威海银行—2024年11月单位结构性存款产品账单

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2024年11月单位结构性存款产品账单

发布时间：2024-11-15

尊敬的客户：

以下是我行单位结构性存款产品2024年11月产品账单。其中，“账单日产品预期年化收益率”，是我行根据本期账单测算日该期结构性存款产品挂钩标的的市场变化情况测算，仅作参考，不代表本期产品实际到期收益情况。“挂钩标的市场观察水平”，在该结构性存款所挂钩的衍生产品到期前，为账单公布日上一日挂钩标的市场观察水平；在衍生产品到期后，为产品观察日挂钩标的市场观察水平。如有任何问题，欢迎拨打我行客户服务电话或联系我行网点工作人员。感谢您一直以来对威海市商业银行的支持！

2024年11月单位结构性存款产品账单
账单日：2024-11-15
序号	业务编号	产品编号	起始日	到期日	期限	币种	预期收益率	金额（万元）	其中用于衍生品投资（元）	挂钩标的	产品观察日	起息日挂钩标的市场水平	挂钩标的市场观察水平	衍生品公允价值（元）	账单日产品预期年化收益率%
1	WJ20221209005	WKGJ2022243-730D	2022/12/10	2024/12/9	730	人民币	2%/3.6%/3.95%	30000	11100000	EUR/USD	2023/12/4	1.05115	1.087	-	3.6
2	WJ20231116004	WKGJ2023233-365D	2023/11/18	2024/11/17	365	人民币	1.1%/2.3%/2.65%	5000	725000	EUR/USD	2024/10/15	1.09085	1.0891	-	2.3
3	WJ20231123002	WKGJ2023216-365D	2023/11/25	2024/11/24	365	人民币	1.2%/2.85%/3.2%	5000	950000	EUR/USD	2024/10/15	1.09470	1.0891	-	2.85
4	WJ20231124001	WKGJ2023216-365D	2023/11/25	2024/11/24	365	人民币	1.2%/2.85%/3.2%	10000	1900000	EUR/USD	2024/10/15	1.09470	1.0891	-	2.85
5	WJ20231128004	WKGJ2023216-365D	2023/11/30	2024/11/29	365	人民币	1.2%/2.85%/3.2%	5000	950000	EUR/USD	2024/10/15	1.09070	1.0891	-	2.85
6	WJ20231208001	WKGJ2023216-365D	2023/12/9	2024/12/8	365	人民币	1.2%/2.85%/3.2%	6000	1140000	EUR/USD	2024/10/15	1.07680	1.0891	-	2.85
7	WJ20231215002	WKGJ2023216-365D	2023/12/16	2024/12/15	365	人民币	1.2%/2.85%/3.2%	6000	1140000	EUR/USD	2024/10/15	1.08970	1.0891	-	2.85
8	WJ20231215006	WKGJ2023260-365-1D	2023/12/20	2024/12/19	365	人民币	1.1%/2.5%/2.85%	5000	825000	EUR/USD	2024/10/15	1.09530	1.0891	-	2.5
9	WJ20231218007	WKGJ2023260-365-2D	2023/12/20	2024/12/19	365	人民币	1.1%/2.5%/2.85%	5000	825000	EUR/USD	2024/10/15	1.09530	1.0891	-	2.5
10	WJ20231220001	WKGJ2023263-365D	2023/12/23	2024/12/22	365	人民币	1.2%/2.9%/3.25%	3000	600000	EUR/USD	2024/10/15	1.10220	1.0891	-	2.9
11	WJ20231225003	WKGJ2023216-365D	2023/12/26	2024/12/25	365	人民币	1.2%/2.85%/3.2%	6000	1140000	EUR/USD	2024/10/15	1.10360	1.0891	-	2.85
12	WJ20240102004	WKGJ2023266-365D	2024/1/3	2025/1/2	365	人民币	1.2%/2.85%/3.2%	20000	3800000	EUR/USD	2024/10/15	1.09180	1.0891	-	2.85
13	WJ20240110007	WKGJ2023266-365D	2024/1/13	2025/1/12	365	人民币	1.2%/2.85%/3.2%	7000	1330000	EUR/USD	2024/12/10	1.09550	1.053	1167310.489	2.87
14	WJ20240118006	WKGJ2024005-365D	2024/1/20	2025/1/19	365	人民币	1.2%/2.95%/3.3%	10000	2050000	EUR/USD	2024/12/10	1.09020	1.053	1770681.477	2.97
15	WJ20240119003	WKGJ2023266-365D	2024/1/20	2025/1/19	365	人民币	1.2%/2.85%/3.2%	5000	950000	EUR/USD	2024/12/10	1.09020	1.053	834749.8688	2.87
16	WJ20240130008	WKGJ2023266-365D	2024/1/31	2025/1/30	365	人民币	1.2%/2.85%/3.2%	2000	380000	EUR/USD	2024/12/10	1.08090	1.053	333510.2279	2.87
17	WJ20240226005	WKGJ2024037-365D	2024/2/27	2025/2/26	365	人民币	1.05%/2.6%/2.95%	5000	900000	EUR/USD	2025/1/20	1.08400	1.053	757688.2385	2.57
18	WJ20240227002	WKGJ2024039-365D	2024/2/29	2025/2/28	365	人民币	1.1%/2.8%/3.15%	3000	585000	EUR/USD	2025/1/20	1.08210	1.053	513789.6136	2.81
19	WJ20240227009	WKGJ2024030-270D	2024/2/29	2024/11/25	270	人民币	1.15%/3.15%/3.5%	10000	1701369.86	EUR/USD	2024/10/22	1.08210	1.082	-	3.15
20	WJ20240322004	WKGJ2024051-365D	2024/3/28	2025/3/28	365	人民币	1.15%/2.7%/3.05%	2500	450000	EUR/USD	2025/2/11	1.07875	1.053	371075.0409	2.63
21	WJ20240327002	WKGJ2024062-256D	2024/3/29	2024/12/10	256	人民币	1.05%/2.98%/3.33%	2000	312810.96	EUR/USD	2024/11/27	1.07870	1.053	275423.6722	3.01
22	WJ20240401005	WKGJ2024051-365D	2024/4/4	2025/4/4	365	人民币	1.15%/2.7%/3.05%	2500	450000	EUR/USD	2025/2/11	1.08350	1.053	369723.8325	2.63
23	WJ20240418002	WKGJ2024075-365D	2024/4/20	2025/4/20	365	人民币	1.1%/2.65%/3%	8000	1440000	EUR/USD	2025/3/19	1.06680	1.053	1244390.535	2.66
24	WJ20240415006	WKGJ2024072-234D	2024/4/20	2024/12/10	234	人民币	1.05%/2.98%/3.33%	5000	714821.92	EUR/USD	2024/11/27	1.06680	1.053	629386.0699	3.01
25	WJ20240426002	WKGJ2024080-365D	2024/4/27	2025/4/27	365	人民币	1.15%/2.95%/3.3%	10000	2100000	EUR/USD	2025/3/19	1.07140	1.053	1802087.548	2.95
26	WJ20240426003	WKGJ2024051-365D	2024/4/30	2025/4/30	365	人民币	1.15%/2.7%/3.05%	5000	900000	EUR/USD	2025/3/19	1.07690	1.053	742860.6122	2.64
27	WJ20240511002	WKGJ2024051-365D	2024/5/14	2025/5/14	365	人民币	1.15%/2.7%/3.05%	20000	3600000	EUR/USD	2025/3/19	1.08220	1.053	2901727.467	2.6
28	WJ20240516005	WKGJ2024089-365D	2024/5/18	2025/5/18	365	人民币	1.1%/2.65%/3%	17000	3060000	EUR/USD	2025/4/28	1.08760	1.053	2614887.727	2.64
29	WJ20240516007	WKGJ2024089-365D	2024/5/18	2025/5/18	365	人民币	1.1%/2.65%/3%	7000	1260000	EUR/USD	2025/4/28	1.08760	1.053	1076677.341	2.64
30	WJ20240517003	WKGJ2024093-365D	2024/5/18	2025/5/18	365	人民币	1.15%/2.85%/3.2%	3000	600000	EUR/USD	2025/4/28	1.08760	1.053	506003.6206	2.84
31	WJ20240521002	WKGJ2024096-215D	2024/5/25	2024/12/26	215	人民币	1.05%/2.7%/3.05%	3000	335753.42	EUR/USD	2024/11/27	1.08500	1.053	294545.3856	2.72
32	WJ20240524002	WKGJ2024051-180D	2024/5/29	2024/11/25	180	人民币	1.05%/2.7%/3.05%	5000	468493.15	EUR/USD	2024/11/5	1.07980	1.0879	-	2.7
33	WJ20240527005	WKGJ2024051-180D	2024/5/29	2024/11/25	180	人民币	1.05%/2.7%/3.05%	20000	1873972.6	EUR/USD	2024/11/5	1.07980	1.0879	-	2.7
34	WJ20240529004	WKGJ2024100-180D	2024/5/31	2024/11/27	180	人民币	1.05%/2.8%/3.15%	3000	303287.67	EUR/USD	2024/11/5	1.08580	1.0879	-	2.8
35	WJ20240606003	WKGJ2024114-180D	2024/6/8	2024/12/5	180	人民币	1%/2.3%/2.65%	5000	382191.78	EUR/USD	2024/11/27	1.07670	1.053	325716.0106	2.32
36	WJ20240613003	WKGJ2024116-180D	2024/6/15	2024/12/12	180	人民币	1%/2.6%/2.95%	20000	1824657.53	EUR/USD	2024/11/27	1.07010	1.053	1605038.454	2.63
37	WJ20240613010	WKGJ2024120-180D	2024/6/15	2024/12/12	180	人民币	1%/2.3%/2.65%	10000	764383.56	EUR/USD	2024/11/27	1.07010	1.053	652046.7742	2.32
38	WJ20240613008	WKGJ2024109-365D	2024/6/15	2025/6/15	365	人民币	1.1%/2.65%/3%	10000	1800000	EUR/USD	2025/5/13	1.07010	1.053	1548323.989	2.65
39	WJ20240617005	WKGJ2024051-180D	2024/6/19	2024/12/16	180	人民币	1.05%/2.7%/3.05%	1500	140547.95	EUR/USD	2024/11/27	1.07455	1.053	124075.4827	2.73
40	WJ20240618001	WKGJ2024051-180D	2024/6/19	2024/12/16	180	人民币	1.05%/2.7%/3.05%	2000	187397.26	EUR/USD	2024/11/27	1.07455	1.053	165434.0799	2.73
41	WJ20240620004	WKGJ2024120-180D	2024/6/22	2024/12/19	180	人民币	1%/2.3%/2.65%	5000	382191.78	EUR/USD	2024/11/27	1.06900	1.053	325731.8988	2.32
42	WJ20240621002	WKGJ2024116-180D	2024/6/25	2024/12/22	180	人民币	1%/2.6%/2.95%	10000	912328.77	EUR/USD	2024/12/10	1.07155	1.053	801515.5669	2.63
43	WJ20240624001	WKGJ2024109-365D	2024/6/25	2025/6/25	365	人民币	1.1%/2.65%/3%	7500	1350000	EUR/USD	2025/5/13	1.07155	1.053	1155924.253	2.64
44	WJ20240625003	WKGJ2024127-180D	2024/6/26	2024/12/23	180	人民币	1%/2.3%/2.65%	2000	152876.71	EUR/USD	2024/12/10	1.06890	1.053	130232.5559	2.32
45	WJ20240625002	WKGJ2024129-180D	2024/6/26	2024/12/23	180	人民币	1%/2.4%/2.75%	10000	813698.63	EUR/USD	2024/12/10	1.06890	1.053	701251.5319	2.42
46	WJ20240626002	WKGJ2024123-180D	2024/6/28	2024/12/25	180	人民币	1.05%/2.95%/3.3%	4000	433972.6	EUR/USD	2024/12/10	1.07480	1.053	380578.6276	2.98
47	WJ20240626001	WKGJ2024051-180D	2024/6/28	2024/12/25	180	人民币	1.05%/2.7%/3.05%	2000	187397.26	EUR/USD	2024/12/10	1.07480	1.053	165251.6308	2.73
48	WJ20240628013	WKGJ2024128-180D	2024/6/29	2024/12/26	180	人民币	1.05%/2.8%/3.15%	18000	1819726.03	EUR/USD	2024/12/10	1.07480	1.053	1570903.408	2.82
49	WJ20240628004	WKGJ2024123-180D	2024/7/2	2024/12/29	180	人民币	1.05%/2.95%/3.3%	11000	1193424.66	EUR/USD	2024/12/18	1.07410	1.053	1046126.093	2.98
50	WJ20240701004	WKGJ2024138-180D	2024/7/3	2024/12/30	180	人民币	1%/2.5%/2.85%	13000	1121917.81	EUR/USD	2024/12/18	1.07910	1.053	943584.333	2.47
51	WJ20240705002	WKGJ2024137-365D	2024/7/6	2025/7/6	365	人民币	1.1%/2.5%/2.85%	13000	2145000	EUR/USD	2025/6/16	1.08290	1.053	1798601.48	2.48
52	WJ20240705004	WKGJ2024137-365D	2024/7/6	2025/7/6	365	人民币	1.1%/2.5%/2.85%	20000	3300000	EUR/USD	2025/6/16	1.08290	1.053	2756307.57	2.48
53	WJ20240708007	WKGJ2024142-180D	2024/7/10	2025/1/6	180	人民币	1%/2.4%/2.75%	2000	162739.73	EUR/USD	2024/12/18	1.08395	1.053	106312.4041	2.08
54	WJ20240710006	WKGJ2024121-365D	2024/7/12	2025/7/12	365	人民币	1.15%/2.7%/3.05%	1500	270000	EUR/USD	2025/6/16	1.08890	1.053	209123.9154	2.54
55	WJ20240711002	WKGJ2024137-365D	2024/7/13	2025/7/13	365	人民币	1.1%/2.5%/2.85%	13000	2145000	EUR/USD	2025/6/16	1.08890	1.053	1638950.26	2.36
56	WJ20240711003	WKGJ2024143-180D	2024/7/13	2025/1/9	180	人民币	1%/2.4%/2.75%	3000	244109.59	EUR/USD	2024/12/18	1.08890	1.053	209592.3151	2.42
57	WJ20240712001	WKGJ2024121-180D	2024/7/13	2025/1/9	180	人民币	1.05%/2.7%/3.05%	5000	468493.15	EUR/USD	2024/12/18	1.08890	1.053	411697.3842	2.72
58	WJ20240716002	WKGJ2024147-180D	2024/7/17	2025/1/13	180	人民币	1%/2.3%/2.65%	15000	1146575.34	EUR/USD	2024/12/18	1.09350	1.053	970801.3106	2.31
59	WJ20240715001	WKGJ2024121-365D	2024/7/19	2025/7/19	365	人民币	1.15%/2.7%/3.05%	1500	270000	EUR/USD	2025/6/16	1.08860	1.053	208386.2616	2.54
60	WJ20240718002	WKGJ2024149-180D	2024/7/20	2025/1/16	180	人民币	1.1%/3%/3.35%	20000	2169863.01	EUR/USD	2024/12/18	1.08860	1.053	1894425.984	3.02
61	WJ20240722001	WKGJ2024147-180D	2024/7/24	2025/1/20	180	人民币	1%/2.3%/2.65%	10000	764383.56	EUR/USD	2024/12/18	1.08390	1.053	648037.0345	2.31
62	WJ20240722003	WKGJ2024149-180D	2024/7/24	2025/1/20	180	人民币	1.1%/3%/3.35%	20000	2169863.01	EUR/USD	2024/12/18	1.08390	1.053	1894175.024	3.02
63	WJ20240725005	WKGJ2024149-180D	2024/7/27	2025/1/23	180	人民币	1.1%/3%/3.35%	10000	1084931.51	EUR/USD	2025/1/8	1.08660	1.053	943891.4645	3.01
64	WJ20240729014	WKGJ2024121-180D	2024/7/30	2025/1/26	180	人民币	1.05%/2.7%/3.05%	3500	327945.21	EUR/USD	2025/1/8	1.08220	1.053	260036.118	2.56
65	WJ20240729018	WKGJ2024121-180D	2024/7/30	2025/1/26	180	人民币	1.05%/2.7%/3.05%	2000	187397.26	EUR/USD	2025/1/8	1.08220	1.053	148657.8672	2.56
66	WJ20240729002	WKGJ2024153-190D	2024/8/1	2025/2/7	190	人民币	1.05%/2.8%/3.15%	8998	960197.53	EUR/USD	2025/1/8	1.07910	1.053	824909.4626	2.81
67	WJ20240801010	WKGJ2024160-365D	2024/8/3	2025/8/3	365	人民币	1.1%/2.5%/2.85%	15000	2475000	EUR/USD	2025/7/7	1.09190	1.053	2061086.805	2.47
68	WJ20240801012	WKGJ2024160-365D	2024/8/3	2025/8/3	365	人民币	1.1%/2.5%/2.85%	10000	1650000	EUR/USD	2025/7/7	1.09190	1.053	1373905.288	2.47
69	WJ20240802005	WKGJ2024168-180D	2024/8/3	2025/1/30	180	人民币	1%/2.3%/2.65%	1700	129945.21	EUR/USD	2025/1/8	1.09190	1.053	96581.66154	2.15
70	WJ20240807001	WKGJ2024160-365D	2024/8/8	2025/8/8	365	人民币	1.1%/2.5%/2.85%	20000	3300000	EUR/USD	2025/7/7	1.09170	1.053	2753230.39	2.48
71	WJ20240808002	WKGJ2024160-365D	2024/8/10	2025/8/10	365	人民币	1.1%/2.5%/2.85%	18000	2970000	EUR/USD	2025/7/7	1.09200	1.053	2471815.708	2.47
72	WJ20240815001	WKGJ2024171-365D	2024/8/17	2025/8/17	365	人民币	1.05%/2.5%/2.85%	10000	1700000	EUR/USD	2025/7/7	1.10310	1.053	1411009.616	2.46
73	WJ20240815002	WKGJ2024174-365D	2024/8/17	2025/8/17	365	人民币	1.05%/2.4%/2.75%	5000	800000	EUR/USD	2025/7/7	1.10310	1.053	657087.6232	2.36
74	WJ20240819003	WKGJ2024171-365D	2024/8/20	2025/8/20	365	人民币	1.05%/2.5%/2.85%	7000	1190000	EUR/USD	2025/7/7	1.11220	1.053	982346.1959	2.45
75	WJ20240819002	WKGJ2024171-90D	2024/8/21	2024/11/19	90	人民币	1%/2.6%/2.95%	1200	54739.73	EUR/USD	2024/11/5	1.11430	1.0879	-	2.6
76	WJ20240820002	WKGJ2024171-90D	2024/8/21	2024/11/19	90	人民币	1%/2.6%/2.95%	1500	68424.66	EUR/USD	2024/11/5	1.11430	1.0879	-	2.6
77	WJ20240820005	WKGJ2024171-180D	2024/8/22	2025/2/18	180	人民币	1%/2.5%/2.85%	20000	1726027.4	EUR/USD	2025/1/20	1.11270	1.053	1453575.969	2.47
78	WJ20240821001	WKGJ2024149-180D	2024/8/22	2025/2/18	180	人民币	1.1%/3%/3.35%	10000	1084931.51	EUR/USD	2025/1/20	1.11270	1.053	920586.6373	2.97
79	WJ20240822005	WKGJ2024178-180D	2024/8/24	2025/2/20	180	人民币	1%/2.4%/2.75%	10000	813698.63	EUR/USD	2025/1/20	1.11890	1.053	670857.2522	2.36
80	WJ20240826008	WKGJ2024171-90D	2024/8/28	2024/11/26	90	人民币	1%/2.6%/2.95%	1500	68424.66	EUR/USD	2024/11/20	1.11290	1.053	60311.74859	2.63
81	WJ20240826010	WKGJ2024171-90D	2024/8/28	2024/11/26	90	人民币	1%/2.6%/2.95%	12000	547397.26	EUR/USD	2024/11/20	1.11290	1.053	482494.2623	2.63
82	WJ20240826003	WKGJ2024171-90D	2024/8/28	2024/11/26	90	人民币	1%/2.6%/2.95%	10000	456164.38	EUR/USD	2024/11/20	1.11290	1.053	402078.3963	2.63
83	WJ20240826011	WKGJ2024171-180D	2024/8/29	2025/2/25	180	人民币	1%/2.5%/2.85%	2000	172602.74	EUR/USD	2025/1/20	1.10735	1.053	145486.0973	2.48
84	WJ20240827004	WKGJ2024171-90D	2024/8/29	2024/11/27	90	人民币	1%/2.6%/2.95%	1400	63863.01	EUR/USD	2024/11/20	1.10735	1.053	27626.02562	1.8
85	WJ20240827001	WKGJ2024171-90D	2024/8/29	2024/11/27	90	人民币	1%/2.6%/2.95%	1000	45616.44	EUR/USD	2024/11/20	1.10735	1.053	19732.88052	1.8
86	WJ20240822009	WKGJ2024171-365D	2024/8/29	2025/8/29	365	人民币	1.05%/2.5%/2.85%	5000	850000	EUR/USD	2025/7/7	1.10735	1.053	699979.2092	2.45
87	WJ20240829001	WKGJ2024182-90D	2024/8/30	2024/11/28	90	人民币	1%/2.9%/3.25%	50000	2712328.77	EUR/USD	2024/11/20	1.10510	1.053	2386597.946	2.94
88	WJ20240829018	WKGJ2024171-90D	2024/8/31	2024/11/29	90	人民币	1%/2.6%/2.95%	1500	68424.66	EUR/USD	2024/11/20	1.10510	1.053	37318.77487	2.01
89	WJ20240830023	WKGJ2024171-90D	2024/9/3	2024/12/2	90	人民币	1%/2.6%/2.95%	1000	45616.44	EUR/USD	2024/11/20	1.10530	1.053	22671.15412	1.92
90	WJ20240903007	WKGJ2024171-90D	2024/9/4	2024/12/3	90	人民币	1%/2.6%/2.95%	1000	45616.44	EUR/USD	2024/11/20	1.10790	1.053	17060.19091	1.69
91	WJ20240902012	WKGJ2024171-90D	2024/9/6	2024/12/5	90	人民币	1%/2.6%/2.95%	5000	228082.19	EUR/USD	2024/11/20	1.10820	1.053	200618.7741	2.63
92	WJ20240903009	WKGJ2024171-180D	2024/9/5	2025/3/4	180	人民币	1%/2.5%/2.85%	6000	517808.22	EUR/USD	2025/2/11	1.11110	1.053	327225.5935	2.11
93	WJ20240905001	WKGJ2024171-365D	2024/9/7	2025/9/7	365	人民币	1.05%/2.5%/2.85%	7000	1190000	EUR/USD	2025/8/6	1.10820	1.053	977013.2154	2.45
94	WJ20240905003	WKGJ2024171-365D	2024/9/7	2025/9/7	365	人民币	1.05%/2.5%/2.85%	7000	1190000	EUR/USD	2025/8/6	1.10820	1.053	977080.8348	2.45
95	WJ20240911003	WKGJ2024171-365D	2024/9/13	2025/9/13	365	人民币	1.05%/2.5%/2.85%	3500	595000	EUR/USD	2025/8/6	1.11280	1.053	459989.5188	2.36
96	WJ20240914004	WKGJ2024171-365D	2024/9/19	2025/9/19	365	人民币	1.05%/2.5%/2.85%	3500	595000	EUR/USD	2025/8/6	1.11590	1.053	423138.0073	2.26
97	WJ20240918001	WKGJ2024171-180D	2024/9/19	2025/3/18	180	人民币	1%/2.5%/2.85%	2000	172602.74	EUR/USD	2025/2/11	1.11590	1.053	97981.69471	1.99
98	WJ20240920004	WKGJ2024171-180D	2024/9/21	2025/3/20	180	人民币	1%/2.5%/2.85%	5000	431506.85	EUR/USD	2025/2/11	1.11600	1.053	240307.6781	1.97
99	WJ20240920005	WKGJ2024171-365D	2024/9/24	2025/9/24	365	人民币	1.05%/2.5%/2.85%	3000	510000	EUR/USD	2025/8/6	1.11880	1.053	354840.4795	2.23
100	WJ20240920008	WKGJ2024171-365D	2024/9/24	2025/9/24	365	人民币	1.05%/2.5%/2.85%	8000	1360000	EUR/USD	2025/8/6	1.11880	1.053	945878.9545	2.23
101	WJ20240920001	WKGJ2024193-180D	2024/9/24	2025/3/23	180	人民币	1%/2.9%/3.25%	10000	1084931.51	EUR/USD	2025/3/19	1.11880	1.053	643893.1717	2.31
102	WJ20240920009	WKGJ2024171-90D	2024/9/24	2024/12/23	90	人民币	1%/2.6%/2.95%	1000	45616.44	EUR/USD	2024/12/18	1.11880	1.053	14074.88534	1.57
103	WJ20240920002	WKGJ2024171-180D	2024/9/24	2025/3/23	180	人民币	1%/2.5%/2.85%	1000	86301.37	EUR/USD	2025/3/19	1.11880	1.053	50794.10142	2.03
104	WJ20240923001	WKGJ2024198-90D	2024/9/25	2024/12/24	90	人民币	1%/2.6%/2.95%	20000	912328.77	EUR/USD	2024/12/18	1.11400	1.053	341983.2797	1.69
105	WJ20240923002	WKGJ2024193-180D	2024/9/26	2025/3/25	180	人民币	1%/2.9%/3.25%	10000	1084931.51	EUR/USD	2025/3/19	1.11650	1.053	657103.1935	2.33
106	WJ20240925009	WKGJ2024171-90D	2024/9/27	2024/12/26	90	人民币	1%/2.6%/2.95%	2000	91232.88	EUR/USD	2024/12/18	1.11620	1.053	31630.66676	1.64
107	WJ20240925006	WKGJ2024198-90D	2024/9/27	2024/12/26	90	人民币	1%/2.6%/2.95%	10000	456164.38	EUR/USD	2024/12/18	1.11620	1.053	157473.1623	1.64
108	WJ20240924004	WKGJ2024196- 180D	2024/9/28	2025/3/27	180	人民币	1%/2.3%/2.65%	1300	99369.86	EUR/USD	2025/3/19	1.11620	1.053	58650.24097	1.91
109	WJ20240924011	WKGJ2024171-180D	2024/9/28	2025/3/27	180	人民币	1%/2.5%/2.85%	20000	1726027.4	EUR/USD	2025/3/19	1.11620	1.053	1040844.296	2.06
110	WJ20240927005	WKGJ2024171-90D	2024/9/28	2024/12/27	90	人民币	1%/2.6%/2.95%	1400	63863.01	EUR/USD	2024/12/18	1.11620	1.053	22048.39511	1.64
111	WJ20240920007	WKGJ2024171-180D	2024/9/29	2025/3/28	180	人民币	1%/2.5%/2.85%	10000	863013.7	EUR/USD	2025/3/19	1.11620	1.053	519851.065	2.05
112	WJ20240930006	WKGJ2024193-180D	2024/10/9	2025/4/7	180	人民币	1%/2.9%/3.25%	5000	542465.75	EUR/USD	2025/3/19	1.09430	1.053	390030.5687	2.58
113	WJ20241010002	WKGJ2024198-90D	2024/10/12	2025/1/10	90	人民币	1%/2.6%/2.95%	10000	456164.38	EUR/USD	2025/1/8	1.09240	1.053	307267.9602	2.25
114	WJ20240927011	WKGJ2024192-180D	2024/10/16	2025/4/14	180	人民币	1%/2.8%/3.15%	20000	2071232.88	EUR/USD	2025/3/19	1.08620	1.053	1500814.753	2.52
115	WJ20241014004	WKGJ2024210-180D	2024/10/16	2025/4/14	180	人民币	1%/2.8%/3.15%	30000	3106849.32	EUR/USD	2025/3/19	1.08620	1.053	2252272.995	2.52
116	WJ20241016001	WKGJ2024171-90D	2024/10/17	2025/1/15	90	人民币	1%/2.6%/2.95%	1000	45616.44	EUR/USD	2025/1/8	1.08350	1.053	32629.94525	2.32
117	WJ20241017002	WKGJ2024212-180D	2024/10/19	2025/4/17	180	人民币	0.45%/1.9%/2.25%	2000	167671.23	EUR/USD	2025/3/19	1.08650	1.053	125169.5824	1.72
118	WJ20241016002	WKGJ2024171-30D	2024/10/19	2024/11/18	30	人民币	1%/2.45%/2.8%	5000	71917.81	EUR/USD	2024/11/5	1.08650	1.0879	-	2.45
119	WJ20241017003	WKGJ2024171-90D	2024/10/19	2025/1/17	90	人民币	1%/2.6%/2.95%	1000	45616.44	EUR/USD	2025/1/8	1.08650	1.053	33535.74522	2.36
120	WJ20241021001	WKGJ2024171-180D	2024/10/24	2025/4/22	180	人民币	1%/2.5%/2.85%	10000	863013.7	EUR/USD	2025/3/19	1.08230	1.053	649559.8318	2.32
121	WJ20241022002	WKGJ2024213-180D	2024/10/25	2025/4/23	180	人民币	0.85%/2.3%/2.65%	15000	1257534.25	EUR/USD	2025/3/19	1.07920	1.053	1052235.219	2.27
122	WJ20241024002	WKGJ2024171-365D	2024/10/25	2025/10/25	365	人民币	1.05%/2.5%/2.85%	4500	765000	EUR/USD	2025/8/6	1.07920	1.053	588407.1357	2.36
123	WJ20241025001	WKGJ2024198-90D	2024/10/26	2025/1/24	90	人民币	1%/2.6%/2.95%	1000	45616.44	EUR/USD	2025/1/8	1.07920	1.053	34408.19599	2.4
124	WJ20241024007	WKGJ2024171-365D	2024/10/26	2025/10/26	365	人民币	1.05%/2.5%/2.85%	5000	850000	EUR/USD	2025/8/6	1.07920	1.053	652083.6384	2.35
125	WJ20241024010	WKGJ2024212-180D	2024/10/26	2025/4/24	180	人民币	0.45%/1.9%/2.25%	2000	167671.23	EUR/USD	2025/3/19	1.07920	1.053	127420.2689	1.74
126	WJ20241024006	WKGJ2024171-180D	2024/10/29	2025/4/27	180	人民币	1%/2.5%/2.85%	20000	1726027.4	EUR/USD	2025/3/19	1.08215	1.053	1300218.655	2.32
127	WJ20241025009	WKGJ2024171-30D	2024/10/29	2024/11/28	30	人民币	1%/2.45%/2.8%	1000	14383.56	EUR/USD	2024/11/20	1.08215	1.053	11336.13442	2.38
128	WJ20241025002	WKGJ2024211-90D	2024/10/29	2025/1/27	90	人民币	1%/2.6%/2.95%	12000	547397.26	EUR/USD	2025/1/8	1.08215	1.053	402106.8164	2.36
129	WJ20241025008	WKGJ2024171-30D	2024/10/29	2024/11/28	30	人民币	1%/2.45%/2.8%	1000	14383.56	EUR/USD	2024/11/20	1.08215	1.053	11346.86017	2.38
130	WJ20241028008	WKGJ2024214-180D	2024/10/29	2025/4/27	180	人民币	1%/2.9%/3.25%	6000	650958.9	EUR/USD	2025/3/19	1.08215	1.053	493478.7164	2.67
131	WJ20241028007	WKGJ2024211-30D	2024/10/29	2024/11/28	30	人民币	1%/2.45%/2.8%	10000	143835.62	EUR/USD	2024/11/20	1.08215	1.053	113468.8073	2.38
132	WJ20241028006	WKGJ2024171-180D	2024/10/29	2025/4/27	180	人民币	1%/2.5%/2.85%	2000	172602.74	EUR/USD	2025/3/19	1.08215	1.053	130067.8796	2.32
133	WJ20241029007	WKGJ2024212-180D	2024/10/31	2025/4/29	180	人民币	0.45%/1.9%/2.25%	1000	83835.62	EUR/USD	2025/3/19	1.08800	1.053	61951.03838	1.71
134	WJ20241030005	WKGJ2024171-90D	2024/10/31	2025/1/29	90	人民币	1%/2.6%/2.95%	3000	136849.32	EUR/USD	2025/1/8	1.08800	1.053	97793.67238	2.32
135	WJ20241030014	WKGJ2024171-28D	2024/10/31	2024/11/28	28	人民币	1%/2.45%/2.8%	2000	26849.32	EUR/USD	2024/11/20	1.08800	1.053	19490.15594	2.27
136	WJ20241029002	WKGJ2024171-29D	2024/11/1	2024/11/30	29	人民币	1%/2.45%/2.8%	8000	111232.88	EUR/USD	2024/11/22	1.08890	1.053	73371.0052	2.15
137	WJ20241029003	WKGJ2024171-29D	2024/11/1	2024/11/30	29	人民币	1%/2.45%/2.8%	1000	13904.11	EUR/USD	2024/11/22	1.08890	1.053	9171.365227	2.15
138	WJ20241029018	WKGJ2024171-29D	2024/11/1	2024/11/30	29	人民币	1%/2.45%/2.8%	2000	27808.22	EUR/USD	2024/11/22	1.08890	1.053	18342.72265	2.15
139	WJ20241030021	WKGJ2024171-28D	2024/11/1	2024/11/29	28	人民币	1%/2.45%/2.8%	1000	13424.66	EUR/USD	2024/11/22	1.08890	1.053	8855.113415	2.15
140	WJ20241029016	WKGJ2024219-28D	2024/11/1	2024/11/29	28	人民币	1%/2.7%/3.05%	20000	306849.32	EUR/USD	2024/11/22	1.08890	1.053	207637.2645	2.35
141	WJ20241029005	WKGJ2024220-29D	2024/11/1	2024/11/30	29	人民币	1%/2.55%/2.9%	1500	22047.95	EUR/USD	2024/11/22	1.08890	1.053	14664.71891	2.23
142	WJ20241029004	WKGJ2024220-29D	2024/11/1	2024/11/30	29	人民币	1%/2.55%/2.9%	5000	73493.15	EUR/USD	2024/11/22	1.08890	1.053	49019.42118	2.23
143	WJ20241029021	WKGJ2024171-29D	2024/11/1	2024/11/30	29	人民币	1%/2.45%/2.8%	5000	69520.55	EUR/USD	2024/11/22	1.08890	1.053	45728.71672	2.15
144	WJ20241025007	WKGJ2024171-25D	2024/11/1	2024/11/26	25	人民币	1%/2.45%/2.8%	2000	23972.6	EUR/USD	2024/11/22	1.08890	1.053	15812.68207	2.15
145	WJ20241029012	WKGJ2024171-28D	2024/11/1	2024/11/29	28	人民币	1%/2.45%/2.8%	3000	40273.97	EUR/USD	2024/11/22	1.08890	1.053	28029.84	2.22
146	WJ20241030009	WKGJ2024171-29D	2024/11/1	2024/11/30	29	人民币	1%/2.45%/2.8%	4500	62568.49	EUR/USD	2024/11/22	1.08890	1.053	41386.11184	2.16
147	WJ20240929018	WKGJ2024171-29D	2024/11/1	2024/11/30	29	人民币	1%/2.45%/2.8%	1000	13904.11	EUR/USD	2024/11/22	1.08890	1.053	9145.731917	2.15
148	WJ20241030002	WKGJ2024216-29D	2024/11/1	2024/11/30	29	人民币	1%/2.5%/2.85%	2000	28602.74	EUR/USD	2024/11/22	1.08890	1.053	19028.12975	2.2
149	WJ20241030006	WKGJ2024215-29D	2024/11/1	2024/11/30	29	人民币	1%/2.55%/2.9%	3500	51445.21	EUR/USD	2024/11/22	1.08890	1.053	34313.58596	2.23
150	WJ20241030016	WKGJ2024171-29D	2024/11/1	2024/11/30	29	人民币	1%/2.45%/2.8%	1300	18075.34	EUR/USD	2024/11/22	1.08890	1.053	11922.77545	2.15
151	WJ20241030017	WKGJ2024171-29D	2024/11/1	2024/11/30	29	人民币	1%/2.45%/2.8%	2000	27808.22	EUR/USD	2024/11/22	1.08890	1.053	18291.45694	2.15
152	WJ20241030018	WKGJ2024171-26D	2024/11/1	2024/11/27	26	人民币	1%/2.45%/2.8%	20000	249315.07	EUR/USD	2024/11/22	1.08890	1.053	164910.2472	2.16
153	WJ20241030008	WKGJ2024171-28D	2024/11/1	2024/11/29	28	人民币	1%/2.45%/2.8%	1000	13424.66	EUR/USD	2024/11/22	1.08890	1.053	8855.113415	2.15
154	WJ20241030023	WKGJ2024171-29D	2024/11/1	2024/11/30	29	人民币	1%/2.45%/2.8%	3000	41712.33	EUR/USD	2024/11/22	1.08890	1.053	27437.24254	2.15
155	WJ20241029001	WKGJ2024171-29D	2024/11/1	2024/11/30	29	人民币	1%/2.45%/2.8%	8000	111232.88	EUR/USD	2024/11/22	1.08890	1.053	73371.0052	2.15
156	WJ20241030001	WKGJ2024218-29D	2024/11/1	2024/11/30	29	人民币	1%/2.65%/3%	30000	464794.52	EUR/USD	2024/11/22	1.08890	1.053	313091.6777	2.31
157	WJ20241030012	WKGJ2024171-29D	2024/11/1	2024/11/30	29	人民币	1%/2.45%/2.8%	1500	20856.16	EUR/USD	2024/11/22	1.08890	1.053	13757.07064	2.15
158	WJ20241030024	WKGJ2024171-28D	2024/11/1	2024/11/29	28	人民币	1%/2.45%/2.8%	4000	53698.63	EUR/USD	2024/11/22	1.08890	1.053	35420.45366	2.15
159	WJ20241030013	WKGJ2024171-29D	2024/11/1	2024/11/30	29	人民币	1%/2.45%/2.8%	1000	13904.11	EUR/USD	2024/11/22	1.08890	1.053	9196.907358	2.16
160	WJ20241030019	WKGJ2024171-29D	2024/11/1	2024/11/30	29	人民币	1%/2.45%/2.8%	4000	55616.44	EUR/USD	2024/11/22	1.08890	1.053	36685.51656	2.15
161	WJ20241031002	WKGJ2024205-14D	2024/11/2	2024/11/16	14	人民币	0.7%/2.1%/2.45%	2000	13041.1	EUR/USD	2024/11/13	1.08890	1.0614	-	2.1
162	WJ20241031004	WKGJ2024171-27D	2024/11/2	2024/11/29	27	人民币	1%/2.45%/2.8%	1000	12945.21	EUR/USD	2024/11/22	1.08890	1.053	8260.430266	2.12
163	WJ20241031003	WKGJ2024171-28D	2024/11/2	2024/11/30	28	人民币	1%/2.45%/2.8%	5000	67123.29	EUR/USD	2024/11/22	1.08890	1.053	42697.36582	2.11
164	WJ20241028001	WKGJ2024171-28D	2024/11/2	2024/11/30	28	人民币	1%/2.45%/2.8%	6150	82561.64	EUR/USD	2024/11/22	1.08890	1.053	52683.1812	2.12
165	WJ20241101002	WKGJ2024222-28D	2024/11/2	2024/11/30	28	人民币	1%/2.75%/3.1%	59000	927835.62	EUR/USD	2024/11/22	1.08890	1.053	609984.6923	2.35
166	WJ20241101004	WKGJ2024198-90D	2024/11/2	2025/1/31	90	人民币	1%/2.6%/2.95%	1000	45616.44	EUR/USD	2025/1/8	1.08890	1.053	31367.13519	2.27
167	WJ20241024003	WKGJ2024205-14D	2024/11/5	2024/11/19	14	人民币	0.7%/2.1%/2.45%	3000	19561.64	EUR/USD	2024/11/15	1.08425	1.0541	-	2.1
168	WJ20241101003	WKGJ2024171-25D	2024/11/5	2024/11/30	25	人民币	1%/2.45%/2.8%	2000	23972.6	EUR/USD	2024/11/27	1.08425	1.053	17055.86856	2.25
169	WJ20241101001	WKGJ2024221-25D	2024/11/5	2024/11/30	25	人民币	1%/2.75%/3.1%	14000	196575.34	EUR/USD	2024/11/27	1.08425	1.053	144322.7902	2.51
170	WJ20241101007	WKGJ2024171-25D	2024/11/5	2024/11/30	25	人民币	1%/2.45%/2.8%	2000	23972.6	EUR/USD	2024/11/27	1.08425	1.053	17083.07542	2.25
171	WJ20241101005	WKGJ2024171-25D	2024/11/5	2024/11/30	25	人民币	1%/2.45%/2.8%	3000	35958.9	EUR/USD	2024/11/27	1.08425	1.053	25624.65362	2.25
172	WJ20241104001	WKGJ2024171-30D	2024/11/5	2024/12/5	30	人民币	1%/2.45%/2.8%	1000	14383.56	EUR/USD	2024/11/27	1.08425	1.053	10266.0452	2.25
173	WJ20241105001	WKGJ2024205-14D	2024/11/6	2024/11/20	14	人民币	0.7%/2.1%/2.45%	1000	6520.55	EUR/USD	2024/11/18	1.07180	1.053	5387.637059	2.1
174	WJ20241106001	WKGJ2024205-14D	2024/11/8	2024/11/22	14	人民币	0.7%/2.1%/2.45%	2000	13041.1	EUR/USD	2024/11/20	1.07200	1.053	9447.27214	1.93
175	WJ20241106003	WKGJ2024227-21D	2024/11/8	2024/11/29	21	人民币	1%/2.45%/2.8%	20000	201369.86	EUR/USD	2024/11/27	1.07200	1.053	131338.7889	2.14
176	WJ20241106005	WKGJ2024225-21D	2024/11/8	2024/11/29	21	人民币	1%/2.45%/2.8%	2000	20136.99	EUR/USD	2024/11/27	1.07200	1.053	13165.43381	2.14
177	WJ20241106002	WKGJ2024171-90D	2024/11/8	2025/2/6	90	人民币	1%/2.6%/2.95%	1000	45616.44	EUR/USD	2025/1/8	1.07200	1.053	34422.63838	2.4
178	WJ20241106004	WKGJ2024226-180D	2024/11/9	2025/5/8	180	人民币	0.4%/1.9%/2.25%	3000	258904.11	EUR/USD	2025/4/28	1.07200	1.053	199483.5979	1.75
179	WJ20241107006	WKGJ2024205-14D	2024/11/9	2024/11/23	14	人民币	0.7%/2.1%/2.45%	1200	7824.66	EUR/USD	2024/11/20	1.07200	1.053	4350.10961	1.65
180	WJ20241107001	WKGJ2024211-365D	2024/11/9	2025/11/9	365	人民币	1.05%/2.5%/2.85%	12000	2040000	EUR/USD	2025/8/6	1.07200	1.053	1574402.5	2.36
181	WJ20241107003	WKGJ2024211-365D	2024/11/9	2025/11/9	365	人民币	1.05%/2.5%/2.85%	8000	1360000	EUR/USD	2025/8/6	1.07200	1.053	1049601.572	2.36
182	WJ20241108003	WKGJ2024171-30D	2024/11/9	2024/12/9	30	人民币	1%/2.45%/2.8%	3000	43150.68	EUR/USD	2024/11/27	1.07200	1.053	28211.61378	2.14
183	WJ20241108004	WKGJ2024214-180D	2024/11/12	2025/5/11	180	人民币	1%/2.9%/3.25%	10000	1084931.51	EUR/USD	2025/4/28	1.06260	1.053	862073.5906	2.75
184	WJ20241111001	WKGJ2024228-14D	2024/11/13	2024/11/27	14	人民币	0.4%/1.85%/2.2%	1000	6712.33	EUR/USD	2024/11/25	1.05570	1.053	5351.395424	1.8

持仓风险

风险提示：结构性存款不同于一般性存款，具有投资风险，您应当充分认识投资风险，谨慎投资。

1.本金及利息风险：威海市商业银行仅保障资金本金和基础收益，您应充分认识利息不确定的风险。本产品的收益由基础收益和浮动收益组成，浮动收益取决于挂钩标的价格变化，受市场多种要素的影响。利息不确定的风险由存款人自行承担，存款人应对此有充分的认识。如果在存款期内，市场利率上升，本产品的利率不随市场利率上升而提高。

2. 期限风险：由于本产品的实际期限无法事先确定，且威海市商业银行有权单方行使对产品期限的权利（包括但不限于提前终止等），一旦威海市商业银行选择了行使产品合同中所订明的对产品期限的权利，则存款人必须遵照履行。

3. 市场风险：包括但不限于因国家法律法规以及货币政策、财政政策、产业政策、地区发展政策等国际政策的变化、宏观周期型经济运行状况变化、外汇汇率和人民币购买力等变化对市场产生一定的影响，导致产品收益的波动，在一定情况下甚至会对产品的成立与运行产生影响。交易期内可能存在市场利率上升、但该产品的收益率不随市场利率上升而提高的情形；受限于投资组合及具体策略的不同，本产品收益变化趋势与市场整体发展趋势并不具有必然的一致性。

4. 流动性风险：客户在产品合同约定的条款外，不享有提前终止权，则客户在产品到期日（威海市商业银行依照产品合同的约定提前终止合同的，提前终止日被视为产品到期日）前无法取用存款本金及产品收益。

5. 信息传递风险：客户应根据产品合同载明的信息披露方式查询本产品的相关信息。如果客户未及时查询，或由于通讯故障、系统故障以及其他不可抗力等因素的影响导致客户无法及时了解本产品的信息，并由此影响客户投资决策，因此而产生的责任和风险将由客户自行承担。另外，客户预留在威海市商业银行的有效联系方式变更的，应及时通知威海市商业银行。如客户未及时告知威海市商业银行联系方式变更或因存款人其他原因，威海市商业银行将可能在需要联系客户时无法及时取得联系，并可能会由此影响客户的投资决策，由此而产生的责任和风险由客户自行承担。

6. 不可抗力风险：如果因不可抗力不能履行产品合同时，可根据不可抗力的影响部分或全部免除违约责任。

7.信用风险：威海市商业银行发生信用风险如被依法撤销或被被申请破产等，将对产品的收益产生影响。

8.数据来源风险：在本存款收益率的计算中，需要使用到数据提供商提供的挂钩标的的价格水平。如果届时产品说明书中约定的数据提供商提供的参照页面不能给出所需的价格水平，威海市商业银行将本着公平、公正、公允的原则，秉承善意并按照商业上合理的方式确定所适用的价格水平进行计算。

风险控制措施

本行针对结构性存款业务的风险特征，制定和实施相应的风险管理政策和程序，持续有效地识别、计量、监测和控制结构性存款业务面临的各类风险，并将结构性存款业务风险管理纳入全面风险管理体系。本行将结构性存款纳入表内核算，按照存款管理，纳入存款准备金和存款保险保费的缴纳范围，相关资产按照国务院银行业监督管理机构的相关规定计提资本和拨备。

本行具备普通类衍生产品交易业务资格，结构性存款挂钩的衍生产品交易严格遵守《银行业金融机构衍生产品交易业务管理暂行办法》、《商业银行资本管理办法（试行）》、《商业银行杠杆率管理办法（修订）》、《商业银行流动性风险管理办法》等国务院银行业监督管理机构关于衍生产品交易的相关规定。

本行销售结构性存款，严格按照中国银保监会发布的《关于进一步规范商业银行结构性存款业务的通知》（银保监办发〔2019〕204号）相关规定执行，充分揭示风险。销售文本全面、客观反映结构性存款的重要特性和与产品有关的重要事实，向投资者充分揭示风险，确保投资者了解结构性存款的产品性质和潜在风险，自主进行投资决策。

公司业务

2024年11月单位结构性存款产品账单

总行地址：山东省威海市青岛北路137A号

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