人民币	0.4%/1.85%/2.2%	1000	6712.33	EUR/USD	2025/3/24	1.0842	1.088	5524.932171	1.84
195	WJ20250312001	WKGJ2024264-14D	2025/3/13	2025/3/27	14	人民币	0.4%/1.85%/2.2%	1000	6712.33	EUR/USD	2025/3/24	1.0842	1.088	5523.635422	1.84

持仓风险

风险提示：结构性存款不同于一般性存款，具有投资风险，您应当充分认识投资风险，谨慎投资。

1.本金及利息风险：威海银行仅保障资金本金和基础收益，您应充分认识利息不确定的风险。本产品的收益由基础收益和浮动收益组成，浮动收益取决于挂钩标的价格变化，受市场多种要素的影响。利息不确定的风险由存款人自行承担，存款人应对此有充分的认识。如果在存款期内，市场利率上升，本产品的利率不随市场利率上升而提高。

2. 期限风险：由于本产品的实际期限无法事先确定，且威海银行有权单方行使对产品期限的权利（包括但不限于提前终止等），一旦威海银行选择了行使产品合同中所订明的对产品期限的权利，则存款人必须遵照履行。

3. 市场风险：包括但不限于因国家法律法规以及货币政策、财政政策、产业政策、地区发展政策等国际政策的变化、宏观周期型经济运行状况变化、外汇汇率和人民币购买力等变化对市场产生一定的影响，导致产品收益的波动，在一定情况下甚至会对产品的成立与运行产生影响。交易期内可能存在市场利率上升、但该产品的收益率不随市场利率上升而提高的情形；受限于投资组合及具体策略的不同，本产品收益变化趋势与市场整体发展趋势并不具有必然的一致性。

4. 流动性风险：客户在产品合同约定的条款外，不享有提前终止权，则客户在产品到期日（威海银行依照产品合同的约定提前终止合同的，提前终止日被视为产品到期日）前无法取用存款本金及产品收益。

5. 信息传递风险：客户应根据产品合同载明的信息披露方式查询本产品的相关信息。如果客户未及时查询，或由于通讯故障、系统故障以及其他不可抗力等因素的影响导致客户无法及时了解本产品的信息，并由此影响客户投资决策，因此而产生的责任和风险将由客户自行承担。另外，客户预留在威海银行的有效联系方式变更的，应及时通知威海银行。如客户未及时告知威海银行联系方式变更或因存款人其他原因，威海银行将可能在需要联系客户时无法及时取得联系，并可能会由此影响客户的投资决策，由此而产生的责任和风险由客户自行承担。

6. 不可抗力风险：如果因不可抗力不能履行产品合同时，可根据不可抗力的影响部分或全部免除违约责任。

7.信用风险：威海银行发生信用风险如被依法撤销或被被申请破产等，将对产品的收益产生影响。

8.数据来源风险：在本存款收益率的计算中，需要使用到数据提供商提供的挂钩标的的价格水平。如果届时产品说明书中约定的数据提供商提供的参照页面不能给出所需的价格水平，威海银行将本着公平、公正、公允的原则，秉承善意并按照商业上合理的方式确定所适用的价格水平进行计算。

风险控制措施

本行针对结构性存款业务的风险特征，制定和实施相应的风险管理政策和程序，持续有效地识别、计量、监测和控制结构性存款业务面临的各类风险，并将结构性存款业务风险管理纳入全面风险管理体系。本行将结构性存款纳入表内核算，按照存款管理，纳入存款准备金和存款保险保费的缴纳范围，相关资产按照国务院银行业监督管理机构的相关规定计提资本和拨备。

本行具备普通类衍生产品交易业务资格，结构性存款挂钩的衍生产品交易严格遵守《银行业金融机构衍生产品交易业务管理暂行办法》、《商业银行资本管理办法（试行）》、《商业银行杠杆率管理办法（修订）》、《商业银行流动性风险管理办法》等国务院银行业监督管理机构关于衍生产品交易的相关规定。

本行销售结构性存款，严格按照中国银保监会发布的《关于进一步规范商业银行结构性存款业务的通知》（银保监办发〔2019〕204号）相关规定执行，充分揭示风险。销售文本全面、客观反映结构性存款的重要特性和与产品有关的重要事实，向投资者充分揭示风险，确保投资者了解结构性存款的产品性质和潜在风险，自主进行投资决策。

公司业务

2025年3月单位结构性存款产品账单

总行地址：山东省威海市青岛北路137A号

传真：

联系电话：