威海银行—2025年7月单位结构性存款产品账单

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2025年7月单位结构性存款产品账单

发布时间：2025-07-15

尊敬的客户：

以下是我行单位结构性存款产品2025年7月产品账单。其中，“账单日产品预期年化收益率”，是我行根据本期账单测算日该期结构性存款产品挂钩标的的市场变化情况测算，仅作参考，不代表本期产品实际到期收益情况。“挂钩标的市场观察水平”，在该结构性存款所挂钩的衍生产品到期前，为账单公布日上一日挂钩标的市场观察水平；在衍生产品到期后，为产品观察日挂钩标的市场观察水平。如有任何问题，欢迎拨打我行客户服务电话或联系我行网点工作人员。感谢您一直以来对威海银行的支持！

2025年7月单位结构性存款产品账单
账单日：2025-07-15
序号	业务编号	产品编号	起始日	到期日	期限	币种	预期收益率	金额（万元）	其中用于衍生品投资（元）	挂钩标的	产品观察日	起息日挂钩标的市场水平	挂钩标的市场观察水平	衍生品公允价值（元）	账单日产品预期年化收益率%
1	WJ20240715001	WKGJ2024121-365D	2024/7/19	2025/7/19	365天	人民币	1.15%/2.7%/3.05%	1500	270000	EUR/USD	2025/6/16	1.0886	1.156	0	2.7
2	WJ20240801010	WKGJ2024160-365D	2024/8/3	2025/8/3	365天	人民币	1.1%/2.5%/2.85%	15000	2475000	EUR/USD	2025/7/7	1.0919	1.1772	0	2.5
3	WJ20240801012	WKGJ2024160-365D	2024/8/3	2025/8/3	365天	人民币	1.1%/2.5%/2.85%	10000	1650000	EUR/USD	2025/7/7	1.0919	1.1772	0	2.5
4	WJ20240807001	WKGJ2024160-365D	2024/8/8	2025/8/8	365天	人民币	1.1%/2.5%/2.85%	20000	3300000	EUR/USD	2025/7/7	1.0917	1.1772	0	2.5
5	WJ20240808002	WKGJ2024160-365D	2024/8/10	2025/8/10	365天	人民币	1.1%/2.5%/2.85%	18000	2970000	EUR/USD	2025/7/7	1.092	1.1772	0	2.5
6	WJ20240815001	WKGJ2024171-365D	2024/8/17	2025/8/17	365天	人民币	1.05%/2.5%/2.85%	10000	1700000	EUR/USD	2025/7/7	1.1031	1.1772	0	2.5
7	WJ20240815002	WKGJ2024174-365D	2024/8/17	2025/8/17	365天	人民币	1.05%/2.4%/2.75%	5000	800000	EUR/USD	2025/7/7	1.1031	1.1772	0	2.4
8	WJ20240819003	WKGJ2024171-365D	2024/8/20	2025/8/20	365天	人民币	1.05%/2.5%/2.85%	7000	1190000	EUR/USD	2025/7/7	1.1122	1.1772	0	2.5
9	WJ20240822009	WKGJ2024171-365D	2024/8/29	2025/8/29	365天	人民币	1.05%/2.5%/2.85%	5000	850000	EUR/USD	2025/7/7	1.10735	1.1772	0	2.5
10	WJ20240905001	WKGJ2024171-365D	2024/9/7	2025/9/7	365天	人民币	1.05%/2.5%/2.85%	7000	1190000	EUR/USD	2025/8/6	1.1082	1.169	1039956.553	2.54
11	WJ20240905003	WKGJ2024171-365D	2024/9/7	2025/9/7	365天	人民币	1.05%/2.5%/2.85%	7000	1190000	EUR/USD	2025/8/6	1.1082	1.169	1039805.179	2.54
12	WJ20240911003	WKGJ2024171-365D	2024/9/13	2025/9/13	365天	人民币	1.05%/2.5%/2.85%	3500	595000	EUR/USD	2025/8/6	1.1128	1.169	510051.1259	2.51
13	WJ20240914004	WKGJ2024171-365D	2024/9/19	2025/9/19	365天	人民币	1.05%/2.5%/2.85%	3500	595000	EUR/USD	2025/8/6	1.1159	1.169	516833.0125	2.53
14	WJ20240920005	WKGJ2024171-365D	2024/9/24	2025/9/24	365天	人民币	1.05%/2.5%/2.85%	3000	510000	EUR/USD	2025/8/6	1.1188	1.169	442810.3793	2.53
15	WJ20240920008	WKGJ2024171-365D	2024/9/24	2025/9/24	365天	人民币	1.05%/2.5%/2.85%	8000	1360000	EUR/USD	2025/8/6	1.1188	1.169	1180827.745	2.53
16	WJ20241024002	WKGJ2024171-365D	2024/10/25	2025/10/25	365天	人民币	1.05%/2.5%/2.85%	4500	765000	EUR/USD	2025/8/6	1.0792	1.169	715001.7356	2.64
17	WJ20241024007	WKGJ2024171-365D	2024/10/26	2025/10/26	365	人民币	1.05%/2.5%/2.85%	5000	850000	EUR/USD	2025/8/6	1.0792	1.169	800823.5642	2.65
18	WJ20241107001	WKGJ2024211-365D	2024/11/9	2025/11/9	365天	人民币	1.05%/2.5%/2.85%	12000	2040000	EUR/USD	2025/8/6	1.072	1.169	2020537.297	2.73
19	WJ20241107003	WKGJ2024211-365D	2024/11/9	2025/11/9	365天	人民币	1.05%/2.5%/2.85%	8000	1360000	EUR/USD	2025/8/6	1.072	1.169	1347891.509	2.73
20	WJ20241121001	WKGJ2024231-365D	2024/11/23	2025/11/23	365天	人民币	0.7%/2.2%/2.55%	5000	875000	EUR/USD	2025/10/21	1.0479	1.169	855166.5268	2.41
21	WJ20241209001	WKGJ2024257-365D	2024/12/10	2025/12/10	365天	人民币	0.6%/2.2%/2.55%	5000	925000	EUR/USD	2025/10/21	1.0534	1.169	909596.5383	2.42
22	WJ20241213002	WKGJ2024257-365D	2024/12/14	2025/12/14	365天	人民币	0.6%/2.2%/2.55%	13000	2405000	EUR/USD	2025/10/21	1.0518	1.169	2381474.671	2.43
23	WJ20241211002	WKGJ2024262-365D	2024/12/18	2025/12/18	365天	人民币	0.6%/2.1%/2.45%	1000	175000	EUR/USD	2025/10/21	1.0377	1.169	177302.17	2.37
24	WJ20241125003	WKGJ2024262-365D	2024/12/18	2025/12/18	365天	人民币	0.6%/2.1%/2.45%	1000	175000	EUR/USD	2025/10/21	1.0377	1.169	177302.17	2.37
25	WJ20241219006	WKGJ2024257-365D	2024/12/21	2025/12/21	365天	人民币	0.6%/2.2%/2.55%	5000	925000	EUR/USD	2025/11/17	1.0437	1.169	905531.0634	2.41
26	WJ20241219005	WKGJ2024257-365D	2024/12/21	2025/12/21	365天	人民币	0.6%/2.2%/2.55%	5000	925000	EUR/USD	2025/11/17	1.0437	1.169	905531.0634	2.41
27	WJ20241224004	WKGJ2024271-360D	2024/12/26	2025/12/21	360天	人民币	1%/2.8%/3.15%	4000	808767.12	EUR/USD	2025/11/17	1.0413	1.169	795626.3987	3.02
28	WJ20241227006	WKGJ2024271-360D	2024/12/31	2025/12/26	360天	人民币	1%/2.8%/3.15%	11000	2224109.59	EUR/USD	2025/11/17	1.0359	1.169	2203803.731	3.03
29	WJ20250103001	WKGJ2024283-365D	2025/1/4	2026/1/4	365天	人民币	0.8%/2.5%/2.85%	20000	3900000	EUR/USD	2025/12/16	1.0312	1.169	3850593.602	2.73
30	WJ20250107005	WKGJ2024295-365D	2025/1/9	2026/1/9	365天	人民币	0.7%/2.2%/2.55%	1000	175000	EUR/USD	2025/12/16	1.0302	1.169	175002.7228	2.45
31	WJ20250108005	WKGJ2024297-365D	2025/1/11	2026/1/11	365天	人民币	0.7%/2.2%/2.55%	5000	875000	EUR/USD	2025/12/16	1.0242	1.169	879163.9524	2.46
32	WJ20250108006	WKGJ2024295-365D	2025/1/11	2026/1/11	365天	人民币	0.7%/2.2%/2.55%	5000	875000	EUR/USD	2025/12/16	1.0242	1.169	879163.9524	2.46
33	WJ20250108008	WKGJ2024295-365D	2025/1/11	2026/1/11	365天	人民币	0.7%/2.2%/2.55%	21000	3675000	EUR/USD	2025/12/16	1.0242	1.169	3692488.63	2.46
34	WJ20250116002	WKGJ2025006-365D	2025/1/18	2026/1/18	365天	人民币	0.6%/2.1%/2.45%	2000	350000	EUR/USD	2025/12/16	1.029	1.169	351099.213	2.36
35	WJ20250121006	WKGJ2025013-180D	2025/1/22	2025/7/21	180天	人民币	0.8%/2.25%/2.6%	10000	838356.16	EUR/USD	2025/7/7	1.0403	1.1772	0	2.6
36	WJ20250120006	WKGJ2025010-180D	2025/1/23	2025/7/22	180天	人民币	0.8%/2.45%/2.8%	20000	1923287.67	EUR/USD	2025/7/7	1.04145	1.1772	0	2.8
37	WJ20250124001	WKGJ2024228-180D	2025/1/28	2025/7/27	180天	人民币	0.8%/2.35%/2.7%	3500	310684.93	EUR/USD	2025/7/7	1.0374	1.1772	0	2.7
38	WJ20250124003	WKGJ2024228-180D	2025/1/28	2025/7/27	180天	人民币	0.8%/2.35%/2.7%	2000	177534.25	EUR/USD	2025/7/7	1.0374	1.1772	0	2.7
39	WJ20250124015	WKGJ2024228-180D	2025/1/28	2025/7/27	180天	人民币	0.8%/2.35%/2.7%	1000	88767.12	EUR/USD	2025/7/7	1.0374	1.1772	0	2.7
40	WJ20250205011	WKGJ2024228-180D	2025/2/7	2025/8/6	180天	人民币	0.8%/2.35%/2.7%	2000	177534.25	EUR/USD	2025/7/28	1.0303	1.169	186978.0374	2.7
41	WJ20250206011	WKGJ2025023-177D	2025/2/8	2025/8/4	177天	人民币	0.8%/2.45%/2.8%	8998	850865.67	EUR/USD	2025/7/28	1.0303	1.169	870725.6612	2.8
42	WJ20250208007	WKGJ2025027-180D	2025/2/11	2025/8/10	180天	人民币	0.5%/1.95%/2.3%	10000	838356.16	EUR/USD	2025/8/6	1.036	1.169	883268.1004	2.29
43	WJ20250208003	WKGJ2025027-180D	2025/2/11	2025/8/10	180天	人民币	0.5%/1.95%/2.3%	10000	838356.16	EUR/USD	2025/8/6	1.036	1.169	883243.9431	2.29
44	WJ20250208013	WKGJ2025027-180D	2025/2/11	2025/8/10	180天	人民币	0.5%/1.95%/2.3%	6000	503013.7	EUR/USD	2025/8/6	1.036	1.169	529946.3232	2.29
45	WJ20250210004	WKGJ2025024-365D	2025/2/12	2026/2/12	365天	人民币	0.8%/2.5%/2.85%	12000	2340000	EUR/USD	2026/1/13	1.04	1.169	2304349.237	2.72
46	WJ20250213001	WKGJ2025032-180D	2025/2/15	2025/8/14	180天	人民币	0.5%/2%/2.35%	1700	146712.33	EUR/USD	2025/8/6	1.0506	1.169	153935.0007	2.34
47	WJ20250208010	WKGJ2025026-365D	2025/2/18	2026/2/18	365天	人民币	0.6%/2.1%/2.45%	10000	1750000	EUR/USD	2026/1/13	1.0445	1.169	1731580.437	2.33
48	WJ20250217003	WKGJ2025033-180D	2025/2/19	2025/8/18	180天	人民币	0.6%/2.1%/2.45%	10000	863013.7	EUR/USD	2025/8/6	1.0422	1.169	907733.1054	2.44
49	WJ20250210001	WKGJ2025029-365D	2025/2/22	2026/2/22	365天	人民币	0.6%/2.1%/2.45%	6000	1050000	EUR/USD	2026/1/13	1.0519	1.169	1028153.988	2.31
50	WJ20250208012	WKGJ2025026-365D	2025/2/22	2026/2/22	365天	人民币	0.6%/2.1%/2.45%	4000	700000	EUR/USD	2026/1/13	1.0519	1.169	685435.9918	2.31
51	WJ20250224001	WKGJ2025040-180D	2025/2/25	2025/8/24	180天	人民币	0.6%/2.1%/2.45%	10000	863013.7	EUR/USD	2025/8/6	1.0515	1.169	906032.6506	2.44
52	WJ20250224003	WKGJ2024228-180D	2025/2/26	2025/8/25	180天	人民币	0.8%/2.35%/2.7%	2000	177534.25	EUR/USD	2025/8/6	1.0478	1.169	186309.1711	2.69
53	WJ20250220003	WKGJ2025019-365D	2025/2/26	2026/2/26	365天	人民币	0.6%/2.1%/2.45%	5000	875000	EUR/USD	2026/1/13	1.0478	1.169	862570.7827	2.33
54	WJ20250227004	WKGJ2025046-180D	2025/2/28	2025/8/27	180天	人民币	0.5%/2%/2.35%	5000	431506.85	EUR/USD	2025/8/20	1.0421	1.169	451855.8271	2.33
55	WJ20250227001	WKGJ2024288-180D	2025/2/28	2025/8/27	180天	人民币	0.8%/2.35%/2.7%	5000	443835.62	EUR/USD	2025/8/20	1.0421	1.169	464138.0452	2.68
56	WJ20250303001	WKGJ2024288-180D	2025/3/4	2025/8/31	180天	人民币	0.8%/2.35%/2.7%	3000	266301.37	EUR/USD	2025/8/20	1.0614	1.169	275768.983	2.66
57	WJ20250307003	WKGJ2025057-180D	2025/3/8	2025/9/4	180天	人民币	0.5%/2%/2.35%	28000	2416438.36	EUR/USD	2025/8/6	1.0854	1.169	2456464.573	2.28
58	WJ20250310003	WKGJ2025052-180D	2025/3/12	2025/9/8	180天	人民币	0.5%/2%/2.35%	20000	1726027.4	EUR/USD	2025/8/20	1.089	1.169	1655699.832	2.18
59	WJ20250313001	WKGJ2025058-180D	2025/3/15	2025/9/11	180天	人民币	0.5%/2%/2.35%	1300	112191.78	EUR/USD	2025/8/20	1.0885	1.169	108369.5917	2.19
60	WJ20250306005	WKGJ2025056-180D	2025/3/15	2025/9/11	180天	人民币	0.5%/2.05%/2.4%	3500	310684.93	EUR/USD	2025/8/20	1.0885	1.169	300455.5705	2.24
61	WJ20250319004	WKGJ2025041-180D	2025/3/21	2025/9/17	180天	人民币	0.8%/2.35%/2.7%	2000	177534.25	EUR/USD	2025/8/20	1.0825	1.169	178512.6189	2.61
62	WJ20250321001	WKGJ2025041-180D	2025/3/25	2025/9/21	180天	人民币	0.8%/2.35%/2.7%	1000	88767.12	EUR/USD	2025/8/20	1.0794	1.169	88355.40538	2.59
63	WJ20250324001	WKGJ2025061-360D	2025/3/25	2026/3/20	360天	人民币	1%/2.6%/2.95%	10000	1824657.53	EUR/USD	2026/2/3	1.0794	1.169	1675037.982	2.7
64	WJ20250324002	WKGJ2025061-360D	2025/3/27	2026/3/22	360天	人民币	1%/2.6%/2.95%	10000	1824657.53	EUR/USD	2026/2/3	1.0793	1.169	1679748.833	2.7
65	WJ20250327004	WKGJ2025068-180D	2025/3/29	2025/9/25	180天	人民币	0.5%/2%/2.35%	5000	431506.85	EUR/USD	2025/9/9	1.0833	1.169	421237.5919	2.21
66	WJ20250327011	WKGJ2025072-180D	2025/3/29	2025/9/25	180天	人民币	0.5%/2%/2.35%	3000	258904.11	EUR/USD	2025/9/9	1.0833	1.169	257785.4631	2.24
67	WJ20250328004	WKGJ2025041-180D	2025/3/29	2025/9/25	180天	人民币	0.8%/2.35%/2.7%	1000	88767.12	EUR/USD	2025/9/9	1.0833	1.169	88358.90085	2.59
68	WJ20250407001	WKGJ2025061-360D	2025/4/8	2026/4/3	360天	人民币	1%/2.6%/2.95%	5000	912328.77	EUR/USD	2026/3/10	1.10195	1.169	802644.0437	2.63
69	WJ20250407004	WKGJ2025041-180D	2025/4/9	2025/10/6	180天	人民币	0.8%/2.35%/2.7%	2000	177534.25	EUR/USD	2025/9/9	1.09715	1.169	168058.9093	2.5
70	WJ20250410008	WKGJ2025041-180D	2025/4/12	2025/10/9	180天	人民币	0.8%/2.35%/2.7%	1000	88767.12	EUR/USD	2025/9/16	1.1385	1.169	76864.34964	2.36
71	WJ20250415001	WKGJ2025041-90D	2025/4/17	2025/7/16	90天	人民币	0.8%/2.35%/2.7%	1000	44383.56	EUR/USD	2025/7/7	1.1476	1.1772	0	2.35
72	WJ20250416003	WKGJ2025077-90D	2025/4/17	2025/7/16	90天	人民币	0.8%/2.5%/2.85%	10000	493150.68	EUR/USD	2025/7/7	1.1476	1.1772	0	2.5
73	WJ20250417001	WKGJ2025041-90D	2025/4/19	2025/7/18	90天	人民币	0.8%/2.35%/2.7%	1000	44383.56	EUR/USD	2025/7/7	1.1476	1.1772	0	2.35
74	WJ20250418005	WKGJ2025079-180D	2025/4/19	2025/10/16	180天	人民币	0.4%/1.9%/2.25%	2000	172602.74	EUR/USD	2025/10/13	1.1476	1.169	149329.4628	1.91
75	WJ20250422002	WKGJ2025081-90D	2025/4/23	2025/7/22	90天	人民币	0.8%/2.45%/2.8%	1500	72123.29	EUR/USD	2025/7/7	1.1352	1.1772	0	2.45
76	WJ20250422004	WKGJ2025041-90D	2025/4/24	2025/7/23	90天	人民币	0.8%/2.35%/2.7%	1500	66575.34	EUR/USD	2025/7/7	1.1347	1.1772	0	2.35
77	WJ20250422003	WKGJ2025041-180D	2025/4/24	2025/10/21	180天	人民币	0.8%/2.35%/2.7%	20000	1775342.47	EUR/USD	2025/10/13	1.1347	1.169	1538154.427	2.36
78	WJ20250423002	WKGJ2025083-90D	2025/4/25	2025/7/24	90天	人民币	0.8%/2.4%/2.75%	25000	1171232.88	EUR/USD	2025/7/7	1.13525	1.1772	0	2.4
79	WJ20250424002	WKGJ2025041-90D	2025/4/26	2025/7/25	90天	人民币	0.8%/2.35%/2.7%	1000	44383.56	EUR/USD	2025/7/7	1.13525	1.1772	0	2.35
80	WJ20250425001	WKGJ2025084-180D	2025/4/26	2025/10/23	180天	人民币	0.4%/1.9%/2.25%	2000	172602.74	EUR/USD	2025/10/13	1.13525	1.169	151172.2774	1.93
81	WJ20250427002	WKGJ2025086-180D	2025/4/29	2025/10/26	180天	人民币	0.8%/2.2%/2.55%	15000	1220547.95	EUR/USD	2025/10/13	1.1362	1.169	1044903.625	2.21
82	WJ20250425002	WKGJ2025041-180D	2025/4/29	2025/10/26	180天	人民币	0.8%/2.35%/2.7%	2200	195287.67	EUR/USD	2025/10/13	1.1362	1.169	171365.3305	2.38
83	WJ20250427004	WKGJ2025082-360D	2025/4/29	2026/4/24	360天	人民币	1%/2.6%/2.95%	6000	1094794.52	EUR/USD	2026/3/24	1.1362	1.169	946011.4552	2.6
84	WJ20250427006	WKGJ2025077-90D	2025/4/29	2025/7/28	90天	人民币	0.8%/2.5%/2.85%	12000	591780.82	EUR/USD	2025/7/15	1.1362	1.169	500431.002	2.49
85	WJ20250428002	WKGJ2025041-90D	2025/4/30	2025/7/29	90天	人民币	0.8%/2.35%/2.7%	5000	221917.81	EUR/USD	2025/7/15	1.1293	1.169	190086.46	2.34
86	WJ20250428007	WKGJ2025041-90D	2025/4/30	2025/7/29	90天	人民币	0.8%/2.35%/2.7%	8000	355068.49	EUR/USD	2025/7/15	1.1293	1.169	304876.6354	2.35
87	WJ20250429010	WKGJ2025089-90D	2025/4/30	2025/7/29	90天	人民币	0.8%/2.5%/2.85%	10000	493150.68	EUR/USD	2025/7/15	1.1293	1.169	417885.8404	2.49
88	WJ20250507005	WKGJ2025094-180D	2025/5/10	2025/11/6	180天	人民币	0.4%/1.9%/2.25%	2000	172602.74	EUR/USD	2025/10/21	1.12265	1.169	154322.8213	1.96
89	WJ20250509001	WKGJ2025041-90D	2025/5/10	2025/8/8	90天	人民币	0.8%/2.35%/2.7%	9000	399452.05	EUR/USD	2025/7/28	1.12265	1.169	354670.0498	2.4
90	WJ20250509002	WKGJ2025082-360D	2025/5/13	2026/5/8	360天	人民币	1%/2.6%/2.95%	10000	1824657.53	EUR/USD	2026/4/14	1.1188	1.169	1585399.628	2.61
91	WJ20250514002	WKGJ2025094-180D	2025/5/17	2025/11/13	180天	人民币	0.4%/1.9%/2.25%	2000	172602.74	EUR/USD	2025/10/21	1.1177	1.169	158336.8357	2.01
92	WJ20250515004	WKGJ2025099-365D	2025/5/17	2026/5/17	365天	人民币	0.8%/2.35%/2.7%	20000	3600000	EUR/USD	2026/4/14	1.1177	1.169	3136270.578	2.37
93	WJ20250515005	WKGJ2025098-365D	2025/5/17	2026/5/17	365天	人民币	0.5%/2%/2.35%	8000	1400000	EUR/USD	2026/4/14	1.1177	1.169	1215914.573	2.02
94	WJ20250519002	WKGJ2025041-90D	2025/5/20	2025/8/18	90天	人民币	0.8%/2.35%/2.7%	1000	44383.56	EUR/USD	2025/8/6	1.1297	1.169	41025.00179	2.46
95	WJ20250519008	WKGJ2025098-365D	2025/5/21	2026/5/21	365天	人民币	0.5%/2%/2.35%	6000	1050000	EUR/USD	2026/4/14	1.1337	1.169	905301.5538	2.01
96	WJ20250519007	WKGJ2025041-180D	2025/5/21	2025/11/17	180天	人民币	0.8%/2.35%/2.7%	5000	443835.62	EUR/USD	2025/10/21	1.1337	1.169	390672.8098	2.38
97	WJ20250519009	WKGJ2025041-90D	2025/5/21	2025/8/19	90天	人民币	0.8%/2.35%/2.7%	10000	443835.62	EUR/USD	2025/8/6	1.1337	1.169	393714.1107	2.4
98	WJ20250520001	WKGJ2025041-90D	2025/5/22	2025/8/20	90天	人民币	0.8%/2.35%/2.7%	1200	53260.27	EUR/USD	2025/8/6	1.13155	1.169	48738.9486	2.45
99	WJ20250519005	WKGJ2025101-180D	2025/5/22	2025/11/18	180天	人民币	0.4%/1.9%/2.25%	20000	1726027.4	EUR/USD	2025/10/21	1.13155	1.169	1518108.38	1.94
100	WJ20250521004	WKGJ2025105-180D	2025/5/24	2025/11/20	180天	人民币	0.4%/1.9%/2.25%	10000	863013.7	EUR/USD	2025/10/21	1.1414	1.169	749695.6444	1.92
101	WJ20250523002	WKGJ2025041-90D	2025/5/27	2025/8/25	90天	人民币	0.8%/2.35%/2.7%	10000	443835.62	EUR/USD	2025/8/19	1.13175	1.169	394659.5886	2.4
102	WJ20250523003	WKGJ2025041-180D	2025/5/27	2025/11/23	180天	人民币	0.8%/2.35%/2.7%	5000	443835.62	EUR/USD	2025/11/17	1.13175	1.169	389648.2541	2.38
103	WJ20250526001	WKGJ2025106-68D	2025/5/28	2025/8/4	68天	人民币	0.8%/2.4%/2.75%	3000	106191.78	EUR/USD	2025/7/28	1.125	1.169	98266.5102	2.56
104	WJ20250526004	WKGJ2025041-90D	2025/5/28	2025/8/26	90天	人民币	0.8%/2.35%/2.7%	1000	44383.56	EUR/USD	2025/8/19	1.125	1.169	41125.21296	2.47
105	WJ20250526003	WKGJ2025107-90D	2025/5/28	2025/8/26	90天	人民币	0.8%/2.45%/2.8%	2000	96164.38	EUR/USD	2025/8/19	1.125	1.169	87151.69484	2.57
106	WJ20250527002	WKGJ2025110-90D	2025/5/28	2025/8/26	90天	人民币	0.8%/2.45%/2.8%	4000	192328.77	EUR/USD	2025/8/19	1.125	1.169	174303.3636	2.57
107	WJ20250527001	WKGJ2025041-60D	2025/5/29	2025/7/28	60天	人民币	0.8%/2.3%/2.65%	1000	28767.12	EUR/USD	2025/7/15	1.1356	1.169	25616.91949	2.36
108	WJ20250527006	WKGJ2025101-180D	2025/5/29	2025/11/25	180天	人民币	0.4%/1.9%/2.25%	20000	1726027.4	EUR/USD	2025/11/17	1.1356	1.169	1509665.724	1.93
109	WJ20250527008	WKGJ2025109-90D	2025/5/30	2025/8/28	90天	人民币	0.8%/2.45%/2.8%	10000	480821.92	EUR/USD	2025/8/20	1.1428	1.169	414894.73	2.48
110	WJ20250528003	WKGJ2025112-90D	2025/5/30	2025/8/28	90天	人民币	0.8%/2.5%/2.85%	35000	1726027.4	EUR/USD	2025/8/20	1.1428	1.169	1495315.037	2.53
111	WJ20250529005	WKGJ2025111-90D	2025/5/30	2025/8/28	90天	人民币	0.8%/2.45%/2.8%	1000	48082.19	EUR/USD	2025/8/20	1.1428	1.169	42056.37123	2.51
112	WJ20250529006	WKGJ2025041-180D	2025/5/31	2025/11/27	180天	人民币	0.8%/2.35%/2.7%	1000	88767.12	EUR/USD	2025/11/17	1.1428	1.169	78041.23478	2.38
113	WJ20250530004	WKGJ2025041-60D	2025/5/31	2025/7/30	60天	人民币	0.8%/2.3%/2.65%	1000	28767.12	EUR/USD	2025/7/23	1.1428	1.169	25305.68165	2.34
114	WJ20250529010	WKGJ2025041-90D	2025/6/4	2025/9/2	90天	人民币	0.8%/2.35%/2.7%	1400	62136.99	EUR/USD	2025/8/20	1.14175	1.169	55437.78437	2.41
115	WJ20250530002	WKGJ2025041-90D	2025/6/4	2025/9/2	90天	人民币	0.8%/2.35%/2.7%	2000	88767.12	EUR/USD	2025/8/20	1.14175	1.169	79164.60763	2.41
116	WJ20250603007	WKGJ2025041-90D	2025/6/5	2025/9/3	90天	人民币	0.8%/2.35%/2.7%	1000	44383.56	EUR/USD	2025/8/20	1.1443	1.169	39537.28485	2.4
117	WJ20250604009	WKGJ2025121-180D	2025/6/7	2025/12/4	180天	人民币	0.4%/1.9%/2.25%	3500	302054.79	EUR/USD	2025/11/17	1.1416	1.169	265177.5576	1.94
118	WJ20250610003	WKGJ2025123-365D	2025/6/11	2026/6/11	365天	人民币	0.5%/2%/2.35%	7000	1225000	EUR/USD	2026/5/12	1.1519	1.169	1036316.219	1.98
119	WJ20250610005	WKGJ2025122-180D	2025/6/11	2025/12/8	180天	人民币	0.4%/1.9%/2.25%	3000	258904.11	EUR/USD	2025/11/17	1.1519	1.169	224247.5726	1.92
120	WJ20250612007	WKGJ2025123-90D	2025/6/13	2025/9/11	90天	人民币	0.4%/1.95%/2.3%	2000	88767.12	EUR/USD	2025/9/2	1.15335	1.169	78476.37396	1.99
121	WJ20250612003	WKGJ2025122-180D	2025/6/14	2025/12/11	180天	人民币	0.4%/1.9%/2.25%	3000	258904.11	EUR/USD	2025/11/17	1.15335	1.169	224489.2928	1.92
122	WJ20250613008	WKGJ2025127-40D	2025/6/17	2025/7/27	40天	人民币	0.4%/2%/2.35%	5000	104109.59	EUR/USD	2025/7/23	1.1498	1.169	90164.65271	2.05
123	WJ20250616003	WKGJ2025123-90D	2025/6/17	2025/9/15	90天	人民币	0.4%/1.95%/2.3%	1500	66575.34	EUR/USD	2025/9/9	1.1498	1.169	59105.09259	2
124	WJ20250616001	WKGJ2025123-30D	2025/6/17	2025/7/17	30天	人民币	0.4%/1.9%/2.25%	1000	14794.52	EUR/USD	2025/7/14	1.1498	1.167	0	1.9
125	WJ20250616002	WKGJ2025123-30D	2025/6/18	2025/7/18	30天	人民币	0.4%/1.9%/2.25%	2000	29589.04	EUR/USD	2025/7/14	1.1458	1.167	0	1.9
126	WJ20250613007	WKGJ2025126-180D	2025/6/18	2025/12/15	180天	人民币	0.4%/1.9%/2.25%	3500	302054.79	EUR/USD	2025/12/3	1.1458	1.169	264678.9489	1.93
127	WJ20250616005	WKGJ2025129-180D	2025/6/18	2025/12/15	180天	人民币	0.3%/1.75%/2.1%	15000	1257534.25	EUR/USD	2025/12/3	1.1458	1.169	1090250.766	1.77
128	WJ20250616006	WKGJ2025123-180D	2025/6/18	2025/12/15	180天	人民币	0.4%/1.95%/2.3%	20000	1775342.47	EUR/USD	2025/12/3	1.1458	1.169	1550939.035	1.97
129	WJ20250618002	WKGJ2025132-365D	2025/6/20	2026/6/20	365天	人民币	0.5%/2.1%/2.45%	3000	570000	EUR/USD	2026/5/12	1.149	1.169	476170.385	2.09
130	WJ20250618001	WKGJ2025131-90D	2025/6/20	2025/9/18	90天	人民币	0.4%/2.25%/2.6%	3000	159041.1	EUR/USD	2025/9/9	1.149	1.169	140851.0585	2.3
131	WJ20250619001	WKGJ2025135-116D	2025/6/21	2025/10/15	116天	人民币	0.4%/2.25%/2.6%	7000	478301.37	EUR/USD	2025/9/24	1.149	1.169	418960.1283	2.28
132	WJ20250618003	WKGJ2025133-180D	2025/6/21	2025/12/18	180天	人民币	0.4%/1.9%/2.25%	4000	345205.48	EUR/USD	2025/12/3	1.149	1.169	299356.6377	1.92
133	WJ20250620006	WKGJ2025123-365D	2025/6/21	2026/6/21	365天	人民币	0.5%/2%/2.35%	20000	3500000	EUR/USD	2026/5/12	1.149	1.169	2976655.5	1.99
134	WJ20250620003	WKGJ2025123-60D	2025/6/21	2025/8/20	60天	人民币	0.4%/1.9%/2.25%	1000	28767.12	EUR/USD	2025/8/6	1.149	1.169	25811.66434	1.97
135	WJ20250620007	WKGJ2025137-180D	2025/6/21	2025/12/18	180天	人民币	0.3%/1.85%/2.2%	7000	621369.86	EUR/USD	2025/12/3	1.149	1.169	542018.0894	1.87
136	WJ20250618004	WKGJ2025137-180D	2025/6/21	2025/12/18	180天	人民币	0.3%/1.85%/2.2%	6000	532602.74	EUR/USD	2025/12/3	1.149	1.169	464657.9261	1.87
137	WJ20250623001	WKGJ2025134-90D	2025/6/25	2025/9/23	90天	人民币	0.4%/2%/2.35%	1000	46849.32	EUR/USD	2025/9/16	1.1686	1.169	39712.19331	2.01
138	WJ20250623004	WKGJ2025139-180D	2025/6/25	2025/12/22	180天	人民币	0.4%/1.9%/2.25%	2000	172602.74	EUR/USD	2025/12/3	1.1686	1.169	147648.8625	1.9
139	WJ20250624003	WKGJ2025123-30D	2025/6/25	2025/7/25	30天	人民币	0.4%/1.9%/2.25%	1000	14794.52	EUR/USD	2025/7/22	1.1686	1.169	12369.74483	1.9
140	WJ20250624004	WKGJ2025123-30D	2025/6/25	2025/7/25	30天	人民币	0.4%/1.9%/2.25%	1000	14794.52	EUR/USD	2025/7/22	1.1686	1.169	12370.52463	1.91
141	WJ20250624002	WKGJ2025123-180D	2025/6/26	2025/12/23	180天	人民币	0.4%/1.95%/2.3%	1900	168657.53	EUR/USD	2025/12/3	1.1701	1.169	144382.2475	1.94
142	WJ20250624005	WKGJ2025141-39D	2025/6/26	2025/8/4	39天	人民币	0.4%/2%/2.35%	18000	365424.66	EUR/USD	2025/7/28	1.1701	1.169	309190.7183	2.01
143	WJ20250625002	WKGJ2025140-180D	2025/6/26	2025/12/23	180天	人民币	0.3%/1.85%/2.2%	10000	887671.23	EUR/USD	2025/12/3	1.1701	1.169	763473.1987	1.85
144	WJ20250625001	WKGJ2025123-30D	2025/6/27	2025/7/27	30天	人民币	0.4%/1.9%/2.25%	2000	29589.04	EUR/USD	2025/7/22	1.1722	1.169	24702.69992	1.9
145	WJ20250625003	WKGJ2025123-90D	2025/6/27	2025/9/25	90天	人民币	0.4%/1.95%/2.3%	3000	133150.68	EUR/USD	2025/9/16	1.1722	1.169	114732.0869	1.95
146	WJ20250625007	WKGJ2025131-90D	2025/6/27	2025/9/25	90天	人民币	0.4%/2.25%/2.6%	10000	530136.99	EUR/USD	2025/9/16	1.1722	1.169	457479.7809	2.26
147	WJ20250626002	WKGJ2025139-180D	2025/6/28	2025/12/25	180天	人民币	0.4%/1.9%/2.25%	3000	258904.11	EUR/USD	2025/12/3	1.1722	1.169	219986.2969	1.89
148	WJ20250626001	WKGJ2025123-30D	2025/6/28	2025/7/28	30天	人民币	0.4%/1.9%/2.25%	1000	14794.52	EUR/USD	2025/7/22	1.1722	1.169	12341.5246	1.9
149	WJ20250627002	WKGJ2025123-90D	2025/6/28	2025/9/26	90天	人民币	0.4%/1.95%/2.3%	1090	48378.08	EUR/USD	2025/9/16	1.1722	1.169	41621.30475	1.95
150	WJ20250625005	WKGJ2025123-14D	2025/7/1	2025/7/15	14天	人民币	0.3%/1.8%/2.15%	2000	13808.22	EUR/USD	2025/7/11	1.1794	1.169	0	1.8
151	WJ20250627007	WKGJ2025123-30D	2025/7/1	2025/7/31	30天	人民币	0.4%/1.9%/2.25%	3000	44383.56	EUR/USD	2025/7/23	1.1794	1.169	36864.36406	1.9
152	WJ20250627009	WKGJ2025144-30D	2025/7/1	2025/7/31	30天	人民币	0.4%/2.25%/2.6%	5300	93657.53	EUR/USD	2025/7/23	1.1794	1.169	80678.76649	2.25
153	WJ20250627008	WKGJ2025142-29D	2025/7/1	2025/7/30	29天	人民币	0.4%/2.25%/2.6%	16000	273315.07	EUR/USD	2025/7/23	1.1794	1.169	235468.4188	2.25
154	WJ20250627011	WKGJ2025123-30D	2025/7/1	2025/7/31	30天	人民币	0.4%/1.9%/2.25%	5000	73972.6	EUR/USD	2025/7/23	1.1794	1.169	61440.60686	1.9
155	WJ20250627013	WKGJ2025123-30D	2025/7/1	2025/7/31	30天	人民币	0.4%/1.9%/2.25%	3000	44383.56	EUR/USD	2025/7/23	1.1794	1.169	36864.36406	1.9
156	WJ20250627018	WKGJ2025146-30D	2025/7/1	2025/7/31	30天	人民币	0.4%/2.3%/2.65%	60000	1084931.51	EUR/USD	2025/7/23	1.1794	1.169	938011.2013	2.3
157	WJ20250627004	WKGJ2025123-30D	2025/7/1	2025/7/31	30天	人民币	0.4%/1.9%/2.25%	1000	14794.52	EUR/USD	2025/7/23	1.1794	1.169	12290.01986	1.9
158	WJ20250627019	WKGJ2025123-30D	2025/7/1	2025/7/31	30天	人民币	0.4%/1.9%/2.25%	6000	88767.12	EUR/USD	2025/7/23	1.1794	1.169	73728.72826	1.9
159	WJ20250627015	WKGJ2025145-30D	2025/7/1	2025/7/31	30天	人民币	0.4%/2.25%/2.6%	25000	441780.82	EUR/USD	2025/7/23	1.1794	1.169	380560.3717	2.25
160	WJ20250627012	WKGJ2025123-30D	2025/7/1	2025/7/31	30天	人民币	0.4%/1.9%/2.25%	1500	22191.78	EUR/USD	2025/7/23	1.1794	1.169	18432.18203	1.9
161	WJ20250627005	WKGJ2025123-28D	2025/7/1	2025/7/29	28天	人民币	0.4%/1.9%/2.25%	2000	27616.44	EUR/USD	2025/7/23	1.1794	1.169	22943.48616	1.9
162	WJ20250630002	WKGJ2025123-30D	2025/7/1	2025/7/31	30天	人民币	0.4%/1.9%/2.25%	1000	14794.52	EUR/USD	2025/7/23	1.1794	1.169	12290.01986	1.9
163	WJ20250630004	WKGJ2025123-30D	2025/7/1	2025/7/31	30天	人民币	0.4%/1.9%/2.25%	1000	14794.52	EUR/USD	2025/7/23	1.1794	1.169	12288.1214	1.9
164	WJ20250630003	WKGJ2025123-30D	2025/7/1	2025/7/31	30天	人民币	0.4%/1.9%/2.25%	1000	14794.52	EUR/USD	2025/7/23	1.1794	1.169	12290.01986	1.9
165	WJ20250630006	WKGJ2025148-29D	2025/7/2	2025/7/31	29天	人民币	0.4%/2.4%/2.75%	30000	548219.18	EUR/USD	2025/7/23	1.1805	1.169	477188.5882	2.4
166	WJ20250702001	WKGJ2025123-14D	2025/7/3	2025/7/17	14天	人民币	0.3%/1.8%/2.15%	4000	27616.44	EUR/USD	2025/7/14	1.1759	1.167	0	1.8
167	WJ20250702004	WKGJ2025149-28D	2025/7/3	2025/7/31	28天	人民币	0.4%/2%/2.35%	8000	116602.74	EUR/USD	2025/7/23	1.1759	1.169	97904.56436	2
168	WJ20250702005	WKGJ2025150-25D	2025/7/4	2025/7/29	25天	人民币	0.4%/2.2%/2.55%	5000	71917.81	EUR/USD	2025/7/23	1.1772	1.169	61234.05556	2.19
169	WJ20250702007	WKGJ2025123-27D	2025/7/4	2025/7/31	27天	人民币	0.4%/1.9%/2.25%	1006	13394.96	EUR/USD	2025/7/23	1.1772	1.169	11088.74129	1.89
170	WJ20250702008	WKGJ2025151-27D	2025/7/4	2025/7/31	27天	人民币	0.4%/2%/2.35%	3000	42164.38	EUR/USD	2025/7/23	1.1772	1.169	35257.73555	1.99
171	WJ20250702006	WKGJ2025123-27D	2025/7/4	2025/7/31	27天	人民币	0.4%/1.9%/2.25%	19000	252986.3	EUR/USD	2025/7/23	1.1772	1.169	211172.7528	1.9
172	WJ20250703001	WKGJ2025152-18D	2025/7/4	2025/7/22	18天	人民币	0.3%/1.8%/2.15%	350000	3106849.32	EUR/USD	2025/7/16	1.1772	1.169	2594303.459	1.8
173	WJ20250703005	WKGJ2025123-25D	2025/7/4	2025/7/29	25天	人民币	0.4%/1.9%/2.25%	10000	123287.67	EUR/USD	2025/7/23	1.1772	1.169	102941.7421	1.9
174	WJ20250703007	WKGJ2025123-26D	2025/7/5	2025/7/31	26天	人民币	0.4%/1.9%/2.25%	2000	25643.84	EUR/USD	2025/7/23	1.1772	1.169	21118.51018	1.88
175	WJ20250704001	WKGJ2025153-26D	2025/7/5	2025/7/31	26天	人民币	0.4%/2.25%/2.6%	20000	306301.37	EUR/USD	2025/7/23	1.1772	1.169	263921.6859	2.25
176	WJ20250703006	WKGJ2025155-25D	2025/7/5	2025/7/30	25天	人民币	0.4%/2%/2.35%	3000	39041.1	EUR/USD	2025/7/23	1.1772	1.169	32489.43525	1.98
177	WJ20250704002	WKGJ2025154-60D	2025/7/8	2025/9/6	60天	人民币	0.4%/2.25%/2.6%	5000	176712.33	EUR/USD	2025/9/2	1.172	1.169	151370.925	2.24
178	WJ20250707005	WKGJ2025157-22D	2025/7/9	2025/7/31	22天	人民币	0.4%/1.9%/2.25%	3000	32547.95	EUR/USD	2025/7/23	1.174	1.169	26915.27363	1.89
179	WJ20250707003	WKGJ2025123-14D	2025/7/9	2025/7/23	14天	人民币	0.3%/1.8%/2.15%	1800	12427.4	EUR/USD	2025/7/21	1.174	1.169	10314.47574	1.79
180	WJ20250708003	WKGJ2025123-180D	2025/7/10	2026/1/6	180天	人民币	0.4%/1.95%/2.3%	1000	88767.12	EUR/USD	2025/12/16	1.1676	1.169	75908.42002	1.94
181	WJ20250708005	WKGJ2025123-180D	2025/7/10	2026/1/6	180天	人民币	0.4%/1.95%/2.3%	15000	1331506.85	EUR/USD	2025/12/16	1.1676	1.169	1146296.231	1.95
182	WJ20250708001	WKGJ2025123-7D	2025/7/10	2025/7/17	7天	人民币	0.3%/1.8%/2.15%	1000	3452.05	EUR/USD	2025/7/15	1.1676	1.169	2897.556884	1.81
183	WJ20250710001	WKGJ2025159-20D	2025/7/11	2025/7/31	20天	人民币	0.4%/2.35%/2.7%	15000	184931.51	EUR/USD	2025/7/28	1.1686	1.169	161976.0006	2.37
184	WJ20250710003	WKGJ2025123-14D	2025/7/11	2025/7/25	14天	人民币	0.3%/1.8%/2.15%	3000	20712.33	EUR/USD	2025/7/23	1.1686	1.169	17260.48496	1.8
185	WJ20250707001	WKGJ2025156-365D	2025/7/12	2026/7/12	365天	人民币	0.4%/1.95%/2.3%	7000	1260000	EUR/USD	2026/6/15	1.1686	1.169	1054520.331	1.91
186	WJ20250711001	WKGJ2025156-365D	2025/7/12	2026/7/12	365天	人民币	0.4%/1.95%/2.3%	20000	3600000	EUR/USD	2026/6/15	1.1686	1.169	3038041.321	1.92

持仓风险

风险提示：结构性存款不同于一般性存款，具有投资风险，您应当充分认识投资风险，谨慎投资。

1.本金及利息风险：威海银行仅保障资金本金和基础收益，您应充分认识利息不确定的风险。本产品的收益由基础收益和浮动收益组成，浮动收益取决于挂钩标的价格变化，受市场多种要素的影响。利息不确定的风险由存款人自行承担，存款人应对此有充分的认识。如果在存款期内，市场利率上升，本产品的利率不随市场利率上升而提高。

2. 期限风险：由于本产品的实际期限无法事先确定，且威海银行有权单方行使对产品期限的权利（包括但不限于提前终止等），一旦威海银行选择了行使产品合同中所订明的对产品期限的权利，则存款人必须遵照履行。

3. 市场风险：包括但不限于因国家法律法规以及货币政策、财政政策、产业政策、地区发展政策等国际政策的变化、宏观周期型经济运行状况变化、外汇汇率和人民币购买力等变化对市场产生一定的影响，导致产品收益的波动，在一定情况下甚至会对产品的成立与运行产生影响。交易期内可能存在市场利率上升、但该产品的收益率不随市场利率上升而提高的情形；受限于投资组合及具体策略的不同，本产品收益变化趋势与市场整体发展趋势并不具有必然的一致性。

4. 流动性风险：客户在产品合同约定的条款外，不享有提前终止权，则客户在产品到期日（威海银行依照产品合同的约定提前终止合同的，提前终止日被视为产品到期日）前无法取用存款本金及产品收益。

5. 信息传递风险：客户应根据产品合同载明的信息披露方式查询本产品的相关信息。如果客户未及时查询，或由于通讯故障、系统故障以及其他不可抗力等因素的影响导致客户无法及时了解本产品的信息，并由此影响客户投资决策，因此而产生的责任和风险将由客户自行承担。另外，客户预留在威海银行的有效联系方式变更的，应及时通知威海银行。如客户未及时告知威海银行联系方式变更或因存款人其他原因，威海银行将可能在需要联系客户时无法及时取得联系，并可能会由此影响客户的投资决策，由此而产生的责任和风险由客户自行承担。

6. 不可抗力风险：如果因不可抗力不能履行产品合同时，可根据不可抗力的影响部分或全部免除违约责任。

7.信用风险：威海银行发生信用风险如被依法撤销或被被申请破产等，将对产品的收益产生影响。

8.数据来源风险：在本存款收益率的计算中，需要使用到数据提供商提供的挂钩标的的价格水平。如果届时产品说明书中约定的数据提供商提供的参照页面不能给出所需的价格水平，威海银行将本着公平、公正、公允的原则，秉承善意并按照商业上合理的方式确定所适用的价格水平进行计算。

风险控制措施

本行针对结构性存款业务的风险特征，制定和实施相应的风险管理政策和程序，持续有效地识别、计量、监测和控制结构性存款业务面临的各类风险，并将结构性存款业务风险管理纳入全面风险管理体系。本行将结构性存款纳入表内核算，按照存款管理，纳入存款准备金和存款保险保费的缴纳范围，相关资产按照国务院银行业监督管理机构的相关规定计提资本和拨备。

本行具备普通类衍生产品交易业务资格，结构性存款挂钩的衍生产品交易严格遵守《银行业金融机构衍生产品交易业务管理暂行办法》、《商业银行资本管理办法（试行）》、《商业银行杠杆率管理办法（修订）》、《商业银行流动性风险管理办法》等国务院银行业监督管理机构关于衍生产品交易的相关规定。

本行销售结构性存款，严格按照中国银保监会发布的《关于进一步规范商业银行结构性存款业务的通知》（银保监办发〔2019〕204号）相关规定执行，充分揭示风险。销售文本全面、客观反映结构性存款的重要特性和与产品有关的重要事实，向投资者充分揭示风险，确保投资者了解结构性存款的产品性质和潜在风险，自主进行投资决策。

公司业务

2025年7月单位结构性存款产品账单

总行地址：山东省威海市青岛北路137A号

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